30 episodes

The FI Team podcast is hosted by Craig Curelop and Zeona McIntyre. In this series, we talk with real life house hackers, real estate investors and people who are on a mission to become financially independent. Not everybody enjoys working a 9-5 job, we discuss exiting the rat race and working on ourselves to live the life we want.

The FI Team Podcast Craig Curelop & Zeona McIntyre

    • Investing
    • 5.0 • 39 Ratings

The FI Team podcast is hosted by Craig Curelop and Zeona McIntyre. In this series, we talk with real life house hackers, real estate investors and people who are on a mission to become financially independent. Not everybody enjoys working a 9-5 job, we discuss exiting the rat race and working on ourselves to live the life we want.

    Episode 30 - FI Before FI Was a Thing! Buy & Hold Pays Off for Legendary Luc Nadeau

    Episode 30 - FI Before FI Was a Thing! Buy & Hold Pays Off for Legendary Luc Nadeau

    Some people are well on their way to FI before even realizing what it is, and Luc Nadeau was one of them! Through rentals and buy-and-hold, this jack-of-all-trades investor generated enough equity and passive income to retire at the age of 42!
    This week, Craig and Zeona sit down with Luc to talk about his real estate deals and how it got him out of debt, the advantages of DIY’ing rehabs and repairs, and how he eventually freed up some of his equity to invest in the stock market.
    Stick around to hear how Luc knows Mr. Money Mustache, how one can maintain a frugal lifestyle, and about his part-time job of building caskets (!).
    Key Takeaways
    Luc was already financially independent when he first learned about the term in 2012!
    His first real estate deal was a two-unit property, which he househacked before he even knew that that was a thing
    In real estate, you can use equity to generate more wealth. If you can hold on to a property for over a decade, it could triple or quadruple in value.
    Work on places that you like and make your neighborhood better.
    Luc lets his children participate in his remodeling projects
    To find true fulfilment, be a good person and try to make the world a better place.
    Links
    Luc Nadeau’s Youtube
    Luc Nadeau’s blog
    Books
    The Way of Kings by Brandon Sanderson
    Factfulness by Hans Rosling
    Robinson Family Governess by Judith Burtner

    • 52 min
    Episode 29 - How the Queen of Short Term Rentals Rocks a Thriving Business with Avery Carl

    Episode 29 - How the Queen of Short Term Rentals Rocks a Thriving Business with Avery Carl

    After 3 corporate jobs, Avery Carl realized that she did not make a good employee! Her first foray into real estate catapulted her into short-term and vacation rentals, and The Short Term Shop was born! Thanks to her go-getter attitude, she has over 30 properties under her belt and was one of The Wall Street Journal's Top 100 Agents in 2020.
    This week, Avery talks about her vacation home loan hack, the diversity of her rental portfolio, and her reasons for focusing on drive-to markets. Know more about how she built a successful team, her recruitment process, and her WHYs for pursuing real estate investing.
    Key Takeaways
    Avery accidentally discovered FI and real estate investing after she and her husband bought their first rental property in 2013
    Why she started her real estate sales business and how she scaled it up
    How to plan your short-term rentals right in order to minimize vacancy
    Learn the 3 types of short-term markets: metro markets, big-ticket vacation markets, and tourism-dependent regional markets
    Avery got licensed in 2016 for ease of acquisition and switched to eXp Realty in 2019
    Investors are the best lead source for a real estate agent: if they get something successful, they will keep buying.
    How Avery rises to the challenge of working in a male-dominated industry
    Sometimes you just have to pull the trigger and learn as you go!
    Links
    The Short Term Shop
    Avery Carl’s Instagram
    Book
    Who Not How by Dan Sullivan and Dr. Benjamin Hardy

    • 40 min
    Episode 28 - A Nomad's Unusual Road to FI with Location Indie Founder Jason Moore

    Episode 28 - A Nomad's Unusual Road to FI with Location Indie Founder Jason Moore

    Jason Moore had a $20,000 student debt and a dream to see the world, so he worked as a “glorified carny” and traveled all over the US and overseas—for over a decade! He eventually bought his first property and turned it into a rental for passive income. Now, he’s based in Norway with his wife and kids, helping others achieve that same location independent lifestyle he’s created.
    Whether you live on the road or at home, there are always going to be ups and downs so start living the life you want today. Tune in to get an idea of how you can build a business around the lifestyle you want (instead of the other way around!).
    Key Takeaways
    Set a number—how much you need each month to support your lifestyle, how much passive income you want, etc.—and then work your way backward.
    The pros and cons of living in Norway.
    With minimalism and frugality, you can set yourself up to win the FI game.
    His work as a touring professional included driving the Meow Mix mobile(!)
    Taking the unconventional path might get you to your goals faster.
    With his savings and the Obama tax credit, Jason was able to purchase a $180,000 condominium in Colorado. He turned it into a rental and an Airbnb, and then later sold it for $352,000
    When you start thinking about FI, you see the world through the lens of opportunity.
    Real estate wealth is built over time so the earlier you get in, the better—but you can leverage and stack real estate to buy more real estate.
    Links
    Location Indie
    Zero to Travel
    Free Bonus from Jason
    Book
    The Catalyst: How to Change Anyone's Mind by Jonah Berger

    • 49 min
    Episode 27 - How New FI Team Agent Ben Rhodin Got Started with Real Estate Investing

    Episode 27 - How New FI Team Agent Ben Rhodin Got Started with Real Estate Investing

    Today on the show, we welcome hustler, inspirational investor, and member of the FI Team, Ben Rhodin! He lost his W2 job because of COVID, but instead of taking it easy, he used his free time to get into real estate investing. He managed his parents’ rentals, learned about financing, closed his first property, renovated it, and got his license—all in 2020(!).
    From film school graduate to real estate agent, Ben is an example of someone who’s made the most of the hand he’s been dealt. He shares some of the lessons he’s learned from his parents and what he was able to do with a HELOC.
    Key Takeaways
    Helping his parents with their rentals while he was in film school taught Ben how to manage his own units
    His parents have been putting about $70 every month in a mutual fund for him and his brothers so that they could use it later as downpayment for a home
    In early 2020, he met Craig, started chatting with lenders, and went through the traditional channels for financing
    But eventually, his parents took out a $400,000 HELOC and let him use that to close and renovate his first property—a single-family house with a basement
    Ben encourages investors to be good people, to actively engage with others, and to keep looking at where they want to go, not at the obstacles that are in their way
    He wants to achieve FI so that he doesn’t have to turn his hobbies into careers
    Bonus! Zeona shares a few creative lending stories too
    Links
    Ben Rhodin’s BiggerPockets
    Ben Rhodin’s Instagram
    Book
    SOLD: Every Real Estate Agent’s Guide to Building a Profitable Business by David Greene

    • 51 min
    Episode 26 - From New-to-the-Concept to Buying His First House Hack in ONE Week! With David Bandler

    Episode 26 - From New-to-the-Concept to Buying His First House Hack in ONE Week! With David Bandler

    Thirty-year-old David Bandler discovered house hacking less than a year ago (in the middle of the pandemic!) and just one week later, he put in an offer for his first property!  His story is a true testament to the power of going for it, and how important it is to have the right mindset and the right allies in place to embrace this path to FI.
    On this week’s episode, he’ll talk about his process for vetting tenants, how he addressed unexpected house problems, and what living with roommates has been like. But not only that. Listen until the end to go deeper and learn how David reemerged from a difficult rock bottom in his life to overcome a struggle with addiction and truly soar to new healthy heights, choosing the path to FI.
    Key Takeaways
    David first learned about house hacking from a friend who introduced him to Craig. One week later, he was under contract for his first house!
    David credits his sales background for how he patiently and diligently reached out to potential roommates.
    Don’t stress over leaks and broken appliances because they can be fixed. Get a one-year warranty for anything that costs more than $1,000.
    If you’re going to have roommates, set clear, general expectations and employ a chores rotation for accountability.
    How to shift from a victim mentality by asking yourself “What was my part in this? What could I have done differently?”
    How hitting rock bottom changed his perspective and taught him to lean into his fears and doubts to get to the other side.
    Links
    David Bandler’s LinkedIn
    David Bandler’s Instagram
    Books
    The House Hacking Strategy by Craig Curelop
    Rich Dad Poor Dad by Robert Kiyosaki
    Tax-Free Wealth by Tom Wheelwright

    • 49 min
    Episode 25 - Real Estate Investing with the FI Queen Rachel Richards aka. @MoneyHoney

    Episode 25 - Real Estate Investing with the FI Queen Rachel Richards aka. @MoneyHoney

    We are super stoked this week to be joined by the one and only @MoneyHoney FI Queen Rachel Richards! Retired at 27, she is known for helping a growing number of fans get their Financial $hit Together, and real estate investing was a key strategy!
    Investing in real estate can seem daunting, but 24-year-old Rachel Richards decided to accept the risks when she bought her first property. Two+ years and some 40 units later, she had enough passive income to retire at the age of 27, and is currently living off $15,000 a month! Now, she’s the author of two bestselling books with an 8-week online course on financial literacy.
    In this episode, Rachel talks about her rentals, the lessons she’s learned as a long-distance landlord, and how real estate can be a means to an end. Stay tuned to learn more about property management and also self-publishing as a passive income stream.
    Key Takeaways
    The books that Rachel read in high school that got her started on the path to FI
    How zero college debt, her husband’s military benefits, and saving aggressively helped Rachel close her first rental—a $100,000 duplex
    And how she jumped to a $400,000 move-in-ready 12-unit building for her 2nd investment
    Learn about seller’s concessions as well as probate lists, bandit signs, short sales and pre-foreclosures  as creative strategies
    How utterly important it is to hire the right property manager aka. one who is licensed, bonded, insured and certified!
    The challenges she overcame to publish her first book “Money Honey”
    How Rachel finds fulfillment in helping as many people as she can learn financial literacy and achieve FI
    Spend money in a way that aligns with your values; and when your money is on the line, you’ve got to be your own advocate!
    Links
    Rachel Richard’s Website
    Rachel Richard’s Instagram
    Books
    Money Honey by Rachel Richards
    Passive Income Aggressive Retirement by Rachel Richards
    Published by Chandler Bolt
    You Must Write A Book by Honoree Corder
    Playing With FIRE  (Financial Independence Retire Early) by Scott Rieckens

    • 57 min

Customer Reviews

5.0 out of 5
39 Ratings

39 Ratings

Lakallalalal ,

Super detailed!

I enjoy listening to these podcasts. Craig and Zeona ask thorough questions to the interviewees & they actually get into the numbers! I like how it’s related & I have learned a lot listening to TheFiTeam podcast! I love it. Thank you!

Adam73828492 ,

Killer REI Podcast

I love this podcast! It’s consistently interesting and motivational, has great energy, and gives me a new insight with each episode. More than anything else, it makes me feel connected to the people who are pursuing the FI life I dream of, and makes it feel more approachable

WtheTsar ,

Learning a lot about REI and FI

Love the podcast. I’ve learned a lot from Craig and others about real estate investing and specifically house hacking. I came forward episode 17 with Josh and Ali the FI Couple and stayed foe all the other episodes!

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