Like so many other industries, the real estate market has been disrupted. But this is leading to some exciting changes such as video open houses and online purchases. During this time of transformation, one thing remains constant-- the dream and satisfaction of home ownership. The HOP will help buyers and sellers to navigate the changing real estate market in real-time. You’ll hear practical advice on purchasing real estate with updates on home buying opportunities, deposits, interest rates, refinancing, creative financing, appreciation, depreciation, and so much more!
Finding the Best Loan Terms
HOP (Home Ownership Podcast) Episode 119
Village Properties Realtor and Host of the HOP, David Charles Allen After reviewing the interest rates and Santa Barbara Real Estate stats, David reminds listeners that different lenders can affect the terms of your loan. He says that while it's wise to call around to try to get a better rate, it's important to understand that if your credit is run repeatedly, it could ding your credit. As always, David and his co-host end the show by talking about their fur babies at home. You can contact David by emailing email@example.com or call him at 805-617-9311.
Higher Home Prices in Santa Barbara may Lead to More Renters & Less Buyers
The HOP (Home Ownership Podcast) Episode 118
David Charles Allen, Host of the HOP and Village Properties Realtor: After reviewing the latest interest rates and real estate stats in Santa Barbara, David explains why high home prices and rising interest rates may inevitably lead to fewer home buyers and more renters in Santa Barbara. To contact David, email firstname.lastname@example.org or cal 805-617-9311. https://www.davidcharlesallen.com
Open House Etiquette & Choosing an Agent & Brokerage
The HOP (Home Ownership Podcast) Episode 117: Hosted by David Charles , Village Properties Realtor in Santa Barbara. David reports on the latest interest rates and Santa Barbara real estate stats. He then discusses Open House Etiquette and the importance of choosing the right agent and brokerage. Desireable homes in Santa Barbara are still selling quickly for their asking price or more. As long as supplies remain low, home prices are likely to stay high. If you'd like to contact David, you can call him at 805-617-9311 or email email@example.com
The Importance of Pricing a Home Correctly
The HOP (Home Ownership Podcast) Episode 116: Village Properties Realtor and host of the HOP, David Charles Allen, reviews the lates interest rates and sales stats. Thirty-year jumbo loans are at 5.75 % and thirty-year confroming loans are at 6.75 %. This week, there were very few new listings or houses coming soon. David discussed a number of topics including the importance of pricing a home correctly, contingencies, and purchasing in 'good faith.' Don't miss this informative episode. You can email David at firstname.lastname@example.org or call him at 805-617-9311.
Insurance Problems may Arise after a Natural Disaster
The HOP (Home Ownership Podcast) Episode 115: Village Properties Realtor, David Charles Allen, gives the latest interest rates and sales stats in Santa Barbara. Interest rates rose slightly; up to 6.75 % for 30-year conforming loans and 5.625% for 30-year jumbo loans. Regarding the latest sales stats, there were only 16 new listings in Santa Barbara with five listings coming soon. Patti and David discuss Hurricane Ian and David says that while home values usually come back within a couple of years after a natural disaster, insurance companies may raise rates or pull out of the area, causing a big problem for homeowners. For more information about Santa Barbara real estate, email David at email@example.com or call 805-617-9311.
Higher Interest Rates Affecting People's Ability to Purchase a Home
The HOP (Home Ownership Podcast) Episode 114: Hosted by David Charles Allen, Village Properties Realtor in Santa Barbara, CA.. Interest rates for 30-year jumbo loans are at 5.375% and 30-year conforming loans are now 6.375%. David noted that these higher rates are impacting affordability, and people's ability to purchase a home. With a limited number of homes for sale (only 29 new listings this week in Santa Barbara), ideal properties are continuing to sell quickly for the full asking price while those that are less desireable are having to drop their prices. Email David at firstname.lastname@example.org or call 805-617-9311.