8 episodes

Welcome to The Real Retirees of New Jersey, hosted by Peggy and Randy Fisher. Whether you're recently divorced and confused about how to plan for your own retirement, a widow who never had to manage finances before or a couple trying to live your best life in retirement, Peggy and Randy's real life experiences with real retirees in New Jersey will inspire you!

Follow or subscribe today and never miss an episode!  

Learn more about how Peggy and Randy can help you with your retirement based on your unique challenges and goals at Artemis Wealth Advisors and Liberty Financial Group. 

About Peggy and Randy Fisher:

Peggy is the Chief Operating Officer of Liberty Financial Group, along with her husband and business partner, Randy Fisher of Artemis Wealth Advisors.

Peggy’s mission is for her clients to “Retire Once and Retire Right.” Peggy likes to take the time to carefully learn each client’s unique needs and help them develop their own individualized retirement plan. Her boutique firm is designed for clients to have a one-stop shop where they can have their taxes, insurance, and retirement needs taken care of, all in one place.

Peggy’s articles have appeared in Forbes BrandVoice, and she is currently featured in 2023 Kiplinger’s magazine. She’s also been seen on ABC, CBS, and NBC.

Peggy lives in Flemington with Randy and their three children. Outside of the office, she enjoys doting on her three dogs, Calli, Bentley, and Odie, and her two cats Louis and Versace. She also loves to travel the world with her family.

Randy Fisher is a graduate of Rutgers University’s distinguished School of Business, where he earned a dual bachelor’s degree in Accounting and Finance. Randy has built four thriving, successful business entities over the past three decades.

As a financial commentator and published author, he holds a certified annuity specialist (CAS) certification, an accreditation which he earned from the Institute of Business & Finance, and is currently enrolled to earn his Certified Financial Planner (CFP) designation. He is a licensed investment advisor representative (IAR) with the firm Artemis Wealth Advisors, LLC. Randy is the founder and chief investment officer for Artemis Wealth Advisors, LLC., a registered investment advisory firm located in central Jersey.

Randy is often sought out as an industry platform speaker at national conferences and training events, and he regularly conducts private financial workshops and educational classes at universities for the American Retirement Institute. Due to his extensive knowledge of and work in the financial arena, Randy has been seen on Fox Business, heard on the radio at WEAB, WCTC, WMTR, WOR, ABC, CBS, and NBC, and has published many articles in Forbes, Fortune, CNN/Money, and Fox. “In the most basic sense, I use proven, unique retirement, investment and estate planning strategies to manage assets so that clients can retire with confidence, while sustaining their lifestyle by increasing their income efficiency through risk reduction and wealth protection,” says Randy. “In this industry, the end goal is quite common to everyone, but the journey is certainly unique for each circumstance and family.

The Real Retirees of New Jersey Peggy and Randy Fisher

    • Business
    • 5.0 • 1 Rating

Welcome to The Real Retirees of New Jersey, hosted by Peggy and Randy Fisher. Whether you're recently divorced and confused about how to plan for your own retirement, a widow who never had to manage finances before or a couple trying to live your best life in retirement, Peggy and Randy's real life experiences with real retirees in New Jersey will inspire you!

Follow or subscribe today and never miss an episode!  

Learn more about how Peggy and Randy can help you with your retirement based on your unique challenges and goals at Artemis Wealth Advisors and Liberty Financial Group. 

About Peggy and Randy Fisher:

Peggy is the Chief Operating Officer of Liberty Financial Group, along with her husband and business partner, Randy Fisher of Artemis Wealth Advisors.

Peggy’s mission is for her clients to “Retire Once and Retire Right.” Peggy likes to take the time to carefully learn each client’s unique needs and help them develop their own individualized retirement plan. Her boutique firm is designed for clients to have a one-stop shop where they can have their taxes, insurance, and retirement needs taken care of, all in one place.

Peggy’s articles have appeared in Forbes BrandVoice, and she is currently featured in 2023 Kiplinger’s magazine. She’s also been seen on ABC, CBS, and NBC.

Peggy lives in Flemington with Randy and their three children. Outside of the office, she enjoys doting on her three dogs, Calli, Bentley, and Odie, and her two cats Louis and Versace. She also loves to travel the world with her family.

Randy Fisher is a graduate of Rutgers University’s distinguished School of Business, where he earned a dual bachelor’s degree in Accounting and Finance. Randy has built four thriving, successful business entities over the past three decades.

As a financial commentator and published author, he holds a certified annuity specialist (CAS) certification, an accreditation which he earned from the Institute of Business & Finance, and is currently enrolled to earn his Certified Financial Planner (CFP) designation. He is a licensed investment advisor representative (IAR) with the firm Artemis Wealth Advisors, LLC. Randy is the founder and chief investment officer for Artemis Wealth Advisors, LLC., a registered investment advisory firm located in central Jersey.

Randy is often sought out as an industry platform speaker at national conferences and training events, and he regularly conducts private financial workshops and educational classes at universities for the American Retirement Institute. Due to his extensive knowledge of and work in the financial arena, Randy has been seen on Fox Business, heard on the radio at WEAB, WCTC, WMTR, WOR, ABC, CBS, and NBC, and has published many articles in Forbes, Fortune, CNN/Money, and Fox. “In the most basic sense, I use proven, unique retirement, investment and estate planning strategies to manage assets so that clients can retire with confidence, while sustaining their lifestyle by increasing their income efficiency through risk reduction and wealth protection,” says Randy. “In this industry, the end goal is quite common to everyone, but the journey is certainly unique for each circumstance and family.

    Navigating the Fear of a Stock Market Bubble

    Navigating the Fear of a Stock Market Bubble

    In this conversation, financial advisors Peggy and Randy Fisher discuss the fear of a stock market bubble and the potential impact on retirees. They address the concerns raised by experts like Harry Dent and emphasize the importance of diversification and having a well-rounded financial plan. Peggy and Randy explain that while market downturns are inevitable, being prepared and having a balanced portfolio can help mitigate the impact. They also highlight the role of emergency funds and budgeting in ensuring financial stability. Overall, they encourage listeners to focus on long-term goals and not be swayed by fear-mongering or speculative predictions.
     
    for more info go to  www.libertyfingroupllc.com
     
    See omnystudio.com/listener for privacy information.

    • 26 min
    The Value of Professional Expertise

    The Value of Professional Expertise

    Randy and Peggy Fisher discuss the dangers and pitfalls of DIY projects, both in terms of physical safety and financial well-being. The hosts share personal anecdotes and examples to highlight the importance of seeking professional help in certain areas, such as home repairs, car maintenance, and financial management. They emphasize the value of expertise, the potential consequences of DIY mistakes, and the benefits of working with professionals who can provide guidance and accountability. The conversation also touches on the role of financial advisors in helping clients with various aspects of their lives, including insurance, taxes, and major purchases. In this conversation, Peggy and Randy Fisher discuss the dangers of DIY retirement planning and the importance of working with a financial planner. They highlight the risks of making emotional investment decisions, the complexity of retirement planning, and the need for personalized strategies. They also emphasize the value of professional expertise and the potential consequences of DIY mistakes. The conversation concludes with a humorous anecdote about Randy's failed attempt at DIY electrical work.
     
    for more information go to www.libertyfingroupllc.com
     
    See omnystudio.com/listener for privacy information.

    • 29 min
    The Risks of DIY Retirement Planning

    The Risks of DIY Retirement Planning

    Randy and Peggy Fisher discuss the topic of Social Security and its potential challenges and changes in the future. The hosts and guests discuss the impact of factors such as inflation, government spending, and means testing on the solvency of the Social Security system. They also touch on the importance of Social Security as a retirement income source and the concerns of individuals who rely on it. The conversation highlights the need for a comprehensive solution to ensure the long-term stability of Social Security. The conversation discusses the impact of potential changes to Social Security on retirement planning. It explores Biden's proposed plan to address the program's shortfall and the potential effects on high earners. The conversation also touches on the importance of proactive retirement planning, including maximizing 401(k) contributions, considering tax-free income options, and using annuities as a tool for guaranteed income. The hosts emphasize the need to work smarter and harder to ensure a secure retirement and avoid the need to return to work in retirement. They also mention the importance of using the right tools for retirement planning and the potential risks of DIY retirement planning.
    See omnystudio.com/listener for privacy information.

    • 36 min
    Warning Signs: Indicators to Assess in Your Retirement Plan

    Warning Signs: Indicators to Assess in Your Retirement Plan

    Ignoring the check engine light in your car can lead to costly repairs and potential breakdowns. Similarly, neglecting your retirement plan can have serious consequences. It's important to be proactive and regularly check in with a financial advisor to ensure your retirement is on track. Just as cars have warning signs, our finances have indicators that need attention, such as net worth, debt-to-income ratio, and emergency savings. By staying on top of these factors, we can maintain a healthy financial future. Ignoring financial checkups can lead to underestimating expenses and relying on others to handle our retirement. Regular checkups and planning can prevent financial crises and provide peace of mind. In this conversation, Peggy and Randy Fisher discuss the importance of staying proactive with financial planning and making adjustments based on changing circumstances. They highlight the potential impact of the expiration of the Trump tax plan in 2025 and the need for tax-efficient strategies. They also emphasize the need to review and reallocate investments regularly to manage risk and take advantage of market opportunities. The Fishers stress the importance of regular check-ins with financial advisors to ensure that plans are aligned with current conditions and goals.
     
    for more information go to www.libertyfingroupllc.com
     
    See omnystudio.com/listener for privacy information.

    • 28 min
    Getting to Know Randy and Peggy Fisher

    Getting to Know Randy and Peggy Fisher

    Who are the Fishers and what can they do for your retirement strategies? Plus, how is it being a married couple and working together on a daily basis? We invite you to get to know the Real Retirees of New Jersey. 
    For more information visit www.therealretireesofnewjersey.com 
    See omnystudio.com/listener for privacy information.

    • 17 min
    Retirement Strategies for Widows

    Retirement Strategies for Widows

    Unfortunately, most (if not all) couples will pass away at separate times and not holding hands in bed together. If you become a widow, there are strategies and situations that need to be addressed so you can focus on your family and not stress over about finances and paperwork.
    For more information visit www.therealretireesofnewjersey.com  
    See omnystudio.com/listener for privacy information.

    • 20 min

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