Wealthy Behavior

Heritage Financial Services
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Welcome to Wealthy Behavior: Talking Money and Wealth with Heritage Financial. We’re Boston Massachusetts-based wealth managers who have been helping busy, successful people pursue their financial goals for more than 25 years. Hosted by Sammy Azzouz, President and CEO of Heritage Financial, Wealthy Behavior digs into the topics, strategies, and behaviors that are key to building and protecting personal wealth and living a rich life.

  1. NOV 6

    Resilient Markets, Uncertain Times & Diversifying Beyond the U.S.

    The ongoing U.S. government shutdown has officially become the longest in history, creating new uncertainties and economic pressure points. Yet, markets have remained surprisingly resilient. In this episode, Chief Investment Officer Bob Weisse joins to discuss: What true diversification looks like when global indices remain heavily weighted toward U.S. companies.Key insights from J.P. Morgan’s Capital Market Forecast, including Bob’s perspective on its findings and projections.Highlights from Heritage Financial’s recent Market Outlook webinar, covering the Fed’s latest moves, inflation trends, the weakening dollar, and more. Send your questions to wealthybehavior@heritagefinancial.net And, don’t miss our free ebook and video course, How To Build Your Next Million—packed with expert insights on saving, investing, and protecting your wealth.

    23 min

  2. OCT 23

    Timeless Lessons: Advisors Share Their Favorite Financial Advice

    Heritage Financial is celebrating 30 years of helping clients build, protect, and enjoy their wealth. To mark this milestone, CEO Sammy Azzouz sat down with some of our seasoned financial advisors to share their favorite pieces of investing wisdom — the kind of timeless advice that can guide you through decades of market cycles and through life itself. Whether you’re just starting your investment journey or a seasoned investor, you’ll walk away with practical insights and enduring principles you can rely on for years to come. Send your questions to wealthybehavior@heritagefinancial.net  And, don’t miss our free ebook and video course, How To Build Your Next Million—packed with expert insights on saving, investing, and protecting your wealth.

    25 min

  3. OCT 9

    Bonds, Gold, and the Government Shutdown

    2025 has been a strong year for investors, and the third quarter kept that momentum going. Markets are viewing things through rose-colored glasses, pricing in plenty of good news—but risks remain. Heritage Financial’s CIO, Bob Weisse, joins CEO, Sammy Azzouz, to break down what’s fueling today’s market strength and what could challenge it. They discuss why investors shouldn’t ignore lingering risks like the ongoing government shutdown, which—if prolonged—could start to weigh on the economy. They also explore why investors should be cautious about chasing yield in the bond market, even amid strong performance, and share insights on today’s “gold rush,” including ways to gain exposure without buying the metal itself. Finally, as a preview of our next episode, Bob closes by sharing one of his favorite pieces of timeless investment wisdom. Send your questions to wealthybehavior@heritagefinancial.net And, don’t miss our free ebook and video course, How To Build Your Next Million—packed with expert insights on saving, investing, and protecting your wealth.

    31 min

  4. SEP 25

    Inside the Bond Market: Risks, Rates & Expectations

    Ken Shinoda, Portfolio Manager at DoubleLine Capital, returns to Wealthy Behavior to share his perspective on the current state of the bond market, today’s economy, and the outlook for mortgages. In this episode, he discusses:   Key risks facing the bond marketThe Fed’s independence and policy expectationsThe weakening dollar and its impact on bondsThe rapid expansion of private creditWhat really drives mortgage rates—and what the new “normal” might look like Visit us at www.heritagefinancial.net. Send your questions to wealthybehavior@heritagefinancial.net, And, don’t miss our free ebook and video course, How To Build Your Next Million—packed with expert insights on saving, investing, and protecting your wealth.

    26 min

  5. SEP 5

    Strong Markets, Rising Risks: What Investors Should Watch

    It’s been a strong year for the markets—but the ride hasn’t been smooth. Yields continue to be pulled in opposite directions: lower on expectations of rate cuts, but higher on concerns about sticky inflation, labor market weakness, and elevated Treasury debt levels. In this episode of Wealthy Behavior, Heritage Financial’s CIO Bob Weisse joins CEO Sammy Azzouz to discuss the current state of the markets and economy, including: Key takeaways from Jerome Powell’s Jackson Hole speechGoldman Sachs’ recent research on U.S. fiscal worries: “Is This Time Different?”A reminder of true Wealthy Behavior: after a strong run in stocks, don’t let the tax tail wag the dogWhat investors should be watching for in the months aheadPortfolio moves our investment team made to help manage today’s risks Visit us at www.heritagefinancial.net. Send your questions to wealthybehavior@heritagefinancial.net, And, don’t miss our free ebook and video course, How To Build Your Next Million—packed with expert insights on saving, investing, and protecting your wealth.

    31 min

  6. AUG 7

    Markets Are Up, Jobs Are Cooling: What Investors Should Know

    Markets remain near all-time highs, and investor sentiment is strong — but a softer July jobs report, along with downward revisions to prior months, points to a cooling labor market.   Heritage Financial CIO, Bob Weisse, joins CEO, Sammy Azzouz, to discuss what this means for the Fed, the economy, and investors. They also break down key valuation metrics (CAPE vs. PE ratios), share views on market efficiency, and examine the potential impact of new tariffs.   Tune in for timely insights on markets, economic data, and how they’re influencing portfolio strategy today.  Send your questions to wealthybehavior@heritagefinancial.net,Visit us at www.heritagefinancial.net.And, don’t miss our free ebook and video course, How To Build Your Next Million—packed with expert insights on saving, investing, and protecting your wealth.

    29 min

  7. JUL 24

    OBBBA: Key Impacts on Individuals & Business Owners

    In this episode, Ed Jastrem, Heritage Financial's Chief Planning Officer, joins Sammy Azzouz to break down the One Big Beautiful Bill Act (OBBBA) and what it means for your financial future. They discuss what’s changing, what’s staying the same, and how individuals and business owners can make the most of planning opportunities. Topics include: Key changes taking effect in 2025 vs. 2026Misconceptions around Social Security and taxationExpiring and new tax creditsWhy 529 plans just got more attractiveCharitable giving opportunitiesBusiness owner provisions, including depreciation and capital expensesWhat actions to take before the end of 2025 to avoid surprises at tax timeHow scenario planning helps clients stay aheadWhether you're planning for retirement, running a business, or just want to avoid surprises at tax time, this episode is packed with insights. Send your questions to wealthybehavior@heritagefinancial.net,Visit us at www.heritagefinancial.net.And, don’t miss our free ebook and video course, How To Build Your Next Million—packed with expert insights on saving, investing, and protecting your wealth.

    42 min

  8. JUL 10

    Bull Markets Climb a Wall of Worry

    Markets continued their upward trend in June, reflecting investor resilience despite ongoing global uncertainty. In this episode, Bob Weisse, Heritage Financial's CIO, joins Sammy Azzouz, CEO, to explore what’s driving strong market performance, offering historical context and some investment opportunities. He also discusses how the investment landscape has evolved—many products once reserved for institutions, such as interval funds, are now more accessible to individual investors. Bob shares his framework for evaluating alternative investments, often called the “third pillar” of investing. But is diversification alone enough to justify their place in a portfolio? He breaks down the wide range of strategies, fee structures, and market exposures to consider. Plus, we answer a listener question: Why aren’t we investing in gold right now? Send your questions to wealthybehavior@heritagefinancial.net,Visit us at www.heritagefinancial.net.And, don’t miss our free ebook and video course, How To Build Your Next Million—packed with expert insights on saving, investing, and protecting your wealth.

    34 min
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5
out of 5
54 Ratings

About

Welcome to Wealthy Behavior: Talking Money and Wealth with Heritage Financial. We’re Boston Massachusetts-based wealth managers who have been helping busy, successful people pursue their financial goals for more than 25 years. Hosted by Sammy Azzouz, President and CEO of Heritage Financial, Wealthy Behavior digs into the topics, strategies, and behaviors that are key to building and protecting personal wealth and living a rich life.

Information

  • Creator
    Heritage Financial Services
  • Years Active
    2022 - 2025
  • Episodes
    86
  • Rating
    Clean
  • Copyright
    © Copyright 2025 Wealthy Behavior
  • Show Website
    Wealthy Behavior

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