CFO at Home Vince Carter
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- Education
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Are your family finances not where you want them to be? That's because you don't have a CFO at home! Certified Personal Financial Wellness Consultant Vince Carter and his amazing guests discuss Personal Finance fundamentals and ways to better navigate the relational aspects of money to help listeners become the CFO at THEIR home!
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Let’s Talk Credit!
Did you know that March is National Credit Education Month? To mark the occasion, Vince thought he’d share some info from the National Financial Educators Council Credit Education Guide. If you’d like a copy of the full guide, just drop him a note at vince@thecfoathome.com
Credit Bureaus are
Companies that collect information about your credit and other financial obligations
Credit History
Companies that you have loans with report how you have managed your debt to the credit bureaus. All this information is compiled into your credit history.
Credit Score
Credit scoring companies (FICO and AdvantageScore) use credit history info to calculate and assign you a credit score, which is used as a measure your creditworthiness
The FICO scoring system is currently the most widely used and currently evaluates the following credit history elements with the following weights:
35% is based on your payment history.
30% reflects the amounts you currently owe.
15% is from the length of your credit history.
10% is from new credit and the number of recently-opened accounts.
10% is based on the types of credit you use.
FICO credit score ranges
Exceptional 800 - 850
Very Good 740 - 799
Good 670 - 739
Fair 580-669
Poor 300 - 579
Credit Report
A summary of your credit history and credit scores is published by the credit bureaus as a credit report
Resources
www.AnnualCreditReport.com
Contact the Host - vince@thecfoathome.com
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Money and Relationships - Money, Relationships, and Happiness
In the final episode of CFO at Home’s Money and Relationships series, Vince talks with Greg Davis, retired Senior Finance Executive, academic, and author of the book "Checkmate: Tips & Lessons to help you Make the Right Moves to Achieve Happiness!”, about how both Money and Relationships ultimately impact our happiness. You can learn more about Greg and Checkmate by visiting davischeckmate.com
Show Notes:
(00:00) Introduction to CFO at Home's financial coaching and education services announcement
(01:30) The staggering statistics on American happiness and financial preparedness
(6:47) Greg’s CHECKMATE framework and how it relates to money and relationships
(12:00) Work-life balance
(32:18) The concept of 'money dates' and how they can strengthen a couple's financial unity
(39:00) Take the time to find a good life partner
(46:18) Greg’s upcoming course based on "Checkmate" and the release of the audiobook
Ways to contact/follow:
DavisCheckMate.com
Contact the Host - vince@thecfoathome.com
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Money and Relationships - Marital Money Talk
On this Money and Relationships episode of CFO at Home, Pastor, marriage coach and author Kelly DuPee and I dive into the subject of marriage and money. We discuss how Kelly successfully navigated through his own marital challenges, marital friction and financial disagreements, the importance of oneness, trust and communication when managing finances as a couple, and more. You can learn more about Kelly, his coaching services, and his book Turn It Up, How To Have The Lifelong Marriage That You Really Want by visiting turnitup.coach
Show Notes:
(00:00) Introduction to CFO at Home's new financial coaching and education services
(01:48) Kelly’s background and the personal experiences that shaped his approach to marriage coaching
(11:40) Financial arguments (explosive anger)
(15:34) The importance of financial unity (oneness)
(19:45) Strategies for couples to discuss and manage their finances collaboratively
(25:27) The importance of trust
(28:41) Kelly's techniques for effective communication and conflict resolution in financial matters
(40:46) The offer of discounted access to Kelly's book for CFO at Home listeners
Contact/follow:
- Website: turnitup.coach
- Book Offer: turnitup.coach/75
- Contact the Host - vince@thecfoathome.com
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Money and Relationships - Dating and Money
CFO at Home’s Money and Relationships Month rolls on this week with a focus on Dating and Money with Christopher Hill, the Founder of The Gentlemen’s Group Christopher and Vince discuss the impact of stable relationships on financial success, the idea of financial “ do’s and don’t” in the dating world, the importance of establishing genuine connection with your romantic partner, and more. You can learn more about Christopher and The Gentlemen’s Group by going to thegentlemansgroup.com
Show Notes:
(07:25) The correlation between stable relationships and financial success
(10:37) The impact of societal definitions of manhood on personal and financial growth
(14:25) The importance of partnership and transparency in managing personal finances
(21:36) Christopher's approach to dating and establishing a genuine connection
(36:54) Addressing misconceptions and bad advice in the dating world
Ways to contact/follow:
thegentlemansgroup.com
Instagram @improvemydating
Contact the Host - vince@thecfoathome.com
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Money and Relationships - Establishing Healthy Boundaries
All this month on CFO at Home, the focus is on Money and Relationships. Have you ever loaned money to a friend or family member, only to find yourself regretting it later? Have you struggled with saying no or setting limits in relationships, both personal and financial? If so, stick around for this episode and check out Vince’s conversation with Heather Claus. Heather is an educator, coach, and author of the book "Take No Sh*t" – Build better relationships through discovering, creating and maintaining healthy boundaries in three (sometimes five) simple steps. Heather shares her personal experiences and the lessons she learned about the importance of setting boundaries, breaks down the six types of boundaries and shares tips about establishing healthy boundaries, particularly in relation to money. Learn more about Heather and her book at My.Curiouser.Life
Show Notes:
(00:00) Introduction to CFO at Home's new financial coaching and education services
(02:50) Heather Claus's background and the impetus behind her book on boundaries
(5:56) The six types of boundaries and their overlap with financial well-being
(7:04) The nuances of material boundaries and the psychology behind lending money
(8:08) Strategies for setting boundaries with family members, including parents
(30:10) The relationship between self-esteem and establishing boundaries
(34:22) The importance of being true to oneself in relationships and financial matters
(42:00) Heather's approach to coaching and the wealth of resources available on her website
Ways to contact/follow:
Curiouser.Life
Contact the Host - vince@thecfoathome.com
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Mastering the Job Hunt
If one of your goals for 2024 is to break out of a professional or job search rut, endlessly sending out resumes and waiting for calls that never come, then this episode is for you. On this episode of 'CFO at Home,' Finance Guru and Bestselling Author of “The 5 Day Job Search” Annie Margarita Yang, shares her incredible story of how she landed three accounting jobs consecutively, each within five days, and all without an accounting degree. But this episode isn't just a narrative of Annie’s success; it's full of actionable advice, from leveraging LinkedIn as the new resume to crafting an authentic personal brand, Annie's insights are for anyone looking to stand out in today's competitive job market. You can learn more about Annie and The 5 Day Job Search by visiting AnnieYangFinancial.com
Show Notes:
(02:29) Annie's journey from minimum wage to accounting jobs without a degree
(04:36) Job description requirements and the magic behind Annie's resume
(12:25) The impact of personal branding in job searching
(13:47) Annie's take on honesty and values in building a personal brand
(20:22) The significance of an online presence and LinkedIn in today's job market
(35:53) The importance of authenticity and the dangers of oversharing
(40:29) Annie offers a special discount for her book to CFO at Home listeners
Resources:
- Annie Margarita Yang's Website - anniengfinancial.com
YouTube - Annie Margarita Yang - Contact the Host - vince@thecfoathome.com
Customer Reviews
Great help for family finances
This podcast is a great listen for better understaning family finances. He covers a broad range of topics and then gives you ways to learn more if you want to go into depth a topic. Vince is a great host and keeps things rolling efficiently.
Always a good conversational flow - learn new stuff!
I love the CFO at Home. Vince does a fantastic job of sourcing interesting people with new information to bring to the table. I always walk away with 5 more things to do or research afterwards! He keeps the conversation flowing, and it’s easy to follow, even if you don’t have a background in finance. Love this podcast!
Looking for help with your finances? Look no further!
Vince has a big heart to help others get better with money! This is a great podcast if you are looking to get a leg up with your money. Vince makes it easy and approachable to take your finances to the next level.