Understanding Private Lending and How It Works with Alex Breshears The Art of Winning

“The nice thing about private lending is that it's very flexible. And the downfall is that it's very flexible. So it's a little bit of the Wild Wild West, there are some lending parameters, obviously, like consumer protection laws, and you have to abide by certain disclosures. But other than that, it's really just a negotiation between you as the borrower or them as the borrower, and you as the lender, vice versa..” - Alex Breshears
Alex Breshears is a private money lender, short-term rental owner and manager, educator, a limited partner in multi-family syndications, and a community builder who partners with active and passive real estate investors, syndicators, and military spouses to grow their financial independence, knowledge, and professional network. 
Alex started a private lending company, Infinite Road Investments, in April of 2020, funding 1st lien and 2nd lien positions for residential property in the Hampton Roads, Virginia area. She also started an educational Facebook group called Private Lending Lessons which offers weekly educational lessons, daily posts for discussion, and opportunities to network with other investors about private lending, and various projects that may need funding. 
Alex is also passionate about financial education and independence for female investors. She is currently a chemistry professor, teaching for a four-year school university.
[00:01 - 05:26] Opening Segment
A quick introduction about your host Welcoming our guest, Alex Breshears

[05:27 - 10:23] Life As A Military Spouse
Shifting your mindset from victim mentality to grateful mentality Your little decisions lead you to where you are today Career as a Chemistry professor   
[10:40 - 15:32] Starting A Private Lending Business During Covid
How Covid shut down affected Alex as an extrovert Being a Loan Officer to take control of her time Seeing the reality of how money lending works Covid's effect to hard money lenders Learning all about private lending  
[16:41 - 40:18] Private Lending Guide
Finding someone who can lend you money How to protect yourself as the lender and borrower Things you need to be concerned about. (It's not the interest rate!) Starting a private lending Facebook group  Investing in people you trust Passive and active investors [41:18 - 47:51] Closing Segment
Fun questions with Alex Breshears Wrapping it up!  
Key Quotes
“If you're zeroed in on this one thing that you think is your problem, that is not your problem.” - Alex Breshears
“Really take into account what your strengths and weaknesses are and what your goals truly are. Because just saying financial independence, there's a million different ways to get to financial independence, not all of them are gonna be good for you.” - Alex Breshears
“Invest passively so you can live actively.” - Alex Breshears

Connect with Alex BreshearsFacebook: https://www.facebook.com/groups/privatelendinglessons/
Resources Mentioned
Mind Hacking Happiness by Sean Webb
Psycho-Cybernetics By Maxwell Maltz


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