90 episodes

If you've ever felt overwhelmed by the sheer volume of choices and voices in the Canadian financial services industry, The Empowered Investor Podcast can transform your investment experience and increase your odds of becoming financially secure – forever.

With his simple, straightforward approach, host Keith Matthews cuts through the noise to help you make better decisions and discover the best investment and planning strategies for you and your family.

As a portfolio manager and advisor at Tulett, Matthews & Associates, Keith has spent twenty-five years helping investors achieve their financial goals using the same planning and portfolio principles discussed in The Empowered Investor podcast. Always an advocate for investors, Keith has spoken at global conferences, been quoted in many Canadian newspapers and magazines, and recently published the new and revised 4th edition of his book, The Empowered Investor.

To learn more about Keith’s client advisory services or to request a complementary copy of the latest edition of The Empowered Investor, please visit www.tma-invest.com

The Empowered Investor Keith Matthews

    • Business

If you've ever felt overwhelmed by the sheer volume of choices and voices in the Canadian financial services industry, The Empowered Investor Podcast can transform your investment experience and increase your odds of becoming financially secure – forever.

With his simple, straightforward approach, host Keith Matthews cuts through the noise to help you make better decisions and discover the best investment and planning strategies for you and your family.

As a portfolio manager and advisor at Tulett, Matthews & Associates, Keith has spent twenty-five years helping investors achieve their financial goals using the same planning and portfolio principles discussed in The Empowered Investor podcast. Always an advocate for investors, Keith has spoken at global conferences, been quoted in many Canadian newspapers and magazines, and recently published the new and revised 4th edition of his book, The Empowered Investor.

To learn more about Keith’s client advisory services or to request a complementary copy of the latest edition of The Empowered Investor, please visit www.tma-invest.com

    Beyond Borders: Tax implications for Non-Resident Canadians.

    Beyond Borders: Tax implications for Non-Resident Canadians.

    Have you ever wondered what happens to your tax obligations when you leave Canada to become a non-resident? What about the complexities of owning property in Canada while living abroad? Are you aware of the intricate tax implications involved in these scenarios?
    In today’s episode, Marcelo Taboada speaks with Julie Cote from Chaise Bleu. With her extensive experience in taxation and specializing in non-resident Canadians owning property in Canada, Julie sheds light on the often misunderstood and overlooked aspects of taxation for non-residents. This episode is a deep dive into non-residency status, property ownership, and the critical tax considerations that come with these situations.
    Join us as we unravel the complexities of non-residency and property ownership from a taxation perspective. This episode is not just for those directly affected but also serves as a knowledge reservoir for anyone who might know someone in such circumstances. Tune in to equip yourself with essential insights and strategies for efficient tax planning and compliance.
    This podcast episode with Julie Cote was recorded on Nov 11th, 2023. Since then, have been two important changes.
    1 - The minimum late filing penalty for the Underused House Tax UHT has been reduced:
    To $1,000 for individuals (previously $5,000 as mentioned in the podcast)To $2,000 for corporations (previously $10,000 as mentioned in the podcast)
    2 - The Ban on foreign Buyers has been extended by two years to January 1st, 2027.
    Key Topics:
    Understanding non-resident status and tax implications (8:00)Myths and facts about property ownership as a non-resident (15:30)strategies for non-residents planning to return to Canada (25:01)The impact of foreign buyers on the Canadian property market (30:53)Demystifying the underused housing tax (34:49)And much more!
    Mentioned in this Episode:
    Tulett, Matthews & Associates
    Thanks for Listening!
    Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. And feel free to drop us a line at lawrence@tma-invest.com or 514-695-0096 ext.112. 
    Follow Tulett, Matthews & Associates on social media on LinkedIn, Facebook, and more!
    Follow The Empowered Investor on Facebook, LinkedIn, and Instagram

    • 43 min
    How Much is Financial Advice Worth?

    How Much is Financial Advice Worth?

    Can you quantify the value of financial advice? How does an advisor enhance your investment returns? What role does behavioral coaching play in your financial success? Dive into these compelling questions in our latest episode of The Empowered Investor. Join us as we explore the intricate relationship between financial advice and investment success, featuring the insightful expertise of Emile Bouchard from Vanguard.
    In this episode, we delve deep into Vanguard's groundbreaking research on the value of financial advice. Emile Bouchard, a seasoned professional in the financial services industry, shares his insights on how Vanguard's approach to evidence-based investing and low-cost strategies is reshaping the industry. We dissect the critical components contributing to the value added by financial advisors, including portfolio construction, behavioral coaching, and holistic wealth management.
    Wrapping up, we reflect on the evolving landscape of financial advice in the age of AI and robo-advisors. Discover why the human element in financial planning remains irreplaceable, fostering trust, understanding, and customized strategies that align with your unique life events and goals.
    Thank you for tuning in!
    Key Topics:
    Emile's background and role at Vanguard (1:37)Overview of Vanguard's research on the value of advice (3:11)Importance of asset allocation and portfolio construction (11:49)Emphasis on low-cost investments and their benefits (17:38)Holistic wealth management and its impact (22:09)The critical role of behavioral coaching (25:07)Discussion on AI, robo advisors, and the future of financial advice (34:55)
    Mentioned in this Episode:
    Tulett, Matthews & AssociatesVanguard
    Thanks for Listening!
    Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. And feel free to drop us a line at lawrence@tma-invest.com or 514-695-0096 ext.112.
    Follow Tulett, Matthews & Associates on social media on LinkedIn, Facebook, and more!
    Follow The Empowered Investor on Facebook, LinkedIn, and Instagram

    • 40 min
    2023 Financial Year in Review and Looking Ahead for 2024

    2023 Financial Year in Review and Looking Ahead for 2024

    How did the key financial events of 2023 shape the investment landscape? What lessons can investors take from these developments as we move into 2024? Join us in this episode as we delve into these questions and more.
    Keith Matthews and Lawrence Greenberg offer a comprehensive analysis of 2023, highlighting the performance of different asset classes, the role of major tech firms, and the impact of inflation and central bank policies. They discuss strategies for navigating the markets and how to avoid common investment mistakes, providing valuable insights for investors
    Thanks for joining us on this journey through the past year and into the future. We hope these insights will guide your investment decisions in 2024.
    Thank you for tuning in!
    Key Topics:
    Discussion on 2023 asset class returns (1:41)Analysis of the 60/40 portfolio performance (2:29)Impact of the Magnificent Seven tech firms on the market (4:53)Style factors in the stock market (8:19)Major economic and stock market themes of the year, including rates and inflation (9:16)Interest rate policy and its effects (11:21)Possibility of a soft landing or a recession? (14:05)Canada's economic growth and TSX returns (14:43)Discussion on stock pricing and recession expectations (16:13)Analysis of Federal Reserve rate cuts (17:08)Long-term investing perspectives (18:20)Bond yields and investor positioning (19:03)Enthusiasm around artificial intelligence and its market impact (22:37)Importance of avoiding errors and pitfalls in investing (23:50)And much more!
    Mentioned in this Episode:
    Tulett, Matthews & Associates
    Thanks for Listening!
    Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. And feel free to drop us a line at lawrence@tma-invest.com or 514-695-0096 ext.112.
    Follow Tulett, Matthews & Associates on social media on LinkedIn, Facebook, and more!
    Follow The Empowered Investor on Facebook, LinkedIn, and Instagram

    • 29 min
    Book Review: Same as Ever, by Morgan Housel

    Book Review: Same as Ever, by Morgan Housel

    Are we learning from history or repeating the same patterns in different contexts? How does understanding human behavior enhance our investment strategies? Can the past unlock secrets for future financial success? In this episode, hosts Marcelo Taboada and Jackson Matthews engage in an insightful book review of Morgan Housel's latest work, 'Same as Ever.' This episode not only delves into the book's key themes but also connects these ideas to practical investment strategies and financial planning.
    Morgan Housel, in 'Same as Ever,' explores the repetitive nature of human behavior through various historical lenses, emphasizing that while contexts may change, core human traits like fear, love, power, greed, and envy remain constant. Marcelo and Jackson analyze these themes, primarily focusing on how they relate to investors' decisions and the financial world.
    The discussion pivots to lessons for investors, emphasizing the importance of managing expectations, understanding the role of envy in financial decisions, and the necessity of adopting a long-term perspective in investment strategies. The episode ends with a reflection on the core principles of Tulett, Matthews & Associates, reiterating their commitment to client-centric services, evidence-based investment philosophy, playing the long game, and diversification.
    Thank you for tuning in!
    Key Topics:
    Introduction and overview of 'Same as Ever' (01:10)The role of envy in financial decisions and its historical context (3:45)Managing expectations: the key to economic and personal well-being (11:00)The importance of a long-term perspective in investment strategies (17:30)Diversification and evidence-based investing as core principles (28:00)
    Mentioned in this Episode:
    Same as Ever: A Guide to What Never Changes by Morgan HouselThe Psychology of Money by Morgan HouselTulett, Matthews & Associates
    Thanks for Listening!
    Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. And feel free to drop us a line at lawrence@tma-invest.com or 514-695-0096 ext.112.
    Follow Tulett, Matthews & Associates on social media on LinkedIn, Facebook, and more!
    Follow The Empowered Investor on Facebook, LinkedIn, anda href="https://www.instagram.com/theempoweredinvestor/" rel="noopener noreferrer"...

    • 28 min
    An economic soft-landing? Yes, no, maybe...

    An economic soft-landing? Yes, no, maybe...

    Curious about what a "soft landing" in the economy means? Is the United States on the brink of achieving one amidst current economic challenges? Interested in how such a scenario could affect your investment portfolio?
    In today’s episode, we dissect the elusive concept of a "soft landing" economically, analyzing the potential for such an outcome in the current U.S. economy. Keith and Marcelo guide you through the implications for investors, discussing historical examples and recent market dynamics. They will share strategies to manage your investments in these uncertain times, emphasizing the vital role of diversification and maintaining a consistent investment philosophy.
    Join us as we navigate the intricate cycles of the economy and unveil actionable strategies for you. This episode promises to enhance your understanding of economic fluctuations and how to embrace a consistent investment approach. Tune in now for a deep dive into economic resilience and investor empowerment.
    Thank you for tuning in!
    Key Topics:
    Analyzing the dynamics of economic "soft landing" and "hard landing" (1:30)Comparing economic trends in the U.S. and Canada (8:39)Historical precedence of soft landings amid high inflation (10:05)The role of diversification for long-term financial stability (13:16)And much more!
    Mentioned in this Episode:
    Tulett, Matthews & Associates
    Thanks for Listening!
    Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. And feel free to drop us a line at lawrence@tma-invest.com or 514-695-0096 ext.112.
    Follow Tulett, Matthews & Associates on social media on LinkedIn, Facebook, and more!
    Follow The Empowered Investor on Facebook, LinkedIn, and Instagram

    • 16 min
    The Dividend Trap: How Seeking Stability Might Limit Your Returns

    The Dividend Trap: How Seeking Stability Might Limit Your Returns

    In this episode, we dissect the intricate world of dividend investing, breaking down common assumptions and exploring its role within a well-rounded investment strategy.
    We'll delve into the impact of dividend reinvestment on total returns, the tax advantages of controlling distributions, and the importance of not relying solely on dividend paying stocks for diversification. Our discussion will shed light on the psychological allure of dividends during market volatility and why a broader perspective that includes capital appreciation is crucial for wealth growth.
    Join Lawrence and Keith as they navigate the complexities of dividends, offering insights that challenge the status quo and empower you as an investor.
    Key Topics:
    Understanding the pros and cons of prioritizing dividend-paying stocks (1:05)Examining the impact of dividend distribution on stock market prices (5:33)Comparing tax treatments for dividend income versus capital gains (10:24)Debunking the myth that all stocks offer similar appreciation rates (11:11)Clarifying that dividends are an integral component of total investment returns (13:16)The long-term effects of not reinvesting dividends on investment growth (17:10)Addressing the misconception that dividend payouts are always reliable (19:54)Analyzing how dividend-centric ETFs fare when interest rates rise (23:33)The pitfalls of dividend investing strategies, including tax inefficiencies (25:29)And much more!
    Thank you for listening!
    Mentioned in this Episode:
    Tulett, Matthews & Associates
    Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. And feel free to drop us a line at lawrence@tma-invest.com or 514-695-0096 ext.112.
     Follow Tulett, Matthews & Associates on social media on LinkedIn, Facebook, and more!
     
    Follow The Empowered Investor on Facebook, LinkedIn, and Instagram

    • 30 min

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