Wealthy Behavior Heritage Financial Services

Gregory Zuckerman is a Special Writer at The Wall Street Journal, a 26-year veteran of the paper and a three-time winner of the Gerald Loeb award - the highest honor in business journalism. Greg is the author of multiple books including The Man Who Solved the Market: How Jim Simons Launched a Quant Revolution (https://www.amazon.com/Man-Who-Solved-Market-Revolution/dp/073521798X), a New York Times and Wall Street Journal bestseller. In this episode, Sammy and Greg discuss Jim Simons, mathematician, philanthropist, and founder of Renaissance Technologies - a role which led him to be described as the most successful hedge fund manager of all time. Greg shares some insight on this fascinating man and shares a few secrets to the immense wealth he built.Email us questions, ideas, or feedback at wealthybehavior@heritagefinancial.net (mailto:wealthybehavior@heritagefinancial.net) or visit www.heritagefinancial.net (https://heritagefinancial.net/). We’d love to hear from you!Get your free guide to building your next million. How To Build Your Next Million teaches investors about the tools that can help them SAVE more, KEEP more, GROW more, and PROTECT more.

Our monthly market update covers what’s going on in the investment universe and markets right now. In this episode Heritage Financial CEO, Sammy Azzouz, and CIO, Bob Weisse discuss:* Reasons behind February’s market swoon.* Bob’s investment outlook – What he’s optimistic, and pessimistic, about today.* What causes inflation? Debt? Money supply? They debate different theories on inflation and how to get it under control.* An explanation of common public market investment strategies and vehicles - Pros and cons of ETFs vs. Direct Indexing vs. Mutual Funds.* Debt and interest rates – Guidance on what people should be doing given today’s higher cost of debt.Email us questions, ideas, or feedback at wealthybehavior@heritagefinancial.net (mailto:wealthybehavior@heritagefinancial.net) or visit www.heritagefinancial.net (https://heritagefinancial.net/). We’d love to hear from you!Get your free guide to building your next million. How To Build Your Next Million teaches investors about the tools that can help them SAVE more, KEEP more, GROW more, and PROTECT more.

Host Sammy Azzouz talks with special guest Chris Miller, author of the book Chip War: The Fight for the World’s Most Critical Technology. Computing power has been a key transformative force over the past 50 years and the world has become dependent on microchip technology. Microchips are used in nearly all of today’s electronics - appliances, phones, wearable technology, cars, aircraft, and missiles. They discuss this resource that is essential to both military systems and the global economy, the shortage disruption and the impact on the manufacturing sector, risks to the chip industry, and the chip supremacy contest between the US and China. A fascinating listen!Learn more about Chris Miller and Chip War here: https://www.christophermiller.net/ (https://www.christophermiller.net/)Email us questions, ideas, or feedback at wealthybehavior@heritagefinancial.net (mailto:wealthybehavior@heritagefinancial.net) or visit www.heritagefinancial.net (https://heritagefinancial.net/). We’d love to hear from you!

The markets kicked off 2023 on a positive note across both equity and fixed income. In particular, January proved to be quite a reversal for fixed income markets given that 2022 was the worst year ever for bonds. In this episode Heritage Financial CEO, Sammy Azzouz, and CIO, Bob Weisse catch you up on a record number of topics including: * Did the market bottom out in October? Is the market getting ahead of itself? * Why the rebound in international performance, and China in particular? * Reinvestment rate risk - what it is, why it’s increasing, and what to do about it * What the Fed is juggling now * The debt ceiling distraction* An update on private investments and real estate markets* With the big game Sunday, it’s time for computing statistics and probabilities. We breakdown one of the latest about the markets in 2023. And, we answer a listener question, “Why would you, or wouldn’t you, target a high dividend strategy in your portfolio?”Email us questions, ideas, or feedback at wealthybehavior@heritagefinancial.net (mailto:wealthybehavior@heritagefinancial.net) or visit www.heritagefinancial.net (https://heritagefinancial.net/). We’d love to hear from you!

Health and wealth go hand-in-hand. You may have accumulated wealth, but without health you can’t achieve the goals and dreams you’ve worked and saved so hard for. At Heritage Financial (https://heritagefinancial.net/) we know that feeling confused and overwhelmed about investments and finances often leads to inaction which can impair your financial future. Your health is no different. On this episode of Wealthy Behavior, we welcome Kristin Castner, CFA, Director of Wealth Management at Heritage Financial, and Certified Health & Lifestyle Coach, who is passionate about helping people improve both their health and wealth. She helps us tune out the noise of today’s diet trends, provides simple ideas that will help change our diets without feeling overwhelmed, and offers ways to stay committed. Kristin also shares her motivation for making one change to her diet that ultimately started a major shift to living a healthier and wealthier life. Email us questions, ideas, or feedback at wealthybehavior@heritagefinancial.net (mailto:wealthybehavior@heritagefinancial.net) or visit www.heritagefinancial.net (https://heritagefinancial.net/). We’d love to hear from you!

In this month’s market update host and Heritage Financial CEO, Sammy Azzouz, and CIO, Bob Weisse, provide a quick recap of the record-breaking challenging year investors experienced in 2022 and discuss our market expectations for 2023. We believe the drivers of markets in 2023 will be inflation, fed policy, and earnings. While the beginning of the year may be choppy with continued volatility and the potential for weakness, we expect that as these themes work themselves out throughout the year balance will come to light. In fact, today we are finding more attractive opportunities than we could a year ago. Until that time comes, listen in as Bob discusses how to get defensive without moving to cash, what factors he sees already priced into markets, and the bright spots on the horizon. Email us questions, ideas, or feedback at wealthybehavior@heritagefinancial.net (mailto:wealthybehavior@heritagefinancial.net) or visit www.heritagefinancial.net (https://heritagefinancial.net/). We’d love to hear from you!