The Karat Podcast Karat Financial

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@michaelamostly voiced Toph in Avatar. Then she quit acting to go to Yale and become a doctor and live what she thought would be a "normal" life- but that's not what happened.
Today she shares what post-Avatar life looks like, how she really feels about Netflix's Avatar, and her own creative dreams.
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Follow Karat at
https://www.instagram.com/trykarat/

Follow Eric Wei at
https://www.instagram.com/erictway/

Follow Michaela Murphy at
https://www.instagram.com/michaelamostly/
@michaelamostly
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Timestamps:
00:00 - Intro
02:50 - Michaela's thoughts on drugs
04:16 - How Michaela feels about being public
05:44 - Being "that theater kid" in school
06:38 - The real reason Michaela's returning to YouTube
09:49 - The best social platform for actors
12:11 - Making the shift from actor to content creator
12:44 - Hustling with 5 jobs in a year
13:55 - Michaela sets the record straight
17:42 - Is Michaela moving away from Toph?
21:23 - Michaela's honest thoughts on Netflix's Avatar
23:52 - Playing Azula in 2024
24:33 - Why Michaela scares her dates away
28:19 - Shoot your shot
29:24 - Do people know they're dating Toph?
30:37 - What is Tinsel with Toph?
31:04 - A 10yr career plan at 5yrs old
37:38 - Working with her dream director
41:57 - PSA: FaceTime your dates
45:23 - How to boost your creator career
48:24 - Toph is Turning 30...FINALLY
53:22 - Supporting local artists at comic con
56:10 - Michaela's biggest life saver
57:49 - Why she'll never go behind the camera
59:48 - The hardest part of her career
1:02:30 - One year later...what's changed
1:05:56 - Outro

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@jubilee produces crazy videos - like 'Speed dating 30 people IRL' or 'Flat Earthers vs Scientists' - now meet Jubilee's founder Jason Y. Lee on *why* and Jubilee's real mission to spread empathy.

Today Jason shares why he's focused today on love & relationships - and why Jubilee just launched its new relationships app!
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Check out Jubilee's new relationships app at
https://apps.apple.com/us/app/nectar-love-compatibility/id6476018063

Follow Karat at
https://www.instagram.com/trykarat/

Follow Eric at
https://www.instagram.com/erictway/

Follow Jubilee
@jubilee
https://www.instagram.com/jubileemedia/

Follow Jason Y. Lee at
https://www.instagram.com/jasonylee_/
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Timestamps:
0:00 - Intro
2:51 - How Jubilee media started
4:53 - Why making a video measuring men's 🍆 is important
7:19 - Why Jason started making content
10:23 - Jesus would have been a YouTuber
10:37 - Why controversial debates are so important
14:34 - Jason's message for Jubilee copycats
16:12 - How Jubilee deals with guests they don't agree with
16:42 - Episodes Jason wasn't comfortable making
19:10 - The one rule for ALL Jubilee guests
21:17 - Why Eric is spiritual himself
21:54 - Did Jason feel loved growing up religious?
26:22 - How Jason hasn't burnt out after 15 years
28:47 - The goal of Jubilee
34:02 - What his parents taught him about love
34:59 - The moment he realized he would marry his wife
37:45 - Jubilee's new app!
40:25 - How personality types play into a relationship
45:06 - How he plans to change the way people love
46:07 - The new app might poke holes in friendships
50:53 - Is cheating a dealbreaker?
52:55 - His wife's Dad said NO to them marrying each other
55:13 - Why Jason won't take credit for Jubilee

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@humphrey became a millionaire by working normal jobs - and saving money - before taking giant risks like starting his own business and YouTube channel. Today - he shares how to beat the system and follow his footsteps.

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Follow Karat at
https://www.instagram.com/trykarat/Available now on Spotify

Follow Eric at
https://www.instagram.com/erictway/

Follow Humphrey Yang at
@humphrey
https://www.instagram.com/humphreytalks/

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Timestamps:
0:00 - Intro
1:39 - Gen Z trusts Humphrey more than Warren Buffet
2:59 - Entrepreneur vs YouTuber
3:39 - He had his own business at a 9yrs old
6:33 - A boomer's perception of wealth
11:05 - How much is Humphrey net worth?
11:32 - Financial creators don't talk about this
13:47 - The secret to get 1M followers on TikTok
15:08 - The habit that's keeping millennials "poor"
16:47 - Why financial creators won't post their losses
18:39 - Humphrey breaks down his portfolio
25:34 - Middle class DOSEN'T exist anymore
28:27 - Humphrey's earnings in GameStop 2021
31:29 - They best way to get a higher salary
35:26 - Do this trick to get a pay raise early in your career
38:09 - Running a meme page on the side
40:54 - Humphrey made 6-figures selling posters
47:34 - Good gamers = successful entrepreneurs
51:38 - What Humphrey is investing in next
52:25 - Things we should unlearn
53:27 - Chasing views is never a good mindset
55:08 - The Humphrey "Brand"
57:41 - When to use clickbait
59:56 - Why SVB failed?
1:05:48 - Meeting viewers IRL
1:06:31 - Making the move from financial to life advise content
1:08:20 - How often Humphrey meditates
1:12:01 - outro

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 @Jackconte  cofounded Patreon as a starving artist desperate to support himself - now he's trying to save the Internet from the algorithms running it.

Today he shares why top YouTubers are quitting, how to rebuild a more sustainable Internet, and how to balance pursuing art with building a billion dollar business.
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Follow Karat at
https://www.instagram.com/trykarat/

Follow Eric at
https://www.instagram.com/erictway/

Follow Jack Conte at
@Jackconte
@Pomplamoose
@ScaryPockets

https://www.instagram.com/jackconte/
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00:00 - intro
02:10 - Jack's humble beginnings as a musical savant
08:41 - the internet is changing and it's NOT what you think
13:19 - why the "social Internet" is indestructible
21:22 - how creators and YouTube are misaligned... and how to solve It
22:09 - why YouTube will NOT brainwash me
25:47 - Jack's purpose in life
27:13 - Jack's gift to his friend
28:09 - the 3 minute film Jack spent 4 years (!) making
30:55 - what artists & creators desire the most
33:13 - Jack's gift to his wife
38:29 - the downsides of being CEO
48:42 - find your north star
53:14 - Jack's opinions on AI
57:01 - Jack's personal life vs Patreon, which he prefers
58:16 - the internet has changed... but not for the better
1:00:41 - outro

Subscribe to Karat's Creator Newsletter at https://news.trykarat.com
Check out Jed's new merch drop at https://ruleofthirds.com/!

@jedcal got crazy views as a fulltime creator living in a creator house w friends like Kelly Wakasa & ur mom ashley. But he felt burned out.

Today he shares why he decided to step back on YouTube and return to software engineering - and ensure that content is a small but meaningful part of the broader life he wants to live ✨
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Follow Karat at
https://www.instagram.com/trykarat/

Follow Eric at
https://www.instagram.com/erictway/

Follow Jed at
@jedcal
https://www.instagram.com/jedcal/

Follow his new project at
https://ruleofthirds.com/
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Timestamps:
0:00 - Intro
1:30 - Jedcal is getting JACKED
1:59 - is Jed *actually* 6 ft tall
4:17 - Why @ColinandSamir call Jed the "Casual Creator" and Jed's burnout
6:04 - Jed's secret trick to doing vlogs FAST
7:44 - @urmomashley's advice for vloggers
8:15 - why ​⁠Jed says: be careful of vloggers
9:15 - why Jed LEFT the creator house
11:05 - What MrBeast DOESN'T do in his videos
12:39 - How to build an audience for vlogging
13:00 - what Jed would make if the views didn't matter
13:56 - endgame for Jed is...
14:31 - Jed started his own company
17:10 - How much is he making from Ratemydorm.com?
19:43 - What will end Jed's content career?
21:46 - Jed's chess rating vs @BotezLive
24:36 - Jed is a 4th degree black belt
25:10 - why Jed needs to do chessboxing
26:21 - What changed when he left Guam?
27:54 - How he built so many friends in the Youtube space
29:08 - When he found his Youtube niche
31:10 - How was his mental health during covid when he couldn't make content?
33:58 - How much he made from Youtube when he quit his job
37:16 - Jed talks about his clothing brand
38:15 - Jed’s DATING life
40:19 - Would he ever form a content group?
40:48 - What he's working on
41:18 - The biggest thing on Jed's mind & how he keeps his male audience engaged
48:36 - How does Jed celebrate his subscriber growth?
49:40 - Last video he's most proud of

Subscribe to Karat's Creator Newsletter at https://news.trykarat.com

In just 3 years - OTK has grown into a top profitable content org that owns a gaming PC company, a videogame publisher, and a talent management arm - all managed by co-owners @AsmonTV @EsfandTV @MizkifYT @Emiru @sodapoppin @nmplol

Their fearless leader?

OTK's CEO - @TipsOutBaby. Today Tips shares why OTK has succeeded when other groups have failed, how he makes decisions with 6 other streamer co-owners, and OTK's ultimate dream.
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Follow Karat at
https://www.instagram.com/trykarat/

Follow Eric at
https://www.instagram.com/erictway/

Follow OTK at
@OTKchannel
https://www.instagram.com/otknetwork/
https://twitter.com/OTKnetwork

Follow Tips at
https://twitter.com/TipsOut
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Timestamps:
0:00 - Intro
1:42 - Why start OTK?
7:04 - The dangers of starting a podcast with friends
9:13 - From construction to gaming - which pays more?
12:10 - How much Tips makes now compared to his early days
13:35 - What Tips sacrificed for his dream job
15:32 - How World of Warcraft ruined streaming
16:38 - Working with content creators is DIFFICULT
19:08 - Is Tips happy?
21:21 - Tips shares OTK's secret to its success
26:21 - How OTK started its gaming PC company
28:14 - Is OTK profitable?
29:30 - Publishing our first OTK game!
33:02 - Making decisions with SEVEN Co-owners
37:53 - Tips puts OTK Talent rumors to REST
39:22 - How Tips really feels about EMIRU
43:07 - Knowing OTK would become a legit business
48:20 - Tips shares thoughts on ASMON
49:10 - The truth about MIZKIF
49:42 - True feelings about ESFAND
50:23 - How Tips feel about NICK
51:20 - Thoughts on SODAPOPPIN?
52:33 - OTK Co-owners get emotional
55:11 - His family FLED Syria
59:18 - Outro