35 min

Unveiling the Secrets: Tina Houchins on Increasing Homeownership in Underserved Communities Troy Talks

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Unveiling the Secrets: Tina Houchins on Increasing Homeownership in Underserved Communities



If you're feeling frustrated and helpless because your efforts to increase homeownership rates in underserved communities are falling short, then you are not alone! Despite your best intentions, offering traditional mortgage products and outreach programs may not be enough to bridge the homeownership gap. Instead, potential buyers from marginalized racial and ethnic groups face systemic barriers such as discriminatory lending practices, lack of affordable housing options, and limited access to resources and information.

In this episode, you will be able to:


Uncover the essential role financial literacy plays specifically in the military, and how mastering it can lead to better fiscal decisions.


Become equipped with practical tips to bolster your credit score and open doors to financial possibilities.


Embark on a journey of learning how to reclaim homeownership following financial missteps like bankruptcy or foreclosure.


Confront the disparities in homeownership across different racial and ethnic groups and learn why these barriers exist.


Demystify the home buying process by comprehending the roles of mortgage loan officers and realtors in finding and financing your dream home.



My special guest is Tina Houchins

Today’s guest is Tina Houchins, an accomplished Air Force veteran who, after her retirement, engaged in nurturing financial literacy. Always being drawn to service, Tina turned her focus on financial education, recognizing it as a critical aspect of individual and community growth.

Tina now heads the Houchin Financial Group where she plays a pivotal role in creating mortgage strategies that synchronize with the specific circumstances of her clientele. Her broad experience and genuine aspiration to help have enabled her to navigate clients through the mortgage process effectively and efficiently.



Key Takeaways


Understand why financial literacy is a must-have skill set for anyone involved in military life.


Obtain concrete strategies to improve your credit score and thereby expand your financial horizons.


Thrive through financial resilience by learning how to regain homeownership post-bankruptcy or foreclosure.


Delve into the realities of homeownership disparities among racial and ethnic groups, and what can be done to bridge the gap.


Get behind the scenes of the homebuying process by discerning the roles of mortgage loan officers and realtors, the key players in realizing your homeownership goals.



Connect with Tina here:
Website: ⁠https://thehomeownerspath.com/registration-path-to-homeownership-5096?fbclid=IwAR2XnVm8xdmxd6Xyjb6srfKtK_pISn1Fo2QZU3KZNKdRMJu9dkaucYs2jgU
Instagram: ⁠⁠⁠⁠https://www.instagram.com/tinahouchinsofficial/⁠
Facebook: ⁠https://www.facebook.com/tina.houchins.3



Connect with Troy Holt here:
Website: ⁠⁠⁠⁠⁠⁠⁠⁠https:///www.troyholt.com⁠⁠⁠⁠⁠⁠⁠⁠⁠
LinkedIn: ⁠https://www.linkedin.com/in/troydholt⁠⁠⁠⁠⁠⁠⁠⁠
Twitter: ⁠https://twitter.com/TroyTalksMoney⁠⁠⁠⁠⁠⁠⁠⁠
Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/profile.php?id=100063546310389⁠⁠⁠⁠⁠⁠

Like, subscribe, download, and give a review of the Troy Talks podcast.






---

Support this podcast: https://podcasters.spotify.com/pod/show/troy-holt/support

Unveiling the Secrets: Tina Houchins on Increasing Homeownership in Underserved Communities



If you're feeling frustrated and helpless because your efforts to increase homeownership rates in underserved communities are falling short, then you are not alone! Despite your best intentions, offering traditional mortgage products and outreach programs may not be enough to bridge the homeownership gap. Instead, potential buyers from marginalized racial and ethnic groups face systemic barriers such as discriminatory lending practices, lack of affordable housing options, and limited access to resources and information.

In this episode, you will be able to:


Uncover the essential role financial literacy plays specifically in the military, and how mastering it can lead to better fiscal decisions.


Become equipped with practical tips to bolster your credit score and open doors to financial possibilities.


Embark on a journey of learning how to reclaim homeownership following financial missteps like bankruptcy or foreclosure.


Confront the disparities in homeownership across different racial and ethnic groups and learn why these barriers exist.


Demystify the home buying process by comprehending the roles of mortgage loan officers and realtors in finding and financing your dream home.



My special guest is Tina Houchins

Today’s guest is Tina Houchins, an accomplished Air Force veteran who, after her retirement, engaged in nurturing financial literacy. Always being drawn to service, Tina turned her focus on financial education, recognizing it as a critical aspect of individual and community growth.

Tina now heads the Houchin Financial Group where she plays a pivotal role in creating mortgage strategies that synchronize with the specific circumstances of her clientele. Her broad experience and genuine aspiration to help have enabled her to navigate clients through the mortgage process effectively and efficiently.



Key Takeaways


Understand why financial literacy is a must-have skill set for anyone involved in military life.


Obtain concrete strategies to improve your credit score and thereby expand your financial horizons.


Thrive through financial resilience by learning how to regain homeownership post-bankruptcy or foreclosure.


Delve into the realities of homeownership disparities among racial and ethnic groups, and what can be done to bridge the gap.


Get behind the scenes of the homebuying process by discerning the roles of mortgage loan officers and realtors, the key players in realizing your homeownership goals.



Connect with Tina here:
Website: ⁠https://thehomeownerspath.com/registration-path-to-homeownership-5096?fbclid=IwAR2XnVm8xdmxd6Xyjb6srfKtK_pISn1Fo2QZU3KZNKdRMJu9dkaucYs2jgU
Instagram: ⁠⁠⁠⁠https://www.instagram.com/tinahouchinsofficial/⁠
Facebook: ⁠https://www.facebook.com/tina.houchins.3



Connect with Troy Holt here:
Website: ⁠⁠⁠⁠⁠⁠⁠⁠https:///www.troyholt.com⁠⁠⁠⁠⁠⁠⁠⁠⁠
LinkedIn: ⁠https://www.linkedin.com/in/troydholt⁠⁠⁠⁠⁠⁠⁠⁠
Twitter: ⁠https://twitter.com/TroyTalksMoney⁠⁠⁠⁠⁠⁠⁠⁠
Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/profile.php?id=100063546310389⁠⁠⁠⁠⁠⁠

Like, subscribe, download, and give a review of the Troy Talks podcast.






---

Support this podcast: https://podcasters.spotify.com/pod/show/troy-holt/support

35 min