Many people think that "stewardship" is all about giving money to the church. It is often recognized as just a church word, but stewardship is so much more than that. We are here to help you understand the broad meaning of Stewardship. This concept permeates every aspect of your life. To steward is to take care of the things that have been entrusted to you. So this podcast is all about equipping you to wisely manage your influence, your resources, and your life.
Arizona is Paying for Private School! Unless this Petition Goes Through
Arizona has a new law that will provide thousands of dollars to families to help provide a better educational experience for students - but there are organizations trying to put a stop to it.
The Expanded ESA plan is designed to empower Arizona parents to choose the best educational option that fits their needs regardless of zip code or income. Today, Grant and Daniel take time to discuss why school choice is so important, and they talk through the petition that is out there trying to delay the expansion. These organizations are framing the petition as a way to protect public schools, but they are missing the point of the new law altogether.
We strongly encourage everyone to read the law in its entirety. it can be found here: https://legiscan.com/AZ/text/HB2853/2022?fbclid=IwAR14eJBq6-_4KWZpFnMc3UzYUzytwwOj9EJGRjDAI5XR1ANphdqyzI8iS54&fs=e&s=cl
To find the latest information on the status of the expansion, go to the Arizona Department of Education website here: https://www.azed.gov/esa
We also made a couple of videos that simply explain how the bill works, you can watch them here, and don't forget to share:
Is College Necessary? | Stewarding Your Kid's College Education
The decision of which college to go to, or even if college is the right move, can be difficult for anyone - but this crucial decision affects their relationships, their finances, and their future.
In today's podcast, Grant and Daniel talk about how their college experiences shaped their lives, and more importantly, they equip you with some ideas about how to engage in this conversation with your kids to help them keep an open mind about what education looks like, to consider their purpose (and sub-purposes), and set up a realistic plan to make sure it happens.
It's important that your teen takes responsibility for this choice, but they shouldn't do it alone.
Read the blog from Dave Ramsey here: https://www.ramseysolutions.com/saving/pay-for-college-without-student-loans
Listen to Episode 13 of our podcast with Jarred here: https://www.buzzsprout.com/1839122/9237763
Stewarding Debt - Reacting to Dave Ramsey
Today, we listen to a clip from Dave Ramsey's radio show. In it, Dave is asked if there is such a thing as "good debt," especially if the interest on the debt is low.
Mathematically, there is an objective truth: borrowing at a low rate to invest at a higher rate of return works. It is a wise use of leverage. But does that make the debt "good?"
We answer the question, unpack Dave's response, and seek to understand the realities of risk tolerance, wise financial philosophy, and fear.
This episode contains nuance.
If you know someone who might enjoy this episode, or someone who thinks debt is of the devil, share this episode with them!
This is our blog about what the Bible tells us about debt: https://stewardship.pro/2022/03/01/what-the-bible-says-about-debt/
Here is our video: https://youtu.be/bU9r4qZOxrA
You can watch Dave's video here: https://www.youtube.com/watch?v=lhTUPk8JRP8
Should You Manage a Vacation Property? with Shannon Kuiper
We have Shannon Kuiper on the podcast this week talking about managing Vacation Rentals! She is married to Jarred Kuiper, who is one of our Home Loan Advisors here at Stewardship! She manages seven houses in Scottsdale and has some crazy stories, and some good experiences! Managing vacation rentals gave her a lot of freedom in her life, as well as many phone calls and messages about “emergencies” at all hours of the day, and on Holidays. Shannon shares that she has learned that people that stay at an Air BNB still have a “hotel mind.” They expect 24-hour service, technicians on-site, housekeeping, etc. Part of her job is to manage people like the cleaning people, handyman, pool cleaner, electrician, etc.
If you are considering managing a Vacation Rental:
Count the Cost. You need to consider insurance, HOA fees, any extra fees, pool and yard maintenance, furniture, other start-up costs, replacements, and other unforced costs. Consider the Commitment. It takes a certain type of person to manage a vacation home. You need to be able to deal with the emotional commitment as well as the time commitment. It is flexible, and Shannon is able to go on any vacation, but it is also a 24/7 job that never ends where you are dealing with a rental problem. Consider all the unexpected things— You need Margin! Having emergency savings for each home is super important. It can be a great job, but there is a reality to it that most people do not realize. If you are considering managing a rental property, listen to this episode, or share it with someone who is!
If you want to hear the podcast Jarred was on, find it here: https://www.buzzsprout.com/1839122/9237763
Are You Ready For The Launch? An interview with Amy Carney
Author of Parent On Purpose, Amy Carney joins us today to talk about preparing high schoolers for the launch into the real world. Are your kids ready to step out on their own?
Amy shares her experience launching 4 kids in ONE YEAR and what she did to make sure she didn't waste energy worrying about how her kids would handle life's challenges. We give you some practical wisdom to impart to your birdies before they leave the nest.
All the links!
Get your own copy of Amy's book Parent On Purpose and learn more about what she is doing over at amycarney.com
be sure to check out her blog here for tons of free wisdom: https://amycarney.com/blog/
We talked about this blog in the episode: 3 Things You Need to Teach Your High Schooler Before They Go Away to College
For the checklist, go here:
How to be Intentional with your Kid's Summer Break
The temperature rising outside means that a summer time is upon us! Today on the Podcast, we have Jeannie & Samm, who are both Stewardship employees, talk about how to be a good steward of the summer break that our kids have. Bottom line in no matter how you spend your summer break, Be Intentional. You don’t have to plan every moment. Kids often don’t care what you do, they just want time with you. In this episode, Jeannie and Samm share what they have done with their kids over the summer, how they have overcome some challenges, and how you can teach your kids to steward their summertime well! Your call to action is to do one thing intentionally this summer that you will do different this summer than you did last summer. Make sure to share this podcast with another so they can be a good steward of their summer break with their children.
Relevant and Real
As a Christ follower and business owner, I find great value in listening to the authenticity from Stewardship. Their hearts are deeply committed to their purpose and it’s clear they love genuinely. I am regularly challenged both personally and as a business owner to do better, be more intentional and find more ways to love and bless people through my business.
Great company and podcast
Great down to earth financial advice!
Advice I Can Trust
Simple, practical, and relateable financial advice I can trust and apply.