Straight talk with Rick and Meghan

Rick & Meghan
  • 4.7 (3)
  • INVESTING
  • UPDATED WEEKLY

Real Estate expert advice! With over 20 years of experience in Real Estate and Lending.. Meghan & Rick discuss hot topics, housing trends and share valuable insight on how to manage your real estate experience! Learn from the best! Tune in & take notes!

  1. 2D AGO · VIDEO

    Why 2026 is finally the year the market "breathes" again

    Why 2026 is finally the year the market "breathes" again. The Big Picture... In our inaugural episode of 2026, we break down why the "housing freeze" of the last few years is finally thawing. We dive into the data showing a 5–10% increase in inventory and mortgage rates finally stabilizing in the low 6% range. Whether you're a buyer who has been sitting on the sidelines or a seller ready to tap into your equity, this episode is your roadmap for the "Year of the Rebound." Key Takeaways... The 6% Sweet Spot: For the first time in three years, we are seeing rates consistently dip below 6.5%, creating a massive shift in buyer psychology. Inventory Relief: Expect up to 10% more homes on the market this year, meaning fewer bidding wars and more room to negotiate. The End of the "Lock-In": Sellers are finally letting go of their 3% rates as home equity hits record highs, providing the "lifestyle move" opportunities we've been waiting for. Market Balance: 2026 isn't a "buyer's market" or a "seller's market"—it's a healthy market, the most balanced we've seen in nearly a decade. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #podcast #housingmarket #homebuyingjourney #homeselling #realestate #realtor #anaheim #orangecounty

    6 min

  2. 12/19/2025

    🏡 STOP! Are You TRULY Pre-Approved?

    🏡 STOP! Are You TRULY Pre-Approved? This week on the podcast, we're pulling back the curtain on the most confusing part of buying a house: the mortgage pre-approval. 😫 A computer approval (AUS) is NOT the same as an Underwriter's approval, and that little detail can crush your dreams at closing! Rick and I discuss why accurate income data and PROPER financial planning before house hunting are non-negotiable. Don't wait until the last minute—listen now to ensure you're working with a pro who knows the difference! 👇 Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803  #meghanshigo #straighttalkwithrickandmeghan #realtor #realestate #anaheim #downtownanaheim

    8 min

  3. 12/13/2025

    Want to pay LESS tax on your rental properties? 🚨

    Full video on my YouTube! https://youtu.be/CTzChknzjJ4 Want to pay LESS tax on your rental properties? 🚨 The rules on depreciation, write-offs, and avoiding capital gains are confusing—but they can save (or cost!) you thousands. We just put a tax expert in the hot seat to answer the toughest questions. Here are the 3 must-know topics we covered: DEPRECIATION: How long should you hold a property to maximize your write-offs, and what is the recapture cost? THE EXPENSE SECRET: We break down the difference between a repair (instant write-off!) and an improvement (depreciated over years). Don't confuse the two! 1031 LEGACY: The strict timelines to defer taxes + how "stepped-up basis" can wipe out taxes for your heirs. Tune in and make sure you're not making the biggest tax mistake that could jeopardize your next deal! Louie Vazquez III / 714-440-4839 https://www.profitwealthtaxadvisors.com/ Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #taxes #realestate #realtor #homebuyingjourney #anaheim #downtownanaheim

    37 min

  4. 12/06/2025

    28 Years. Thousands of Inspections. He knows the secrets.

    Straight Talk with Rick and Meghan... And Shiloh! 28 Years. Thousands of Inspections. He knows the secrets.   New Episode ALERT! We talked to Shiloh Cox of FYI Inspections about the biggest myth in home buying: that the inspection is scary.   Shiloh says deal-breaking issues are RARE! Instead, the inspection is your chance to: Learn critical maintenance tips. Check the lifespan of your roof and HVAC. Ensure safety (like checking for GFCI outlets!).   Buyers: You must attend your inspection! It's an education. Sellers: A pre-listing inspection can eliminate surprises   Need an Expert? Contact Shiloh Cox and the team at FYI Inspections for your next home inspection. Shiloh Cox (909) 268-6808 / FYI.inspections@gmail.com   YouTube: @Meghan Shigo Spotify: @ Straight Talk with Rick and Meghan iTunes: @ Straight Talk with Rick and Meghan   Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803   #meghanshigo #straighttalkwithrickandmeghan #homeinspection #homebuying #HomeSelling #HousingMarket #housing #realestate #realtor

    27 min

  5. 11/22/2025

    The "Winter Lock-In" isn't a bad thing. It's an opportunity! 🏡💰

    The "Winter Lock-In" isn't a bad thing. It's an opportunity! 🏡💰 Our new podcast episode reveals why the winter real estate market is different—and how smart buyers and sellers can use it to their advantage! ❄️ Buyers: Less competition means more leverage for YOU. Learn to negotiate better deals & score concessions! 📈 Sellers: Uncover what truly motivated buyers are looking for during the holidays AND get your ultimate spring prep checklist. Stop waiting for spring! Your next move could be now. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #homebuyingprocess #homeselling #housingmarket #realtor #realestate

    9 min

  6. 11/15/2025

    A 50-year mortgage… is this really happening?! 👀

    This week, Rick and I break down the newly proposed 50-year loan program that's gaining support from Freddie, Fannie, and other secondary market investors. Rick explains how this option could help buyers by lowering monthly payments, especially for people who don't plan to stay in their homes for the full 50 years but want short-term affordability. But — as always — there's a flip side. 🌀 While the 50-year mortgage might benefit some buyers, it also means paying more interest over time, and it's definitely not the right fit for everyone. I also share my concerns about what this program says about today's affordability challenges… because if we need 50-year mortgages to make housing attainable, what does that really mean for the bigger picture? 🤔 If you're curious about where the market is heading and how this could impact homebuyers, you won't want to miss this one! 🎧 Tune in to Straight Talk with Rick and Meghan — available on all podcast platforms. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #realtor #realestate #straighttalkwithrickandmeghan #housingmarket #homebuyingprocess #mortgage

    9 min

  7. 11/07/2025

    Seller Negotiation Strategies!

    🎙️ Straight Talk with Rick and Meghan presents... Seller Negotiation Strategies! STOP! Don't just take the highest offer. On this week's podcast, we dive into the ultimate seller playbook for negotiation. Most sellers think the highest price wins, but that's a rookie mistake. In this episode, you will learn: The "Multiple Offer Scorecard": How to weigh financing, closing timelines, and contingencies against the raw price. The 3 Riskiest Contingencies (Home Sale is a deal killer!) and how to counter them. tune in before you put your home on the market—this episode could save you weeks of stress and thousands of dollars. Listen now! Link in bio. YouTube: @Meghan Shigo Spotify: @ Straight Talk with Rick and Meghan iTunes: @ Straight Talk with Rick and Meghan Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #homeseller #housingmarket #negotiation

    16 min

  8. 10/31/2025

    Ready to buy a house, but worried about your rate? 📉

    Ready to buy a house, but worried about your rate? 📉 Your credit score is the #1 factor dictating how much you'll pay over the next 30 years. On this week's episode, we're doing a Credit Score Deep Dive with a top mortgage lender! We cover the simple mistakes buyers make before they even apply (like opening a new credit card!) and share the full pre-approval checklist. 💡 Listen Now: Learn the magic number you need to hit to save $10,000s on your mortgage. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #realtor #realestate #credit #lender #mortgagebroker #creditscoresmatter #housing

    7 min
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4.7
out of 5
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About

Real Estate expert advice! With over 20 years of experience in Real Estate and Lending.. Meghan & Rick discuss hot topics, housing trends and share valuable insight on how to manage your real estate experience! Learn from the best! Tune in & take notes!

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