75 episodes

This podcast is for owners of Equity Compensation positions who want to optimize this wealth so they can do the things they want in retirement and even before. Topics we focus on include everything related to Nonqualified Stock Options, Restricted Stock Units, Restricted Stock, and Employee Stock Purchase Plans. We’ll dive deep into areas such as taxes, retirement planning, investment strategies, college funding, charitable giving and much more. This podcast is designed for long-term employees of publicly traded companies who want a better understanding of their Equity Compensation in episodes of 20 minutes or less.

The Equity Compensation Guidebook Daniel Johnson

    • Business
    • 5.0 • 2 Ratings

This podcast is for owners of Equity Compensation positions who want to optimize this wealth so they can do the things they want in retirement and even before. Topics we focus on include everything related to Nonqualified Stock Options, Restricted Stock Units, Restricted Stock, and Employee Stock Purchase Plans. We’ll dive deep into areas such as taxes, retirement planning, investment strategies, college funding, charitable giving and much more. This podcast is designed for long-term employees of publicly traded companies who want a better understanding of their Equity Compensation in episodes of 20 minutes or less.

    Talking About Taxes

    Talking About Taxes

    The focus today is going to be on taxes. You have more control over your taxes than you think. A big portion of my practice is centered around taxes and being tax smart. This does not mean doing anything illegal or even questionable. It simply means taking advantage of opportunities to not tip Uncle Sam and we do this through a variety of ways to reduce taxes. Now, this time of year, I'm asking all my clients to send me their completed tax returns. I don't do taxes, not even my own. However, I get into the returns to make sure everything is in order and more importantly to do planning for the current and even future years, and now is the time to be looking at taxes not waiting until the end of the year.
    You will want to hear this episode if you are interested in... Marginal tax rates [2:20] Taxation of dividends and bracketology [5:16] The differences between qualified and ordinary dividends [7:44] Sun setting of current tax rates [9:52] Will taxes will be lower now or down the road in retirement [13:54] This week’s FLASHBACK [15:22]  Connect With Dan Johnson https://forwardthinkingwm.com  Subscribe on Youtube Follow on Linkedin Subscribe to The Equity Compensation Guidebook on
    Apple Podcasts, Spotify
    Show notes by
    PODCAST FAST TRACK
    https://www.podcastfasttrack.com

    • 18 min
    Tips for Concentration Risk and Volatility

    Tips for Concentration Risk and Volatility

    We've seen the market give up quite a bit of gains this year. Maybe after the last decade plus of great years we’ve forgotten that the market can go down. Who knows if we will end the year negative, but right now, things are looking good for those accumulating assets. Not so much for those in retirement or nearing retirement. Regardless, I want to spend a few minutes talking about something I deal with a lot...concentration risk. The emphasis in this episode will be ways to reduce your concentration risk for times like these with down markets and extreme volatility. 
    You will want to hear this episode if you are interested in... Defining what concentration risk is [1:06] Stop limit orders [4:07] Looking at charitable giving [6:21] Filling up tax brackets [8:02] ESPP is a quick way to stop accumulation risk [9:27] Be aware of the big picture [11:19] This week’s FLASHBACK [13:47]  Connect With Dan Johnson https://forwardthinkingwm.com  Subscribe on Youtube Follow on Linkedin Subscribe to The Equity Compensation Guidebook on
    Apple Podcasts, Spotify
    Show notes by
    PODCAST FAST TRACK
    https://www.podcastfasttrack.com

    • 16 min
    Bucket Strategy for Retirement

    Bucket Strategy for Retirement

    In today's episode, I want to talk about a bucket retirement strategy I use with my clients. No, I'm not talking about pickle buckets, which I promise I will explain at the end. We've seen some serious volatility this year in the market. We haven't seen this sort of swing in roughly 15 years. If you're looking too closely at your investments this year, you know we have had volatility all the way through. Most of the cause before was due to inflation and unknowns about the interest rate changes. Things like the invasion of Ukraine certainly have not helped either. Lucily the concept I want to discuss today isn't affected by volatility, at least in the short term. The bucket concept is simple. However, the execution is more complex. Join me to learn more about it.
    You will want to hear this episode if you are interested in... Bucket concept in a nutshell [1:26] Bucket #1 [2:47] Bucket #2 [3:03] Bucket #3 [3:42] When in retirement will you use each bucket? [5:41] The pickle bucket story I promised [8:42] This week’s FLASHBACK [9:42]  Connect With Dan Johnson https://forwardthinkingwm.com  Subscribe on Youtube Follow on Linkedin

    • 12 min
    Benefits of a Flat Fee Financial Advisor

    Benefits of a Flat Fee Financial Advisor

    On this week's episode I want to talk about fees. It's a huge issue within my world. More importantly, it's an even even bigger issue in the lives of clients. Fees can take the form of sales commissions, percentage of assets that an advisor manages, hourly fees and more. It's confusing and it's why I operate under a single flat fee structure. 
    That's right. I charge one flat fee, $8,400 a year, for financial planning and investment services based on my knowledge and experience. I do not charge based on sales products or what the stock market does. 
    You will want to hear this episode if you are interested in... Being charged more becuase you have more [0:59] What a flat fee of $8,400 per year will cost you over time vs and AUM advisor [3:29] Internal investment expenses [7:16] This week’s FLASHBACK [10:41]  Connect With Dan Johnson https://forwardthinkingwm.com  Subscribe on Youtube Follow on Linkedin Subscribe to The Equity Compensation Guidebook on
    Apple Podcasts, Spotify
    Show notes by
    PODCAST FAST TRACK
    https://www.podcastfasttrack.com

    • 13 min
    Biggest Mistakes with Equity Compensation

    Biggest Mistakes with Equity Compensation

    On this week's episode, we're going to talk about some important things everyone with equity compensation should be doing, at least in my humble opinion. I've titled the episode, the biggest mistakes to avoid because negative titles get more clicks, however, I don't like the negative approach. The approach I will be taking as I move through these items is to focus on the most important things you should be doing if you have equity compensation and want to be successful with it. 
    Before we jump into things, I want to remind you that I cater to employees with equity compensation who also work for publicly traded companies. My focus is on RSUs, stock options, restricted stock, and ESPPs. I do not work with startups or things like IPOs. It's not my area of knowledge so if you're looking for an advisor who works in that area, well, I'm simply not that guy. Let's get to it. 
    You will want to hear this episode if you are interested in... Show me the money options [1:26] Take the time to understand your equity compensation [2:29] ESPPs are my favorite [3:54] Concentration risk [5:08] Taking advantage of tax advantages [6:01] Developing a plan [7:53] Hiring a pro [8:50] This week’s FLASHBACK [10:05]  Resources & People Mentioned Chuckery Trail The Signal Tree Connect With Dan Johnson https://forwardthinkingwm.com  Subscribe on Youtube Follow on Linkedin Subscribe to The Equity Compensation Guidebook on
    Apple Podcasts, Spotify
    Show notes by
    PODCAST FAST TRACK
    https://www.podcastfasttrack.com

    • 13 min
    Spending in Retirement

    Spending in Retirement

    In episode 70 of the Equity Compensation Guidebook, we're going to talk about spending in retirement. Yes, I'm deviating from equity compensation but please stick with me as this is important. Spending in retirement is a huge question everyone wants to know the answer to. Actually, this question can take a variety of forms. Will I have enough to make it through retirement? How much can I spend in retirement? What's my target nest egg so I can actually retire? A few factors include inflation, healthcare expenses, social security, and longevity. Oh, and we certainly can't forget assumptions about what the market may do. 
    What I want to focus on is what studies show us about spending trends in retirement as this is the most important factor to me. Spending. If you know me, you've heard me focus on your spending number. If you have a good estimate of how much you spend, we can start calculating the rest to answer the question of how much you can spend in retirement. 
    You will want to hear this episode if you are interested in... The reverse bell curve of retirement spending [1:45] Study findings for consumption and spending in retirement [4:10] Know your spending [7:19] This week’s FLASHBACK [8:45]  Connect With Dan Johnson https://forwardthinkingwm.com  Subscribe on Youtube Follow on Linkedin

    • 11 min

Customer Reviews

5.0 out of 5
2 Ratings

2 Ratings

Top Podcasts In Business

Ramsey Network
Pushkin Industries
Jenna Kutcher
Andy Frisella #100to0
Jocko DEFCOR Network
NPR

You Might Also Like