11 episodes

Attorney Don Golden is Board Certified in Consumer Bankruptcy by the American Board of Certification. Over the last 22 years he has helped over 4,000 families discharge more than $80,000,000 in debt and get a Fresh Start. However, over the last few years he has sensed that he was being called to do more. He decided that he not only wanted to help consumers discharge their debt, he also wanted to help them rebuild their financial lives after bankruptcy. That's why he founded Fresh Start For Life and the Fresh Start For Life Podcast. This show will help you get out of debt and start living the financial life of your dreams. We teach consumers how to navigate debt issues, rebuild credit, budget, save for retirement, and take control of their lives with a positive mental attitude. But you don't have to have filed bankruptcy to listen to the show. There's plenty of great content for anyone who is looking for information to help them live a better financial life.

The Fresh Start For Life Podcast Don Golden

    • Self-Improvement
    • 5.0, 5 Ratings

Attorney Don Golden is Board Certified in Consumer Bankruptcy by the American Board of Certification. Over the last 22 years he has helped over 4,000 families discharge more than $80,000,000 in debt and get a Fresh Start. However, over the last few years he has sensed that he was being called to do more. He decided that he not only wanted to help consumers discharge their debt, he also wanted to help them rebuild their financial lives after bankruptcy. That's why he founded Fresh Start For Life and the Fresh Start For Life Podcast. This show will help you get out of debt and start living the financial life of your dreams. We teach consumers how to navigate debt issues, rebuild credit, budget, save for retirement, and take control of their lives with a positive mental attitude. But you don't have to have filed bankruptcy to listen to the show. There's plenty of great content for anyone who is looking for information to help them live a better financial life.

    You Need a Budget With Bobbi Olson

    You Need a Budget With Bobbi Olson

    What’s the most important thing when it comes to going from broke and bankrupt to financially free? Learning to manage your money. And the most important part of managing money is knowing how to budget. Figuring out a budget often strikes people as scary or a hassle, but it doesn’t have to be.   
    On today’s show, we’re joined by Bobbi Olsen. Bobbi is a budget coach and the cohost of a budgeting podcast called Centsable Chat. Listen to the episode to hear what Bobbi has to say about the debt snowball versus the debt avalanche, how to allocate money, and her own journey from struggling with debt to financial freedom.  
    Topics Discussed in This Episode:  
    How Bobbi got interested in personal finance and budgeting  What resources Bobbi used to educate herself about personal finance  How long Bobbie was struggling before   Bobbi’s radio career  Debt snowball versus debt avalanche  How Bobbi counsels her clients about the debt snowball versus the debt avalanche  Whether it’s possible for everyone to get fully out of debt or be able to retire  The first step for someone to take to get on track  Bobbi’s podcast, Centsable Chat  How to think about your budget  What leveraging is  Allocating your budget  What to do about unexpected expenses  Enjoying the benefits of a worry-free financial life  The number-one reason for budgeting  The intent of Centsable Chat  How Bobbi’s budget-coaching business works   Links and Resources:  
    Centsable Chat

    • 42 min
    Playing with Fire

    Playing with Fire

    Playing With fire sounds dangerous, but the FIRE movement is actually not about danger. In a way, it’s more about safety – or at least, having a safety net. Today, it’s not realistic to plan to work for the rest of your life. People are living longer thanks to better health practices and medicine, but that doesn’t necessarily mean that they’re able to work for all of that extra time. So how can you make sure that you have the money you need to live on when you reach a point where working is no longer feasible or desirable? The answer lies in financial independence. Listen to the episode to learn more about the FIRE movement and the journey toward financial independence. 
    Topics Discussed in This Episode: 
    Your position following a bankruptcy filing What the fire movement is all about How you reach financial independence Whether it’s realistic to work for the rest of your life The financial independence mindset Investing for your future Compound interest How to start saving  Links and Resources: 
    Choose FI
    Mr. Money Mustache

    • 25 min
    Don't Ignore Your Credit Card Debt Problem

    Don't Ignore Your Credit Card Debt Problem

    What can happen when you fall behind on your credit card payments? Most people know that they can expect a hit to their credit score and perhaps phone calls from creditors, but often they believe that since the debt is unsecured, nothing more serious can happen. However, this is not the case. Ignoring your credit card debt can be very dangerous to your financial situation. In this episode, we’ll be talking about what happens when you fail to pay your credit card debt and what you can do when you find yourself falling behind. 
    Topics Discussed in This Episode: 
    What it means when a credit card company charges off your debt What happens when a credit card company sells your debt What to do if you’re receiving phone calls from a company that has purchased your debt How you can be taken to court for your credit card debt What happens when you ignore a lawsuit filed by a creditor What your options are when you’re having financial difficulties What to do if you’ve been sued When to consider bankruptcy as an option  Links and Resources: 
    Free Bankruptcy Book

    • 21 min
    Apology and Announcements

    Apology and Announcements

    The intention for the Fresh Start for Life podcast is to release a new episode every two weeks, but unfortunately, sometimes things get in the way of keeping up with that goal. In this episode, you’ll hear an apology for falling behind as well as some announcements that will interest listeners of Fresh Start for Life. 
    Topics Discussed in This Episode: 
    Apology for falling behind Announcement about new book Announcement about becoming the consumer bankruptcy expert for Channel 8 WFLA  Resources and Links 
    Free Bankruptcy Book

    • 14 min
    Teaching Kids About Money Part 2 - Budget

    Teaching Kids About Money Part 2 - Budget

    What kinds of expenses does your teenager have? Which ones are your responsibility, and which ones should be their responsibility? What’s the best way to teach a teenager to make a budget? Today’s episode will address these questions and more. 
    Today’s episode is the second in a short series on teaching kids about money, using the book Smart Money, Smart Kids written by Dave Ramsey and Rachel Cruze. In this installment, the focus is on giving, saving, spending, and budgeting. Listen in to hear more about showing your children how to be good givers, why a teen needs an emergency fund, and what kinds of expenses teenagers have to think about, as well as some updates from the previous episode about work. 
    Topics Discussed in This Episode: 
    Talking to kids and teens about working for their money Using a modified envelope system The three main things you can do with money Showing children how to be good givers Showing teens how to plan their spending How a teenager could use an emergency fund How to do a budget with a teenager The kinds of expenses teenagers have  Links and Resources: 
    Smart Money Smart Kids

    • 30 min
    Teaching Kids About Money Part 1 - Work

    Teaching Kids About Money Part 1 - Work

    How are your children learning about money? As a society, we may not be doing everything we should be doing to teach children about how money works – where it comes from, how to get it, and what to do with it when you have it. These lessons aren’t taught in school, and parents often don’t know where to start. 
    Today’s podcast is the first of a short series on teaching kids about money, with lessons coming from the book Smart Money, Smart Kids written by Dave Ramsey and Rachel Cruze. Listen in to hear about why kids need to earn money of their own, the difference between an allowance and a commission, and how teens can benefit from learning to manage a checking account. 
    Topics Discussed in This Episode: 
    How the need for spending money increases for kids as they grow up Making kids earn money of their own The difference between an allowance and a commission When to start children doing chores around the house for commission What types of chores children can do for a commission at different ages and stages Encouraging teens to earn money through sources other than their parents What types of jobs teens should look for and what they can learn from working Teaching teens to manage a checking account  Links and Resources: 
    Smart Money Smart Kids

    • 29 min

Customer Reviews

5.0 out of 5
5 Ratings

5 Ratings

Jersey Guy 2000 ,

Don is the man

Geniue care for people having a better future is clear from listening to just one podcast.

WYTAYBA ,

Very Helpful and Don cares

Don cares about helping you and I enjoy his insights on doing better in all areas of life but especially with finances!

Keri S. ,

Excellent podcast!

I didn’t know quite what to expect, but after listening to the first three episodes, I have to give this five stars! This podcast is going to help me so much with my financial health.

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