The Purposeful Wealth Podcast

Jonathan Gibson
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Do you want to live a fulfilled and meaningful life? In this podcast, Jonathan introduces his principles for living a fulfilled and meaningful life, as well as sharing the key financial and wealth planning strategies you need to focus on to achieve this.

  1. MAY 1

    Financial Planning Explained: What Actually Matters (After 30 Years in the Industry)

    In this episode, Jonathan Gibson is joined by Jacqueline “Jackie” Lockie, a highly respected figure who has helped shape the financial planning profession in the UK over several decades.  Together, they explore how financial planning has evolved—from the introduction of the Retail Distribution Review (RDR) and fee transparency, to the rise of cashflow modelling and behavioural finance. Jackie shares how these changes have transformed the client experience, helping people better understand their finances and make more informed decisions.  The conversation dives deep into what truly defines great financial planning. It’s not about products—it’s about people. Jackie highlights the importance of understanding clients’ life stories, beliefs about money, and long-term goals, showing how meaningful advice goes far beyond numbers.  They also discuss:  The difference between good and truly great financial planners  Why client behaviour and engagement matter more than market performance  Common mistakes people make with money—and how to avoid them  How to choose the right financial planner and what questions to ask  The importance of professional standards and qualifications As Jackie approaches retirement herself, she offers thoughtful reflections on what a “good retirement” really looks like—emphasizing identity, purpose, and giving yourself time to adjust, rather than rushing to fill every moment.  Key Quotes from this episode: “You can’t put a price on financial peace of mind.” “A truly great financial planner starts with your life, not your money.” “We don’t know what we don’t know—and that’s why good advice matters.” “The clients who get the best outcomes are the ones who engage.” “Don’t let anyone else define what retirement looks like for you.” Find all our useful links on our LinkTree - https://linktr.ee/jonathangibson And why not visit us at: https://www.wellsgibson.uk/ And get a copy of the book, Purposeful Wealth here: https://amzn.eu/d/0i7wWgJy

    1h 17m

  2. APR 2

    Passing Wealth with Purpose: Estate Planning for Families and Business Owners

    Estate planning is about far more than passing on wealth — it’s about protecting your family, preserving your legacy, and ensuring your wishes are carried out with clarity and certainty. In this episode of the Purposeful Wealth Podcast, Jonathan Gibson is joined by Chris Gardiner of Thorntons Solicitors, a specialist in estate planning for UK families, entrepreneurs, and business owners. Together, they explore the key pillars of effective estate planning, including how to reduce inheritance tax, why wills and powers of attorney are essential, and how families can successfully pass wealth to the next generation. They also discuss the real-world challenges families face — from changes in UK tax rules to rising asset values and later-life care — and explain why early planning and open family communication are critical. Whether you’ve already built significant wealth or are just starting to think about your legacy, this episode offers practical insights to help you take control of your future. What we cover in this episode:  Why estate planning is about more than just tax — it’s about control, clarity, and protecting your family  The risks of not having a will or power of attorney in place  How inheritance tax works in the UK and why more families are being affected  The impact of frozen tax thresholds and rising asset values  How gifting and the “7-year rule” can reduce inheritance tax  The role of trusts and family investment companies in long-term planning  Why business owners need to think carefully about succession and tax exposure  What happens if you lose mental capacity without a plan in place  The realities of funding long-term care and common misconceptions  How intestacy rules can create unintended outcomes for families  When and why you should review your will  The importance of family communication and preparing the next generation  How tools like family charters and prenuptial agreements can help protect wealth Key Takeaways:  Estate planning should start with the basics: a will and a power of attorney Planning early creates more opportunities to reduce tax and protect assets  Without a plan, your estate is distributed according to outdated legal rules  Open communication between generations is essential for successful wealth transfer  Good planning provides peace of mind — not just financially, but emotionally for families Who this episode is for:  Business owners and entrepreneurs  Families with growing or significant assets  Anyone concerned about inheritance tax or passing wealth efficiently  Individuals who haven’t yet created a will or power of attorneyFind all our useful links on our LinkTree - https://linktr.ee/jonathangibson And why not visit us at: https://www.wellsgibson.uk/ And get a copy of the book, Purposeful Wealth here: https://amzn.eu/d/0i7wWgJy

    38 min

  3. MAR 5

    Daniel Parkinson - The Bitcoin Breakdown: Understanding the World of Cryptocurrency

    Important Notice This episode of the Purposeful Wealth Podcast is for educational purposes only and is not financial advice or a recommendation to invest in Bitcoin or any cryptocurrency. Bitcoin and cryptoassets are high-risk, volatile and not suitable for most retail investors.  Bitcoin and cryptoassets are not protected by the Financial Services Compensation Scheme (FSCS) or the Financial Ombudsman Service (FOS). Wells Gibson has chosen not to include Bitcoin and crypto as an asset class within its range of portfolio. Wells Gibson Limited is authorised and regulated by the Financial Conduct Authority. In this episode of the Purposeful Wealth Podcast, host Jonathan Gibson is joined by Daniel Parkinson, often known as The Bitcoin IFA, for a thoughtful, non-promotional discussion on Bitcoin. Rather than encouraging listeners to invest, the conversation focuses on why Bitcoin exists, what problem it was designed to solve, and what investors and financial planners should understand, even if they ultimately decide Bitcoin has no place in their financial plans. Dan shares how his experience living through hyperinflation in Lebanon reshaped his understanding of money and led him down the “Bitcoin rabbit hole.” From there, the episode explores Bitcoin’s role as money, a payment system, and a store of value — and why it is fundamentally different from other crypto assets. Key themes include: The difference between money and currencyBitcoin as digital gold versus other cryptocurrenciesInflation, currency debasement, and government borrowingVolatility, risk, and long-term time horizonsCustody choices: ETFs vs self-sovereign cold storageWho Bitcoin may — and may not — be suitable forWhy education matters more than hype or fear of missing outThe episode closes with a balanced reflection: ignoring Bitcoin because it feels unfamiliar isn’t good planning, but neither is embracing it without understanding the risks. The goal is clarity, not conviction. This episode isn’t about predicting prices or promoting Bitcoin. It’s about understanding — understanding money, risk, scarcity, and how Bitcoin fits (or doesn’t fit) into a broader financial plan. Whether you’re skeptical, curious, or somewhere in between, this conversation encourages listeners to slow down, get educated, and make deliberate decisions — not emotional ones. As always, investment decisions should be made in the context of your wider financial plan and personal circumstances. If you would like to discuss your own position, please seek regulated financial advice. Find all our useful links on our LinkTree - https://linktr.ee/jonathangibson And why not visit us at: https://www.wellsgibson.uk/ And get a copy of the book, Purposeful Wealth here: https://amzn.eu/d/0i7wWgJy

    1h 12m

  4. JAN 30

    The Purposeful Wealth Podcast - The Nine Accelerators: Rethinking Retirement with Justin King

    Justin King, a Registered Life Planner® and coach, is one of the UK’s most qualified independent financial advisers. Motivated by helping people find fulfilment, he supports others to take control of their lives and thrive in retirement. Justin King is the author of  'The Retirement Café Handbook: 9 Accelerators for a Successful Retirement' and host of his retirement planning YouTube channel plus The Retirement Café Podcast. Join Jonathan, in discussion with Justin about making your retirement a fulfilling and purposeful one. Find all our useful links on our LinkTree - https://linktr.ee/jonathangibson And why not visit us at: https://www.wellsgibson.uk/ And get a copy of the book, Purposeful Wealth here: https://amzn.eu/d/0i7wWgJy

    1h 9m

  5. 11/28/2025

    Why emerging markets still matter

    In this episode of the Purposeful Wealth podcast, Jonathan Gibson, Managing Director of Wells Gibson, delves into the relevance of emerging markets in today’s investment landscape. He discusses the concept of the emerging market pendulum, highlighting the importance of maintaining a diversified portfolio that includes these markets despite their recent underperformance compared to developed markets. Jonathan explains the potential long-term benefits of investing in emerging markets, including higher expected returns and exposure to rapidly growing economies. Tune in to understand why staying invested and diversified is crucial for achieving financial peace of mind. Find all our useful links on our LinkTree - https://linktr.ee/jonathangibson And why not visit us at: https://www.wellsgibson.uk/ And get a copy of the book, Purposeful Wealth here: https://amzn.eu/d/0i7wWgJy

    5 min

  6. 11/28/2025

    Should you invest in Crypto

    In this episode, Jonathan Gibson, managing director of Wells Gibson, delves into the intriguing world of cryptocurrency. With Bitcoin back in the spotlight, Jonathan discusses the excitement surrounding technological innovations in the crypto space while emphasising the importance of a purposeful investment strategy. He argues that for most investors, altering portfolios to gain exposure to this volatile market may not be necessary. Tune in as he provides insights on the role of Bitcoin, the risks involved, and why complexity shouldn't dictate your investment choices. Find all our useful links on our LinkTree - https://linktr.ee/jonathangibson And why not visit us at: https://www.wellsgibson.uk/ And get a copy of the book, Purposeful Wealth here: https://amzn.eu/d/0i7wWgJy

    5 min

  7. 10/31/2025

    Innovation at a Premium

    In this episode, we delve into the intriguing world of investing, focusing on the allure and potential pitfalls of chasing the latest trends, particularly in artificial intelligence. Join Jonathan Gibson as he breaks down the difference between growth and value shares, exploring the hidden costs of overvaluing innovation. Discover how a disciplined, evidence-based approach to investing can help you secure everything you value while navigating the complexities of the market. Find all our useful links on our LinkTree - https://linktr.ee/jonathangibson And why not visit us at: https://www.wellsgibson.uk/ And get a copy of the book, Purposeful Wealth here: https://amzn.eu/d/0i7wWgJy

    5 min

  8. 10/16/2025

    The US Dollar: Should Investors Be Worried?

    In this episode of the Purposeful Wealth Podcast, Jonathan Gibson, managing director of Wells Gibson, addresses the recent fluctuations in the US dollar. He offers insights into why these changes shouldn't cause alarm for investors. With a historical perspective, he explains that currency movements are common and often unpredictable, influenced by a myriad of factors including interest rates and geopolitical events. Jonathan emphasises the importance of sticking to a well-diversified investment plan rather than reacting to market noise. Tune in to gain clarity and confidence in your investment strategy! Find all our useful links on our LinkTree - https://linktr.ee/jonathangibson And why not visit us at: https://www.wellsgibson.uk/ And get a copy of the book, Purposeful Wealth here: https://amzn.eu/d/0i7wWgJy

    4 min
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About

Do you want to live a fulfilled and meaningful life? In this podcast, Jonathan introduces his principles for living a fulfilled and meaningful life, as well as sharing the key financial and wealth planning strategies you need to focus on to achieve this.

Information

  • Creator
    Jonathan Gibson
  • Years Active
    2023 - 2026
  • Episodes
    69
  • Rating
    Clean
  • Copyright
    © 2026 The Purposeful Wealth Podcast
  • Show Website
    The Purposeful Wealth Podcast