The Mind Money Spectrum Podcast

Aaron Agte and Trishul Patel
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The Mind Money Spectrum Podcast

Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com. Graystone Advisor, LLC is a registered investment adviser offering advisory services in the State of California and in other jurisdictions where exempt from registration. Investing Forever LLC (d/b/a, Investing Forever Advisory) is a registered investment adviser offering advisory services in the State of Florida and in other jurisdictions where exempted.

  1. #143. FIRE with Kids? Here's How to Make It Work!

    4 DAYS AGO

    #143. FIRE with Kids? Here's How to Make It Work!

    Parents teach hard worth through their actions, not their employment.Trishul has achieved FIRE and is a parent. Aaron describes clients who have achieved financial independence, but still have kids at home for another decade. You teach kids the value of hard work, not through your employment, but through the same activities that make your life fulfilling—whether you're financially independent or not. Parenting is one aspect of the many intentional decisions you must make to design your ideal ...

    54 min
  2. #142. Wages will never increase again. Here's why.

    OCT 15

    #142. Wages will never increase again. Here's why.

    Despite a generation of no real wage growth, how could wages increase?Trishul examines why wages have stayed flat on a REAL inflation-adjusted basis over the last couple of generations. Globalization, tax law, and legislation favoring corporations have combined to increase wealth inequality and suppress wage growth. And Trishul sees no reason for it to change moving forward. Aaron argues that rewarding productivity and stability will be mutually beneficial to both employers and employees, rat...

    1h 3m
  3. #141. The Unrealized Gains Loophole

    SEP 17

    #141. The Unrealized Gains Loophole

    Addressing criticisms of Kamala Harris's Unrealized Gain tax plan.The ultra-wealthy pay a lower tax rate than wage earners, meaning the US has a regressive tax system rather than the intended progressive tax system. Kamala Harris's tax plan would address wealth inequality by taxing unrealized gains. A Forbes article provides numerous critiques, and Trishul and Aaron try to address each point.Episode ReferencesForbes: Unrealized Gains Tax is "Capital Punishment"MMS #86: Tax RatesMMS #70: State...

    1h 23m
  4. #140. Buying a home is not an investment, it's location, location, location

    AUG 20

    #140. Buying a home is not an investment, it's location, location, location

    Rent or buy? How much as a down payment?Most Americans have most of their net worth in their home equity. In this episode, Aaron and Trishul discuss the pros and cons of making a down payment and buying a home. Is it worth making a larger down payment to lower the monthly mortgage? Is it dependent on the growth assumptions of various asset classes or the behavior and discipline of individuals?Episode ReferencesMMS #31: Is Real Estate just a real pain? Or are the psychological benefits worth t...

    1h 14m
  5. #139. Rent-Seeking Exposed: Hidden Costs of Modern Life

    JUL 16

    #139. Rent-Seeking Exposed: Hidden Costs of Modern Life

    How U.S. government incentives create rent-seeking.In economics, rent-seeking is extracting wealth without adding value. Trishul provides data and examples of how rent-seeking has made lives harder. Home prices, healthcare, and education have all increased more than incomes, and rent-seeking is partially to blame. They look at how the U.S. government has incentivized individuals at the expense of society as a whole.Episode ReferencesMMS #26. Practical advice on navigating a dysfunctional heal...

    1h 10m
  6. #138. Financial Planner tells a story of why Fee-Only matters

    JUN 11

    #138. Financial Planner tells a story of why Fee-Only matters

    How snowboarding in Park City influenced the genesis of Graystone AdvisorIn this episode, Aaron shares his story of attending due diligence conferences to learn about non-traded REITs. While it was nice to be wined and dined, he started to see where the client's money went and how understanding fees is important. There will always be conflicts of interest, but if you are open and transparent about incentives, you can start down the path of trying to do better.Episode ReferencesNon-Traded REIT...

    1h 2m
  7. #137. You can't pay someone for free money.

    MAY 14

    #137. You can't pay someone for free money.

    The red flags of TikTok financial videos.In this episode, Trishul and Aaron discuss the problem of trying to pare down financial advice to soundbites. TikTok financial videos can contain red flags ranging from likely inappropriate to downright wrong. Anytime we hear passive investing, real estate, crypto, or "Don't invest in your 401k", we immediately assume the video has some ulterior motive.Episode ReferencesMMS #3: Does money buy happiness?Trishul Patel - CRDInvesting Forever Advisory - CR...

    1h 7m
  8. #136. David Shapiro: How can we prepare for the Fourth Industrial Revolution?

    APR 17

    #136. David Shapiro: How can we prepare for the Fourth Industrial Revolution?

    Bring on 80% unemployment!In this episode, David Shapiro joins Trishul and Aaron to discuss AI and the Fourth Industrial Revolution. Where are we now with technology and society, and where are we going? What is the future of AI at the individual, corporate, and state levels? How does AI affect different jobs? How does AI interact with capitalism in America? If 80% of society is unemployed, how do individuals and society thrive?Episode ReferencesDavid Shapiro YouTubeMMS #135. Aaron and Trishul...

    1h 25m
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Ratings & Reviews

5
out of 5
11 Ratings

About

Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com. Graystone Advisor, LLC is a registered investment adviser offering advisory services in the State of California and in other jurisdictions where exempt from registration. Investing Forever LLC (d/b/a, Investing Forever Advisory) is a registered investment adviser offering advisory services in the State of Florida and in other jurisdictions where exempted.

Information

  • Creator
    Aaron Agte and Trishul Patel
  • Years Active
    2019 - 2024
  • Episodes
    143
  • Rating
    Clean
  • Copyright
    © 2024 The Mind Money Spectrum Podcast. https://graystoneadvisor.com/ https://investingforever.com/
  • Show Website
    The Mind Money Spectrum Podcast

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