The Money and Meaning Show

moneyandmeaning
  • 5.0 (7)
  • INVESTING
  • UPDATED MONTHLY
The Money and Meaning Show

Join Jeff Bernier each month as he shares insights and real-world strategies to help you gain the confidence and freedom to live a life of personal significance.

  1. Think Bigger Than the Headlines: Long-Term Investing Perspective

    APR 10

    Think Bigger Than the Headlines: Long-Term Investing Perspective

    In this Perspectives episode of The Money & Meaning Show, Jeff Bernier explores how long-term investors can maintain confidence amid economic uncertainty. He outlines the frequency of recessions across a typical retirement span and emphasizes the importance of diversification, revisiting foundational investment principles. Drawing on insights from Joe Wiggins' recent blog, Jeff addresses the dangers of "line-item thinking" and highlights how a holistic approach to portfolio construction can lead to better outcomes over time. (Note: This episode was recorded on April 1, 2025. Charts in the broadcast are as of March 31, 2025.) Topics covered: Historical frequency of recessions and their relevance to retirement planning Life expectancy and planning for longevity in retirement Why long-term investment policy should remain steady through market noise Economic uncertainties under the new administration The risks of reacting to short-term market predictions Concept and consequences of "line-item thinking" Performance comparison of U.S. vs. international equities Asset class analysis: small value vs. large core equities Role of bonds in a diversified portfolio during downturns Key takeaways from Joe Wiggins' blog on behavioral finance Building resilient, anti-fragile portfolios for long-term success The real risk: inability to meet financial goals The importance of thinking holistically about portfolios   Useful Links: Jeff Bernier on LinkedIn: https://www.linkedin.com/posts/jeffberniercfp_the-money-and-meaning-show-activity-7202103509700227072-h0Qn/ TandemGrowth Financial Advisors: https://www.tandemgrowth.com/ Joe Wiggins' Behavioural Investment blog: https://behaviouralinvestment.com/

    13 min
  2. Answering the Call: Embracing Life’s Transitions with Ben Katt

    MAR 21

    Answering the Call: Embracing Life’s Transitions with Ben Katt

    In this episode of Money & Meaning, host Jeff Bernier welcomes Ben Katt, author of The Way Home: Discovering the Hero’s Journey to Wholeness in Midlife. Ben is a transformation coach, meditation teacher, and former pastor who helps individuals navigate personal growth and midlife transitions. Together, they explore the significance of Joseph Campbell’s Hero’s Journey, the process of leaving the familiar, facing the unknown, and returning to a renewed sense of self. Ben shares insights on spirituality, purpose, and belonging, offering practical guidance for those moving into the next chapter of their lives. This conversation is invaluable for mid-to-late career individuals seeking meaning and direction beyond financial success. Topics covered: Joseph Campbell’s Hero’s Journey and its relevance to personal transformation The three stages of the journey: leaving the familiar, falling into the unknown, and rising to wholeness Identifying and responding to the "call to adventure" in life transitions The importance of solitude, mindfulness, and self-reflection in discovering personal purpose How unresolved childhood patterns shape adult identity and decision-making Learning to embrace uncertainty and trust in life's unfolding process The impact of societal expectations and achievement-driven identities Finding fulfillment beyond financial success in midlife and retirement The role of meditation, spiritual practice, and community in personal growth Practical steps for stepping into a new phase of life with intention Useful Links: Jeff Bernier on LinkedIn Ben Katt on LinkedIn: https://www.linkedin.com/in/benkatt Ben Katt: https://www.benjaminkatt.com/ TandemGrowth Financial Advisors: https://www.tandemgrowth.com/

    48 min
  3. Perspectives: Weathering the Storm — Smart Strategies for Uncertain Markets

    MAR 5

    Perspectives: Weathering the Storm — Smart Strategies for Uncertain Markets

    In this Perspectives episode of Money & Meaning, host Jeff Bernier shares insights on handling uncertainty during challenging times. Reflecting on past crises—9/11, the Great Financial Crisis, and the COVID-19 pandemic—Jeff explores how emotions can cloud judgment and why it's essential to develop strategies for managing risk and uncertainty. He provides practical advice on staying grounded, focusing on long-term goals, and avoiding fear-based decision-making. Whether you're feeling anxious about political change, market fluctuations, or the broader economic landscape, this episode offers a thoughtful approach to maintaining clarity and confidence in uncertain times. Topics covered: The cyclical nature of uncertainty and how history offers perspective The difference between risk (manageable) and uncertainty (unbounded) The importance of journaling as a tool for reflection and growth Strategies for handling uncertainty: Clarifying personal values and beliefs Maintaining faith in the future and a long-term perspective Being selective about the media and content consumed Focusing on relationships, opportunities, and personal growth Practicing gratitude and avoiding reactionary decision-making Why politics should not drive investment decisions The role of goal-focused, planning-driven investing versus market-focused, performance-driven investing Useful Links: Jeff Bernier on LinkedIn: https://www.linkedin.com/in/jeffberniercfp/ TandemGrowth Financial Advisors: https://www.tandemgrowth.com/

    12 min
  4. Rethinking Portfolio Diversification with Phil Huber

    MAR 4

    Rethinking Portfolio Diversification with Phil Huber

    In this episode of Money & Meaning, host Jeff Bernier welcomes Phil Huber, Managing Director and Head of Portfolio Solutions at Cliffwater. Phil is also the author of The Allocator’s Edge, a modern guide to alternative investments and portfolio diversification. They discuss the evolving role of alternative investments, the challenges facing traditional 60/40 portfolios, and how private markets and new fund structures are reshaping opportunities for financial advisors and individual investors. This episode is essential listening for those looking to build more resilient, well-diversified investment strategies. Topics covered: Phil Huber’s background and career journey in wealth management and alternative investing The definition and misconceptions of alternative investments The rise of private credit, private equity, and interval funds Why liquidity matters and how it impacts returns Challenges of the traditional 60/40 portfolio in today’s market environment The role of private markets in retirement income planning How rising bond yields affect portfolio allocation decisions Key considerations for investors exploring alternative investments Useful Links: Jeff Bernier on LinkedIn: https://www.linkedin.com/posts/jeffberniercfp_the-money-and-meaning-show-activity-7202103509700227072-h0Qn/ Phil Huber on LinkedIn: https://www.linkedin.com/in/phil-huber Cliffwater: https://www.cliffwater.com/ TandemGrowth Financial Advisors: https://www.tandemgrowth.com/

    1h 12m

  5. FEB 15

    February Perspectives

    In this special "Money & Meaning Perspectives" episode, host Jeff Bernier shares key insights from recent readings and market trends to help listeners make informed financial decisions. He explores the concept of financial bubbles, including lessons from historical market cycles and current concerns surrounding the concentration of a few major stocks. Jeff also discusses recent breakthroughs in artificial intelligence with the rise of DeepSeek and its potential impact on industries, alongside the importance of international diversification in investment strategies. Tune in for a concise yet insightful update on market trends and strategic investing. Topics covered: The concept of financial bubbles and historical market cycles Lessons from the 1920s auto industry and the 1999 dot-com boom Insights from Howard Marks on market valuation concerns The rise of DeepSeek AI and its disruptive impact on the tech sector Comparisons between the current AI boom and past technological revolutions The importance of international diversification in investment portfolios U.S. market dominance and historical parallels with Japan’s market rise Valuation considerations when investing in different global markets The role of diversification in managing investment risk Useful Links: Jeff Bernier on LinkedIn: https://www.linkedin.com/posts/jeffberniercfp_the-money-and-meaning-show-activity-7202103509700227072-h0Qn/ TandemGrowth Financial Advisors: https://www.tandemgrowth.com/

    20 min
  6. Understanding Risk Management with Hunter Ewing

    JAN 16

    Understanding Risk Management with Hunter Ewing

    In this episode of Money & Meaning, host Jeff Bernier interviews Hunter Ewing, co-founder and director of Private Lines Insurance at Higher Ground Risk. They explore the essentials of risk management, including protecting assets, managing liability, and understanding insurance coverage in today’s evolving insurance market. Hunter shares industry insights, practical advice, and personal anecdotes that highlight the importance of proactive financial protection. Topics covered: The fundamentals of risk management in personal financial planning Common types of personal insurance: home, auto, umbrella, and valuable articles coverage The impact of severe weather events on insurance costs Key considerations when purchasing flood insurance Recent industry changes in insurance underwriting and coverage Misconceptions about personal insurance and financial planning integration The importance of working with independent insurance agents Best practices for maintaining adequate insurance coverage How to evaluate insurance needs for new home purchases and renovations Useful Links: Jeff Bernier on LinkedIn: https://www.linkedin.com/posts/jeffberniercfp_the-money-and-meaning-show-activity-7202103509700227072-h0Qn/ Hunter Ewing on LinkedIn: https://www.linkedin.com/in/hunter-ewing-5460a2a2 High Ground Company: https://www.highgroundcompany.com/copy-of-hunter-ewing  Tandem Growth Financial Advisors: https://www.tandemgrowth.com/

    49 min
  7. Aligning Wealth with Purpose: Dr. Daniel Crosby on “The Soul of Wealth”

    12/18/2024

    Aligning Wealth with Purpose: Dr. Daniel Crosby on “The Soul of Wealth”

    In this episode of Money & Meaning, host Jeff Bernier welcomes back Dr. Daniel Crosby, a New York Times bestselling author and Chief Behavioral Officer at Orion. Together, they discuss concepts from Crosby’s new book, The Soul of Wealth, exploring how financial well-being intersects with psychology and personal growth. From defining “soulful wealth” to the psychology behind money and happiness, the conversation offers practical insights on aligning financial decisions with what truly matters for a fulfilling life. Topics covered:  Overview of Dr. Crosby’s career and role as Chief Behavioral Officer at Orion  Exploring The Soul of Wealth and its unique, contemplative format  Defining “soulful wealth” and why wealth is about more than finances  The impact of meaningful work on life satisfaction and wealth  Research findings on money and happiness  Spending habits that contribute to lasting happiness and fulfillment  The link between generosity, well-being, and the concept of “wealth”  Behavioral insights for better financial decision-making  The importance of flexibility in financial planning to accommodate personal growth  Unique financial strengths and investment tendencies of women  Setting deeply personal, meaningful financial goals for stronger motivation Useful Links:  Jeff Bernier on LinkedIn: https://www.linkedin.com/posts/jeffberniercfp_the-money-and-meaning-show-activity-7202103509700227072-h0Qn/  Daniel Crosby on LinkedIn: https://www.linkedin.com/in/danielcrosby  Orion: https://orion.com/  TandemGrowth Financial Advisors: https://www.tandemgrowth.com/

    42 min
  8. Navigating Midlife Transitions and Financial Empowerment with Sherry Finkel Murphy

    11/13/2024

    Navigating Midlife Transitions and Financial Empowerment with Sherry Finkel Murphy

    In this episode of Money & Meaning, host Jeff Bernier sits down with Sherry Finkel Murphy, founder and CEO of Madrina Molly LLC. Sherry is a seasoned financial planner who focuses on helping midlife women navigate the complexities of financial and longevity planning. They explore the challenges faced by women in the "Triple Decker Club Sandwich Generation," discuss strategies for reinventing life after 50, and dive into Sherry’s mission to provide financial education through her community platform, Madrina Molly. This conversation offers valuable insights for those seeking to align their financial resources with their personal values and life goals. Topics covered:  Challenges of the "Triple Decker Club Sandwich Generation" and its impact on midlife women.  Sherry’s career journey from financial planner to the founder of Madrina Molly.  Common financial and emotional struggles among midlife women, including shame around money.  The importance of financial education and empowering women over 50.  Strategies for reinventing life after 50, including Sherry’s concept of the “glide path.”  Insights on longevity planning and how it intersects with health, location, financial, and purpose planning.  The need for community and purpose in aging and retirement.  Balancing caregiving responsibilities with personal ambitions and business pursuits.  Building a supportive community for women navigating midlife transitions. Useful Links:  Jeff Bernier on LinkedIn: https://www.linkedin.com/posts/jeffberniercfp_the-money-and-meaning-show-activity-7202103509700227072-h0Qn/  Sherry Finkel Murphy on LinkedIn: https://www.linkedin.com/in/sherryfinkelmurphy  Madrina Molly: https://www.madrinamolly.com/  Tandem Growth Financial Advisors: https://www.tandemgrowth.com/

    48 min
See All (86)

5
out of 5
7 Ratings

About

Join Jeff Bernier each month as he shares insights and real-world strategies to help you gain the confidence and freedom to live a life of personal significance.

Information

  • Creator
    moneyandmeaning
  • Years Active
    2019 - 2025
  • Episodes
    86
  • Rating
    Clean
  • Copyright
    © Copyright 2019. All rights reserved.
  • Show Website
    The Money and Meaning Show

You Might Also Like

To listen to explicit episodes, sign in.

Stay up to date with this show

Sign in or sign up to follow shows, save episodes, and get the latest updates.
Select a country or region

Africa, Middle East, and India

Asia Pacific

Europe

Latin America and the Caribbean

The United States and Canada