24 min

The Trouble with Target Date Funds RetireMentorship

    • Investing

Target Date Funds are the default options for many investors in their 401(k)s. Not because they are great options, but because they cover the butts of 401(k) companies and employers. But they have their troubles.

TDFs are Dumb. They result in lower long term returns at higher fees.
TDFs are Dangerous. They give no options to those in retirement, forcing them to make The Big Mistake: Selling their equities when they're down.

While this is not investment advice, I contend that NO ONE should own Target Date Funds. 

Full article and visuals can be found at:
RetireMentorship.com/23

Need help finding an advisor to craft an Investment Plan? Search for or be matched with one at WiserAdvisor.com. Ask the the questions from Episode 5. And stay tuned to RetireMentorship for more info on finding a good one. 
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Become a Member for a Latte a Week ($16/m)
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Your support means a lot! Find out more at RetireMembership.com.
If you have questions about this topic, message us on Facebook or email us at Questions@RetireMentorship.com. 
Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message.
Join our FREE membership community to receive exclusive content at RetireMembership.com.

The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)

Find my financial planning firm at LaxFP.com.

Email us at Questions@RetireMentorship.com or call us at 1-855-6MENTOR.

Target Date Funds are the default options for many investors in their 401(k)s. Not because they are great options, but because they cover the butts of 401(k) companies and employers. But they have their troubles.

TDFs are Dumb. They result in lower long term returns at higher fees.
TDFs are Dangerous. They give no options to those in retirement, forcing them to make The Big Mistake: Selling their equities when they're down.

While this is not investment advice, I contend that NO ONE should own Target Date Funds. 

Full article and visuals can be found at:
RetireMentorship.com/23

Need help finding an advisor to craft an Investment Plan? Search for or be matched with one at WiserAdvisor.com. Ask the the questions from Episode 5. And stay tuned to RetireMentorship for more info on finding a good one. 
Enjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.
Become a Member for a Latte a Week ($16/m)
Become a Member for a Latte a Month ($4/m)
Your support means a lot! Find out more at RetireMembership.com.
If you have questions about this topic, message us on Facebook or email us at Questions@RetireMentorship.com. 
Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message.
Join our FREE membership community to receive exclusive content at RetireMembership.com.

The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)

Find my financial planning firm at LaxFP.com.

Email us at Questions@RetireMentorship.com or call us at 1-855-6MENTOR.

24 min