Think Smart with TMFG The McClelland Financial Group of Assante Capital Management Ltd.

In this week's episode of Think Smart with TMFG, hosts Rob McClelland and Mike Connon discuss the various considerations related to financial planning for anticipated summer expenses. They emphasize the importance of having a clear monetary plan for summer purchases.
Rob and Mike discuss many summer expenses, such as home renovations, landscaping work, and travel. They emphasize the need to allocate and prioritize budgets for different activities, stressing how different expenses, like spring-to-summer projects involving pools and landscaping, are significant and typically happen during the warmer months.
This enlightening episode encourages listeners to think ahead, avoid consigning major financial expenses onto credit cards, and find a balance between necessary expenditures and indulging in summer fun. Rob and Mike end the episode by urging listeners to remember that some of the most enjoyable moments of summer can be free, just like walking.
Think Smart with TMFG is a podcast focused on helping people understand financial matters. Tune in weekly to gain insights into maintaining a balanced lifestyle while handling your finances smartly.

In this insightful episode of Think Smart with TMFG, financial experts Rob McClelland and Mike Connan examine the recent changes in Canada's capital gains inclusion rate in detail. They thoroughly debunk media misconceptions and explain how the new capital gains tax would affect Canadian small businesses, investors, and private property owners.
The hosts also voice their concerns about the abrupt nature of the government's decision—leaving Canadians with little time for proper tax planning, let alone allowing for a smooth transition in property ownership matters. Through their discussion, they decode the misleading government statements and offer a clear understanding of Canada's new capital gains directive.
Tune in to Think Smart with TMFG to get a comprehensive understanding of these abrupt tax changes, explore potential alternatives, and gain the knowledge needed to navigate this evolving financial landscape responsibly. Remember that with knowledge comes power—the power to make informed decisions about financial planning, especially in light of unexpected governmental changes.

On this episode of Think Smart with the McClelland Financial Group of Assante Capital Management, your hosts, Rob McClelland and Mike Connon, delve into the common pitfalls that might spoil a rewarding retirement experience. We discuss how focusing on physical, dental, and financial health forms the foundation for an enjoyable second innings.
Your hosts talk about financial anxiety, emphasizing the value of trusting in your financial planning and advice from trusted advisors. We also touch upon the risk of overcommitment - whether volunteering or playing nanny to grandkids - and advise a balanced approach to time management.
We don’t stop at just 10-pointers; we go the extra mile, sharing bonus advice on home maintenance, embracing technology, and fulfilling travel dreams. Offering insights into crucial issues such as estate planning and proactive measures for mental health, the episode acts as a comprehensive guide to retirement. 

In this important discussion, award-winning financial advisors Rob McClelland and Mike Connon from the McClelland Financial Group of Assante Capital Management discuss the importance of trip medical and cancellation insurance. Drawing from engaging personal experiences, they highlight why it is essential to understand the nuances of your coverage.
They recount real-life stories where insurance has proven invaluable. They highlight the benefits of having comprehensive coverage during unexpected medical emergencies abroad, emphasizing the potentially high cost of medical care, especially in unfamiliar territories. They also stress that life insurance is not a luxury but a necessity, ultimately impacting the financial health of your loved ones.

In this episode, your hosts - Senior Financial Advisors Rob McClelland and Mike Connon from Assante Capital Management, provide an in-depth analysis of the Canada Pension Plan (CPP) and why they believe it is an incredible benefit for Canadians.
They delve into the principal features of CPP – its contributory nature, inflation-proof returns, and professional management. Discussion surrounding these aspects sheds light on the plan’s goal of ensuring a financially secure retirement for Canadians.
The duo also discusses the CPP's global fame due to its low management fees, diverse investments, and long-term planning capabilities. They emphasize its portability and sustainability, providing examples to help listeners understand the CPP's robust structure. Lastly, Rob and Mike discuss the supplementary benefits offered by the CPP, such as survivor and death benefits. 

In this episode of Think Smart with TMFG, Rob McClelland and Mike Connon unpack the unavoidable financial challenges of divorce. They paint a detailed picture of financial complexities that couples should be aware of at the onset and conclusion of a divorce.
The episode offers a comprehensive probe into how divorce can impact different facets of life, from careers to businesses, and how crucially they tie into the finances of the separating couple. With child support, alimony, and distribution of assets at play, the financial landscape can become intricate.
Rob and Mike also touch on the division and distribution of properties post-divorce and the financial difficulties that can arise, especially for the less-earning party. The final discourse shifts to the sometimes forgotten victims of divorce- the children. The hosts discuss the complex aspects of support arrangements, their longevity, and the pressing need for a fair and clear agreement in child support matters.
With insights into estate planning, insurance, changes in wills and beneficiaries, and the importance of tax implications, this episode dives deep into how divorce impacts finances. And most importantly, it underscores a reliable financial advisor's essential role in navigating the tricky waters of separation and divorce.