159 episodes

Helping listeners achieve financial freedom sooner rather than later. Financial Samurai is America's number one personal finance blog and podcast helping you make more money, save more money, and live the life that you truly want.

The Financial Samurai Podcast Sam Dogen: Financial Samurai founder, personal finance blogger

    • Business
    • 4.5 • 420 Ratings

Helping listeners achieve financial freedom sooner rather than later. Financial Samurai is America's number one personal finance blog and podcast helping you make more money, save more money, and live the life that you truly want.

    The Many Ways To Pay For College So You Don't Go Broke

    The Many Ways To Pay For College So You Don't Go Broke

    Join 60,000+ others and sign up for my free weekly newsletter. I dissect all the most important financial topics of the week so you don't miss a thing. You can also get my posts in your inbox immediately after they come out by signing up here. 
    For 99.99% less than the cost of college, pick up a copy of Buy This, Not That, my instant Wall Street Journal bestseller. The book helps you make more optimal investment decisions so you can live a better, more fulfilling life. 
    Episode Synopsis:
    The total all-in cost for four years at a state college is about $165,000 and the total all-in cost for four years at the most expensive private college is about $320,000. As a result, how the heck are most families going to pay for college?
    Let's explore the many different ways to pay for college to give our children more opportunities while not crushing our own finances in the process.
    Posts mentioned:
    The Different Ways To Pay For College And My Blind Spot
    Roth IRA Or 529 Plan To Pay For College?
    The Pros And Cons of Superfunding A 529 Plan

    • 17 min
    Being A Venture Capitalist, Investing In Venture Capital, And Navigating Capital Calls

    Being A Venture Capitalist, Investing In Venture Capital, And Navigating Capital Calls

    With mortgage rates dropping, the demand for real estate is picking up. Further, the desire to own real assets is also increasing with all this funny money. Take a look at Fundrise, a leading private real estate investment platform that primarily invest in the Sunbelt. 
    Join 55,000+ others and sign up for my free weekly newsletter. I dissect all the most important financial topics of the week so you don't miss a thing. You can also get my posts in your inbox immediately after they come out by signing up here. 
    Protect your wealth by picking up a copy of Buy This, Not That. It is your unfair competitive advantage to building greater wealth and making more optimal big life decisions. 
    Episode Synopsis
    Being a venture capitalist is one of the best jobs in the world. Let me share why. For those of you interested in investing in venture capital, you'll have to manage your cash flow to meet your capital calls. A general discussion on navigating private investing in this current environment.
    Mentioned posts:
    How To Better Manage Your Private Investment Capital Calls
    The Ideal Number Of Banking Relationships To Have
    Why I Invest In Private Funds Despite The High Fees
    Please share this episode with a friend and rate the podcast if you enjoy it!
    Sam

    • 19 min
    Why The Ideal Number Of Banking Relationships Is Three

    Why The Ideal Number Of Banking Relationships Is Three

    With bank runs everywhere, I hope everybody is conducting an internal review of your existing banking relationships!

    I've done mine and I've decided three banking relationships is ideal for most people.
     
    Posts mentioned:
     
    The Ideal Number Of Banking Relationships
     
    Recommendations
    Join 55,000+ others and sign up for my free weekly newsletter. I dissect all the most important financial topics of the week so you don't miss a thing. You can also get my posts in your inbox immediately after they come out by signing up here. 
    Protect your wealth by picking up a copy of Buy This, Not That. It is your unfair competitive advantage to building greater wealth and making more optimal big life decisions. 
    With mortgage rates dropping, the demand for real estate is picking up. Further, the desire to own real assets is also increasing with all this funny money. Take a look at Fundrise, a leading private real estate investment platform that primarily invest in the Sunbelt. 
    Please share this episode with a friend and rate the podcast if you enjoy it!
    Thanks,
    Sam

    • 17 min
    Treasury Bond Yields And Regional Banks Are Collapsing And A Refocus On Real Assets

    Treasury Bond Yields And Regional Banks Are Collapsing And A Refocus On Real Assets

    If you enjoy the Financial Samurai podcast and this episode, please leave a great 5-star review! It keeps me motivated to keep recording. Thank you. 
    Join 55,000+ others and sign up for my free weekly newsletter and get my posts delivered to your e-mail by subscribing here. 
    To gain more financial wisdom than 99% of the population, pick up a copy of Buy This, Not That. My instant WSJ bestseller will be the best personal finance book you'll ever read.
    Episode Summary:
    With the government taking over SVB and Singature Bank, Treasury bond yields are now collapsing. Expectations for the terminal Fed Funds rate is now down from about 5.25% to 4.8%.
    Post mentioned: The Best Way To Get Rich: Turn Funny Money Into Real Assets

    • 10 min
    Why Would Silicon Valley Bank Buy 10-Year Treasury Bonds Near The Top Of The Market?

    Why Would Silicon Valley Bank Buy 10-Year Treasury Bonds Near The Top Of The Market?

    Join 55,000+ others and sign up for my free weekly newsletter and get my posts delivered to your e-mail by subscribing here. 
    To gain more financial wisdom than 99% of the population, pick up a copy of Buy This, Not That. My instant WSJ bestseller will be the best personal finance book you'll ever read.
    Episode Summary:
    The collapse of Silicon Valley Bank, the 16th largest bank in America was a shock to me and many.
    As investors, it's worth trying to understand why SVB would buy 10-year Treasury bonds in 2021, near the top of the market. Let's discuss and also talk about other key takeaways from SVB's collapse.
    Posts mentioned:
    How To Prepare For A Bank Run As Contagion Spreads
    Understand The Yield Curve: A Prescient Economic Indicator
    How To Pick A Stock Market Bottom Like Nostradamus

    • 16 min
    The Right Marginal Income Tax Bracket To Contributing Or Converting To A Roth IRA

    The Right Marginal Income Tax Bracket To Contributing Or Converting To A Roth IRA

    To explore whether to convert funds to a Roth IRA, check out NewRetirement. It's Roth Conversion Explorer tool enables you to test out your Roth IRA conversion plan under various tax and wealth scenarios. I recommend you check it out to help you minimize taxes for the future.
    Join 55,000+ others and sign up for my free weekly newsletter and get my posts delivered to your e-mail by subscribing here. 
    Thank you for your positive 5-star podcast reviews and for Buy This, Not That!
    Episode Summary:
    Are you thinking about contributing or converting tax-deferred funds into a Roth IRA? Let me share some math and some reasons why and why you shouldn't contribute. 
    Posts mentioned:
    Shifting Assets From Tax-Deferred To Tax-Now Retirement Vehicles
    Disadvantages Of A Roth IRA
    Why I Never Contributed To A Roth IRA But Why You Probably Should

    • 21 min

Customer Reviews

4.5 out of 5
420 Ratings

420 Ratings

moonwalk2005 ,

Fantastic!

Sam/FS always delivering great value - whether is thru his weekly newsletter or podcast. Thank you!

Binka51 ,

Gratitude

Sam… In response to the viewer that left you one star because he said, “you complain too much”… I just want to say that I’ve been listening to you from the beginning… And I am always inspired by your honesty… By your ability to admit, when you’ve made a mistake… And by your never-ending quest to bring the most valuable content on finances to all of your listeners. With arms full of gratitude 💕Maureen

A...dub ,

Great complement to the Financial Samurai blog!

Love hearing Sam’s thoughts and wisdom in podcast format. Thank you for all that you do.

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