37 episodes

Husband and wife financial gurus David and Cindy provide a refreshing view on personal finance with a side of humor. They also share offbeat current events and real-life experiences. The two hosts crack jokes while also diving into financial literacy and success. This podcast finds the perfect balance between having a laugh and getting down to business.


Cindy has been a leader in the financial industry for the last 27 years. She is a registered professional and COO for a nationally recognized wealth management firm. She has a background in a variety of areas of wealth management, including 401(k) analysis and education, branch management and client service. Her passion is helping others understand the value of planning and achieving their long term financial goals.


David is a published author and accomplished corporate project manager in the IT field. His book I'm Not Flipping Burgers When I'm 70! explores personal finance, budgeting, home ownership and investing for the future. David also launched a project called the Personal Finance Squad in which he offers guidance on all areas of budgeting and achieving financial freedom. You can find more information here:


https://www.personalfinancesquad.com
https://www.youtube.com/channel/UCZVezX317tx-9Dq0iLOujmQ


Social Media:
https://www.somethingonmymind.net/
https://www.facebook.com/somm.podcast
https://www.instagram.com/somm.podcast/

Something On My Mind Personal Finance David Mulonas

    • How To
    • 5.0 • 12 Ratings

Husband and wife financial gurus David and Cindy provide a refreshing view on personal finance with a side of humor. They also share offbeat current events and real-life experiences. The two hosts crack jokes while also diving into financial literacy and success. This podcast finds the perfect balance between having a laugh and getting down to business.


Cindy has been a leader in the financial industry for the last 27 years. She is a registered professional and COO for a nationally recognized wealth management firm. She has a background in a variety of areas of wealth management, including 401(k) analysis and education, branch management and client service. Her passion is helping others understand the value of planning and achieving their long term financial goals.


David is a published author and accomplished corporate project manager in the IT field. His book I'm Not Flipping Burgers When I'm 70! explores personal finance, budgeting, home ownership and investing for the future. David also launched a project called the Personal Finance Squad in which he offers guidance on all areas of budgeting and achieving financial freedom. You can find more information here:


https://www.personalfinancesquad.com
https://www.youtube.com/channel/UCZVezX317tx-9Dq0iLOujmQ


Social Media:
https://www.somethingonmymind.net/
https://www.facebook.com/somm.podcast
https://www.instagram.com/somm.podcast/

    How Does Pet Insurance Work and Is It Something That You Should Consider

    How Does Pet Insurance Work and Is It Something That You Should Consider

    In this episode David and Cindy discuss pet insurance. They analyze how it works and what you need to consider before choosing to pay for coverage. In addition, they discuss the need for owners to factor in pet insurance into their budget.
    In the roundtable they discuss how their son chooses to pay for parking tickets at college which is still cheaper than paying for a semester parking pass. Hopefully no one else catches on to his logic. 
    In the Coronavirus montage they discuss the story of a fertility doctor that inseminated eight known patients who bore his children and they discuss the warning that doctors are giving to families not play board games over the holidays.
     

    • 30 min
    How to Balance Your Savings Vs. Invesments for Retirement Planning & We Discuss Unusual DNA Stories

    How to Balance Your Savings Vs. Invesments for Retirement Planning & We Discuss Unusual DNA Stories

    In this episode David and Cindy take a question from a listener who asks . . . Is there a standard ratio on how to allocate savings? I do not know how to decide how much to put into my retirement account versus my taxable investments, vs. CDs/High-yield savings, etc.
    So, David and Cindy break down each scenario and provide guidance for the best way to invest.
    In addition, they cover the story of three sisters who determined through DNA testing that their father was a missing person and had been raised by the family who kidnapped him.
    Lastly, they review odd and unusual quips from what people revealed about their family DNA stories.
    https://www.facebook.com/somm.podcast
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    https://www.somethingonmymind.net/
    https://www.goodhousekeeping.com/life/parenting/a33391252/kidnapping-dna-test/
     

    • 35 min
    How Long Term Sustainable Products Can Reduce Your Budget While Helping the Environment

    How Long Term Sustainable Products Can Reduce Your Budget While Helping the Environment

    In this episode David and Cindy discuss how to save money on products that you buy while at the same time helping the environment. The goal is to purchase items that reduce waste (mainly plastic and single use items) and this can be done by replacing your current products at a lower cost to your budget.
    They also pay tribute to our veterans and highlight the story of a hundred-year old World War II pilot who still flies and set Guinness world record in doing so.
    Lastly, they pay homage to Jeopardy! host Alex Trebek.
    https://www.facebook.com/somm.podcast
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    https://www.somethingonmymind.net/
    https://www.cbsnews.com/news/wwii-fighter-pilot-harry-moyer-still-flies-every-week/
    https://www.cnn.com/2020/11/08/entertainment/alex-trebek-jeopardy-host-death-trnd/index.html
    https://blog.cheapism.com/reducing-plastic-waste/
     

    • 39 min
    Something On My Mind Podcast Season Two Trailer

    Something On My Mind Podcast Season Two Trailer

    We launched our podcast 30 weeks ago and we are excited to bring you the second season and we have many exciting developments to enhance the show.
    In the coming weeks you will get to see our faces as we podcast from our new state of the art studio. This way, we can interact with you on a more personal level while we continue to bring you the audio portion of the podcast. 
    In addition, we are developing a personal finance video channel to bring you topics that we talk about on a show as well as well as many others so that you can watch and learn to enhance your financial fitness.
    And that's not all. We are enhancing our website in which we will take the audio content from our podcasts and transform them into blog posts.
    As for season two, we will continue to bring you topics that will enhance your financial fitness along with interviews from our guests that have great success stories where they overcame hardships and challenges and most importantly what they do to give  back to the community.
    We are not only having a blast, but  we’ve had a great  inaugural season, and our continued success will as always be attributed to you, the listener. So we thank you. 
    Our goal is for you to be smart with your money, pay yourself first, and enjoy the things that you love.
    So until the next episode, until next time, we are David and Cindy!
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    • 2 min
    Myles Gage and Brian Curcio From the Award Wiining Investment App, Rapunzl

    Myles Gage and Brian Curcio From the Award Wiining Investment App, Rapunzl

    In this episode David and Cindy interview Myles Gage and Brian Curcio from the award winning investment app, Rapunzl. These two gentlemen met in high school and began trading in the stock market and consequently, decided to create an app to trade stocks in simulation with contest payouts.
    In addition, they engage with high school and college students to teach them final education and put them on the path toward good financial decision making. Both of them have a great story to tell in this inspiring interview. 
    In addition, David and Cindy cover oddbeat stories; one about a man who had a large thorn imbedded in his arm for fours years which almost killed him and second, they cover the story of a couple that appeared to be swallowed up and spit out by a whale.
    https://www.rapunzlinvestments.com/
    https://www.dailymail.co.uk/femail/article-8912733/Man-discovers-pain-arm-2-inch-thorn-lodged-FOUR-YEARS-ago.html
    https://www.cbc.ca/radio/asithappens/as-it-happens-thursday-edition-1.5790998/it-was-crazy-says-california-kayaker-who-was-engulfed-in-a-whale-s-mouth-1.5791001
    https://www.facebook.com/somm.podcast
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    https://www.somethingonmymind.net/
     

    • 44 min
    How to Use Stock Dividends to How to Build Your Retirement Nest Egg and We Pay Homage to Halloween

    How to Use Stock Dividends to How to Build Your Retirement Nest Egg and We Pay Homage to Halloween

    In this episode David and Cindy explain how stock dividends are established, how they benefit the shareholders and how to use them to buy back stock and build up a retirement nest egg.
    In the offbeat stories montage, they cover stories around the history of Halloween, how much candy is spent each year, the top 10 ten scary movies and costume stories that people have shared from past Halloween’s.
    https://www.facebook.com/somm.podcast
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    https://www.somethingonmymind.net/

    • 31 min

Customer Reviews

5.0 out of 5
12 Ratings

12 Ratings

williambill001 ,

A refreshing podcast

I love the husband and wife tandem Norbert podcast. Cindy and David have a great balance together and provide personal finance topics that most people don’t think about.

I also enjoy the offbeat stories along with the humor with their banter.

LynLynX ,

A top rated podcast

This is by far one of the best podcasts out there.The information is useful and it provides unique perspectives that other podcasts don’t talk about.In addition you can’t beat the entertainment value that they provide.

kyle and Ash ,

Refreshing Financial Dialogue

My wife and I love the insightful topics each week. Cindy and David add a nice real-life/humorous touch to each discussion which sets Something on my Mind apart from other financial podcasts.

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