VIN Foundation: Veterinary Pulse vinfoundation

Listen in as Dr. Jim Clark takes the time to share the story of his fascinating veterinary career path. From how he started his first practice, to the importance of listening to your colleagues, and how his path took him through multi-practice ownership and teaching at UC Davis School of Veterinary Medicine to his three-legged approach to success in the profession. Dr. Clark also spends the time to share his tips for veterinary colleagues who are interested in being independent practice owners, including a recommended timeline and the most important things to consider. 
 
This episode has all the makings of how we as humans are a work in progress, and provides relatable insights into leadership, partnerships, finance, teaching, and a love for animals.
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIO:
Jim Clark, DVM, MBA
U.C. Davis School of Veterinary Medicine
Dr. Jim Clark is an animal lover, entrepreneur, multi-practice owner, clinician, and educator. After working in general and emergency practice for more than 20 years, earning an MBA, and serving as an owner in four ER/Spec practices, Clark joined the faculty of the UC Davis School of Veterinary Medicine in 2010, assuming leadership of their Professional Skills curriculum. He currently provides instruction in communication, mental health, career planning, DEI, and business management skills.
 
LINKS AND INFORMATION:
Veterinary Education and Communication Coaching: http://www.petpracticepartners.com/
VIN Foundation Start Up Club: https://vinfoundation.org/resources/veterinary-practice-start-up-club/
VIN Foundation Student Debt Education: https://vinfoundation.org/studentdebtcenter
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Listen in as student debt expert and Board Member Dr. Tony Bartels in this next installment of our Student Debt Series. This episode we covering the following 4 topics:
Consolidation deadline extended
Loan servicers continue to be terrible 
Recertification dates
The new SAVE plan
Common mistakes made while using the Student Loan Repayment Simulator
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIO:
Dr. Tony BartelsTony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

LINKS AND INFORMATION:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details -- VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
VIN Foundation Blog, Related Student Debt Blog posts: 
Veterinary student loan repayment: trends from the trenches: https://vinfoundation.org/youre-running-out-of-time-to-consolidate-your-loans/
A ‘new’ income-driven repayment plan? https://vinfoundation.org/a-new-income-driven-repayment-plan/ 
Common Student Loan Consolidation Questions and Answers: https://vinfoundation.org/fed-student-loan-consolidation-faqs-questions-answers-considerations/
I have federal student loans. When do I need to recertify my income?https://vinfoundation.org/i-have-federal-student-loans-when-do-i-need-to-recertify-my-income/
Got Federal Student Debt? You’re Now Closer to Forgiveness Than You Think: https://vinfoundation.org/got-federal-student-debt-youre-now-closer-to-forgiveness-than-you-think/
Student Loan FAQs: The one-time forgiveness count adjustmenthttps://vinfoundation.org/faq-one-time-forgiveness-count-adjustment/
Student Loan Forgiveness Planning: Preparing for the Tax Bill: https://vinfoundation.org/veterinary-student-loan-forgiveness-planning-preparing-for-the-tax-bill/ 
Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Infographic ONE-TIME FORGIVENESS COUNT ADJUSTMENT:https://vinfoundation.org/resources/veterinary-student-debt/student-debt-one-time-forgiveness-count-adjustment/
One-Time Forgiveness Count Adjustment Video Case Study, 1999 DVM may save more than $65,000 in student loan costs:https://youtu.be/6gp7cXvEy8c
Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 
Repay Wiser:https://vinfoundation.org/resources/repay-wiser-veterinary-school-debt-loan-repayment/
Borrow Better: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/ 
New Grad Student Loan Repayment Playbook: https://vinfoundation.org/

Listen in as student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series. This episode we’re covering the top three trends from the trenches of student loans: 1) Consolidation procrastination 2) Using the wrong repayment plan 3) Incorrect minimum monthly payments. Now is the time to pay attention if you’ve had your head in the sand with your student loans, so listen in and also learn if you are in The Pickle!
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIOS:
Dr. Tony BartelsTony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, where she completed her BS at University of Kentucky. She is a graduate of University of Georgia’s College of Veterinary Medicine. While in vet school, she served as the National Business Certificate Director for the Veterinary Business Management Association (VBMA) and as a board member for Vets for Pets and People. During this time she took an active role in wellbeing awareness and access within the veterinary community. Rebecca then worked as an equine general practitioner and is an active AAEP member. In her time away from veterinary medicine, she can be found hiking, baking, and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 
 
LINKS AND INFORMATION:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details -- VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
VIN Foundation Blog, Related Student Debt Blog posts: 
Veterinary student loan repayment: trends from the trenches: https://vinfoundation.org/youre-running-out-of-time-to-consolidate-your-loans/
A ‘new’ income-driven repayment plan? https://vinfoundation.org/a-new-income-driven-repayment-plan/ 
Common Student Loan Consolidation Questions and Answers: https://vinfoundation.org/fed-student-loan-consolidation-faqs-questions-answers-considerations/
I have federal student loans. When do I need to recertify my income?https://vinfoundation.org/i-have-federal-student-loans-when-do-i-need-to-recertify-my-income/
Got Federal Student Debt? You’re Now Closer to Forgiveness Than You Think: https://vinfoundation.org/got-federal-student-debt-youre-now-closer-to-forgiveness-than-you-think/
Student Loan FAQs: The one-time forgiveness count adjustmenthttps://vinfoundation.org/faq-one-time-forgiveness-count-adjustment/
Student Loan Forgiveness Planning: Preparing for the Tax Bill: https:/

Animal lover Becky Godchaux shares how she came to create the veterinary student scholarship offering two new veterinary students up to $140,000 each for their DVM education. Listen in to learn what inspired her generosity, how animals have positively impacted her life, and how she views the important relationship between the animal, the client, and the veterinarian. This is a great episode for animal lovers who want to support a healthy animal community. 
 
The VIN Foundation is honored to be the home of the Mike Dunn, DVM Veterinary Student Scholarship created by Becky Godchaux. Learn more about the scholarship in the link below. 
 
LINKS AND INFORMATION:
Veterinary Student Scholarship: https://vinfoundation.org/scholarship
VIN Foundation get updates: https://vinfoundation.org/updates/
If you enjoy listening to this podcast and want to support these efforts, please consider making a donation to the VIN Foundation: https://vinfoundation.org/give.
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or LinkedIn.

Listen in as student debt expert and Board Member Dr. Tony Bartels in this next installment of our Student Debt Series. This episode we’re going through the latest news from the Supreme Court, the Department of Education response, and what’s next for borrowers. Listen in to learn about the important dates coming up, and make sure to check out the links below to learn more. 
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIO:
Dr. Tony BartelsTony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

LINKS AND INFORMATION:
 
Get Student Debt Updates: https://vinfoundation.org/veterinary-student-debt-updates/
VIN Foundation Student Debt Tools:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details -- VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
Additional links:
Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Repay Wiser:https://vinfoundation.org/resources/repay-wiser-veterinary-school-debt-loan-repayment/
Borrow Better: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/ 
New Grad Student Loan Repayment Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/ 
Climbing Mt. Debt for Veterinary Interns and Residents: https://vinfoundation.org/resources/climbing-mt-debt-veterinary-intern-resident/
Federal Student Aid Data, Consolidation, and Repayment Application: https://studentaid.gov/
Saving on A Valuable Education (SAVE) replacing REPAYE: https://studentaid.gov/announcements-events/save-plan
Student Debt Relief Information: https://studentaid.gov/debt-relief-announcement/one-time-cancellation 
One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment
Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers
Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
Email VIN Foundation: studentdebt@vinfoundation.org
 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, LinkedIn, or Twitter.
 
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Listen in as Dr. Rebecca Mears from the VIN Foundation Student Debt Education Team shares her unorthodox path to veterinary medicine, the trends she is seeing in her work with veterinary students and student debt. Find out how a horse jockey and dinosaur fit into her story. As she says in the beginning, this episode is a fun ride!
 
GUEST BIO:
Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, where she completed her BS at University of Kentucky. She is a graduate of University of Georgia’s College of Veterinary Medicine. Rebecca has worked as an equine general practitioner and is an active AAEP member. She has been involved in the Veterinary Business Management Association (VBMA) since vet school and now as a co-advisor for the National VBMA. In her work with VIN and the VIN Foundation she has a primary focus on student debt education and is a member of the VIN Student Team. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. In her time away from veterinary medicine, she can be found hiking, baking, and hosting impromptu dance parties. 
 
LINKS AND INFORMATION:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
VIN Students: https://www.vin.com/students
VBMA: https://vbma.biz/
Vets for Pets and People: https://news.uga.edu/vets-for-pets-and-people/ 
Check your current student loan servicers and other loan details -- VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!