200 episodes

My name is Dave Denniston. I started podcasting in 2014 as my way of paying back physicians for helping my family with our miracle child, Evangeline, who was born at a mere 12.4 ounces/ 23 weeks gestationally.

Through this journey, I‘ve had the honor of interviewing Dr. Jim Dahle (The White Coat Investor), Dr. Kevin Pho (KevinMD), Dr. Pamela Wible, Dr. Dike Drummond, Dr. Nii Darko, and so many more.

This is my personal podcast, dedicated to physicians. It is focused on “financial freedom” and just as importantly, how physicians can engage in healthy & a prosperous mindset! My philosophy is that we can all learn from others and who better to talk to physicians than other physicians and experts in various areas!

I want to see every physician lower their taxes, destroy their debt, and enjoy a joyous, liberated lifestyle so that they can focus on what they love most- their families, their patients, and the activities that give them joy.

I speak and interview folks on a whole host of issues that are important to physicians- burnout, how to protect their families, divorce, taxes, medical school debt, how to be a blogger & author, how to start an independent practice, and much more. I also occasionally speak about the resources that I am discovering.

My goal is to create insightful, relevant content that you can put to work in your personal and professional life. If you are a physician- or aspire to be- then this podcast is for you!

I typically post once per week, sometimes more often. Make sure to subscribe and stay tuned. The best is yet to come!

The Freedom Formula for Physicians | How Doctors Cut Debt & Slash Taxes | Business Of Medicine | Financial Education Dave Denniston

    • Business
    • 4.6 • 69 Ratings

My name is Dave Denniston. I started podcasting in 2014 as my way of paying back physicians for helping my family with our miracle child, Evangeline, who was born at a mere 12.4 ounces/ 23 weeks gestationally.

Through this journey, I‘ve had the honor of interviewing Dr. Jim Dahle (The White Coat Investor), Dr. Kevin Pho (KevinMD), Dr. Pamela Wible, Dr. Dike Drummond, Dr. Nii Darko, and so many more.

This is my personal podcast, dedicated to physicians. It is focused on “financial freedom” and just as importantly, how physicians can engage in healthy & a prosperous mindset! My philosophy is that we can all learn from others and who better to talk to physicians than other physicians and experts in various areas!

I want to see every physician lower their taxes, destroy their debt, and enjoy a joyous, liberated lifestyle so that they can focus on what they love most- their families, their patients, and the activities that give them joy.

I speak and interview folks on a whole host of issues that are important to physicians- burnout, how to protect their families, divorce, taxes, medical school debt, how to be a blogger & author, how to start an independent practice, and much more. I also occasionally speak about the resources that I am discovering.

My goal is to create insightful, relevant content that you can put to work in your personal and professional life. If you are a physician- or aspire to be- then this podcast is for you!

I typically post once per week, sometimes more often. Make sure to subscribe and stay tuned. The best is yet to come!

    S6, Episode 13 - My Faith and Finances- Part 2

    S6, Episode 13 - My Faith and Finances- Part 2

    I know we have talked about a lot of educational topics lately, but today a want you, guys to know me better. As much as possible you to feel that I am your friend who wants you to do better and improve in life.


    So, today’s episode is a little bit personal show. I just want to speak from the heart and I want to get this opportunity to express my gratitude for your support — you guys are awesome! Since day 1 you have been there and I couldn't have pulled this off without y’all.


     





    In this episode, you will…


    Reminisce about my past situation with my family

    Talked about my faith

    My insight about my Finance and Money 

    Do I love money?

    How do we leave an impact on this world?

    Context of Deuteronomy 8

    How do we navigate wealth? So that we don’t forget where we came from?

    Could I retire by 45?


     


    Resources Mentioned In This Episode


    Book


    Warburgs by Ron Chernow





    Email


    dave@doctorfreedompodcast.com


     


    For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com


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    Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration.


    The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss.


    Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

    • 23 min
    S6, Episode 12 - What Is The 3 Percent Rule?

    S6, Episode 12 - What Is The 3 Percent Rule?

    “Retirement is the only time in your life when time no longer equals money.” this is a saying that I’ve read before — as I’m sharing it with you today to be inspired and to keep you motivated from grinding, learning to invest, and growing your business even more.


    Perhaps, you are worried about the future and asking questions to yourself if “Can I retire at the age of 45, 50, or 60?” or  “is my investment enough for me and my family’s expenses?”


    So, I’ll be answering your thoughts by making you understand the rule of thumb which can help you today and for your future. 







    In this episode, you will…


    Know more about the 3% rule

    What does it take to retire?

    Understand how to outlive your assets

    What if you earn more than 3%?

    Pencil out your expenses


    The best part of retirement is time with your family and grandchildren.


     


    If you have more questions about this you can email me at dave@doctorfreedompodcast.com


     


    For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com


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    Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration.


    The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss.


    Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

    • 11 min
    S6, Episode 11 - What is an ARM?

    S6, Episode 11 - What is an ARM?

    In the last episode, we talk about how to handle your reputation slash reviews online.


    If you are interested in building your reputation online, especially in today's generation that negative and positive reviews can have a big impact on us and our business, if you are curious you can check it out later after this episode.


    So, today’s topic is very informative and beneficial, particularly for people in real estate and finance. Some of you might know about this topic, but give it a try to listen again so you can refresh your knowledge.



     


    In this podcast, you will…


    Talked about what is an ARM? (Tips: this is very educational for you )

    How does an ARM work?

    Pros and Cons of ARM

    Adjustable-rate mortgages Vs. fixed-rate mortgages

    Learn more about loans and interest 

    Different kinds of ARM


     


    For‌ ‌all‌ ‌the‌ ‌show‌ ‌notes,‌ ‌and‌ ‌more,‌ ‌check‌ ‌out‌ ‌the‌ ‌podcast‌ ‌website‌ ‌at‌ ‌‌www.doctorfreedompodcast.com‌ 


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    Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration.


    The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss.


    Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.


    • 9 min
    S6, Episode 10 - How to manage online reputation with EmpathIQ

    S6, Episode 10 - How to manage online reputation with EmpathIQ

    Good to see you here at Freedom Formula for Physician Podcast!


    Just a few months before 2021 will ends. Time goes by too fast.


    We have to be productive, maximize our time, and enjoy the few months of 2021 with our family and friends.


    So, I would like to introduce you to someone that can help you lessen your time out of your desk.


    They Provide Healthcare Reputation Management for individual providers, hospitals, and healthcare organizations.


    Technology has given healthcare providers the ability to reach more new patients than EVER. 94% of patients choose positively rated doctors over similarly qualified doctors because of their online reviews.


    I would like to present to you, Avalon Hartman with  EMPHATHIQ.IO – a platform that increases your visibility online to make sure that NEW PATIENTS CAN FIND YOU and EXPERIENCE YOUR CARE.





    A little insight about them


    Allows you to send a personalized link to your patient that directs them to the review sites that matter most to your practice.

    The reviews you receive from all online resources will be featured here in one easy-to-navigate page that will give new patients confidence in your services.

    Their listing connector puts in control of your data across 50+ directory sites to ensure patients can easily find you.

    Making it easier to get more online reviews with less effort


    In this episode, you will…


    More details about EmpathIQ (Different Functionality)

    Be educated about managing your reputation online

    How to handle negative reviews

    Does EmpathIQ post multiple places?

    Keeping track of these kinds of things is hard, how do they do this?

    Listen to their ways to make people leave a review for you

    Learn more about what’s gonna happen when people give you a negative review.

    Insight about how many reviews can someone have?





    Resources Mentioned In This Podcast


    EmpathIQ


    Contact number: 858-375-5686


    Yelp


     


    For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com


    ----more--------more--------more----


    Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration.


    The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss.


    Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

    • 30 min
    S6, Episode 9 - What is Cap Rate?

    S6, Episode 9 - What is Cap Rate?

    Welcome back to Freedom Formula for Physician Podcast. 


    I’m so proud of you that you have come to this episode.


    If you have an interest in this Episode, you must also check Episodes 7 - “What is IRR” and Episode 8 “What is CAPM”


    I appreciate you, guys for choosing us to grow yourself and be educated on this kind of topic.





     


    In this podcast, you will…


    Educate yourself with Finance, Cap rate, and Real state

    Comparing asset vs another

    How to calculate Cap rate?

    The formula for Cap rate

    What’s the use of Cap rate?


     


    Resources Mentioned In This Podcast


    EmpathIQ.io


    Zillow


    Dave@doctorfreedom.com


     


    For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com


    ----more--------more--------more----


    Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration.


    The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss.


    Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

    • 17 min
    S6, Episode 8 - What is CAPM?

    S6, Episode 8 - What is CAPM?

    Good to see you here again!


    If you listen to our last episode about IRR, this new episode will teach you about CAPM which can help you with finance, business, and investment.


    If you haven’t heard our last episode title “What is IRR?”


    Check it out, because there’s a lot of lessons that you can learn in that episode.





    In this episode, you will…


    Listen about what is CAPM?

    Learn about CAPM Formula

    Why should we use CAPM? What is it for?

    How can we apply it in Real states?

    Helps you determine about good investments or not?

    Learn about market risk





    Resources Mentioned In This Episode:


    Empath IQ


    Investopedia.com


    Wikipedia.com


    Transcript


    Hello, my friends and welcome back to another episode of the freedom formula for physicians podcast, a podcast dedicated to helping doctors like you slash your debt, slash your taxes, and live a liberated lifestyle. Well, today we are continuing this series of trying to teach you kind of the basic finance of understanding terms that I learned in business school that maybe you are not familiar with. And certainly if you've taken business classes in finance, specifically, you have heard of some of these concepts. But if you haven't, perhaps you have not heard some of these concepts. 


    So today, we are going to ask the question, what is CAPM, C-A-P-M, it’s the capital asset pricing model. Capital asset pricing model is basically trying to assess risk versus reward. And you can use CAPM for paper assets, you can use cap them for real estate, you know, there's all kinds of ways that you can measure it, CAPM is a very specific formula. So very specific formula. But it's pretty easy to understand this is not complicated. 


    Here's the formula, the risk-free rate plus beta, we'll talk about beta here in a moment. And we're multiplying beta times the expected rate of return minus the risk-free rate. So imagine, the right side of the equation is beta times expected rate of return minus risk-free rate, the left side of the equation being just risk-free rate. So we have to add up and multiply that right side of the equation before we can add the risk-free rate to it. So I hope that makes sense to you. 


    Investopedia has great information, I'm sure Wikipedia and all kinds of other places do too. So what is behind, this formula, what was behind the CAPM, and why we want to use it is because we want to evaluate the reasonableness of future expectations as to whether or not an investment might be a good one. We have this whole thing we grapple with, with so many different investment possibilities, we have to weigh the risk and reward of each one of them. And so there's this whole idea that markets are efficient. How can I explain that essentially, things are priced accurately. So that's one of the assumptions behind capital asset pricing model, that as you're taking more risk, that you should expect a higher and higher rate of return as your risk increases. 


    So in this formula, where we have the risk-free rate, plus beta times your expected rate of return minus the risk-free rate, let's break down each one of these components. And that's equal to CAPM, which is the expected return of the investment. So the risk-free rate, most people will measure the risk-free rate as being something that is extremely low on the risk scale. So for example, if you have a savings account or a money market account or something, something like that, you know, on a scale of one to 10, that's a one, you know, very, very, very low risk there. There's government insurance behind some of that stuff. So you could use a savings account or a money market rate or something like that as a risk-free rate of return. 


    A lot of people will generally look at treasury bonds as an example, as being a benchmark of a risk-free rate. So something that may That'd be the United States government might be another country that man, they have a sterling reputation, great cash flows, we know that they're go

    • 16 min

Customer Reviews

4.6 out of 5
69 Ratings

69 Ratings

Heather Bo ,

Awesome Content!

Dave covers a wide range of interesting topics in an engaging way, making his podcast both highly entertaining and informative!

megan@podcastingyou ,

A Great Resource!

Dave does such a good job covering a variety of topics. The guests offer valuable insight as well. I would recommend this podcast to anyone looking to be inspired and informed!

Mayra W. ,

New listener

Recently started listening and I’m already hooked. Dave’s passion to assist physicians with many life issues is inspiring. Looking forward to dive into the previous episodes!

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