Mark's Money Mind

Mark Trautman
  • 5.0 (73)
  • INVERSIONES

This educational personal finance show combines money lessons, timely topics, personal stories, and community wisdom to help listeners and viewers master their finances to enjoy a stress free life of financial freedom.

  1. 29 OCT

    Affordable Care Act Subsidy Changes for 2026 | Episode 054

    In this episode Mark delves into the intricacies of ACA subsidies and the significant changes expected in 2026, including the return of the subsidy cliff and increases in Expected Premium Contribution levels based on household Federal Poverty Level guidelines.  He also shares insights from the new book 'Tax Planning To and Through Early Retirement' by Cody Garrett, CFP and Sean Mullaney, CPA which challenges his current approach to Roth IRA conversions. Mark also discusses his personal financial planning strategy for 2026 while offering listeners insight on how to navigate the evolving healthcare landscape. The episode concludes with a light-hearted note about Halloween preparations. Episode Links: Mark’s Money Mind YouTube Channel Beyond the Basics ACA Subsidy Reference Chart - Coverage Year 2025 Beyond the Basics ACA Subsidy Reference Chart - Coverage Year 2026 Tax Planning To and Through Early Retirement by Cody Garrett, CFP and Sean Mullaney, CPA Timestamps: 00:22 Life Update: Moving and Teaching 00:58 Roth IRA Conversions and ACA Subsidies 04:53 Upcoming Changes in ACA Subsidies 08:01 Federal Poverty Guidelines and Expected Premium Contributions Explained 18:34 Planning for 2026 and Beyond 25:58 Halloween Fun and Show Wrap-Up _______________ As an Amazon Associate this show earns income from qualifying purchases. Affiliate links do not increase your costs, and we will only link to products or services that we are familiar with and that we feel may deliver value to you. The modest income received from affiliate links helps support the cost of running and managing this show.

    28 min

  2. 14 OCT

    Fourth Quarter Income and Tax Planning | Episode 053

    In this episode Mark shares his personal approach to fourth quarter income and tax planning. He explains the benefit of using a one-page financial plan and discusses strategies for Roth IRA conversions, tax planning, handling required minimum distributions (RMDs), and navigating the Affordable Care Act's (ACA) advanced premium tax credits.  Mark provides detailed insights into social security benefits for survivors, including his own experience claiming benefits at age 60. He also touches on maintaining liquidity, setting up automatic monthly 'paychecks' from investment accounts, and the implications of income on Medicare insurance premiums.  This comprehensive episode is a great listen for anyone looking to optimize their financial situation as we head toward year’s end. Episode Links: Mark’s Money Mind YouTube Channel DinkyTown Tax Calculator Timestamps: 00:25 Personal Updates and Financial Planning 02:04 Understanding Social Security Survivor Benefits 08:44 Q4 Financial Review and Planning 14:20 Tax Strategies and Roth Conversions 34:56 Managing Income and Expenses

    43 min

  3. 20 SEP

    In Memory of My Niece Emily: Lessons of a FI-Minded Life of Fulfillment | Episode 052

    In this heartfelt episode, Mark dedicates this show to his late niece Emily, sharing valuable lessons from her life and how they align with the principles of Financial Independence (FI). Mark recounts Emily's prudent financial decisions, like investing early, living frugally, and finding joy in repurposing items.  He highlights her strategic choices in education, transportation, and home buying—all quintessential FI practices. Emily’s approach to financial independence emphasized enjoying life in the present while preparing for the future, providing a poignant example that motivates listeners to balance saving with life experiences.  This episode also underscores the importance of shared experiences with loved ones, echoing the principles from the book 'Die With Zero.' Tune in for a touching tribute to Emily and insightful takeaways on living a fulfilling life while pursuing financial freedom. Timestamps: 00:33 A Tribute to Emily 01:14 The Power of Compounding Investments 05:08 Emily's Financial Independence Journey 08:39 Life Lessons and Financial Wisdom 16:19 Living a Fulfilling Life 19:13 Final Thoughts and Farewell

    20 min

  4. 31 JUL

    Life Transitions - Live from CampFI RM Week 3 | Episode 051

    In this live recorded episode Mark and co-host Kevin Sebesta welcome a variety of guests from CampFI Rocky Mountain Week 3 in Colorado Springs.  The show begins with an engaging conversation with Scott, a physician assistant, and his daughter Zoe, who share their journey towards Financial Independence (FI) and the life experiences that shaped their financial decisions.  The episode also features Lauren, a former federal employee who discusses her career transition and personal growth journey. Key themes include the value of early financial education, the significance of sabbaticals, and the power of community in achieving financial goals. Lauren emphasizes living intentionally, exploring new opportunities, and overcoming fears, all while navigating the path to financial freedom. Episode Links: Mark’s Money Mind YouTube Channel CampFI Timestamps: 00:29 Live from CampFI: Meet the Hosts 01:46 Scott's Journey to Financial Independence 09:40 Zoe's Perspective on Financial Education 16:24 Zoe's Gap Year Adventure 20:09 Reflections and Future Plans 22:36 Introducing Lauren: A Journey to Financial Independence 23:04 Lauren's Background and Early Financial Challenges 24:10 Discovering the FI/RE Movement and Paying Off Student Loans 26:14 Finding Community and Support at CampFI 27:03 The Impact of a Case Study and Seeking Permission 30:05 Major Life Changes and Career Decisions 34:08 Embracing New Opportunities and Personal Growth 38:50 Overcoming Fear and Trying New Things 44:37 Long-Term Vision and Future Plans

    52 min

  5. 24 JUL

    Tax Insights with Sean Mullaney: Navigating Changes in the OBBBA | Episode 050

    In this episode Mark is joined by tax expert Sean Mullaney, CPA live from CampFI in Colorado Springs. They dive into the recent changes brought by the new tax legislation, the One Big Beautiful Bill Act (OBBBA), signed into law on July 4th.  Key topics include permanent tax rates, increased standard deductions, higher child tax credit, new personal exemptions for seniors, potential future tax adjustments, and expanded eligibility for HSA contributions under ACA plans.  They also discuss strategic tax planning for early retirees and Sean’s upcoming book on tax planning co-authored with Cody Garrett, CFP®. Episode Links: Mark’s Money Mind YouTube Channel FI Tax Guy blog Sean Mullaney YouTube channel U.S. Code § 36B - Refundable credit for coverage under a qualified health plan Tax Planning To and Through Early Retirement by Cody Garrett, CFP® and Sean Mullaney, CPA Timestamps: 00:40 Live from CampFI: Special Guest Sean Mullaney 01:23 Overview of the New Tax Bill 01:55 Changes in Tax Rates and Standard Deductions 04:39 Child Tax Credit and Personal Exemptions 05:14 New Deductions for Retirees and Workers 11:56 State and Local Tax Deductions 14:23 Charitable Contributions and Estate Tax 21:13 Affordable Care Act Changes 29:46 Upcoming Book: Tax Planning To and Through Early Retirement _______________ This show is for education and entertainment purposes only and should not be considered investment, tax, or legal advice. Please consult the appropriate advisor or advisors before implementing anything you hear on this show or any other show for that matter. Mark, his guests, and the Mark’s Money Mind show do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services.

    37 min

  6. 14 JUL

    F*I*R*E Works at CampFI Rocky Mountain | Episode 049

    In this episode of the Mark's Money Mind show, host Mark Trautman, along with co-host Kevin Sebesta, speak live from CampFI Rocky Mountain about various aspects of the Financial Independence / Retire Early (FIRE) journey.  They welcome guests from different stages of the FI process, including Alison, who is in the discovery stage, and Camille and Daryl, who are in the mindful middle of their journey. Additionally, Darren and Jolene, who have graduated past the FI finish line, discuss how they manage their finances post-retirement, specifically focusing on strategies like the 72T distribution.  The episode underscores the importance of community support, planning, and adaptability in achieving financial independence and designing a fulfilling post-retirement life. Episode Links: Mark’s Money Mind YouTube Channel CampFI The Mindful Middle | Episode 018 How to Money podcast ChooseFI podcast The Millionaire Next Door: The Surprising Secrets of America’s Wealthy By Thomas J. Stanley & William D. Danko The House Hacking Strategy: How to Use Your Home to Achieve Financial Freedom By Craig Curelop Timestamps: 00:00 Welcome to Mark's Money Mind Show 00:50 Introducing Co-Host Kevin Sebesta 02:15 Guest Spotlight: Alison's FI/RE Journey 02:29 Discovering Financial Independence 08:48 Reselling as a Side Hustle 11:44 The Mindful Middle: Camille and Daryl's Story 13:18 Navigating the FI Journey 15:33 House Hacking and Financial Strategies 24:50 Balancing Saving and Enjoying Life 31:20 Team Effort in Financial Planning 33:12 First Impressions of the Event 36:05 The Graduates: Darren and Jolene 37:17 Accessing Retirement Funds Early 42:53 Roth Conversion Ladder Strategy 44:15 72(t) Rule Explained 50:31 Planning and Adjusting for Early Retirement 58:50 Final Thoughts _______________ As an Amazon Associate this show earns income from qualifying purchases. Affiliate links do not increase your costs, and we will only link to products or services that we are familiar with and that we feel may deliver value to you. The modest income received from affiliate links helps support the cost of running and managing this show.

    1 h y 5 min

  7. 3 JUL

    Mid-Year Financial Review - Strategies and Insights | Episode 048

    In this episode Mark shares his comprehensive approach to a semi-annual financial review. Covering essential personal finance practices, Mark outlines steps for calculating net worth, tracking spending, evaluating annual achievements against the one-page financial plan, and preparing for future financial goals.  Mark provides insights on Roth conversions, social security benefits, and his personal experiences with major expenses. Additionally, he discusses the importance of regular updates to estate planning documents and beneficiary designations. This episode is a deep dive into detailed financial oversight practices aimed at maintaining and enhancing financial freedom. Episode Links: Mark’s Money Mind YouTube Channel The Financial Starting Line – Net Worth, 529 to Roth IRA and Q&A | Episode 003 New Year Financial Planning | Episode 039 Timestamps: 00:52 Semi-Annual Financial Review: Net Worth Calculation 08:38 Reviewing Your Spending 16:32 The Anti-Budget Approach 18:24 One Page Financial Plan: Mid-Year Check-In 23:15 Roth Conversions and Tax Strategies 29:13 Social Security Survivor Benefits 41:22 Estate Planning and Beneficiary Designations 43:00 Wrapping Up and Upcoming Events

    47 min

  8. 20 JUN

    Major Changes Coming to Credit Card Rewards Programs | Episode 047

    In this episode Mark discusses significant updates to the Capital One Venture X and Chase Sapphire Reserve credit cards, affecting lounge access, benefits and annual fees.  He elaborates on how these changes will impact frequent travelers, comparing the benefits and drawbacks of both cards, and considers whether to keep or cancel these cards in light of the updates.  He also touches upon potential changes coming to the American Express Platinum card and discusses how he may proceed in navigating these changes. If you would like your question answered on the show, please send an email to Mark@MarksMoneyMind.com and put “podcast question” in the subject line. Episode Links: Mark’s Money Mind YouTube Channel Capital One Set to Change Lounge Access Policies Introducing the New Couponified Chase Sapphire Reserve Timestamps: 00:52 Changes in Credit Card Rewards: Capital One Venture X 05:01 Navigating the Capital One Venture X Changes 11:20 Chase Sapphire Reserve: New Updates and Implications 15:26 Evaluating the Chase Sapphire Reserve Benefits 23:21 American Express Platinum: Current and Future Considerations 40:42 Final Thoughts and Recommendations

    46 min
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This educational personal finance show combines money lessons, timely topics, personal stories, and community wisdom to help listeners and viewers master their finances to enjoy a stress free life of financial freedom.

Información

  • Creador
    Mark Trautman
  • Años de actividad
    2024 - 2025
  • Episodios
    55
  • Clasificación
    Apto
  • Copyright
    © 2024 Mark's Money Mind
  • Mostrar sitio web
    Mark's Money Mind

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