162 episodes

A monthly podcast that focuses on debunking the financial myths promoted by Wall Street and the financial media.

Solving the Financial Puzzle Nikki Earley

    • Business
    • 5.0 • 4 Ratings

A monthly podcast that focuses on debunking the financial myths promoted by Wall Street and the financial media.

    Ep 166: Secure Act 2.0 - What You Need to Know

    Ep 166: Secure Act 2.0 - What You Need to Know

    The SECURE Act, when rolled out in 2020, was some of the most significant retirement legislation in years, but the government is already discussing further changes. Let’s run through the list of proposals and find out how they might impact planning in the future.


     


    Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/07/ep-166-secure-act-2-0-what-you-need-to-know/ 


     


    What we discuss on this episode: 


    1:02 – Summer update


    2:55 – Background on the SECURE Act


    3:46 – RMD age increase even further


    6:17 – Auto-enroll into 401k


    8:00 – Catch-up contributions could increase


    10:11 – Matching contributions on student loan payments


    12:18 – National 401k database 

    • 14 min
    Ep 165: Learning Through Uncommon Sense

    Ep 165: Learning Through Uncommon Sense

    The statements we’ll run though on the show today are basic common sense that nearly everyone would agree with, but our behave often doesn’t line up. Today look at these straight-forward approaches and explain what keeps us from following them.


     


    Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/06/ep-165-learning-through-uncommon-sense/ 


     


    What we discuss on this episode:


    0:55 – Life without masks


    4:22 – Buy Low and Sell High


    6:59 – Don’t pay more in taxes than you have to


    9:39 – Keep costs low


    11:59 – Don’t put all your eggs in one basket  


    14:03 – Market timing is virtually impossible

    • 19 min
    Ep 164: Financial Planning in Biden’s America

    Ep 164: Financial Planning in Biden’s America

    On today’s show, we’re going to be talking about financial planning in President Biden’s America. We’re past his 100th day in office, so let’s take a look at the impacts in financial planning and the markets.


     


    Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/05/ep-164-financial-planning-in-bidens-america/ 


     


    What we discuss on this episode: 


    3:17 – Taxes


    7:50 – Infrastructure


    14:15 – Capital gains


    17:37 – Climate

    • 24 min
    Ep 163: Flirting with Financial Disaster

    Ep 163: Flirting with Financial Disaster

    Comprehensive planning takes care of every aspect of retirement, but without it there are areas that could quickly become a calamity. Today we’ll identify five key areas where people don’t pay enough attention and end up flirting with disaster.


     


    Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/04/ep-163-flirting-with-financial-disaster/


     


    What we discuss on this episode: 


    2:24 – Out of date legal documents


    7:21 – Incorrect beneficiaries


    10:15 – Ticking tax time bomb


    14:43 – Long-term care expenses


    19:12 – The 60/40 portfolio

    • 23 min
    Ep 162: Tax Tips for 2021

    Ep 162: Tax Tips for 2021

    If you’re getting prepared to file your 2020 taxes and looking ahead to the changes that might be coming this year and beyond, we’ll run through some of the key items from a very unique and challenging last 12 months.


     


    Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/02/ep-162-tax-tips-for-2021/ 


     


    What we discuss on this episode: 


    1:45 – Stimulus payments


    5:31 – Tax brackets


    7:55 – Extra deductions for charity


    10:36 – Required Minimum Distributions


    12:55 – Home office deductions


    15:14 – Filing advice


    17:54 – State specific changes


    18:34 – How our team assists with tax planning

    • 21 min
    Ep 161: 5 Important Retirement Statistics Worth Your Time

    Ep 161: 5 Important Retirement Statistics Worth Your Time

    As we kick of the new year, let’s talk about what statistics tell us about retirement. We found five specific stats that will surprise you and make you realize that financial planning needs to be a priority in 2021.


     


    Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/01/ep-161-5-important-retirement-statistics-worth-your-time/ 


     


    What we discuss on this show: 


    1:51 – Have clients been nervous about the start to 2021?


    3:10 – Breaking down five important statistics


    3:52 – Only 17% of American workers are confident they’ll have enough in retirement.


    7:30 – The average 65-year-old woman has an average life expectancy of 20.7 more years.


    9:28 – Some issues that come up for women later in life


    12:30 – 16.5% of country is over age of 65


    17:09 – The average retiree will spend $295,000 on out-of-pocket medical expenses during retirement.


    21:57 – 90% of people over 60 say a written plan is important but only 20% have one.

    • 26 min

Customer Reviews

5.0 out of 5
4 Ratings

4 Ratings

Sooner348 ,

Dan gets it...

Finally someone who isn't afraid to take on the fraudelent stock pickers and the IRS. Keep it up Dan!

Top Podcasts In Business