13 episodes

Philip Robison pulls no punches in giving unbiased information and education for both the newbie and experienced property investor. He will share with you the dos and don'ts of investing and property.

The Philip Robison Property Podcast Philip Robison

    • Investing
    • 5.0, 1 Rating

Philip Robison pulls no punches in giving unbiased information and education for both the newbie and experienced property investor. He will share with you the dos and don'ts of investing and property.

    Episode 13: The Role of a Town Planner

    Episode 13: The Role of a Town Planner

    This episode features Lorenzo Rigoni - Director of Terrain Consulting.

    Lorenzo spent 10 years in Local Government and the last 20 years in Private Consultancy. He has extensive experience facilitating the management of a wide range of projects across all areas of residential, commercial and industrial development.

    He is often called on to represent clients before VCAT - The Victorian Civil and Administrative Appeals Tribunal, at Panel Hearings, Council Meetings and Community forums.

    Straight off the bat I quiz Lorenzo on what is a Town Planner & secondly how does the role of a Town Planner differ from that of a Draftsman?

    We discuss when thinking of the work a town planner would be doing where they are to be found would I imagine think they are working for a Local Council or Government Authority but that's not always the case is it?

    Lorenzo shares with me the different professionals they collaborate with which include traffic engineers, landscape architects, heritage consultants, arborists and ecologists.

    With my role as a Buyers Advocate in Regional Australia I am often looking for the highest and best use of land which can involve the possibility of a Land Subdivision. Lorenzo looks at what’s involved in assessing the suitability of a property for a possible subdivision.

    Lorenzo shares some examples


    Converting an existing dwelling to a medical centre
    Converting an existing shop to a cafe/restaurant
    Changing the intensity of a land use

    These are three examples of changes which would require a land-use application.

    We chat about Rezoning of Land & Land Use Applications and cite examples.

    Urban Planning - Clearly Melbourne is growing fast and there really needs to be a very strategic approach to future development I guess this is where Urban Planning comes in?

    Lorenzo explains just what is Urban Planning?–

    Urban planning typically deals with the planning involved in the creation of medium and high density housing, heritage dwellings and buildings, commercial and residential area.

    This covers instances such as:


    Turning single-lot dwellings into multi-unit sites
    Development of medium-to-high density housing blocks, such as apartment complexes
    Development of mixed-use buildings
    Heritage home extensions
    Converting brownfield sites to habitable residential buildings
    The construction and use of commercial uses and areas

    Urban planning is the process of assessing what is possible and permissible when a property owner is looking to develop or redevelop land they own and the preparation of all the required expert advice and evidence for a planning application.

    Lorenzo sums up beautifully the role and the responsibility of Town Planners in shaping our future.

    • 38 min
    Episode 12: Why the Future is More Important than the Present and the Past

    Episode 12: Why the Future is More Important than the Present and the Past

    -Terry and I take a look at the Darling of Mainstream Media and kick off our discussion today with Sydney.

    -We look back to 2013 & 2014 and look at Sydney's previous 10 years there's not a case for why you'd invest there. – We look at what’s happened to the Sydney market since then.

    -Case Study Wollongong – Impact of when Blue Scope Steel was downsizing 5-6 years ago.

    -What the local media had to say that house prices would fall by up to 50%.

    -What really happened? We discuss this. It’s not what you think…

    -Terry talks about his backyard the Sunshine Coast. 3-4 Years ago it was on the nose. Now? Boom.

    -We look at what’s happened with the huge investment in Infrastructure and Healthcare and Terry cites Maroochydore as another example and the impact on house values for the Sunshine Coast.

    -Case Study Townsville – Look at the past 5 years it was going backwards – What’s happening now with significant construction and infrastructure being spent of around $25 Billion? The impact will be huge for growth in the future.

    -South Australia – One of the least Covid affected States. Adelaide has the perception of a low growth city. If you follow the mainstream media you wouldn't put Adelaide in the mix.

    -Big technology investment with Tessler and Technicolor Films and others.

    -We touch on what’s happening in Regional South Australia with some towns experiencing price growth in double digits.

    -West Australia – Perth on face value you'd see that Perth's Property values have been going backwards for 5 years so on that basis you wouldn't consider investing in Perth.

    -We explore the case for Perth and the resurgence in the resource sector and agriculture that is driving this market again.

    -We focus on Geelong in Victoria or what I currently refer to as Covid County.

    -We discuss the similarities between Geelong and Wollongong both previously blue collar (smoke stack) economies.

    -We examine the key drivers in Geelong that include Government Department relocations and Healthcare and other industries.

    -The Latrobe Valley another Victorian Region that was written off with the Decommissioning of the Hazelwood Power Station - if you'd believed the media that was the end of the Latrobe Valley.

    -I discuss my trip to the Valley this week the impact of Lockdown and having to get through the roadblocks and the need to have letters from Local Real Estate Agents to ensure I’d be allowed into the Valley.

    -We deep dive into what’s really happening in the Latrobe Valley made up of Key towns Churchill, Moe/Newborough Morwell, Traralgon and I discuss what I found out it’s pretty exciting for investors.

    -We take a close look at the key drivers for the Latrobe Valley and its future with examples of solid median price growth over the last 12 months.

    • 45 min
    Episode 11: The Role of a Conveyancer - Part of your Dream Team

    Episode 11: The Role of a Conveyancer - Part of your Dream Team

    Today I catch up with Martin Galea of Tickbox Conveyancing who started his journey in to the world of conveyancing and property in 1984 as a legal clerk.

    -Previously Martin was Vice President of the Australian Institute of Conveyancing Victoria branch, sat on the advisory committee which played a vital role in the development of the Conveyancing diploma run by RMIT and was the first and – to date – only ever appointed Statutory Manager by Consumer Affairs Victoria.

    -He served as a key consultant to PEXA and sat on the State Revenue Office Consultative Council, representing Victorian conveyancers. Martin is also a full member of the Australian Institute of Conveyancers (Vic), an accredited Certified Practicing Conveyancer, holds a Diploma of Financial Services (Conveyancing) from RMIT and is also a Fellow of the Institute of Legal Executives (Vic) which qualifies him to witness Statutory Declarations and affidavits. - Welcome Martin Galea.

    -Martin shares how he got into Conveyancing?

    -We chat about what is a Conveyancer and what are the primary tasks of a Conveyancer?

    -The obvious question...What are the key differences between a Conveyancer and a Lawyer?

    -Why would you pick one over another?

    -What are the characteristics that distinguishes a good/excellent conveyancer over a poor one?

    -Martin shares examples of how a good conveyancer can save you big time – Ever heard of the Apparent Purchasers Exemption? This one saved a client $25,000 in Government Stamp Duty.

    -Is the work of a Conveyancer State based? Can you practice interstate or for matters cross border would you need to refer that work to another Conveyancer?

    -Do conveyancers work on only Residential Matters or can they do work on Commercial matters as well?

    -What are some of the different types of matters as a Conveyancer you act on? We spoke offline about Concessions, Subdivisions and Partitions? Martin provides examples of Case Studies/

    -So when a matter goes off the rails what then? Do you engage and lawyer and if so when?

    -Martin explains what PEXA is and its importance in the world of Covid-19 and how this enables settlements to be effected whilst maintaining Social Distancing.

    -Martin shares his thoughts on being on the State Revenue Office Consultative Council, representing Victorian conveyancers.

    -I ask Martin about what he sees as the future of Conveyancing from the Consumer’s Point of view? Are there any significant changes that we should look out for in the property landscape?

    • 40 min
    Episode 10: The Role of Today’s Mortgage Broker

    Episode 10: The Role of Today’s Mortgage Broker

    Today I catch up with the dynamic Therese Oneill who is a Business Adviser, A Presenter a Keynote Speaker MBA Holder and a Mentor to over 300 Brokers Nationally.
    Therese is accredited as a Mentor with both the peak bodies of the Mortgage Industry - namely the MFAA and the FBAA and in 2018 was awarded the title of the FBAA's Mentor of the Year.
    Therese shares her journey after she left Citibank in 2009 and created Mentorvision where she designed Coaching, Mentoring IP, Training Plans and Tools specific to the Mortgage & Finance Broking Industries.
    We explore what it was that lead Therese down this path of choosing to become a Mentor to Mortgage Brokers.
    Therese shares what it means to be a Broker Mentor and what outcomes she endeavours to achieve for them.
    We look at when it makes sense for a Broker to appoint a Mentor?
    Therese shares her thoughts on what are some of the qualities that make up the DNA of a top Mortgage Broker.
    With the significant changes in the role of a Mortgage Broker over the past 3 years or so we discuss the impact on brokers in terms of this added responsibility and accountability and what it has meant for a broker’s workload and stress.
    I ask Therese about one of my areas of interest for brokers and that is Mental Health - The brokers that you've mentored do you think they are doing enough in looking after their mental health because I remember when I was a broker that the long hours, early starts and after hours appointments were part and parcel of the life of the broker. I ask this as I really believe that being a broker these days is very stressful as they are often dealing with clients who bring their stress to a lending situation which in effect the broker inadvertently takes on.
    Is enough being done within the industry to provide support to brokers? For Example I know the FBAA was a big supporter of the RUOK Day?
    Now more than ever that the role of a Mortgage Broker is very much that of an Adviser and a connector - ie) they can connect their clients to a good Accountant, Legal Practitioner, Building Inspector and other members of what I call your DREAM TEAM - Do you feel they are the conduit to many of these and other Important Professionals?
    I ask Therese about how can a Professional Broker help investors?
    What do you see as the Future for the Mortgage Broking Industry?

    • 46 min
    Episode 9: The Number One Mistake Investors Make

    Episode 9: The Number One Mistake Investors Make

    In Today’s Episode I discuss with Terry Ryder the Number One Mistake that Property Investors Make, in fact it is from this mistake that all the other mistakes flow.


    Terry drills down in to the lack of willingness of “Wannabee Property Investors” to spend money on quality advice and the best information.

    We discuss the characteristics of the Wannabee Property Investor – Namely that they are unwilling to invest any serious time in doing the required research and they aren't willing to spend any money other than the money they borrow for the property purchase.

    So what is the “thing” that distinguishes the successful investors from the unsuccessful or only moderately successful Investor?"

    The successful Investor treats Real Estate as a business unlike the majority of wannabee investors who treat it as a hobby.

    With any business you have to spend money to make money.

    The Successful Investor understands the need to engage with and access specialists - Surround yourself with your “Dream Team.” We all need a Coach – We talk about some of the Professionals that make up this Dream Team for the Successful Investor. These individuals understand you need to have access to a quality flow of information as all things worth having you need to pay for.

    The Successful Investor even before they begin investing knows what their End Goal looks like. They begin with the end in mind and work backwards from there breaking down their Long-Term Goal in to a series of Manageable Events and tasks.

    The Successful Investor is not worried by bumps in the road or short-term changes in the market because they like Warren Buffett are in it for the long-term.

    Terry makes reference to his own journey as an Investor and how he engages Buyers Advocates who are specialists in finding the right property at the right price at the right time.

    We contrast this with the average punter who is unwilling to really pay for anything. - Grab everything that's free basically - The oldage you get what you pay for...

    We explore what are the consequences of this attitude for wannabee Investors?
    - They don't have enough knowledge
    - They buy in the wrong place
    -They buy at the wrong price
    -They often buy at the wrong time

    Terry shares some real Case Studies of Successful Investors and what is it that they are doing that is separating them from “Joe Average.” – It’s about doing the fundamentals well.

    Finally we get in to one of the most important attributes of the Successful Investor and that is they take purposeful ACTION.

    • 42 min
    Episode 8: How to Build a Big Property Portfolio

    Episode 8: How to Build a Big Property Portfolio

    In this episode I interview Mortgage Broker and very successful Property Investor Garry Harvey who over the past 20 years has accumulated 33 investment properties. In 2012 Garry was runner up in the “Your Investment Property” magazine’s Investor of the Year as judged by a panel of experts.

    -Garry shares his backstory and how he bought his first property which after being encouraged by his then girlfriend and now wife was two houses on one title. The second property generated a rental income which enabled them to use that money to pay off their mortgage faster. 

    -From there Garry went on to do his first subdivision and that single title property now became two dwellings on separate titles.  

    -Garry gained confidence from this first property experience and soon realised that he wanted to build cash flow for his retirement.

    -His foray into Regional Property investing was as much about necessity and what he could afford and it suited his long-term goal of buying affordable properties that would provide for a comfortable retirement. 

    -Garry shares with us what type of properties fit his investment criteria.

    -We explore the cash flow from his properties and Garry shares that whilst many are cash positive not all of them are but it’s about having the income to support them. 

    -I ask Garry what he does with the surplus income for those properties that are cash positive. 

    -Garry shares with us his biggest lessons and learning over the last 20 years as a Property Investor?

    -So just what is it that Garry thinks as an Investor he has done well?

    -Garry shares with me what he could have done better as an Investor and what he’s learnt.

    -What would Garry do differently as an Investor?

    -For someone starting out about to buy their first property what advice would you give them?

    -Do you think your strategy can help prepare investors for retirement?

    -De-risking the Asset - What do you mean by this? This is an important part of Garry’s strategy.

    -I ask Garry “With many people sitting on their hands at the moment does he think investing at the moment in Regional Property makes sense?  

    • 38 min

Customer Reviews

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dhammgator ,

Excellent insight!

Philip is the genuine article and in addition to providing value to his clients, he’s the kind of person you want to do business with.

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