Welcome, why is creating shelter for housing an issue‪?‬ Modern Rustic Homes

Michael Grant 0:00Who’s the villain in the homeowner’s story? Well, it’s many. The first one is the lack of affordable housing. Secondly, restrictive zoning prevents a variety of housing types. restored or just restrictive zoning. Okay, we talked about that.







David Grubb 0:25Industry Professionals, no training.







Michael Grant 0:28Well, that is a problem. Lack of, of construction labor, of lack of trained or quality construction labor, to say you got codes as it relates to land use, I’m not talking about that I’m talking about codes as it relates to building system fordable pricing, qualifying for a house loan qualification to be able to create a mortgage. Proximity to work is an issue.







David Grubb 1:02Well, maybe the internet will take care of some of that, but







Michael Grant 1:05Well, it has taken care of a good bit of it. Another problem that directly impacts. Homeownership is the inability to qualify for a loan. And when you have too many roadblocks, you can often give up so makes them feel frustrated, feel and defeated. That is totally unnecessary. The globalist movement to have everyone. There’s a global smoothing that says you will own nothing, and nothing and you will be happy. I think that’s bullshit.







Okay, the great wealth created in the United States was hugely the consequence of stability, stability within our family structure, and stability for our basic needs for shelter, food, and safety, those things. And that was, housing was a huge part of that story.







That’s why when the GI bill was introduced to help these men and women returning from World War Two, to get into the housing that they could afford, was a huge benefit term to our overall GDP and financial growth of our country. There are lots of things that went on there.







Those look at when it’s we started to see a decline. The decline started in the 60s when our federal policies and legislation began to destroy the family as a consequence of entitlement programs, when the father was was the family was incentivized for the father to leave shirt when a woman could make more money or get more money from the government because she didn’t have a man of the house.







Therefore, he was not around. When I was with the big brother program, I had a little brother named Stevie, and Stevie’s mother Stevie’s dad was not present and his life for that reason they lived in government housing. And if she worked in an effort to better herself and her inner children, then her subsidies would be cut out.







So when she what she did to work was under the table she did worse rest, waitress work, cleaning houses doing things that were she wasn’t reporting and taxes and also plan. And then Stevie had brothers and sisters with different dads. And so no man was a permanent fixture in his life. As far as the parchment involved with the big brother program.







David Grubb 4:26One thing is the American dream, don’t have your own home. You know, so does that diminish the American Dream that future Americans may not be able to afford or get or have?







Michael Grant 4:42Well, you’re, you either are an owner or you’re a renter. And when you are a renter, the benefit of that is the owner is responsible for the maintenance and upkeep of that of your house and Unless, of course, you’re responsible for its destruction.







And at that point, you know that the need can get yourself in trouble. But your landlord wants you there because he’s making money off of you. Now, if you buy your own house, and you pay for it in a timely fashion,