215 episodes

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

The Rachel Cruze Show Ramsey Network

    • Education
    • 4.7 • 3.4K Ratings

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

    How to Build Wealth That Will Change Your Family Tree

    How to Build Wealth That Will Change Your Family Tree

    💵 Sign up for EveryDollar today. Create a free budget! 

    Show Description 
    Does leaving your kids money help or hurt them in the long run? Do ancient wealth-building habits still apply today? And how do you know what kind of money advice actually works? I’m sharing my thoughts on all of this and more.

    Next Steps
    📕 Grab a copy of my kids book I’m Glad for What I Have: https://store.ramseysolutions.com/youth/children/im-glad-for-what-i-have-by-rachel-cruze/?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpaQJTMavJXLa5OguBhnEKV4epQHwAO0i7SEPMgqLCl89uWmoHXMGeIaAoHxEALw_wcB
    🎥 Check out my episode on setting your kids up for financial freedom: https://www.youtube.com/watch?v=WObMxA2Y6M0
    🤔 Watch my video about millionaires who aren’t leaving their kids any money: [SP1] 
    ✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar
    💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB
     
    Offers from Today's Sponsors
    🏥 Learn more about Christian Healthcare Ministries.
     
    Listen to more from Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    🍸 Smart Money Happy Hour
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 28 min
    Clever Tips for Saving and Spending Anyone Can Use

    Clever Tips for Saving and Spending Anyone Can Use

    💵 Sign up for EveryDollar today. Create a free budget! 
    Show Description 
    Want to learn clever tricks for saving money? This week I’m sharing wealth building lessons that anyone can take advantage of. I’ll also show you four easy ways to save $1,000 and give you some fun date night ideas that won’t break the bank!
     
    In this episode:
    ·      3 Wealth-Building Hacks Anyone Can Use
    ·      4 Ways to Easily Save $1,000 in a Month
    ·      5 Cheap Date Nights You’ll Actually Want to Go On

    Next Steps
    🏡 Find out how much house you can afford with Ramsey’s Mortgage Calculator: https://www.ramseysolutions.com/real-estate/mortgage-calculator
    📈 Track your investment progress with Ramsey’s Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator
    🍎 Check out my Groceries Saving Guide: https://www.ramseysolutions.com/budgeting/meal-planner
    💲 Find extra money with the 14-Day Money Finder: https://www.ramseysolutions.com/saving/moneyfinder
    ✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar
    💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB
     
    Offers from Today's Sponsors
    🏥 Learn more about Christian Healthcare Ministries.
     
    Listen to more from Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    🍸 Smart Money Happy Hour
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 23 min
    Practical Ways to Reduce Your Financial Stress

    Practical Ways to Reduce Your Financial Stress

    💵 Sign up for EveryDollar today - Create a free Budget! 
     
    Want to stress less about money? This week, I’ll share the simple money habit that will reduce your money stress by 38%. Plus, you’ll find out where to invest your money so it can grow completely on its own (yup—even while you sleep), and you’ll also learn four simple ways to pay off your mortgage early.
     
    In this episode:
    ·      Easy Ways to Pay Off Your Mortgage Early
    ·      How to Reduce Your Financial Stress by 38% (Proven Plan)
    ·      6 Legit Ways to Earn Passive Income
     
    Next Steps
     
     🎥 Watch my Hidden Ways Homeownership Can Lose You Money[KB1]  video.
      🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video.
    📄 Read more from Redefining Normal: A Ramsey Plan Comparison Study.
     ➡️ Join Financial Peace University, the #1 personal finance class in America that’s helped nearly 10 million people.  
     ➡️ Invest in your future with a SmartVestor Pro.
    🎥 Watch my How Investing Can Actually Lose You Money (Get This Right) video.
      
    Offers From Today's Sponsors
     
     🏥 Learn more about Christian Healthcare Ministries.
     
     
    Listen to More From Ramsey Network
     
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    🍸 Smart Money Happy Hour
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership
      
    Ramsey Solutions Privacy Policy
     [KB1]“Homeownership” should be one word. But I also want to make sure our wording here matches the title of the YouTube video.

    • 26 min
    Weird Things You Can Do to Save Money

    Weird Things You Can Do to Save Money

    Ditch paper towels for reusable rags? Cut the end off the toothpaste tube? This week, I’m reacting to some the of weirdest things people do to save money (and fessing up to my own). Plus, I’ll share a few proactive things you can do today to save on unavoidable future expenses, and what to do if you’re completely out of money.
     
    In this episode:
    ·      Weird Things People Do to Save Money (Including Me!)
    ·      How to Save on Life’s Unavoidable Expenses
    ·      If I Lost All My Money Today, Here Is What I Would Do
     
     
    Next Steps
     
    ●     Find cash you didn’t know you had with my 14-Day Money Finder.
    ●     🎥 Watch my Find Out What Everybody Gets Wrong About Budgeting video.
    ●     🏠 Do you have the right coverage for your needs? Find out in just five minutes.
    ●     💵 Try my favorite budgeting app, EveryDollar.
    ●     🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video.
     
     
    Offers from Today's Sponsors
     
    ●     🏥 Learn more about Christian Healthcare Ministries today.
     
     
    Listen to more From Ramsey Network
     
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    🍸 Smart Money Happy Hour
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership
     
     
    Ramsey Solutions Privacy Policy
     
     

    • 27 min
    How To Be More Intentional With Your Money, Starting Now!

    How To Be More Intentional With Your Money, Starting Now!

    Are you paying taxes you don’t owe? This week, I’ll walk you through the “hacks” and write-offs you’ll want to know about before you do your taxes. Plus, I’ll show you why a zero-based budget is the best kind for your money and how to avoid losing money when buying a home.
      
    In this episode:
    ·      How to (Legally) Get Out of Paying Taxes
    ·      4 Budgeting Methods (and Which One Actually Works)
    ·      Hidden Ways Homeownership Can Lose You Money
     
     
    Next Steps
     
    ●     🎥 Watch my “Taxes Made Easy!” video.
    ●     ➡️ Don’t let tricky taxes overwhelm you—get a pro.
    ●     🎥 Watch my “Getting Started: How to Use EveryDollar” video.
    ●     💵 Try my favorite budgeting app, EveryDollar.
    ●     🎥 Watch my “How Much Home Can You Actually Afford?” video.
    ●     ➡️ Use our free Mortgage Calculator to figure out how much your monthly payment would be.
     
     
    Offers From Today's Sponsors
     
    ●     🏥 Learn more about Christian Healthcare Ministries.
     
     
    Listen to more from Ramsey Network:
     
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    🍸 Smart Money Happy Hour
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership
     
     
    Ramsey Solutions Privacy Policy
     

    • 23 min
    Money and Lifestyle Habits That Are Wasting Your Paycheck

    Money and Lifestyle Habits That Are Wasting Your Paycheck

    Want to pay off your debt faster? Stick around! This week, you’ll learn five ways to speed up your debt payoff. Plus, don’t miss my #1 tip for never running out of money before your next paycheck, and Nisha Vora joins me to share some of her favorite grocery shopping hacks and affordable, healthy recipes.
     
    What you get in this episode:
    ·      Do this EVERY Time You Get Paid (Paycheck Routine)
    ·      Grocery Store Hacks That Save You Money (with Nisha Vora)
    ·      5 Proven Ways to Speed Up Your Debt Payoff
     
    Helpful Resources: 
    ·      Follow Nisha on Instagram at @rainbowplantlife
    ·      Watch my What Everybody Gets Wrong About Budgeting video.
    ·     Watch my 12 Ways to Cut Your Grocery Bill in Half video.
    ·      Watch my How I Would Budget $3,600 a Month video.
    ·      Start budgeting for free with EveryDollar.
    ·      Learn more about Christian Healthcare Ministries.
    Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.
     
    ·      Learn more about your ad choices: https://www.megaphone.fm/adchoices
    ·      Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

    • 32 min

Customer Reviews

4.7 out of 5
3.4K Ratings

3.4K Ratings

Ehowz13 ,

I love Rachel!

My husband got me started on listening to The Ramsey show a few years back because he has been a life long listener. I immediately felt drawn to Rachel because she is a working mom who is so empathic and knows her stuff. I love listening to this show because it’s always actionable items that anybody can do regardless of where you are at financially.

YlimeMac ,

My Monday night go-to!

Love all the info I receive from this show! I say it’s my Monday night go-to, because I try to be like Rachel and challenge myself to clean up the kitchen before the show ends. :) Grateful to have encouragement to keep sticking to my family’s budget and revamp it as needed.

jlb83758483 ,

Love and look forward to this podcast!

So helpful and fun to listen to as my family and I work towards our goals! Thanks for making it fun and relatable. Dave and Rachel fans for sure in this house!

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