The Savings Advocate Amanda Woods and Kia McAllister-Young

We’ve made it to the final episode of Season 1 of The Savings Advocate! In today’s conversation, join Amanda and Kia as they discuss:
Looking back on the season’s past episodes
Looking ahead as an organization
Secure Act provisions
DEI
America Saves 2023/2024 Roadmap
How to stay in contact with us!
Resource Highlight and Call to Action
@caroline4real
@Candee_Leigh
Honorable Mentions
Kia McCallister-Young
The Savings Advocate Season 1
America Saves at Work Network
America Saves Week is Moving to April
Sign Up For Partner Updates
This podcast is brought to you by America Saves. America Saves, a campaign managed by the nonprofit Consumer Federation of America, motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non‐profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country. America Saves encourages individuals to take the America Saves pledge and organizations to promote savings year-round and during America Saves Week.
This podcast is made possible by JP Morgan & Chase and Patrick Geddes, the author of Transparent Investing. To find out more about each of their values, please find JP Morgan & Chase on these platforms:
Website
LinkedIn
Facebook
Please find Patrick Geddes on these platforms:
Website
LinkedIn
Twitter
Instagram
Follow America Saves on these social media platforms:
Website
Instagram
Twitter
Facebook
LinkedIn
If you enjoyed this episode, leave a review and share this podcast with a friend or family member. Helping them to save money, reduce debt, and build wealth is one of the best things you can do for someone you love.
Song Credit: Save My Life by Damma Beatz

In today’s conversation, Amanda and Kia are joined by Nashira Lynton, a financial therapist and an accredited financial counselor (AFC®). 
Born and raised in Brooklyn, Nashira became a mom at the early age of 18. She put herself through college and graduated with a master’s degree and nearly $60,000 worth of debt.
Like many of her clients, she struggled committing to goals without dealing with the emotional and relational aspect of money. Her financial behaviors were the reflection of the brokenness and disappointments that eventually led her to Kansas State University where she completed a certification in financial therapy.
Join Amanda, Kia, and Nashira as they discuss:
How emotions affect financial habits and decisions
Non-shameful financial advice
How past experiences affect relationships with money
Resource Highlight and Call to Action
N. Claire Askew 
Honorable Mentions
Accredited Financial Counselor (AFC®)
Connect with Nashira Lynton
Renewed Wealth Therapy Website
Nashira Lynton on LinkedIn
This podcast is brought to you by America Saves. America Saves, a campaign managed by the nonprofit Consumer Federation of America, motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non‐profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country. America Saves encourages individuals to take the America Saves pledge and organizations to promote savings year-round and during America Saves Week.
This podcast is made possible by JP Morgan & Chase and Patrick Geddes, the author of Transparent Investing. To find out more about each of their values, please find JP Morgan & Chase on these platforms:
Website
LinkedIn
Facebook
Please find Patrick Geddes on these platforms:
Website
LinkedIn
Twitter
Instagram
Follow America Saves on these social media platforms:
Website
Instagram
Twitter
Facebook
LinkedIn
If you enjoyed this episode, leave a review and share this podcast with a friend or family member. Helping them to save money, reduce debt, and build wealth is one of the best things you can do for someone you love.
Song Credit: Save My Life by Damma Beatz

In today's conversation, Amanda and Kia will be joined by Krystel Spell, Manager of Military Programs at America Saves. In this role, Krystel implements programming that supports the mission of motivating the military community at-large to save successfully, reduce debt, and get on a path toward building wealth.  
Krystel has over a decade of experience working in the digital military community. This includes building targeted military audiences, managing military focused campaigns, managing content teams, and successfully negotiating digital sponsorships. Her work combined with her own personal journey as a military spouse has given her an in-depth perspective on the unique needs of today’s modern military family.
Join Amanda, Kia, and Krystel as they discuss:
Understanding where the Military and Veteran communities fit in
You have military members and Veterans right under your nose
Acknowledgement
Having access to this content will go a long way to helping the military and veteran communities feel seen, and valued, and understood
The unique challenges that these communities are facing
Resource Highlight and Call to Action
POV: A Military Spouse Facebook Page
Honorable Mentions
Krystel Spell
Amelia Simons
Military Saves
Veteran Saves
This podcast is brought to you by America Saves. America Saves, a campaign managed by the nonprofit Consumer Federation of America, motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non‐profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country. America Saves encourages individuals to take the America Saves pledge and organizations to promote savings year-round and during America Saves Week.
This podcast is made possible by JP Morgan & Chase and Patrick Geddes, the author of Transparent Investing. To find out more about each of their values, please find JP Morgan & Chase on these platforms:
Website
LinkedIn
Facebook
Please find Patrick Geddes on these platforms:
Website
LinkedIn
Twitter
Instagram
Follow America Saves on these social media platforms:
Website
Instagram
Twitter
Facebook
LinkedIn
If you enjoyed this episode, leave a review and share this podcast with a friend or family member. Helping them to save money, reduce debt, and build wealth is one of the best things you can do for someone you love.
Song Credit: Save My Life by Damma Beatz

America Saves is committed to the financial empowerment and well-being of young workers. We teach young people the necessary mechanics of successful saving and provide opportunities for them to take advantage of those tools. Through building financial knowledge and healthy financial behaviors, young workers will have the foundations to build financial stability.
We are committed to changing the relevance and voice of the youth financial capability landscape, ensuring that we create our content for young people, that we provide them with step-by-step building blocks to successful saving, and give practical pieces of information based on their real life experience.
In today's conversation, Amanda and Kia will be joined by Tracy Frizzell of the Econonic Awareness Council and Illinois Saves, and former National Youth Advisory Council member Yaritza Rodriguez to discuss reaching young people within your organization.
Join Amanda, Kia, Tracy, and Yaritza as they discuss:
Barriers to saving
How to help young people save
What actually works with young people and where they should be focused as they begin saving,
What young people want to hear! 
Resource Highlight and Call to Action
Working together to increase our impact when it comes to young people
Honorable Mentions
How employees have reacted to their workplaces over time
America Saves for Young Workers
Connect with Economic Awareness Council
Website
Facebook
LinkedIn
Connect with Illinois Saves
Website
This podcast is brought to you by America Saves. America Saves, a campaign managed by the nonprofit Consumer Federation of America, motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non‐profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country. America Saves encourages individuals to take the America Saves pledge and organizations to promote savings year-round and during America Saves Week.
This podcast is made possible by JP Morgan & Chase and Patrick Geddes, the author of Transparent Investing. To find out more about each of their values, please find JP Morgan & Chase on these platforms:
Website
LinkedIn
Facebook
Please find Patrick Geddes on these platforms:
Website
LinkedIn
Twitter
Instagram
Follow America Saves on these social media platforms:
Website
Instagram
Twitter
Facebook
LinkedIn
If you enjoyed this episode, leave a review and share this podcast with a friend or family member. Helping them to save money, reduce debt, and build wealth is one of the best things you can do for someone you love.
Song Credit: Save My Life by Damma Beatz
This is a Crackers In Soup production. 
 

The conversation of measuring resource and impact is extremely important in any organization. As companies have learned in the past few years, it has never been more essential to build a supportive and inclusive workplace culture. In today's conversation, Amanda and Kia will be joined by Amy Marty Conrad to discuss the importance of conducting honest research within your organization.
Amy Marty Conrad serves as Managing Director of Insights at NEFE. Amy focuses on making scholarly research useful for the work of practitioners, advocates, policymakers and other audiences. Amy joined NEFE in 2012, overseeing the K-12, college, and adult education programs, including the High School Financial Planning Program, CashCourse and Smart About Money. Amy earned a master’s degree in marketing at the University of Denver and a bachelor’s degree in journalism at the University of Florida. She holds an Accredited Financial Counselor (AFC®) certification from AFCPE. 
Join Amanda, Kia, and Amy as they discuss:
DEI
Ecosystem
Behavior Influences
NEFE Conference
Patterns
Black Wealth Data Center
Vision Statement
Social Impact
Self-Reporting
Honorable Mentions
Hello Matthew Long
23 passive income ideas to help you make money in 2023
Stephen Ross
Make Me Smart
Study: Money Affects Human Interaction
Consumer Financial Protection Bureau
Resource Highlight and Call to Action
Check out NEFE The Latest News & Press
Connect with the Commonwealth
NEFE Website: https://www.nefe.org/
NEFE Twitter: https://twitter.com/NEFE_ORG
NEFE Linkedin: https://www.linkedin.com/company/national-endowment-for-financial-education/
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This podcast is brought to you by America Saves. America Saves, a campaign managed by the nonprofit Consumer Federation of America, motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non‐profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country. America Saves encourages individuals to take the America Saves pledge and organizations to promote savings year-round and during America Saves Week.
This podcast is made possible by JP Morgan & Chase and Patrick Geddes, the author of Transparent Investing. To find out more about each of their values, please find JP Morgan & Chase on these platforms:
Website
LinkedIn
Facebook
Please find Patrick Geddes on these platforms:
Website
LinkedIn
Twitter
Instagram
Follow America Saves on these social media platforms:
Website
Instagram
Twitter
Facebook
LinkedIn
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If you enjoyed this episode, leave a review and share this podcast with a friend or family member. Helping them to save money, reduce debt, and build wealth is one of the best things you can do for someone you love.
Song Credit: Save My Life by Damma Beatz
This is a Crackers In Soup production.

Financial Wellness in the work place is such an important topic at America Saves. Financial stress impacts all areas of our lives. In today's conversation, Amanda Woods will be co-hosting with guest Carolyn Pemberton, Senior Program Manager of America Saves. In this role, Carolyn is responsible for managing all of the America Saves Programs, including Military Saves, while developing new strategic partnerships and alliances.
Amanda and Carolyn will also be speaking with Charvi Gandotra. Charvi Gandotra is a financial security advocate and practitioner with over 10 years of experience across the United States, and South Asia and Pacific regions. Charvi is currently an Associate Director at Commonwealth where she concentrates on scaling solutions to support financially vulnerable consumers in the US. She works with large employers, recordkeepers, and payroll providers to help them advance access to high quality emergency savings solutions for their employees and consumers.She received a Masters in Public Policy from the Indian Institute of Management, Bangalore, India and holds a Bachelors of Arts in Economics from the Shri Ram College of Commerce, Delhi University, India.
Join Amanda, Carolyn, and Charvi as they discuss:
Split Deposit
Emergency Savings
Retirement Savings and Contributions
Representation
ROI
Communication
Financial Insecurity
Retention Rate
Liquid Savings
Investing
Honorable Mentions
I'm Dre Brown
Portfolios of the Poor: How the World's Poor Live on $2 a Day
Behind the Scenes: How Commonwealth Partnered with UPS and Voya to Achieve an Emergency Savings Milestone
Financial Well-being: Communicating with Employees About Their Finances
64% of Americans are living paycheck to paycheck
Why Employees' Financial Security is Every Employer's Business
Resource Highlight and Call to Action
Check out America Saves At Work
Connect with the Commonwealth
Website: https://buildcommonwealth.org/
LinkedIn: https://www.linkedin.com/company/buildcommonwealth/
Instagram: https://www.instagram.com/sunnydayfund/
Facebook: https://www.facebook.com/buildcommonwealth
Email: info@buildcommonwealth.org
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This podcast is brought to you by America Saves. America Saves, a campaign managed by the nonprofit Consumer Federation of America, motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non‐profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country. America Saves encourages individuals to take the America Saves pledge and organizations to promote savings year-round and during America Saves Week.
This podcast is made possible by JP Morgan & Chase and Patrick Geddes, the author of Transparent Investing. To find out more about each of their values, please find JP Morgan & Chase on these platforms:
Website
LinkedIn
Facebook
Please find Patrick Geddes on these platforms:
Website
LinkedIn
Twitter
Instagram
Follow America Saves on these social media platforms:
Website
Instagram
Twitter
Facebook
LinkedIn
------------
If you enjoyed this episode, leave a review and share this podcast with a friend or family member. Helping them to save money, reduce debt, and build wealth is one of the best things you can do for someone you love.
Song Credit: Save My Life by Damma Beatz
This is a Crackers In Soup production.