The Level Up Podcast with GNO Realty

GNO Realty

Welcome to The Level Up Podcast with GNO Realty, your ultimate destination for all things Greater New Orleans real estate! Join your hosts, the dynamic duo of Braden L Smith and Ryan Rogers, as they dive into the latest stats, news, forecasts, and engaging interviews with local real estate professionals. At The Level Up Podcast, we don't just bring you information – we bring the excitement of real estate to life! Expect a perfect blend of knowledge and entertainment in every episode. Whether you're a seasoned investor or a first-time homebuyer, we've got something for everyone.

  1. 05/29/2024

    Episode 22: What in the world is going on with homeowners insurance in Louisiana?

    In this episode of The Level Up Podcast with GNO Realty, your hosts Braden L Smith and Ryan Curtis Rogers review the current market stats as usual then speak with a special guest, EJ Giusti from Goosehead Insurance. Braden, Ryan, and EJ discuss the following in this episode: What in the world is going on with insurance in Louisiana? What is causing the increases we are seeing? What is reinsurance? Replacement costs What are you seeing as ways to lower your premium while still having good coverage? What are the red flags? Are insurance carriers sending someone out to inspect homes? What about roofs? From what I know, no carriers in Louisiana will issue a policy on a property with a roof 15 years old or older. Is that still true? I’ve heard the carriers inspect roofs just 5 years old. Is that true? What are fortified roofs doing to premiums? How much discount are people getting after putting a fortified roof on their home? What about a wind mitigation survey? What kind of discounts can they provide? Does the new governor and insurance commissioner have any plans in place to help with this situation? Do you see any relief on the horizon? Contact info for hosts and guest: Braden L Smith Co-Owner | Associate Broker | REALTOR® GNO Realty 504-621-1729 Braden@GNOrealty.com https://gnorealty.com/gno-realty-agents/braden-l-smith/ Facebook: https://www.facebook.com/BradenSmith.Realtor/ Instagram: https://www.instagram.com/bradensmith.gnorealtor/ Twitter: https://x.com/BradenLSmith77 LinkedIn: https://www.linkedin.com/in/bradenlsmith/ Owner | Licensed Broker REvitalize Property Solutions LLC Facebook: https://www.facebook.com/REvitalizePropertySolutions/ Instagram: https://www.instagram.com/revitalizepropertysolutions/ Twitter: https://x.com/WeBuyNOLAHouses Ryan Curtis Rogers Licensed REALTOR® GNO Realty 504-430-0324 ryancurtisrogers@gmail.com https://gnorealty.com/gno-realty-agents/ryan-curtis-rogers/ Facebook: https://www.facebook.com/RyanSellsNola/ LinkedIn: https://www.linkedin.com/in/ryan-curtis-rogers-75554013/ E.J. Giusti III License #: 326043 504-232-3420 ej.giusti@goosehead.com https://www.goosehead.com/agents/la/metairie/ej-giusti-iii/ Links from the show: Louisiana Fortify Homes (Fortified Roof Grant) Storm Mitigation Incentives Homeowners in Louisiana may be eligible for a state tax deduction or insurance premium discount for voluntarily strengthening their homes against storms and hurricanes in compliance with the Louisiana State Uniform Construction Code. For more information, please see the following: Residential Property Storm Mitigation Incentives brochure Storm Mitigation FAQs Louisiana Hurricane Loss Mitigation Survey Form.  This form was created by the Louisiana Department of Insurance for submission to insurance companies as verification of completed storm mitigation measures.  This form has been promulgated in Regulation 94, Appendix A.  Section I must be completed by the homeowner and the following sections must be completed and endorsed by a qualified wind mitigation surveyor. To find a wind mitigation surveyor, visit the Louisiana State Fire Marshal Code Enforcement webpage. The information surveyed is used to calculate what storm mitigation has been completed and if the homeowner is eligible for premium discounts or incentives. Shop Your Rates Homeowners Guide. Homes with completed storm mitigation are eligible for discounted homeowners rates. To compare how a fully mitigated home can reduce your insurance rates, visit our online homeowners rate guide and look up Example 8 --Wind Mitigated. Follow us on social media: Facebook - GNO Realty The Level Up Podcast with GNO Realty Instagram - https://www.instagram.com/gnorealty/

  2. 03/05/2024

    Episode 19: Interview with Courtney Fricke - Local Solutions-Based Real Estate Investor

    In this episode of The Level Up Podcast with GNO Realty, your hosts Braden Smith and Ryan Curtis Rogers dig into the current market stats in a new way that is more accurate, and provides better insight into what is actually going on in the Greater New Orleans Real Estate Market. This episode also features a special guest, Courtney Fricke, who is a local real estate investor that specializes in solutions-based real estate investing and creative deals. Braden and Ryan discuss what Courtney is seeing in the local market from her unique viewpoint and we go over some proactive ways that homeowners and investors can combat some of the challenges in the local market. 🧐 Topics discussed with Courtney: 👉 Insurance is our area's biggest issue. - Call your insurance agent and ask what adjustments can be made to get the premium down - Shop around for a cheaper policy - Raise deductible - Reduce coverage(s) - Wind mitigation survey - Let them know of any improvements such as a new roof, new windows, etc 👉 Seeing more people in pre-foreclosure - Be proactive and reach out for help 👉 Rental property owners seeing cash flow decimated - Raise rents - Shop insurance for cheaper options - Adjust insurance coverage(s) and/or increase deductible - Reach out for help 👉 2024 reassessment for property taxes - You can contest it - Each parish has a different process 📇 Contact information for Courtney Fricke: 🛜 Website - www.CourtneyFricke.com 📧 Email - yourlocalrealestatesolution@gmail.com 📇 Contact information for Braden Smith: 📲 Mobile: 504-621-1729 📧 Email: Braden@GNOrealty.com 🛜 Website: https://gnorealty.com/gno-realty-agents/braden-l-smith/ 📇 Contact information for Ryan Curtis Rogers: 📲 Mobile: 504-430-0324 📧 Email: ryancurtisrogers@gmail.com 🛜 Website: https://gnorealty.com/gno-realty-agents/ryan-curtis-rogers/

Ratings & Reviews

5
out of 5
4 Ratings

About

Welcome to The Level Up Podcast with GNO Realty, your ultimate destination for all things Greater New Orleans real estate! Join your hosts, the dynamic duo of Braden L Smith and Ryan Rogers, as they dive into the latest stats, news, forecasts, and engaging interviews with local real estate professionals. At The Level Up Podcast, we don't just bring you information – we bring the excitement of real estate to life! Expect a perfect blend of knowledge and entertainment in every episode. Whether you're a seasoned investor or a first-time homebuyer, we've got something for everyone.