196 episodes

An award-winning retirement podcast dedicated to helping you lower taxes, invest smarter, and make work optional

Do you want to avoid overpaying the IRS in retirement? Or learn how to prepare for the next stock market crash? How about when to take Social Security and how to turn your investments into reliable retirement income?

Hey there! I'm CERTIFIED FINANCIAL PLANNER™ Taylor Schulte, and I was recently named the #2 Independent Financial Advisor in the U.S. by Investopedia. Each week on this retirement podcast, I'll answer BIG financial questions and help you "stay wealthy" in retirement.

Stay Wealthy Retirement Podcast Taylor Schulte, CFP®

    • Business
    • 4.7 • 445 Ratings

An award-winning retirement podcast dedicated to helping you lower taxes, invest smarter, and make work optional

Do you want to avoid overpaying the IRS in retirement? Or learn how to prepare for the next stock market crash? How about when to take Social Security and how to turn your investments into reliable retirement income?

Hey there! I'm CERTIFIED FINANCIAL PLANNER™ Taylor Schulte, and I was recently named the #2 Independent Financial Advisor in the U.S. by Investopedia. Each week on this retirement podcast, I'll answer BIG financial questions and help you "stay wealthy" in retirement.

    Inflation Is Cooling...But Why Does Everything Still Feel So Expensive?

    Inflation Is Cooling...But Why Does Everything Still Feel So Expensive?

    Inflation hit a 40-year high of 9.1% in June 2022.
    Today, inflation is hovering around 3%.
    If inflation is back in line with long-term historical averages, why does everything still feel so expensive?
    When voters were asked what they would most like to see improved in our economy...
    ...why did 64% of them say "lower prices?" 
    In this episode, I'm digging into the current state of inflation, why prices still feel high, and where inflation might be headed.
    I'm also sharing tactics for how to successfully navigate challenging time periods.
    If, like most retirement savers, things still feel outrageously expensive to you, you're going to enjoy this episode. 
    ***
    RETIREMENT & TAX PLANNING TOOLS:
    Join 5,000+ listeners and subscribe to the Stay Wealthy Retirement Newsletter.
    As a thank you, you'll receive three (3) of my MOST popular retirement & tax cheatsheets. 
    You'll also receive my weekly retirement newsletter :) 
    👉 Click here to subscribe and grab your cheatsheets.
    ***
    EPISODE RESOURCES:
    📊  Get Your FREE Retirement & Tax Analysis!
    ✏️  Grab the Episode Show Notes
    📘  Check Out the Retirement Podcast Network
     

    • 11 min
    Roth Conversions and the 5-Year Rule (Explained!)

    Roth Conversions and the 5-Year Rule (Explained!)

    Want an easy way to learn how the "Roth 5-Year Rule" affects your unique situation? 
    Subscribe to the Stay Wealthy Retirement Newsletter.
    As a thank you, you'll receive my one-page flowchart (PDF) for navigating this confusing rule.
    👉 Click here to join the newsletter!
    ***
    TODAY'S EPISODE:
    The "Trump-era tax cuts" are set to expire in 2026.
    In other words, retirement savers only have two more years to take advantage of today's lower tax rates.
    One of the popular strategies to do this is through (aggressive) Roth conversions.
    As a result, I’ve had more questions than ever about the wildly confusing “Roth IRA 5-year rule"...
    ...specifically as it relates to Roth conversions.
    To help simplify this rule, I'm sharing TWO simple questions you can answer to understand how the rule works.
    I'm also sharing several real-life examples + my thoughts on what an election year might mean for the Tax Cuts and Jobs Act (TCJA).
    ***
    EPISODE RESOURCES:
    📊  Get Your FREE Retirement & Tax Analysis!
    ✏️  Grab the Episode Show Notes
    📘  Check Out the Retirement Podcast Network
     
     

    • 25 min
    4 (Little-Known) Retirement Planning Misconceptions

    4 (Little-Known) Retirement Planning Misconceptions

    Today I'm talking through four (rarely-discussed) retirement planning misconceptions.
    In fact, some of these misconceptions might not be misconceptions at all...
    ...they might be concepts that you've never even considered!
    For example, is retirement planning a complex problem OR a complicated problem? (And why does it matter?) 
    And, should you develop a retirement plan from the outside in OR the inside out?
    To help answer these important questions, I'm joined by Roger Whitney, host of the Retirement Answer Man podcast. 
    Along with being a great person and expert retirement planner, Roger is also a deep, critical thinker who will definitely get your wheels turning in this episode.
    WANT MORE RETIREMENT PLANNING TIPS?
    Join 5,000+ listeners and subscribe to the Stay Wealthy Retirement Newsletter.
    As a thank you, you'll receive a copy of my 2024 Tax Planning Cheatsheet.
    👉 Click here to subscribe and grab your cheatsheet.
    -----
    EPISODE RESOURCES:
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    • 44 min
    How to Invest During an Election Year

    How to Invest During an Election Year

    It's an election year.
    As a result, many retirement investors believe that the market MUST be in for a wild ride.
    But is that true? 
    Over the last 100 years, how have markets behaved during election years?
    What have been the best and worst returns? 
    How has the market performed during every 4-year presidential term since 1929?
    And is it "different this time?" 
    To help retirement savers invest wisely during this period of heightened uncertainty, I'm answering these questions (and more).
    ---
    WANT THE CHARTS & DATA REFERENCED IN TODAY'S EPISODE?
    Join the Stay Wealthy Newsletter by clicking here.
    I'll be sending the 12-page PDF to all newsletter readers this week and next 😊
    Click here to subscribe.
    ---
    EPISODE RESOURCES:
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    📊  Get Your Free Retirement Assessment!
    📘  Check Out the Retirement Podcast Network

    • 16 min
    Why We Need to Stop Talking About “Paying Off the National Debt”

    Why We Need to Stop Talking About “Paying Off the National Debt”

    The U.S. national debt recently crossed $34 trillion.
    Without causing some serious pain, paying off this debt is nearly impossible to do.
    We would have to dramatically cut spending in some VERY important areas, increase taxes, or both.
    This debacle has led many to label this situation as catastrophic...
    ...as a "building that we’re stuck in that will need to collapse on us before we can leave."
    But is it really as bad as some make it out to be?
    Is $34 trillion of debt truly an issue? 
    Should we really be focused on paying down (or paying off) this debt? 
    To help answer these questions and shed light on this complex topic, I'm joined today by Cullen Roche, monetary economic expert and CIO of Discipline Funds.
    -----
    WANT MORE RETIREMENT PLANNING TIPS?
    Join 5,000+ listeners and subscribe to the Stay Wealthy Retirement Newsletter.
    As a thank you, you'll receive a copy of my 2024 Tax Planning Cheatsheet.
    👉 Click here to subscribe and grab your cheatsheet.
    -----
    EPISODE RESOURCES:
    ✏️  Grab the Episode Show Notes
    📊  Get Your Free Retirement Assessment!
    📘  Check Out the Retirement Podcast Network

    • 42 min
    How to Evaluate (and Choose) a Financial Advisor

    How to Evaluate (and Choose) a Financial Advisor

    With over 300,000 in the U.S., finding a financial advisor is easy.
    On the other hand, properly evaluating an advisor AND choosing the right expert to help with your unique needs is a challenging task.
    To help, I'm providing an actionable framework for evaluating financial advisors in this episode.
    I'm also sharing 3 critical things everyone should consider before entering into a new advisory relationship.
    It doesn’t matter if you are looking for short-term help or a long-term relationship...if you're considering a financial advisor this year, you'll enjoy this episode.
    WANT MORE RETIREMENT PLANNING TIPS?
    Join 5,000+ listeners and subscribe to the Stay Wealthy Retirement Newsletter.
    As a thank you, you'll receive a copy of my 2024 Tax Planning Cheatsheet.
    👉 Click here to subscribe and grab your cheatsheet.
    -----
    EPISODE RESOURCES:
    📊  Get Your Free Retirement Assessment!
    ✏️  Grab the Episode Show Notes
    📘  Check Out the Retirement Podcast Network

    • 22 min

Customer Reviews

4.7 out of 5
445 Ratings

445 Ratings

AnthonyVas8888 ,

New Advisors

Not only is this show valuable to an individual looking for personal knowledge to help themselves, but also for advisors navigating the deep waters of the industry. The topics discussed in this podcast provide a clear approach to many common issues faced in the industry and help provide tremendous value in your conversations with clients and prospects. An advisor such as myself, you feel like you are gaining experience at an accelerated rate in addition to your personal meetings.

The topics are relevant, applicable, and explained very clear. Thank you Taylor for what you do. You have truly been a blessing to me and my business.

chidley6 ,

One of the best

This is one of the best financial podcasts for general financial guidance. I like the unbiased and honest approach to educating listeners.

RHF53 ,

Good news!

I believe I’ve been working with the best retirement planner around. He made suggestions that no other retirement planner could and they worked!

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