201 episodes

Whether you are purchasing a new home or refinancing your existing home, the Townstone Financial team of state and nationally licensed, FBI background checked mortgage professionals will find a loan program which best fits your specific financial situation.

https://www.townstone.com

Townstone Financial was created in 2002 with the goal of offering the best service in the mortgage industry. We accomplish this goal through attention to detail and living by the motto that the customer is always right. Townstone Financial is licensed in Illinois, Indiana, Wisconsin, Michigan and Florida.

https://www.townstone.com

Licensing
Townstone Financial Inc. is a licensed mortgage broker/banker NMLS #136639. Florida Mortgage Lender MLD38, Michigan 1st Mortgage Broker/Lender License FL-3832, Wisconsin Mortgage Broker/Banker #3684BR and #136639BA, Illinois Residential Mortgage Licensee #6629; IL Dept. of Financial and Professional Regulations, Division of Banking, 100 West Randolph, 9th Fl, Chicago, IL 60601, (888) 473-4858, Indiana-DFI First Lien Mortgage Lending License #16368. equal_housing_lender_TFS.

https://www.townstone.com

Townstone Financial Barry Sturner

    • Business
    • 5.0 • 1 Rating

Whether you are purchasing a new home or refinancing your existing home, the Townstone Financial team of state and nationally licensed, FBI background checked mortgage professionals will find a loan program which best fits your specific financial situation.

https://www.townstone.com

Townstone Financial was created in 2002 with the goal of offering the best service in the mortgage industry. We accomplish this goal through attention to detail and living by the motto that the customer is always right. Townstone Financial is licensed in Illinois, Indiana, Wisconsin, Michigan and Florida.

https://www.townstone.com

Licensing
Townstone Financial Inc. is a licensed mortgage broker/banker NMLS #136639. Florida Mortgage Lender MLD38, Michigan 1st Mortgage Broker/Lender License FL-3832, Wisconsin Mortgage Broker/Banker #3684BR and #136639BA, Illinois Residential Mortgage Licensee #6629; IL Dept. of Financial and Professional Regulations, Division of Banking, 100 West Randolph, 9th Fl, Chicago, IL 60601, (888) 473-4858, Indiana-DFI First Lien Mortgage Lending License #16368. equal_housing_lender_TFS.

https://www.townstone.com

    World looks Better today time to buy a house? Townstone Financial Show 6.18.20

    World looks Better today time to buy a house? Townstone Financial Show 6.18.20

    Townstone Financial Inc. Team Site - Documents\Podcast and radio

    Mortgage Rates Continue to Test All-Time Lows! Great news for current homeowner's looking to refinance to save money or get cash out. Also great for upcoming home purchasers who are already applying in higher numbers than even before COVID.

    CNBC reported Tuesday that about 30% of Americans missed their housing payment this June. Barry has some serious concerns about the survey they used, but what does that mean for you and the larger real estate market?

    Remember, Townstone.com is the ONLY place you can fill out our FREE consultation request for your next home purchase or refinance. Stay safe and have a great rest of your week!

    • 26 min
    Home purchase market is on fireTownstone Financial Show 6.4.20

    Home purchase market is on fireTownstone Financial Show 6.4.20

    Mortgage rates hold steady with a refinance boom continuing and purchase activity ramping up quickly!

    We’ve all heard of the 30-year mortgage, but have you heard about a 29-year mortgage? Lower rate than a 30-year, no higher on the monthly payment. This previously unheard-of great deal is currently set to expire June 30th, so make sure you head to Townstone.com to fill out a free consultation to see how much money this can save you.

    Finally, some clarity on your ability to refinance while in forbearance: On any loan currently in forbearance where you are making payments on time, the loan can proceed. You're good to go. For any loan currently in forbearance where you are not making payments: The loan must be brought current in order to close. On conventional loans: If you have entered a workout plan (post forbearance), we have to show underwriting three consecutive payments on the new plan. On FHA or VA loans: if you’ve entered a workout plan (post forbearance), all payments on the plan must be complete.

    Either way, make sure you have the best team in the mortgage industry working on your behalf for your next home purchase or refinance. FREE consultations available at Townstone.com, fill yours out TODAY!
    Have a great week.

    • 23 min
    Have a 15 year fixed over 3.25%? Townstone Financial Show 6.4.20

    Have a 15 year fixed over 3.25%? Townstone Financial Show 6.4.20

    Mortgage rates hold steady with a refinance boom continuing and purchase activity ramping up quickly!

    We’ve all heard of the 30-year mortgage, but have you heard about a 29-year mortgage? Lower rate than a 30-year, no higher on the monthly payment. This previously unheard-of great deal is currently set to expire June 30th, so make sure you head to Townstone.com to fill out a free consultation to see how much money this can save you.

    Finally, some clarity on your ability to refinance while in forbearance: On any loan currently in forbearance where you are making payments on time, the loan can proceed. You're good to go. For any loan currently in forbearance where you are not making payments: The loan must be brought current in order to close. On conventional loans: If you have entered a workout plan (post forbearance), we have to show underwriting three consecutive payments on the new plan. On FHA or VA loans: if you’ve entered a workout plan (post forbearance), all payments on the plan must be complete.

    Either way, make sure you have the best team in the mortgage industry working on your behalf for your next home purchase or refinance. FREE consultations available at Townstone.com, fill yours out TODAY!
    Have a great week.

    • 23 min
    Why is a 29 fixed rate so much better than a 30? Townstone Financial Show 5.28.20

    Why is a 29 fixed rate so much better than a 30? Townstone Financial Show 5.28.20

    As we shuffle back to something resembling “normal” after staying home the past few months, it’s time for your mortgage check-up!

    Rates are at/near all-time lows, so chances are that you could save money by refinancing your current loan. As our current clients can attest, working with Townstone is most-painless mortgage process in the industry. Fill out a free consultation at Townstone.com and it’ll take 2 minutes on the phone to determine how much we can save you with a new loan.

    Purchases are BACK after a small drop-off in late march/early April. In such uncertain times as these, do you want your landlord controlling next year’s rent? Become a homeowner and lock-in a fixed mortgage payment that will NEVER change until you pay off the loan in full, future you will be happy you did.

    SPECIAL PRODUCT ALERT: We’ve all heard about the 30 year mortgage, but what about a 29 year loan? Good on rate-locks now through 6/30: get a 29 year amortizing mortgage with the SAME payment as a 30 year! Head to Townstone.com to fill out a free consultation to see how much you can save with a 29 year mortgage.

    So remember: Townstone.com for a free and personal consultation for any purchase or refinance scenarios and questions, your wallet will thank you later. Have a great rest of your week!

    • 29 min
    Refinacning on your mind, why now? Townstone Financial Show 5.21.20

    Refinacning on your mind, why now? Townstone Financial Show 5.21.20

    States are beginning to open up again, but is "work from home" here to stay?

    COVID or NOVID, spring purchase market is in full swing! We are seeing no let up in the amount of borrowers looking to prequalify themselves for a new purchase. Add yourself to the list by filling out a free consultations at Townstone.com

    And of course, refinancing should be on your mind since we are near all-time low rates and it's always a good time to save!

    • 42 min
    How hard is it to get a mortgage right now? Not hard. Townstone Financial Show 5.14.20

    How hard is it to get a mortgage right now? Not hard. Townstone Financial Show 5.14.20

    Are interest rates really that low, can you still take cash out of your home to pay bills? What if I lost my job or got laid off can I still get a mortgage?

    • 31 min

Customer Reviews

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IMBJR ,

Townstone Financial

Pleasure to listen to.

- BJR

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