28 episodes

Welcome friend to The Joney Talks! Podcast. We aim at helping you understand the basics of money (investing) and create a place to discuss money with the ultimate goal of reaching our financial goals! I am Jonathan personal Finance writer at Joney Talks!

The Joney Talks Podcast Jonathan Verhaeghe

    • Investing

Welcome friend to The Joney Talks! Podcast. We aim at helping you understand the basics of money (investing) and create a place to discuss money with the ultimate goal of reaching our financial goals! I am Jonathan personal Finance writer at Joney Talks!

    Escaping Broke Phi Broke and Making Financial Sense of Side Hustles with Jerry

    Escaping Broke Phi Broke and Making Financial Sense of Side Hustles with Jerry

    In today's episode, we will speak to my friend Jerry from Peerless Money Mentor.Despite being equipped with two degrees, Jerry found himself in too much debt and overspent on things he could not afford. He luckily refinanced some of that heavy debt and entered little by little into the personal finance space. As he escaped being broke and gaining mastery on his finances, he is now on a mission to help others master theirs! For those struggling with debt, check out his interview series, From Broke to Financially Woke.erry will share his experience on how he got into debt in the first place (From Broke Phi Broke...) and how he managed to crush it (...to Financially Woke). In the next part, we will exchange perspectives on side hustles like driving for Uber, freelancing, answering online surveys, helping companies with their social media marketing, etc. We will evaluate the pros and cons and if they make financial sense at all.This episode is for you if you are currently trying to increase your income with side activities and want to evaluate which ones might be right for you.Enjoy! Jonathan Show notes: https://joneytalks.com/2020/03/27/peerlessmoney

    • 1 hr
    How to handle your finances during the Covid-19 crisis

    How to handle your finances during the Covid-19 crisis

    Friends, I hope you are all keeping well in these strange coronavirus times.  This was not planned but I thought it would be good to exchange ideas on how to get through this crisis and potential recession. The Covid 19 or Coronavirus has been spreading rapidly at a fast pace across every country in the world. This has had a tremendous impact so far for the infected people, the way we live our daily lives, the global economy, and our finances.Here are the topics I am discussing today :The most important: Your health.Practicing gratitude every day.Emergency funds, the crucial piece of your personal finances in a crisis.We'll recap some useful financial definitions: Recessions, bear markets and Black Swan events.Stock Markets: What should you do? Is it the right time to get started? Which stocks should I buy?Helping each other: Every little gesture can go a long way so let's behave and care for our neighbors (let's not behave like the douche that hoards 400 rolls of toilet paper at the supermarket,...) Amigos, I hope you will all stay safe and healthy during this pending recession. But rest assured this pandemic like the previous ones will pass 👊.Enjoy! JonathanShow notes: https://joneytalks.com/2020/03/22/covid19/

    • 16 min
    How to live a valuist lifestyle and how status is killing the American Dream with Kofi

    How to live a valuist lifestyle and how status is killing the American Dream with Kofi

    In today's episode, we will speak to my friend Kofi from 400 Lb Elephant.Kofi has been debt-free for 3 years now and has also become a financial coach next to his full-time job (which is awesome by the way!). His goal is to help people get out of debt and empower them with the right financial education and coaching.We will dive deep into the topic of living a valuist lifestyle: What that means and why Kofi chose this lifestyle. Secondly, we will debunk the idea that because one has a high earning profession, one should automatically know about all things money. And last we will discuss why status will kill the American Dream, or in more general terms how the pursuit of status will impair your finances.This episode is for you if you are looking at understanding what drives us to pursue status (yes this applies to me as well) and to compare ourselves to our peers, and as well to find ways to stop doing that.Enjoy! Jonathan Show notes: https://joneytalks.com/2020/03/13/kofi400lbelephant

    • 51 min
    How LendEDU can help you reduce the burden of your student loan or mortgage with Mike

    How LendEDU can help you reduce the burden of your student loan or mortgage with Mike

    In today's episode, we will speak to my friend Mike from LendEDU.LendEDU launched in August of 2014 and is an online marketplace for a variety of financial products including mortgages, student loans, insurances and so on. Although most of their website visitors are looking for information on student loans, their blog articles are pretty informative as well! Make sure you check them out!Mike is coming on the show today to discuss market trends on student loans, mortgages and the booming Pet insurance industry (yes, I was surprised as well). We will also discuss refinancing your student loan (including a few helpful repayment strategies) and mortgage and we will also touch upon Mike's career choice of working for a startup instead of a larger corporation.This episode is for you if you are looking at refinancing your student loan or mortgage and if you are curious about what it looks like to work for a startup.Enjoy! Show notes: https://joneytalks.com/2020/03/08/mikelendeduPS: The student loan part of this episode will (luckily 😅) not apply to us here in Europe but there are definitely some parallels to be made with mortgages which we are more familiar with here.

    • 46 min
    What Financial Stability means for different people and how you can manage your money in order to achieve financial stability with Nadia

    What Financial Stability means for different people and how you can manage your money in order to achieve financial stability with Nadia

    In today's episode, we will speak to my friend Nadia from Speaking of Cents.She writes about a variety of topics around personal finance and focuses mostly on the mindset that revolves around managing your money. The aim of the blog (and Youtube channel) is to educate people on how to manage their money at any point in their life regardless of their income.We will discuss the concept of Financial Stability. What Financial Stability means, why it is important for you and your family, why people struggle with it and Nadia will provide an actionable 7-step plan to achieve that Financial Stability.This episode is for you if you are getting started with your finances and want some guidance on improving your financial situation or find your way to work towards larger financial goals.You may also realize early on in the episode that you are already financially stable, that is, of course, awesome but the practical way in which Nadia guides us may still help a friend of yours so make sure you share the episode them!Enjoy amigos! Show notes: https://joneytalks.com/2020/02/28/speakingofcents/

    • 1 hr
    How to Juggle your Successful Rock Band and your Full-Time Job (Without Losing Your Mind) with Kade

    How to Juggle your Successful Rock Band and your Full-Time Job (Without Losing Your Mind) with Kade

    n today’s episode, we will speak to my buddy Kade from the rock band Throw The Fight.The fun thing with Kade is that I met him pretty much randomly on a holiday trip in Thailand 6 years ago and had no clue he was playing in a band. Kind of odd, since my main hobby next to this blog/podcast, is basically playing the guitar. We kept in touch through Facebook and as time went by I saw he was posting more and more about his band the concerts they were doing, the album Transmissions on Spotify that got released in 2016 and even videoclips,... and I thought to myself, wow the guy must have left his job and gone for it! Kade also started his solo project Kade Katz end of last year and I thought it would be great to bring you his story on the Podcast!We will discuss and present both Throw The Fight and the Kade Katz project. We will then dive deep into how he manages his time between the day job, the band and his solo project and Kade will also take us "backstage" to reveal what happens behind the curtain at Throw The Fight: Their journey, their take on the "Sex, Drugs and Rock 'n' Roll" lifestyle and how to grow today as an independent artist.This episode is for you if, first and foremost, you are a fan of Kade's music (solo project or Throw The Fight), but it is as well for you if you are serious about growing your side activity as a business.Enjoy! Show notes : https://joneytalks.com/2020/02/20/kadekatz/Kade Katz on Spotify : Listen hereThrow The Fight on Spotify: Listen here

    • 1 hr 10 min

Customer Reviews

Kofi G. ,

Great show

If you’re looking for a new and refreshing outlook on personal finance this is your show. He interviews reputable guests and does a great job with show notes. He’s consistent and you’ll always know what you’re going to get!

AHro827 ,

Interested is Interesting

Joney has a curious nature that makes you feel like you’re going on a discovery of learning with him.

Keep up the great work!

Jessica F 2019 ,

Great podcast!

This is a great podcast to listen to if you want to learn about personal finance and financial independence!

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