64 episodes

The Wisdom, Lifestyle, Money Show is here to help Canadian's invest better in Canada & the U.S.A. We specialize in mortgage financing and education in both Countries. Discover how to become a better investor and access the financing you need.

The Wisdom, Lifestyle, Money, Show Scott Dillingham

    • Business

The Wisdom, Lifestyle, Money Show is here to help Canadian's invest better in Canada & the U.S.A. We specialize in mortgage financing and education in both Countries. Discover how to become a better investor and access the financing you need.

    U.S.A. Lending For Canadians & Other Foreign Buyers

    U.S.A. Lending For Canadians & Other Foreign Buyers

    Scott Dillingham discusses the lending options available for Canadians and foreign buyers interested in purchasing investment properties in the United States. He highlights the benefits of working with a one-stop shop lender that covers both residential and commercial lending in Canada and the US. Scott provides examples of different lending options and rates for commercial and residential properties. He also explains the process of obtaining financing in the US, including the importance of setting up an entity, opening a US bank account, and working with professionals. Scott concludes by mentioning new products available, such as fix and flips for foreign buyers and lines of credit for experienced flippers.
    (00:00) - Introduction and Overview

    (05:08) - Financing Options and Misconceptions

    (07:32) - Mortgage Terms and Options

    (13:53) - Considerations for Property Condition

    (19:53) - Setting Up an Entity and Opening a US Bank Account

    (24:08) - New Products and Options

    (26:51) - Conclusion and Next Steps
    If you're serious about real estate investing, join our free Investors Hub. Click this link to access now.
    Takeaways
    Canadians and foreign buyers can access lending options for investment properties in the US through a one-stop shop lender that covers both residential and commercial lending in Canada and the US.Working with a lender in both countries can lower fees and make it easier to access equity.Financing in the US is based on the income of the property and does not require a US visa or partner.The lending process involves setting up an entity, opening a US bank account, and working with professionals.New products available include fix and flips for foreign buyers and lines of credit for experienced flippers.
    If you're looking to access the best financing for Real Estate Investors in Canada & the U.S.A., then I suggest you Book A Free Strategy Call with a specialist on my team.

    • 28 min
    The Explosive Growth in Windsor's Real Estate Market

    The Explosive Growth in Windsor's Real Estate Market

    Alex Ciotoli, an investment-focused realtor from Windsor, shares his story and insights on the real estate industry in Windsor. He discusses the explosive growth in the market, driven by investments in industrial, commercial, and residential properties. He highlights the major infrastructure projects happening in Windsor, such as the battery plant, hospital, Amazon plant, and Gordie Howe bridge. Alex emphasizes the importance of due diligence when investing in Windsor and offers his expertise in commercial and multi-unit properties. He encourages investors to take advantage of the current market conditions and work with a knowledgeable realtor.
    (00:00) - Introduction and Background

    (03:05) - The Real Estate Industry in Windsor

    (11:25) - The Market Trends in Windsor

    (14:02) - Major Infrastructure Projects in Windsor

    (16:39) - Advice for Investors in Windsor
    If you're serious about real estate investing, join our free Investors Hub. Click this link to access now.
    Takeaways:
    Windsor is experiencing explosive growth in the real estate market, with investments in industrial, commercial, and residential properties.Major infrastructure projects, such as the battery plant, hospital, Amazon plant, and Gordie Howe bridge, are driving the growth in Windsor.Due diligence is crucial when investing in Windsor, and working with a knowledgeable realtor is essential.Investors should consider their goals, such as cap rates and exit strategies, and work with a realtor who understands their needs.The current market conditions in Windsor present opportunities for investors to find their dream homes or investment properties at a lower cost.
    If you're looking to access the best financing for Real Estate Investors in Canada & the U.S.A., then I suggest you Book A Free Strategy Call with a specialist on my team.

    • 23 min
    Unlocking High Returns with Foreign Currency Trading With Gillian Irving & Robert Tyrer

    Unlocking High Returns with Foreign Currency Trading With Gillian Irving & Robert Tyrer

    In this episode, host Scott Dillingham interviews Robert Tyrer, an expert investor in foreign currency trading. Robert shares his journey from working in the banking industry to becoming a successful trader. He explains his trading strategy, which focuses on long-term trends and patterns, and emphasizes the importance of risk management. Robert's company has achieved impressive returns for clients, with a net client return of about 10.8% per month compounded. He also discusses the flexibility of his investment approach, including the ability to use different currencies and access funds without lock-in periods. Robert emphasizes transparency and encourages potential investors to reach out to him for more information.
    (00:00) - Introduction and Background

    (03:21) - Discovering a New Approach to Trading

    (07:21) - Minimum Investments and Lock-in Periods

    (12:02) - Compounded Returns and Investing Registered Funds
    If you're serious about real estate investing, join our free Investors Hub. Click this link to access now.
    Takeaways
    Robert Tyrer is an expert investor in foreign currency trading, with a focus on long-term trends and patterns.His trading strategy involves taking trades based on the manipulations of institutional investors and emphasizes the importance of risk management.Robert's company has achieved impressive returns for clients, with a net client return of about 10.8% per month compounded.Investors have the flexibility to use different currencies and access funds without lock-in periods.Transparency is a key aspect of Robert's approach, and he encourages potential investors to reach out for more information.
    If you're looking to access the best financing for Real Estate Investors in Canada & the U.S.A., then I suggest you Book A Free Strategy Call with a specialist on my team.

    • 23 min
    Flipping Homes With The Correct Lender Feature Paul McAllister & Ryan Day

    Flipping Homes With The Correct Lender Feature Paul McAllister & Ryan Day

    In this conversation, Paul McAllister interviews Ryan Day from Calvert Mortgage. They discuss the unique products and services offered by Calvert Mortgage, specifically for real estate investors. Ryan highlights the benefits of their Flip product, which allows for low money down, no third-party appraisals, and quick closings. They also discuss the option to collateralize other properties for additional funding. Ryan emphasizes the importance of permits and the potential delays they can cause in a project. They also touch on the advantages of using a private lender, such as quick closings and flexibility in underwriting criteria. The conversation focused on the benefits of working with private lenders for real estate investment opportunities. The main themes discussed were quick closings, flexible financing options, reduced documentation, and product fit. Private lenders offer faster closing times and the ability to scale up investments with lower down payment options. They also provide a product that aligns with the needs of real estate investors, offering solutions rather than roadblocks. The conversation emphasized the importance of having a business plan, understanding lender requirements, and working with investor-focused professionals.
    (00:00) - Introduction and Background

    (05:42) - Using the Flip Analyzer Tool for Renovation Projects

    (23:15) - Building Relationships and Repeat Borrowers

    (27:09) - The Benefits of Private Lending

    (28:08) - The Benefits of Quick Closing

    (28:35) - Scaling Up with Lower Down Payments

    (29:02) - Reduced Documentation and Product Fit

    (30:27) - Private Lending vs. Traditional Lenders

    (34:36) - The Importance of a Business Plan

    (37:54) - Working with Investor-Focused Professionals

    (41:16) - Adding Value through Renovations

    (44:01) - Exploring Calvert Mortgage's Products

    (52:53) - The Importance of Education and Ongoing Support
    If you're serious about real estate investing, join our free Investors Hub. Click this link to access now.
    Takeaways
    Calvert Mortgage offers unique products and services for real estate investors, including their Flip product.The Flip product allows for low money down, no third-party appraisals, and quick closings.Calvert Mortgage can collateralize other properties to provide additional funding.Permits can be a potential delay in a project and should be carefully considered.Using a private lender, like Calvert Mortgage, can offer advantages such as quick closings and flexibility in underwriting criteria. Private lenders offer quick closings and flexible financing options, allowing investors to scale up their investments with lower down payment options.Reduced documentation and no appraisal requirements make the lending process faster and more efficient.Private lenders provide a product fit that aligns with the needs of real estate investors, offering solutions instead of roadblocks.Having a business plan and understanding lender requirements are crucial for success in real estate investing.Working with investor-focused professionals, such as mortgage brokers, can provide valuable insights and support for growing a real estate portfolio.
    If you're looking to access the best financing for Real Estate Investors in Canada & the U.S.A., then I suggest you Book A Free Strategy Call with a specialist on my team.

    • 56 min
    Rent To Own Homes And Passive Income With Paul McAllister & David Pereira

    Rent To Own Homes And Passive Income With Paul McAllister & David Pereira

    In this conversation, Paul McAllister and Dave Pereira discuss the concept of rent-to-own investments in real estate. They highlight the mission of Rent to Grow Homes, which is to help deserving families achieve homeownership while providing passive investors with a target annual return of 20%. They emphasize the satisfaction of seeing families succeed and the impact of rent-to-own investments on communities. Not only that, but they also discuss the importance of tenant buyers having an owner mentality and taking pride in their homes. The conversation touches on the geographic focus of rent-to-own investments in Eastern Ontario and the potential for cash flow and appreciation in smaller markets. They mention the challenges of finding lenders who are willing to finance rent-to-own deals and the importance of working with a mortgage broker to navigate the process. The profile of an investor in rent-to-own properties is someone who wants to be passive and not involved in hands-on management. They are looking for a low-maintenance investment with predictable returns. This type of investor is often a first-time investor who would like to get involved in real estate without the risks and responsibilities of traditional buy-and-hold properties. Rent-to-own investments offer a predictable and easy way to make money in real estate, with a promised 20% annual return. The key is to find a good property with no major issues and to have a reliable property management system in place.
    (00:00) - Introduction and Background

    (02:37) - Rent-to-Own: Helping Deserving Families Achieve Homeownership

    (07:23) - Tenant Buyers: An Owner Mentality

    (13:26) - Eastern Ontario: A Prime Market for Rent-to-Own Investments

    (20:29) - The Predictability of Rent-to-Own Investments

    (21:52) - The Importance of Home Inspections in Rent-to-Own

    (22:48) - Rent-to-Own Investing: A Strategic Mindset

    (27:16) - Building a Portfolio for Your Desired Lifestyle

    (29:14) - Expanding into Different Markets for Maximum Opportunities
    If you're serious about real estate investing, join our free Investors Hub. Click this link to access now.
    Takeaways
    Rent-to-own investments can help deserving families achieve homeownership while providing passive investors with a target annual return of 20%.Rent-to-own investments have a positive impact on communities and allow investors to make a difference in people's lives.Tenant buyers in rent-to-own agreements have an owner mentality and take pride in their homes, leading to better maintenance and care.Eastern Ontario is a favourable market for rent-to-own investments due to reasonable home prices, potential for cash flow, and opportunities for appreciation.Finding lenders who are willing to finance rent-to-own deals can be challenging, but working with a mortgage broker can help navigate the process. Investors in rent-to-own properties are looking for a passive investment with predictable returns.This type of investment appeals to first-time investors who want to get involved in real estate without the risks and responsibilities of traditional buy-and-hold properties.Rent-to-own investments offer a promised 20% annual return, making it an attractive option for investors.Finding a good property with no major issues and having a reliable property management system in place are key to success in rent-to-own investments.
    If you're looking to access the best financing for Real Estate Investors in Canada & the U.S.A., then I suggest you Book A Free Strategy Call with a specialist on my team.

    • 35 min
    Property Investing By Goal Setting with Gillian Irving & Evan Unger

    Property Investing By Goal Setting with Gillian Irving & Evan Unger

    In this conversation, Gillian Irving interviews Evan Unger, a real estate entrepreneur and author of the book 'Make the Decision' on goal setting. They discuss Evan's Guinness World Records for the highest standing jumps, the importance of goal setting in achieving success, and the different areas of life to focus on when setting goals. They also talk about Tuck Capital, Evan's consulting and development company, and offer advice for real estate investors in Ontario. Evan shares tips on creating meaningful goals and breaking them down into actionable steps.
    (00:00) - Introduction and Background

    (04:16) - The Importance of Goal Setting

    (11:04) - Building a Strong Team for Real Estate Success

    (23:07) - The Power of Specific and Meaningful Goals

    (29:39) - Adapting Goals as Life and Priorities Change
    If you're serious about real estate investing, join our free Investors Hub. Click this link to access now.
    Takeaways
    Goal setting plays a massive role in achieving success in any area of life.When setting goals, it is important to be specific and have a deep-rooted why.Building a strong team is crucial for success in real estate investing.Regularly evaluating and adjusting goals is necessary as life circumstances change.Tuck Capital offers consulting and support for real estate investors at all levels.
    If you're looking to access the best financing for Real Estate Investors in Canada & the U.S.A., then I suggest you Book A Free Strategy Call with a specialist on my team.

    • 33 min

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