The Zandbergen Report Bart Zandbergen, CFP

Host Bart Zandbergen was joined in the podcast studio by Scott Heinila to discuss the art and power of discipline. The duo discussed how discipline plays a factor in their personal and professional lives as they navigate business, relationships, family matters, fitness and beyond. They began by unpacking people’s willingness to, “Do what others won’t do, to be or have what others won’t have,” and how a powerful motivating factor plays into the matter. Whether you are looking to rewrite your story, or design the chapter of your life called 2024, this episode will inspire you to take action to achieve the goals you plan to set for yourself by channeling discipline.
Key topics discussed in this episode include:
-How consistency and persistency support discipline.
-Why your motivating factor has to be strong enough to carry your through plateaus.
-How to avoid getting lost in a cycle called “the case of the Mondays.”
-Why nutrition and fitness go hand in hand and one without the other works against your fitness goals.
-How to prioritize effectively to create sustainable routines and processes.
-What smart steps are to devote yourself to the big picture so you can work progressively towards your goals.
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The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify.
Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com.
Learn more about Bart by visiting www.BartZandbergen.com
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NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.

The Zandbergen Report’s 6th Annual Holiday Wine Pairing Podcast
Host Bart Zandbergen was joined in the podcast studio by co-host Letitia Berbaum, Paula Steurer of Sterling Public Relations, Scott Heinila of Producers Choice Network, and featured guest Landon Patterson, CEO of Hundred Acre. Landon shared tasting insights, pairing notes and little-known facts about the distinctive wines he chose to feature on the episode, while the show’s guests also reviewed several wines from Copper Cane. Special thanks to Devon Ulrich, National Account Vice President, of Copper Cane Wines & Provisions for supporting this year’s podcast episode alongside Hundred Acre.
Featured wines in the 2023 edition of the Annual Holiday Wine Podcast include:
-Senza Freni by Paul Lato 2021 Tocai Friulano
-Napa Valley Quilt 2021 Fumé Blanc
-Belle Glos Oeil de Perdrix Pinot Noir Blanc
-Summer Dreams Twilight Pinot Noir 2021
-Belle Glos Pinot Noir Las Alturas
-La Vieux Donjon Chateauneuf Du Pape
-Napa Valley Quilt Cabernet Sauvignon

Host Bart Zandbergen was joined in the podcast studio by Scott Heinila to discuss Long-Term Care benefits, considerations, and possible changes. California is considering a statewide Long-Term Care Insurance program that is also known as AB 567. If passed, this bill would require residents to pay an increased income tax of 0.40% to 0.60% to cover the cost of state-funded long-term care program. In this episode, the duo discusses the importance of being informed so that each person and their families can make the right choices for their individual needs related to their long-term care options.
Learn more in the episode about:
- What Long-Term Care is, what it consists of, and what various types are available
- Possible changes coming with the proposed Long-Term Care Assembly Bill
- What tax implications should be considered
- What the state mandates would mean for California residents
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The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify.
Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com.
Learn more about Bart by visiting www.BartZandbergen.com
***
NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC (”Axxcess”), an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.
Axxcess and its advisors do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

The contents of this podcast do not constitute insurance advice. The Zandbergen Group is a dba of Axxcess. The Zandbergen Group, Axxcess, nor Optimized Wealth Insurance are affiliated.

Bart Zandbergen and Scott Heinila Talk with Dr. Morgan Cutlip
Host Bart Zandbergen was joined in the podcast studio by Scott Heinila and Dr. Morgan Cutlip, PhD. She recently released her book entitled “Love Your Kids Without Losing Yourself.” As a highly sought after relationship expert, Dr. Morgan knows what it feels like to lose yourself in motherhood, and she’s determined to help mothers navigate it better. Throughout her career, she has helped hundreds of thousands of people worldwide learn how to form and maintain healthy relationships. In this episode, Dr. Morgan talks candidly about the art of relationships, the unexpected nuances of motherhood, and how to blaze a successful trail that unites the two.
Dr. Morgan has been a featured relationship expert with Good Morning America, Teen Vogue, The New York Times, Women’s Health Magazine, MOPS International, Loveology, and Flo, the #1 app in health and fitness.
Learn more in the episode about:
-Movie moment expectations of motherhood versus reality
-How to navigate the feeling of losing freedom
-Why knowing who you are is vital to knowing how your needs can be met
-How to develop a self check-in and assessment in order to navigate your emotions in real time
Soundbyte: “Mother yourself like you mother your kids.” -Dr. Morgan Cutlip, PhD.
Connect with Dr. Morgan Cutlip HERE on LinkedIn and HERE on Instagram.

Host Bart Zandbergen was joined in the podcast studio by Melissa Océan, Founder and CEO of Divorce Strategies Group which is based in Las Vegas. Melissa has been serving clientele in the financial industry since 1992 and has been published nationally in Kiplinger, Thrive Global, Yahoo! News and Yahoo! Finance. Melissa has been creating and designing portfolios for sustainability to post-divorce clientele for the past 19 years through Abundant Wealth Strategies. Melissa does not provide specific financial advice during the divorce process but educates about general financial practices such as withdrawal rates and spending policies. In this episode, Bart and Melissa discuss the strategies and insights that Melissa has gained throughout her career to support and empower her clientele.

Learn more in the episode about:
-Why understanding tax and ownership considerations for various assets is important
-Why education related to asset management is empowering and useful
-How lifestyle analysis can be vital during a divorce
-Why managing emotions related to a marital home is important
-What steps you can take to incorporate a strategist such as Melissa Océan in a divorce case

Learn more about Melissa Océan and Divorce Strategies Group by visiting: https://www.melissaa.net/

Bart Zandbergen Talks with Entrepreneur and Author Nycole Freer
Host Bart Zandbergen was joined in the podcast studio by entrepreneur and author Nycole Freer. A fellow advisor, Nycole launched Eden Financial this year. One of her passion projects following the launch of her firm was to write her first children’s book. Releasing it in April of this year, “Haisley’s Birthday Money,” which is named after Nycole’s daughter, is full of fun lessons children can take with them as they grow. The book is available through Amazon and Barnes and Noble. In this episode, Bart and Nycole discuss entrepreneurial lessons, their passion for wealth management and more.

Learn more in the episode about:
-What sparked Nycole’s passion for the wealth management industry
-How early childhood experiences with money impacted Nycole’s outlook on money management
-What entrepreneurial lessons Nycole has gained since launching her own company
-What inspired Nycole to author a children’s book on finances
-How financial literacy can impact financial decisions for adults

Learn more Nycole Freer and her book “Haisley’s Birthday Money” here: https://edenfinancial.co/haisleys-birthday-money