1,827 episodes

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

The Clark Howard Podcast Clark Howard

    • Business
    • 4.6 • 4.7K Ratings

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    04.23.24 Relocation: Rent Before You Buy / Clothing: SAVE More Buying Secondhand

    04.23.24 Relocation: Rent Before You Buy / Clothing: SAVE More Buying Secondhand

    Clark recommends renting in a new city or state before you buy there, and has a great example of why to share with you. Also, Clark is very happy to report that the used clothing market is growing 7 times faster in the U.S. than the new market. Buying used is a great way to Spend Less!

    Rent Before Buying In New Locale: Segment 1

    Ask Clark: Segment 2

    Secondhand Clothing A WIN: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    New York Post: Florida transplants fleeing in droves over relentless heat, damaging hurricanes

    The home insurance market is crumbling. These owners are paying the price

    The $10 Travel Essential Clark Howard Always Packs

    5 Best Robo-Advisors in 2023

    Who Should Use a Robo-Advisor?

    Secondhand clothing stores are red hot as consumers look to save money

    Clark.com  -  CELL PHONES

    Best Investment Companies for Investors in 2024

    10 Best Free Checking Accounts in April 2024

    Fidelity Investments Review 2023: Pros & Cons

    Team Clark Guarantee - Clark Howard


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
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    • 27 min
    04.22.24 Insurance Invasion Of Privacy / College Tuition Costs

    04.22.24 Insurance Invasion Of Privacy / College Tuition Costs

    Clark recently talked about GM selling off driving data to auto insurers, and 2 of his predictions about this have now come true. That update plus - another invasion of privacy by the insurance industry has come to light, this time impacting homeowners. Also today, college costs continue to skyrocket. Clark explains how this has come about, and what today’s students can do about it.

    Insurance Spies: Segment 1

    Ask Clark: Segment 2

    College Costs: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    GM faces 2nd lawsuit over driver data collection without consent - from Detroit Free Press

    Insurance companies are using aerial images of homes as a tool to ditch properties seen as higher risk

    Predatory Lending: How to Avoid, Examples and Protections

    Should I Keep My Old Car or Buy a New Car?

    The Average Vehicle Age in America

    Some Colleges Will Soon Charge $100,000 a Year. How Did This Happen?

    College will cost up to $95,000 this fall. Schools say it's OK, financial aid can numb sticker shock

    Biden seeks student debt relief for millions

    How Do Student Loans Work? 7 Things to Know

    How To Open a Roth IRA

    Amazon “Prime Visa” Card Review: 5% Back for Amazon Prime Members

    A better way to book with points

    Best Rewards Credit Cards: Top Picks for 2024

    Best 2% Cash Back Credit Cards: 8 Options in 2024


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 32 min
    04.19.24 Clark Answers His Critics on Clark Stinks / Flexible Fridays

    04.19.24 Clark Answers His Critics on Clark Stinks / Flexible Fridays

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Speaking of Fridays - working hard or hardly working? There’s a trend of workers cutting out early on Fridays, and it’s not necessarily a bad thing. 


    Clark Stinks: Segments 1 & 2

    Flexible Fridays!: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Clark.com - TIRES

    The Basics of Municipal Bonds


    Travel Archives - Clark Howard / 

    Travel Archives - Clark Deals

    We’re Working Less on Fridays, and That’s OK - The Wall Street Journal.

    Guide to 529 Plans, Saving for College and Financial Aid

    Rollovers From a 529 Plan to Roth IRA: What to Know

    Balanced Fund: Definition, Investment Mix, Examples


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

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    Consumer Action Center Free Helpline: 636-492-5275


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    • 29 min
    04.18.24 Discounters & Dollar Stores / New Career Considerations

    04.18.24 Discounters & Dollar Stores / New Career Considerations

    Dollar stores and other discounters are reconfiguring. Clark clears media confusion surrounding closures and discusses what makes some discount retail operations more successful than others. Also - If you want job stability with a pension, this job sector wants you!

    Dollar Store Closures: Segment 1

    Ask Clark: Segment 2

    Who Offers A Pension?: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Dollar stores are shutting down across America. They did this to themselves

    99 Cents Only Stores to close all 371 spots in 'extremely difficult decision,' CEO says - USA TODAY

    Dollar Tree Raises Max Price to $7: Which Items Will Cost More?

    Clark Howard's 5 Money Tips for Couples

    How to Freeze Your Child's Credit

    Research shows federal workers are effective and committed, not subversive — The Conversation

    [The Washington Post] The government has a workforce crisis. One of its best-kept secrets can fix it.

    Portfolio Lender: Meaning, Overview, Pros and Cons


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

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    Consumer Action Center Free Helpline: 636-492-5275


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    • 31 min
    04.17.24 EV Deals Now Include Tesla / The Digital Wallet Option

    04.17.24 EV Deals Now Include Tesla / The Digital Wallet Option

    Clark updates EV deals with Tesla now in the mix. Also, what to know about digital wallet options including Paze, a new entry from the big banks.

    Tesla Deals: Segment 1

    Ask Clark: Segment 2

    Digital Wallets: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    What’s wrong with Tesla?

    [The Washington Post] Ready or not, self-driving semi-trucks are coming to America’s highways

    Should You Take Your Pension in a Lump Sum or Monthly Payments?

    Pension Benefit Guaranty Corporation: Home Page

    Best Secured Credit Cards for 2024: Top Picks for Building or Repairing Credit

    The Family Digital Wallet Is A $26 Billion Deposit Opportunity For Banks

    NYTimes: The Youths Have Spoken: Wallets Are Lame. Go Digital.

    Millions of small businesses have a new reporting requirement. Here's what to know.

    Bogleheads Investing Advice and Info


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 31 min
    04.16.24 Point-Of-Sale Donations / New & Egregious: Medical Facility Fees

    04.16.24 Point-Of-Sale Donations / New & Egregious: Medical Facility Fees

    Often at checkouts, we’re asked to donate to a cause by rounding up our payment or contributing one dollar. How do you decide when to give? Also, as a result of giant hospital systems buying up practices, you may be charged a significant “facility fee” at doctors appointments. Be ready by asking the right question in advance. Plus, out-of-network charges are being manipulated by private equity, costing patients more.

    Checkout Charity: Segment 1

    Ask Clark: Segment 2

    Medical Facility Fees: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    How To Choose the Best Charities for Your Donations

    What's the Best Way To Donate to a Charity?

    That spare change you donate at checkout is adding up to millions for charities

    A Simple Trick To Paying Off Your Credit Card Faster

    How To Open a Roth IRA


    This Small U.S. City Was Just Named the Best Place to Retire With No Savings.

    The Best Places to Retire in the World

    Hospitals Are Adding Billions in ‘Facility’ Fees for Routine Care - The WSJ

    NYTimes: In Battle Over Health Care Costs, Private Equity Plays Both Sides

    NYTimes: Health Insurers’ Lucrative, Little-Known Alliance: 5 Takeaways

    NYTimes: Insurers Reap Hidden Fees by Slashing Payments. You May Get the Bill.

    What Is a Backdoor Roth IRA?

    CarEdge | Buy, Sell, and Protect New & Used Cars - CarEdge


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 32 min

Customer Reviews

4.6 out of 5
4.7K Ratings

4.7K Ratings

CaptSteve b. ,

Clark Howard—Integrity Superstar

Honesty and trustworthiness are certainly hard to find these days—and if you value advice derived from those characteristics, stop right here and subscribe to The Clark Howard Show. For decades he has acted as the fiduciary to his listeners, and there’s no limit to his knowledge and careful research to stay on top of the most current deals and scams. I’ve listened to Clark for decades—and he’s saved my butt many times. He even does a weekly “Clark Stinks” segment where listeners are invited to correct his mistakes—I mean who does that! Clark is a ray of light—please never retire! And his sidekick Christa does an outstanding job serving as cohost. I give the show an A+++++++! Steve b. Six Mile SC

Redforest668753 ,

Very long time listener

I was born and raised in another country and living now in the US for quite a long time, I have had torn how to manage my money in this context. I started listening to Clark when he was on the radio many years ago and I still listen to his podcast almost every day. Thank you for helping me make sense of a very confusing system.

SusanCJax ,

The Guru of Financial Advice

I can’t say enough good things about Clark Howard and his team! My husband and I began taking his advice decades ago with his books as we were starting out in the work world and setting up retirement accounts. Then, we followed him to his radio show as we raised our children (setting up 529 plans and cost-saving tips). We are happy Clark is still giving great advice via this podcast. Now we are focused on all the great travel advice as we are preparing for our early retirement.

We likely wouldn’t be in such a great financial position if it weren’t for Clark Howard. He is so much a part of our day-to-day discussions on topics across the board. Our kids are now also on board with his money-saving advice. We HIGHLY recommend this podcast Clark isn’t only one of the most well-informed hosts out there, he is also such a good guy. We aspire to be more like him in every way.

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