188 episodes

David and his team provide a refreshing view on personal finance with a side of humor. Main topics include budgeting, finance tips, listener questions, debt management, home ownership, the economy, crypto, FIRE movement, and investing principles. 

The show also shares offbeat current events and real-life experiences where David the producers crack jokes while also diving into financial literacy and success. This podcast finds the perfect balance between having a laugh and getting down to business.

​David is a published author, a financial coach and accomplished corporate project manager in the IT field. His book I'm Not Flipping Burgers When I'm 70 explores personal finance for the novice to the intermediate person that includes a comprehensive budget plan from a blank grid to beefing up the 401(k) and into deeper investing and advanced personal finance methods.

Website:

https://www.somethingonmymind.net/

Social Media   

https://www.instagram.com/somm.podcast/

https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw

https://www.tiktok.com/@somm.podcast?lang=en

https://www.facebook.com/somm.podcast

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Something On My Mind Personal Finance David Mulonas

    • Business
    • 5.0 • 267 Ratings

David and his team provide a refreshing view on personal finance with a side of humor. Main topics include budgeting, finance tips, listener questions, debt management, home ownership, the economy, crypto, FIRE movement, and investing principles. 

The show also shares offbeat current events and real-life experiences where David the producers crack jokes while also diving into financial literacy and success. This podcast finds the perfect balance between having a laugh and getting down to business.

​David is a published author, a financial coach and accomplished corporate project manager in the IT field. His book I'm Not Flipping Burgers When I'm 70 explores personal finance for the novice to the intermediate person that includes a comprehensive budget plan from a blank grid to beefing up the 401(k) and into deeper investing and advanced personal finance methods.

Website:

https://www.somethingonmymind.net/

Social Media   

https://www.instagram.com/somm.podcast/

https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw

https://www.tiktok.com/@somm.podcast?lang=en

https://www.facebook.com/somm.podcast

https://twitter.com/Somm_podcast

    #123 - Why People are Leaving California and the Virtual Proctology Exam

    #123 - Why People are Leaving California and the Virtual Proctology Exam

    This week discuss the trend of people leaving California due to the Pandemic, The Great Resignation, Climate and Cost of Living

    Website:

    https://www.somethingonmymind.net/

    Social Media

    https://www.instagram.com/somm.podcast/

    https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw

    https://www.tiktok.com/@somm.podcast?lang=en

    https://www.facebook.com/somm.podcast

    https://twitter.com/Somm_podcast

    • 54 min
    #122 - The Inflation Update: Are We Going into a Recession?

    #122 - The Inflation Update: Are We Going into a Recession?

    This week we give an update on rising inflation and when will there be relief.

    Website:

    https://www.somethingonmymind.net/

    Social Media

    https://www.instagram.com/somm.podcast/

    https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw

    https://www.tiktok.com/@somm.podcast?lang=en

    https://www.facebook.com/somm.podcast

    https://twitter.com/Somm_podcast

    • 50 min
    PFT #90 - Personal Finance Tip of the Week: Ordering Supplies for Landscaping and General Contractor Jobs

    PFT #90 - Personal Finance Tip of the Week: Ordering Supplies for Landscaping and General Contractor Jobs

    According to Zippia.com in 2021, the average amount homeowners spent on home improvement was $10,341, which was up by 25% from 2020.

    This makes sense as people spent their cabin fever time improving their homes; and now that Covid is more controlled, people are spending more due to M1 money supply with unemployment, stimulus checks.

    Now that labor rates are rising due to lack of resources, the general contractors and landscaping companies are raising their rates and passing them onto you. This is another end result of inflation.

    So what can be done to curb the cost? The easiest one is reducing the cost for supplies to complete the jobs. Generally speaking, the typical markup on materials is between 7.5 and 10 percent.

    However, some contractors will mark up materials 20 percent or more.

    What you can do is ask the contractor for a materials list and place the orders yourself.

    Now with larger jobs, come more complicated supply lists, ad hoc purchases and add ons. In addition, you may make several purchases through a project’s life cycle so you need to stay on task.

    In many cases you should be able to order the large majority of goods while removing copious tasks from the contractor who may not want that burden anyway.

    The bottom line is that this is an easy way to save money and learn a bit along the way. For example, a $30,000 job you could save you anywhere from $2,250 to $6,000.

    Website:

    https://www.somethingonmymind.net/

    Social Media

    https://www.instagram.com/somm.podcast/

    https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw

    https://www.tiktok.com/@somm.podcast?lang=en

    https://www.facebook.com/somm.podcast

    https://twitter.com/Somm_podcast

    • 2 min
    #121 - The $1.2 Billion Mega Million Winner. What Would Yoiu do With the Money?

    #121 - The $1.2 Billion Mega Million Winner. What Would Yoiu do With the Money?

    What would you do with $1.2 billion? The Mega Millions just had its largest winner ever.

    Website:

    https://www.somethingonmymind.net/

    Social Media

    https://www.instagram.com/somm.podcast/

    https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw

    https://www.tiktok.com/@somm.podcast?lang=en

    https://www.facebook.com/somm.podcast

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    • 46 min
    #120 - Please Don't Invite Me to Your Weeding. I'm Broke

    #120 - Please Don't Invite Me to Your Weeding. I'm Broke

    This week we talk about how there are a record number of weddings in 2022 and the people attending them are going broke

    Website:

    https://www.somethingonmymind.net/

    Social Media

    https://www.instagram.com/somm.podcast/

    https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw

    https://www.tiktok.com/@somm.podcast?lang=en

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    • 41 min
    #119 - $100,000 in Salary and $113,000 in Student Loan Debt

    #119 - $100,000 in Salary and $113,000 in Student Loan Debt

    We field a question on the Internet from a 26-year old pharamcist who is making $100K per year and has $113,000 in student loan debt. He has $5,600 in monthly net income and puts $4K to his debt payments. He wants to buy a house. Is he broke? What should he do in his financial planning?

    Website:

    https://www.somethingonmymind.net/

    Social Media

    https://www.instagram.com/somm.podcast/

    https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw

    https://www.tiktok.com/@somm.podcast?lang=en

    https://www.facebook.com/somm.podcast

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    • 44 min

Customer Reviews

5.0 out of 5
267 Ratings

267 Ratings

mildredvelarde ,

excellent podcast

This is the best podcast I've ever heard in my life

colleenhennig ,

love this!

I love podcasts. Your podcasts are awesome

charleswhitman ,

I love this podcast

Something On My Mind Personal Financ podcast best podcast

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