Tearsheet Podcast is the podcast of record for news and opinion about the finance industry. Weekly, we identify, track, and analyze top trends impacting the business of finance, with an eye on the digital disruption wrought by fintech and new financial technology.
Every week, your host, Zack Miller, founder of Digiday Media's Tearsheet, interviews thought leaders, senior executives, and entrepreneurs helping to form the next generation of financial services and technologies.
What's Happening in Payments Ep. 7: Adyen's Brian Dammeir on the shifting payments landscape
Welcome back to What’s Happening in Payments. I’m your host Ismail Umar, and in today’s episode, I’m joined by Brian Dammeir, president of North America at Adyen.
Adyen is an Amsterdam-based firm that allows businesses to globally accept, process, and settle ecommerce, mobile, and point-of-sale payments.
It acts as a payment processor for some of the biggest brands across tech, retail, travel, restaurants, and more, including Spotify, Uber, Facebook, LinkedIn, McDonald’s, eBay, and L’Oréal.
Brian has been with Adyen for the past seven years, and prior to that, he held a variety of product roles at Google and Airbnb.
Brian and I discuss a number of topics, including his experiences at Adyen, how he’s seeing a shift in consumer culture and expectations across generations, the potential long-term effects of Covid on consumer behavior, and the role that Adyen wants to play in the future of payments.
Acquire Podcast Ep9: Oxygen's new debit loyalty program Elements is winning rebels & change makers
Today’s episode is about Oxygen’s campaign for mobile banking provider Elements. Elements is Oxygen’s multi-tier debit card loyalty program, and its campaign brought about a new face to Oxygen at large. To delve into the thinking and execution behind Elements, I have with me today Oxygen’s SVP, head of business development and strategic partnerships Ryan Conway, and creative director Sani Gad.
Case study: How Intuit’s newest upgrade of Mint helps consumers save on bills and subscriptions
In our latest case study, we spoke with Intuit Mint and ApexEdge about their enabling better money decisions, and financial wellness. Listen to our conversation with Steven McKean, co-founder and CEO at ApexEdge, and Varun Krisha, SVP and head of consumer finance at Intuit Mint about building and launching a partnership that takes PFM further.
Banking Podcast Ep. 18: Will financial super-apps-in-the-making revert to what they’re good at?
Welcome to episode 18 of Tearsheet’s Banking Podcast). Zack Miller, Tearsheet’s editor in chief, and Josh Liggett, investment team principal at OurCrowd, are your hosts.
In this episode, we’ll discuss:
How a bad market might impact fintechs: Stock prices are down massively, for both newly minted public fintechs and for those operating in the market for years. Zack posits that the rebundling trend – that had monoline operators expand into adjacent markets and products – would end and companies would return to their roots.
Revenue potential for banks moving into BaaS: BaaS platforms are increasingly working with multiple banking partners. Fintechs continue to look for licensed banks as partners to launch banking products and services. A recent report looks at the business model and revenue potential for banks to move into fintech partnerships. Josh is suspect that the market can support a sizable number of new partner banks.
Regulation is coming for BNPL: As consumer debt grows, the various agencies active in consumer finance are interested in providing new rules and regulations for BNPL companies. Josh feels this is necessary light shone on shadow debt markets that aren’t connected to the traditional credit reporting system.
Crypto-backed mortgages are here and more options are on the way: Crypto mortgages can be useful for those who are crypto-rich and cash-poor and have a lot of their wealth invested in cryptocurrency. These types of loans are still very new and Bitcoin's fluctuating value makes crypto mortgages a risky option for homebuyers. Zack can’t see himself leveraging up to buy land in the metaverse. Josh thinks mortgages tied to volatile currencies is just a bad idea.
The challenges and opportunities for stablecoins in traditional finance with Paxos’ Mike Coscetta
Welcome to the Tearsheet Podcast. I’m Tearsheet’s editor in chief, Zack Miller.
As the industry looks at what’s happening in crypto, there’s emerged an idea that the way the financial industry bridges the old world with the new one is via stablecoins – crypto tied to the US dollar, for example.
Is that true? To explore this idea i sat with Mike Coscetta, head of revenue at Paxos. As an infrastructure player, his firm works with many of the top brands with crypto offerings, like PayPal, for example. I wanted to know more about stablecoins and some of the trends at play.
The following is my conversation with head of revenue at Paxos, Mike Coscetta.
Acquire Podcast Ep8: Billboards, donuts, and QR codes: Flexbase is building awareness
In today's episode, I'm joined by Flexbase’s Zaid Rahman, founder and CEO, and Joey Randazzo, head of growth. Flexbase is a payments platform for construction companies. We’ll be diving into their standout approach to brand awareness – from blanketing one city at a time, putting up billboards off highways, and shipping mysterious donut boxes to roll out the Flexbase card, a credit card that meets the unique needs of the construction industry.
Empowering, insightful and actionable! 🔥
Whether you’re well established as someone innovating in the world of banking and fintech, or just getting started as a catalyst for change within your organization - this is a must-listen podcast for you! Zack does an incredible job leading conversations that cover a huge breadth of topics related to the ins and outs of successfully navigating an ever changing financial landscape - from leaders who’ve actually walked the path. Highly recommend listening and subscribing!
Great guests and content!
Perfect length, the podcast strikes the right balance of not too long, but just long enough to squeeze really interesting and valuable content out of each guest. I've enjoyed the recent focus on fintech, InsureTech, and marketing.
Fascinating conversations on emerging tech
Fascinating conversations on emerging tech