The Zemar Podcast The Zemar Podcast

Once you see it, you cannot unseen it. Things will stand out more after this podcast!


Butch’s first hockey game
Pick up your head to see it
Identify the holes
Its not a broker sponsored plan
The compliance side of benefits
For more information, please contact us at EliteBenefits.net 708-535-3006

We live and die on principles. If we keep hearing the same thing repeatedly, regardless of who is saying it, we become convinced it’s the right way to do something. But what if it’s not?

Insurance consultants don’t always come through with the spotlight. But are they doing enough? 

Listen in to find out what core values your broker should have. Do they have any at all? Or is it just an appearance? 

What are your core values?

For more information, please contact us at EliteBenefits.net 708-535-3006

Want different outcomes? Change who you associate with. New ideas don’t come from old sources. Employees feel no loyalty from their company. In fact, more employers are sticking it than with higher costs. At the same time tell the employees they are valued.



Listen to these steps to find different sources of information so you can start seeing things differently. Once that happens, you will start making progress to a better benefit program, retain your best employees, and profit more!

For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net

You cannot wing a benefits program for your company. It also doesn’t fall 100 percent on your broker. What is your broker role? What is your role as the employer? Listen in and find out!

Bonus: big hockey weekend, benefits compliance, and overcoming billing issues!



For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net

When scuba diving, the current can sweep you off the shipwreck. How do you get back to safety? How do you know you’ll return to the surface and get back to the boat? The same is with business. Remove the roadblocks you put in place to ensure you move your business to a better place. 

Are you going to stay home, ships in a harbor? When a storm comes, all big ships move out to sea; they don’t stay home in the harbor. Business can take you by storm if you let it. Use these steps to get you back on track.  

For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net

Expense is going to be a hot topic in 2023. Healthcare costs aren’t going down, and premiums are reflecting. Perception is everything at the same time. Military Grade is different for different people. So is healthcare and the costs associated with it.  Find out in this podcast - if it costs more, do you receive better outcomes at the healthcare providers? Overbilling is real. Find out what would happen by merging markets. 

For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net