The Dollars & Sense Podcast

Tim Ellis & Brodie Haggerty
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The Dollars & Sense Podcast: Smart Finance for Kiwis in Their Prime Tired of generic money advice that doesn't fit your life? Hosted by qualified NZ financial advisers Tim Ellis and Brodie Haggerty, this podcast cuts through the noise to deliver real-talk financial literacy for New Zealanders in their mid-30s to late-40s. Whether you're growing your wealth, protecting assets amid rising costs, or planning for family milestones like buying a home or prepping for retirement, we've got actionable strategies tailored to Kiwi realities—think IRD tax hacks, KiwiSaver tweaks, and recession-proof investing. With 50+ episodes packed with expert insights, listener Q&As, and no-BS breakdowns (from "Bulletproofing Your Super in Uncertain Times" to "Side Hustles That Actually Build Equity"), we're back from a quick hiatus with fresh weekly drops starting now. No jargon, just dollars and sense to help you thrive. Subscribe today on Apple Podcasts, Spotify, or your fave app—join thousands of Kiwis leveling up their finances. Got a question? Email us podcast@foxplan.nz (or drop it in the show notes). Let's make your money work harder for you. #FinancialLiteracyNZ #WealthBuilding #AssetProtection #KiwiFinance

  1. 9H AGO

    Your Wealth Philosophy vs. Reality: Taraia Robin Breaks It Down

    In this episode of The Dollars and Sense Podcast, Tim sits down with Taraia Robin from Stewart Group and Finzo for an honest, practical discussion about evidence-based investing. Taraia breaks down why discipline beats prediction, how small-cap and value factors fit into a modern portfolio, and what investors often misunderstand when markets get noisy. A grounded, insightful conversation for anyone wanting to invest with confidence and clarity  If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure

    38 min

  2. NOV 11

    The AI Bubble: Hype or the Next Market Crash?

    Investors are nervous — AI stocks are soaring, valuations look stretched, and Trump’s back in the White House. In this episode, Tim breaks down whether we’re really on the edge of a market correction, what’s driving the fear, and why a solid, diversified plan still beats trying to time the market.  If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure

    23 min

  3. NOV 4

    Second Marriages, Trusts, and Contracting Out — Part 2 with Hannah Carter

    In Part 2 of our conversation with Hannah Carter from Carter Chung, we dive deeper into the legal side of second marriages, trusts, and contracting out agreements. Building on last week’s discussion, this episode explores what really happens when documents aren’t reviewed, how blended families can protect their assets, and why proactive planning matters more than ever.  If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure

    34 min

  4. OCT 28

    Blended Families & Second Marriages: The Legal Must-Knows with Hannah Carter

    In this episode of The Dollars and Sense Podcast, Tim sits down with lawyer Hannah Carter from Carter Chung Law to unpack the legal side of second marriages and blended families. They cover wills, trusts, and what happens if you don’t have a will in place — including who really gets what. A must-listen for anyone navigating family or estate planning in later-life relationships.  For anyone wanting to get in touch with Hannah. Website details below. https://www.carterchunglaw.co.nz/ If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure

    27 min

  5. OCT 21

    Why Revolving Mortgages Keep You Stuck on the Financial Treadmill

    Revolving mortgage accounts promise flexibility — but for many people, they quietly create financial frustration.  In this episode, Tim Ellis breaks down why so many Kiwis feel “stuck” with revolving credit, how it impacts your money mindset, and the practical steps to get out of the loop.  Learn how to take back control and start moving forward financially.  If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure

    16 min

  6. OCT 15

    Tick Boxes Don’t Build Wealth

    This week on The Dollars and Sense Podcast, Tim and Brodie pull apart one of the most overused and misunderstood tools in investing — the risk assessment questionnaire. These forms are meant to help investors understand their tolerance for risk, but in practice, they’re often a lazy substitute for real financial advice. The guys break down why they believe the questionnaire can lead to poor decisions, misaligned portfolios, and false confidence — especially for people using them online without guidance. From confusing time horizons to emotional questions that change with your mood, Tim and Brodie show how these tools fail to capture what truly matters: your goals, behavior, and time frame. They also discuss how good advisers should actually use risk profiles — not as an answer, but as a conversation starter to build understanding and trust. 💡 Key takeaways: Why risk questionnaires often miss the pointHow emotion and timing distort your “risk profile”The difference between risk tolerance and investment purposeHow real advice connects your money to your goalsIf you’ve ever wondered what your “balanced” score really means — or why your KiwiSaver fund might not fit your future — this episode is for you. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure

    29 min

  7. OCT 6

    The Hidden Costs of Investing

    It’s not the fees you see that hurt — it’s the ones you don’t. Most investors think they understand what they’re paying for — a simple management fee and maybe a performance fee if things go well. But that’s only the beginning. In this episode, Tim Ellis and Brodie Haggerty unpack the hidden side of investing — the costs that quietly eat away at your returns without ever showing up on your fund statement. From currency hedging and tax drag to behavioral biases and index front-running, we explore how seemingly invisible forces can have a real impact on your wealth over time. You’ll learn how exchange rate movements can distort your overseas investments, why trading frequency affects your after-tax returns, and how emotional reactions to market swings can sabotage even the best strategies. Whether you’re managing your own portfolio or simply want to understand your KiwiSaver or managed fund better, this episode will help you see where the real money leaks happen — and what you can do to plug them. You’ll learn: Why low advertised fees don’t tell the full storyHow currency movements can boost or crush your returnsThe tax traps hidden inside high-turnover fundsHow investor behavior can cost more than any management feeWhy “front-running” the market can impact index fund performance If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure

    28 min

  8. SEP 29

    Breaking the Home Bias: Why Global Diversification Wins for Your Portfolio

    We all know that a home bias has kept the All Blacks streak alive at Eden Park against The Springboks..... But is a home bias critical to a New Zealand domiciled managed fund or KiwiSaver fund? In Season 4, Episode 2 of the Dollars and Cents Podcast, Tim Ellis explores the concept of home bias in investing, focusing on the heavy allocation to New Zealand and Australian stocks in KiwiSaver and managed funds.  Discover 5 reasons why a globally diversified portfolio needs to be considered.  Tune in for key insights on portfolio design and the importance of rebalancing for long-term success!  If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure

    20 min
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About

The Dollars & Sense Podcast: Smart Finance for Kiwis in Their Prime Tired of generic money advice that doesn't fit your life? Hosted by qualified NZ financial advisers Tim Ellis and Brodie Haggerty, this podcast cuts through the noise to deliver real-talk financial literacy for New Zealanders in their mid-30s to late-40s. Whether you're growing your wealth, protecting assets amid rising costs, or planning for family milestones like buying a home or prepping for retirement, we've got actionable strategies tailored to Kiwi realities—think IRD tax hacks, KiwiSaver tweaks, and recession-proof investing. With 50+ episodes packed with expert insights, listener Q&As, and no-BS breakdowns (from "Bulletproofing Your Super in Uncertain Times" to "Side Hustles That Actually Build Equity"), we're back from a quick hiatus with fresh weekly drops starting now. No jargon, just dollars and sense to help you thrive. Subscribe today on Apple Podcasts, Spotify, or your fave app—join thousands of Kiwis leveling up their finances. Got a question? Email us podcast@foxplan.nz (or drop it in the show notes). Let's make your money work harder for you. #FinancialLiteracyNZ #WealthBuilding #AssetProtection #KiwiFinance

Information

  • Creator
    Tim Ellis & Brodie Haggerty
  • Years Active
    2023 - 2025
  • Episodes
    57
  • Rating
    Explicit
  • Copyright
    © 2025 The Dollars & Sense Podcast
  • Show Website
    The Dollars & Sense Podcast