85 episodes

From Phoenix Arizona, Eddie and Tom Knoell answer the mortgage questions that buyers, sellers, and real estate agents have when it comes to the process of getting a home loan in Arizona. Eddie and Tom's family has been living in Phoenix for 4 generations and they have a 30 years combined experience in the mortgage and real estate industry.

The Mortgage Brothers Show Eddie and Tom Knoell

    • Business
    • 5.0 • 7 Ratings

From Phoenix Arizona, Eddie and Tom Knoell answer the mortgage questions that buyers, sellers, and real estate agents have when it comes to the process of getting a home loan in Arizona. Eddie and Tom's family has been living in Phoenix for 4 generations and they have a 30 years combined experience in the mortgage and real estate industry.

    Does Your 800 Credit Score Actually Give You a Better Mortgage Interest Rate?

    Does Your 800 Credit Score Actually Give You a Better Mortgage Interest Rate?

    • 9 min
    How Does My Car Loan Payment Affect My Mortgage?

    How Does My Car Loan Payment Affect My Mortgage?

    How Does My Car Loan Payment Affect My Mortgage?
    ·       Car payment of $250/month: It will reduce your purchasing power $50,000
    ·       Car payment of $400/month: It will reduce your purchasing power $90,000
    ·       Car payment of $600/month: It will reduce your purchasing power $141,000
    ·       Car payment of $1000/month: It will reduce your purchasing power $235,000
     
     

    • 8 min
    How To Calculate How Much PMI Mortgage Insurance will be?

    How To Calculate How Much PMI Mortgage Insurance will be?

    PMI Calculation example based on these 7 factors:
    ·     5% down
    ·     200K loan amount 
    ·     1 borrower 
    ·     760 credit score
    ·     Single family residence
    ·     Primary
    ·     Debt to Income Ratio

    • 8 min
    10% Down Jumbo Loans - Are they available? Yes they are, in this episode we discuss the details

    10% Down Jumbo Loans - Are they available? Yes they are, in this episode we discuss the details

    • 6 min
    If I have 1 mortgage late in the past 12 months can I get approved for a mortgage?

    If I have 1 mortgage late in the past 12 months can I get approved for a mortgage?

    FHA
    -        If the loan is a purchase or a rate and term refinance, the client cannot have more than 2 X 30 lates in the past 12 months from the application date.
      
    Fannie & Freddie
    -        The client cannot have any 60 day lates in the last 12 months prior to the date the credit report was pulled through closing.
    -        Borrower can have 30 day lates within the last 12 months but we need Approve/Eligible
      
    VA
    -        The client cannot more than 1x30 day late payment in the past 12 months from the credit report date but we need Approve/Eligible
     
     
     

    • 8 min
    Can I Relocate and Get a Mortgage While Working Remotely Out of State?

    Can I Relocate and Get a Mortgage While Working Remotely Out of State?

    • 10 min

Customer Reviews

5.0 out of 5
7 Ratings

7 Ratings

Captain Ponytails ,

Finally!

Guys who don’t waste time or use jargon. Easy to understand and about 10 minutes. All I need. Thanks guys for helping me become a better MLO!

MOK4029 ,

Great Podcast!

The Mortgage Brothers offer helpful, easy-to-understand mortgage advice!

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