The Money Fit Show

Todd Christensen
The Money Fit Show

Personal finance journeys come in all shapes, sizes, and destinations. Listen in on the Money Fit Show as guests share the ups and downs and up-against of their financial paths, offering nuggets of knowledge and gems of insight to motivate and inspire you on your own money adventures through life. Guests from all walks of life and professions share their financial passions, address critical money challenges, and offer hard lessons learned during each episode. Hosted by author, Accredited Financial Counselor, and financial educator, Todd Christensen, the Money Fit Show offers engaging yet casual conversations for listeners at all stages of life.

  1. Resilience and Reinvention: Richard Riemann of Imagination Videobooks

    09/19/2022

    Resilience and Reinvention: Richard Riemann of Imagination Videobooks

    The Money Fit Show Season 2: Episode #33 Resilience and Reinvention, Richard Riemann of Imagination Videobooks Like so many successful people, Richard Riemann went through difficult periods of his career and his finances. He reinvented his career multiple times, achieving success often just to experience a company shutdown, agism, and even the harsh consequences of government deregulation. But each time, he took inventory of his strengths and his motivators to find or create new opportunities for success. Now, after founding a successful nonprofit, he says it’s time to give back and support others on their journeys. Podcast Outline From introvert to storyteller Creating accessible versions of children’s illustrated books, including Winnie the Pooh Reinventing himself after a long career in radio journalism and being overqualified for available positions Moving into a successful sales career before the employer went out of business The problem with spending like you're employed when you are not Starting over again after a job loss and divorce Starting over yet again in the closet narrating audiobooks before starting to produce audiobooks Growing up in a home where the family lived paycheck to paycheck and experienced power getting shut off The role of resilience and persistence in financial security Avoiding bankruptcy through debt negotiations but having to pay taxes on debt that was written off Setting up a repayment plan with the IRS Helping others reinvent themselves as well, including a friend who became a photographer for rescue dogs Rediscovering what motivates you and what you love to do and building a business around it Helping others with joint ventures Being careful of overspending money on unnecessary programs instead to seek out mentors and coaches Links referred to in the episode, and how to connect with the guest, Richard Riemann: Imagination Videobooks Home Imagination Storybooks on Facebook Imagination Storybooks on Instagram Subscribe to the Money Fit Show today wherever you get your podcasts! You can also find us at moneyfit.org/podcast We would appreciate it if you would click the star or thumbs up to give us a like for today’s episode. Connect with the Money Fit Show: Twitter: @MoneyFitbyDRS Facebook:  MoneyFitbyDRS Email:  Podcast@MoneyFit.org

    31 min
  2. 27 Months to Debt-freedom: Sammie Ellard-King of Up the Gains

    09/12/2022

    27 Months to Debt-freedom: Sammie Ellard-King of Up the Gains

    The Money Fit Show Season 2: Episode #32 27 Months to Debt-freedom, Sammie Ellard-King of Up the Gains Although his experiences with student loans and credit card debt were in the UK, the principles Sammie Ellard-King discusses that helped him get out of debt in 27 months and become a resource for his family, friends, and beyond apply to anyone in debt in any country. Effects on a child when parents have a bad relationship with money Moving out on your own when you’re 17 Running a business while in college but spending every penny How student loan repayment works in the UK The problems with not seeing your student loan balance regularly Trouble with credit card debt to fund lifestyle Keeping consumer debt secret from friends and family Figuring out how much you need to retire based on your retirement age and life expectancy Taking a class to learn to get out of debt Paying off consumer debt in 27 months Listening to podcasts and reading books on financial freedom for self-education Sharing financial advice with family Not letting financial mistakes get you down The problem with personal finance books and blogs that talk down to you Pay yourself first (saving and investing) before paying your bills Links referred to in the episode, and how to connect with the guest, Sammie Ellard-King: Up the Gains Homepage Instagram @UpTheGainsMoney Twitter @UpTheGainsMoney LinkedIn @Up-the-Gains Subscribe to the Money Fit Show today wherever you get your podcasts! You can also find us at moneyfit.org/podcast We would appreciate it if you would click the star or thumbs up to give us a like for today’s episode. Connect with the Money Fit Show: Twitter: @MoneyFitbyDRS Facebook:  MoneyFitbyDRS Email:  Podcast@MoneyFit.org

    35 min
  3. Finding Experience in Adversity

    09/05/2022

    Finding Experience in Adversity

    The Money Fit Show Season 2: Episode #031 Finding Experience in Adversity, Nicki Conradt-Eberlin of Unleashed Leadership Podcast guest, Nicki Conradt-Eberlin, had to become self-sufficient while just 16 and still in high school. Instead of given into a believe that she was fated to fail, she worked through jobs, paid bills usually handled by adults, and even saved up thousands of dollars to purchase her first vehicle. Looking back now, she’s grateful for all her experiences. And she’s used her experience, curiosity for learning, and drive to become a life coach to help others set and realize their own goals. Becoming self-sufficient in high school because of alcoholism in the family Working her first job in an in-school credit union branch Saving up money to purchase her first car at 16 ($3k-$5k) while paying for groceries, insurance, phone, and other bills Using her passion for horseback riding to stay motivated financially Moving on to a full-time position with credit union after high school while attending community college before earning two bachelor’s degrees Using a low-limit credit card during and after college Challenges after graduation Analyzing student loan debt after college and how much it starts to add up over time Learning about financial products online but also learning from mentors and company materials Realizing that she loved training and onboarding, which led to setting out as a life coach Letting go of the scarcity mentality to grow her business and embracing the abundance mentality Identifying different life goals for each client Being grateful for all experiences of her life Reframing views of challenges and difficult times The importance of consistently checking in with your finances (where your money is going and how you are spending it) Links referred to in the episode, and how to connect with the guest, Nicki Conradt-Eberlin: Schedule a Time with Nicki Unleashed Leadership Facebook @UnleashedLeadership Instagram @UnleashedLeadership Subscribe to the Money Fit Show today wherever you get your podcasts! You can also find us at moneyfit.org/podcast We would appreciate it if you would click the star or thumbs up to give us a like for today’s episode. Connect with the Money Fit Show: Twitter: @MoneyFitbyDRS Facebook:  MoneyFitbyDRS Email:  Podcast@MoneyFit.org

    36 min
  4. Couples, Money, and Working Together

    08/29/2022

    Couples, Money, and Working Together

    The Money Fit Show Season 2: Episode #30 Couples, Money, and Working Together, Dr. Ray and Jean Kadkhodaian of Couples Synergy Dr. Ray & Jean Kadkhodaian are relationship experts and cofounders of their successful counseling center. After working with thousands of couples, they created a unique approach to coach couples to have amazing relationships, called Couples Synergy. They cohost the podcast, Couples Synergy: Real Couples, Real Stories… Real Relationships. As a married couple, they believe that they cannot teach it unless they live it. They help couples create the relationship of their dreams, with the partner they fell in love with! Working together in previous jobs and now in counseling settings What money meant to them when they were young, including power and control The marshmallow experiment and how trust plays a role in the notion of delayed gratification Couples fight more about sex and money than any other topic How they had to create their own approach to money as a couple Allowing a partner who enjoys spending money to pay for things Allowing a partner who prefers to manage money to work on the budget The relationship between responsibility and resentment The freedom of living only on cash even if forced to do so due to bad or no credit Settling debts with creditors Remembering the most important things when finances get stressful Being a young, single Mom, joining the military, and going to college How a log in the wilderness can bring greater joy than a scratched dining room table Disconnecting from your parents’ view of money and trusting in your spouse or partner Accepting the reality of life rather than pretending money solves our most important challenges Bouncing checks, paying fees, and stepping away for a trip to Mexico Learning lessons rather than regrets Making decisions quickly but changing mind slowly The power of a faith and belief system Not making decisions from a place of fear Money is symbolic, so you need to learn to detach from those meanings Blending of finances to create an “us” in relationships Links referred to in the episode, and how to connect with the guests, Dr. Ray and Jean Kadkhodaian: Couples Synergy Home Couples Synergy Podcast Subscribe to the Money Fit Show today wherever you get your podcasts! You can also find us at moneyfit.org/podcast We would appreciate it if you would click the star or thumbs up to give us a like for today’s episode. Connect with the Money Fit Show: Twitter: @MoneyFitbyDRS Facebook:  MoneyFitbyDRS Email:  Podcast@MoneyFit.org

    35 min
  5. Hiding Money from Yourself, with Wendy Fedan of Create a Way Design & Publishing

    08/22/2022

    Hiding Money from Yourself, with Wendy Fedan of Create a Way Design & Publishing

    The Money Fit Show Season 2: Episode #29 Hiding Money from Yourself, Wendy Fedan of Create a Way Design & Publishing Wendy Fedan is a full-time freelance illustrator with multiple sources of income related to her dreams.  She launched her own company in 2021 designed around publishing her and other people’s books called Create-a-Way Design & Publishing. Her family has been debt free for nearly a decade now, and Wendy is a wife and mother of two teenagers, living in Amherst, Ohio. The perspective on credit card debt as a fact of life when Wendy was a young adult The importance of delayed gratification Financing wants with student loans while in college The journey into debt involved credit cards, student loans, and possibly furniture debt Don’t go shopping for a home when you’re 7-8 months pregnant Feeling like student loan debt would never go away, even with monthly payments Altering their lifestyle to deal with credit card payments Freedom is the main work associated with paying off debt Being able to finally save after paying off debt Having multiple checking and savings accounts helps put savings funds out of sight and out of mind Changing your mindset and how you think about money to get out and stay out of debt Believing that money was the root of all evil, and how being afraid of money leads to financial problems Taking financial classes together as a couple to help get on the same path The budgeting challenges of irregular income associated with freelancing The challenge of going from two steady incomes to one Setting up own publishing company as a self-publishing author and illustrator Getting out of debt opens up opportunities to pursue more wants and creative paths Links referred to in the episode, and how to connect with the guest, Wendy Fedan: Create a Way Publishing.com Subscribe to the Money Fit Show today wherever you get your podcasts! You can also find us at moneyfit.org/podcast We would appreciate it if you would click the star or thumbs up to give us a like for today’s episode. Connect with the Money Fit Show: Twitter: @MoneyFitbyDRS Facebook:  MoneyFitbyDRS Email:  Podcast@MoneyFit.org

    38 min
  6. From Government Assistance to Millionaire with Tiffany Harris of Kustom Kreationz Wholesale

    08/15/2022

    From Government Assistance to Millionaire with Tiffany Harris of Kustom Kreationz Wholesale

    The Money Fit Show Season 2: Episode #28 From Government Assistance to Millionaire, Tiffany Harris of Kustom Kreationz Wholesale Tiffany Harris is a mother of three: two girls, one boy, plus one fur baby. She’s a wife and a profound businesswoman. She started Kustom Kreationz Wholesale (KKW) because she was getting married and was having issues with people making the customized items she wanted. So, she decided to learn how to create them herself. Once she figured out how to make those items, Tiffany learned about sublimation and fell in love. She calls herself the Sublimation Diva. Tiffany grew up in a poor neighborhood in Philadelphia and has overcome extreme odds to become a huge success in her field. She teaches other entrepreneurs how to start their own businesses, how to navigate credit for business, and how to be unstoppable in the pursuit of creating a career. Sublimation is a printing process to make decorative apparel Growing up without entrepreneurial role models Working as a teacher until she had a stroke in the teachers' lounge Starting work at 14 years of age Having the confidence to get past any obstacle Earning five college degrees Planning to run her own hotel and restaurant Earning a nursing degree and realizing she didn’t enjoy the profession Getting an MBA and a Master's in Human Resources before getting a teaching degree Continuing to work a side business even after the stroke, using just one hand for all her typing Identifying what she wanted to do and how much it would cost and then figuring out how to earn the money The difference between her first visit to Disney and her more recent visits Messing up her credit at age 17 when getting credit cards at college Learning about credit and credit worthiness Focusing her debt repayment efforts on the most recent accounts Needing focus and patience to rebuild credit Starting her business when she was getting married because she couldn’t find a business that offered what she wanted for the right price Rather than reinventing the wheel, she learned to fix the shaky wheel Writing a book so others can understand you can rise above trials and tribulations (depression, suicidal thoughts, poverty, public assistance, violence, etc.) Building an academy to help business owners build their business credit “If at first you don’t succeed, let’s just go off and try again” Links referred to in the episode, and how to connect with the guest, Tiffany Harris: Kustom Kreationz Wholesale Website The Makings of Me: My Journey to 7 Figures from My Living Room Kustom Kreationz on Facebook Kustom Kreations on Instagram Kustom Kreations on TikTok Kustom Kreationz on YouTube Subscribe to the Money Fit Show today wherever you get your podcasts! You can also find us at moneyfit.org/podcast We would appreciate it if you would click the star or thumbs up to give us a like for today’s episode. Connect with the Money Fit Show: Twitter: @MoneyFitbyDRS Facebook:  MoneyFitbyDRS

    37 min
  7. Look Your Money in the Face with Business Coach Kelsey Knutson

    08/08/2022

    Look Your Money in the Face with Business Coach Kelsey Knutson

    The Money Fit Show Season 2: Episode #27 Look Your Money in the Face, Kelsey Knutson Kelsey Knutson is a small business coach and podcast host based in the Pacific Northwest. She has a bachelor's degree in Entrepreneurship, is debt free, and has learned many money lessons along the way. She believes our relationship with money dictates the financial choices we make in business and life. And she’s on a mission to help people reframe how they think about money and implement sustainable systems to help them achieve financial (and life) goals. Inheriting different aspects of her relationship with money from her parents Learning about money through entrepreneurship versus being told about money Going to college without having conversations about how to pay for it Having up to four jobs at the same time in college Exchanging time for money The embarrassment of overdrafting her bank account The scarcity mindset Side hustles in college led to majoring in Entrepreneurship Dealing with imposter system Having an aha moment during the third round of job interviews Getting full-time consulting job through her university Quitting on a whim to go to beauty school and get into debt for the first time The difference between classes at University and Trade Schools Apprenticing under professionals Saving tips to accelerate debt repayment and become debt free within three years Starting business debt free Staring challenges in the face and then setting up processes to deal with them How your energy attracts others when you love what you do Here aha moment of balancing work and personal life came after fainting on the job Starting a business with a vacation already on the books as a way of forcing herself to stay within her work-life balance The profit first approach How having a safety net (emergency savings) allowed her to shift from salon owner to business coach, especially during the COVID-19 shutdown Starting a business out of passion and accidentally becoming an entrepreneur Finding a way to fund the bills, whether through business ownership or side hustles Starting her own podcast as another tool to achieve her life purpose Giving yourself grace in your personal finance choices Looking your financial challenges in the face rather than ignoring them Links referred to in the episode, and how to connect with the guest, Kelly Knutson: When I Grow Up Podcast KelseyMarieKnutson.com Kelsey on Instagram Kelsey on Facebook Profit First by Mike Michalowicz Subscribe to the Money Fit Show today wherever you get your podcasts! You can also find us at moneyfit.org/podcast We would appreciate it if you would click the star or thumbs up to give us a like for today’s episode. Connect with the Money Fit Show: Twitter: @MoneyFitbyDRS Facebook:  MoneyFitbyDRS Email:  Podcast@MoneyFit.org

    38 min
  8. Make Your NOW Fabulous, Scott Harris Author of Leap Forward

    08/01/2022

    Make Your NOW Fabulous, Scott Harris Author of Leap Forward

    The Money Fit Show Season 2: Episode #26 Make Your NOW Fabulous, Scott Harris Author of Leap Forward Scott Harris is a well-known skydiver, veteran, businessman, and motivational speaker. Scott’s interactive keynote presentations and workshops make him popular with his audience. He uses his personal journey to create an exceptional storytelling experience for his audience. He utilizes the skills he has learned from his multifaced life experience to help entrepreneurs, managers, leaders, and young people face their fears and find a clear path forward with confidence and joy. Parachuting into Elizabeth Taylor’s wedding to broadcast images from the blacked-out event Joining the US Army at 17 years old at the tail end of the Vietnam War Returning to college after leaving military service involved facing the challenges he had previously found difficult Being an avid reader Moving from merchant marine to engineering in Southern California Facing the challenge of having his car’s engine blow up when he was already struggling financially The phone call that may have saved his life Putting yourself in a position to have good things happen to you when you need them His “life-affirming” experience with the Universe Being more concerned about doing your best and helping people than being concerned about money Attributing success to a can-do attitude despite the challenges faced Supporting others by helping others to embrace their own challenges Rather than focusing on the end goal, focus on enjoying the journey Looking at every obstacle and challenge as an opportunity to become and be better Defining yourself not by your history or even your future, but by the forward movement of your present Don’t just work for a paycheck Conquering the moment while planning for the future Finding joy and reward within yourself rather than looking for it externally Links referred to in the episode, and how to connect with the guest, Scott Harris: ScottKHarris.com Leap Forward on Amazon Subscribe to the Money Fit Show today wherever you get your podcasts! You can also find us at moneyfit.org/podcast We would appreciate it if you would click the star or thumbs up to give us a like for today’s episode. Connect with the Money Fit Show: Twitter: @MoneyFitbyDRS Facebook:  MoneyFitbyDRS Email:  Podcast@MoneyFit.org

    34 min
5
out of 5
9 Ratings

About

Personal finance journeys come in all shapes, sizes, and destinations. Listen in on the Money Fit Show as guests share the ups and downs and up-against of their financial paths, offering nuggets of knowledge and gems of insight to motivate and inspire you on your own money adventures through life. Guests from all walks of life and professions share their financial passions, address critical money challenges, and offer hard lessons learned during each episode. Hosted by author, Accredited Financial Counselor, and financial educator, Todd Christensen, the Money Fit Show offers engaging yet casual conversations for listeners at all stages of life.

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