305 episodes

Connecting you with the leaders, ideas, and companies that are reinventing global financial services. Our guests are the top FinTech founders, executives, investors, and thinkers from across the world.

Follow us for more FinTech content including videos, blogs, and analysis by searching @whartonfintech on your preferred platform.

Wharton FinTech Podcast Wharton Fintech Podcast

    • Technology
    • 4.5 • 82 Ratings

Connecting you with the leaders, ideas, and companies that are reinventing global financial services. Our guests are the top FinTech founders, executives, investors, and thinkers from across the world.

Follow us for more FinTech content including videos, blogs, and analysis by searching @whartonfintech on your preferred platform.

    Brianne Kimmel, Founder of Worklife Ventures - 6 Unicorns, Solo Capitalists, & the Future of Work!

    Brianne Kimmel, Founder of Worklife Ventures - 6 Unicorns, Solo Capitalists, & the Future of Work!

    In today's episode, Ryan Zauk sits down with Silicon Valley investor, entrepreneur, angel, community builder, and super-connector Brianne Kimmel. Brianne is the Founder of Worklife Ventures, a future of work-focused fund investing in the tools and services powering the next wave of work.

    Worklife is backed by a who's who of tech including a16z partners Marc Andreesen and Chris Dixon, Stewart Butterfield of Slack, the CEOs of Zoom and Cameo, the Co-Founder of Twitch, Alexis Ohanian, and many more!

    Her fund includes 6 unicorns - Webflow, Tonal, Hopin, Clubhouse, and former Wharton Fintech guests Pipe and Public. Business Insider also recently named Brianne a top angel investor that every startup should know.

    In today's episode, they discuss:

    - The rise of the 'solo capitalist' model
    - The transition from angel to VC
    - The booming creator economy, creator tools, and the future of work
    - Building "Stay at Home Valley" on Figma, and surprising Figma's CEO with it on a walk
    - Her investment and sourcing methodology through the lens of Pipe Webflow, and Hopin
    and much more!

    Brianne: briannekimmel.com
    Worklife: worklife.vc
    Building "Stay at Home Valley: https://wfh.substack.com/p/why-i-built-silicon-valley-in-figma

    For more Fintech insights, follow us below:

    Medium: medium.com/wharton-fintech

    WFT Twitter: twitter.com/whartonfintech

    Ryan's Twitter: twitter.com/RyanZauk

    LinkedIn: www.linkedin.com/company/wharton-fintech-club/

    • 42 min
    BlackRock's Salim Ramji, Global Head of iShares & Index Investments – Serving 100 Million Investors

    BlackRock's Salim Ramji, Global Head of iShares & Index Investments – Serving 100 Million Investors

    Miguel Armaza sits down with Salim Ramji, BlackRock Senior Managing Director and Global Head of iShares and Index Investments and a member of the firm’s Global Executive Committee.

    Founded in 1988, BlackRock is a global investment management firm and the world's largest asset manager, with almost $9 trillion dollars in AUM – and iShares is one of the largest ETF providers with almost $3 trillion dollars in AUM.

    In this episode, we discuss:
    - Salim’s exciting career. From microfinance in the mountains of Pakistan to the top of Wall Street in New York City.
    - Joining BlackRock and why he actually rejected Larry Fink’s first offer to join the firm.
    - The power of ETFs and Index Investing and why he considers Indexing to be one of the original Fintech innovations.
    - iShares and its incredible reach helping over 100 million investors from around the world.
    - The rise of robo-advisors and why asset managers should implement guardrails to offer investment products and capabilities that are good for the long term.
    - The rapid acceleration of ESG, Environmental, Social, and Governance ETFs and why Blackrock considers climate risks are investment risks that should be taken very seriously.
    - Leadership lessons and the power of leading through influence, collaboration, and forging alliances.
    - And a lot more!

    Salim Ramji

    Salim Ramji, Senior Managing Director, is Global Head of iShares and Index Investments for BlackRock and a member of the firm’s Global Executive Committee.

    Prior to his appointment to lead the ETF and Index Investments business in 2019, Mr. Ramji was Head of BlackRock's U.S. Wealth Advisory business where he was responsible for leading BlackRock's relationships with wealth management firms and platforms, for distributing BlackRock's alpha-seeking and iShares investment capabilities and for the adoption of BlackRock's portfolio construction and digital wealth technologies to financial advisors.
    Mr. Ramji joined BlackRock in 2014, serving initially as the Global Head of Corporate Strategy.

    Before joining BlackRock, he was a Senior Partner at McKinsey & Company where he led the Asset & Wealth Management practice areas. He started his career as a corporate finance and mergers and acquisitions lawyer in London and Hong Kong.

    Mr. Ramji earned a bachelor's degree in economics and politics from University of Toronto, a law degree from Cambridge University and is a CFA charter holder. He is a trustee of Graham Windham, a New York-based child care agency.

    About iShares

    iShares unlocks opportunity across markets to meet the evolving needs of investors. With more than twenty years of experience, a global line-up of 900+ exchange traded funds (ETFs) and $2.81 trillion in assets under management as of March 31, 2021, iShares continues to drive progress for the financial industry. iShares funds are powered by the expert portfolio and risk management of BlackRock.

    About BlackRock

    BlackRock’s purpose is to help more and more people experience financial well-being. As a fiduciary to investors and a leading provider of financial technology, we help millions of people build savings that serve them throughout their lives by making investing easier and more affordable. For additional information on BlackRock, please visit www.blackrock.com/corporate | Twitter: @blackrock

    For more FinTech insights, follow us below:

    Medium: medium.com/wharton-fintech

    WFT Twitter: twitter.com/whartonfintech

    Miguel's Twitter: twitter.com/MiguelArmaza

    Miguel's Newsletter: https://bit.ly/3jWIpqp

    • 38 min
    Jarrid Tingle, Managing Partner of Harlem Capital – Transforming the Face of Entrepreneurship

    Jarrid Tingle, Managing Partner of Harlem Capital – Transforming the Face of Entrepreneurship

    Miguel Armaza sits down with Jarrid Tingle, Co-Founder and Managing Partner of Harlem Capital, an early-stage, diversity-focused venture capital firm that was founded in 2015 with the specific mission to fundamentally change the face of entrepreneurship.

    Jarrid and team now manage a $174 million portfolio comprised of 61% Black or Latino led companies and 43% female-only led companies. Harlem Capital aims to invest in 1,000 diverse founders over the next 30 years.

    Jarrid is also a proud alum of our amazing Wharton School!

    In this episode, we discuss:

    - Jarrid’s background and how he and his co-founders raised Harlem Capital’s initial capital while in business school
    - The story behind Harlem Capital’s very own Harvard Business School case
    - Importance of backing founders that fundamentally can sell and are analytical
    - Their fintech outlook and why Jarrid is excited about the power of fintech to help supercharge eCommerce
    - Debunking the myth of the pipeline problem and why it’s really just about giving people access and opportunities
    - Why he’s hopeful but not satisfied with the progress of the VC and Tech industry as it relates to diversity
    - Biggest lesson he’s learned as an investor
    - And a lot more!

    Jarrid Tingle

    Jarrid Tingle is Managing Partner of Harlem Capital where he focuses on deal sourcing, organizational strategy, and due diligence efforts. Jarrid was featured on the 2019 Forbes 30 under 30 list, 2019 Inc. 30 under 30 list, and the 2018 Ebony Power 100 list.

    He received his MBA from Harvard Business School (HBS) in 2019 where he was a Baker Scholar (top 5% of class). During HBS, Jarrid was a fellow in the Robert Toigo Foundation and Management Leadership for Tomorrow MBA Programs.

    Previously, Jarrid was a Private Equity Investment Professional at ICV Partners. Prior to ICV, Jarrid was an Investment Banker in the Global Technology, Media & Telecommunications Group at Barclays.

    Jarrid graduated cum laude from the Wharton School of the University of Pennsylvania with a Bachelor of Science in Economics and a Concentration in Finance. Jarrid was an active member of Friars Senior Society, Onyx Senior Honor Society, and The Lantern Senior Society. Upon graduation, Jarrid received the Wharton Undergraduate Dean’s Award for Excellence (Wharton’s highest honor).

    Jarrid’s favorite activities include reading, weight training, traveling, and attending concerts.

    About Harlem Capital:

    Harlem Capital (HCP) is an early-stage, diversity-focused venture capital firm. HCP makes initial investments of $750k to $1.5mm in U.S. Seed rounds for 10%+ ownership.

    For more FinTech insights, follow us below:

    Medium: medium.com/wharton-fintech

    WFT Twitter: twitter.com/whartonfintech

    Miguel's Twitter: twitter.com/MiguelArmaza

    Miguel's Newsletter: https://bit.ly/3jWIpqp

    • 30 min
    Angel Investing with Jeff Seltzer of the NY Angels & Founder of Pierce Yates Ventures

    Angel Investing with Jeff Seltzer of the NY Angels & Founder of Pierce Yates Ventures

    Ryan Zauk sits down with Jeff Seltzer, Managing Partner of Pierce Yates Ventures and former board member of the New York Angels. Pierce Yates provides early-stage funding and advice to emerging companies with a focus on fintech and sports tech. The NY Angels is an incredible collection of some of New York's titans across various industries, who get together to invest and advise companies. Jeff is a proud Wharton alum and in 2019 received the Alumni Award of Merit in recognition of his lifelong commitment and service to Penn.

    In today’s episode, they cover:
    - His long road to investing and why it can be advantageous to do a stint in DC politics
    - New York Angels 101 including how they’re structured, the companies they back, and how you can get involved
    - The ups, downs, and many misunderstandings of angel investing Jeff wants to clear up
    - What founders and investors need to think about at the start of around
    - His must-read angel resources
    And much more.

    NY Angels: https://www.newyorkangels.com/
    Book Recs: https://gust.com/guide
    Jeff Seltzer: https://www.linkedin.com/in/jeffrey-seltzer-b4603744

    --
    For more FinTech insights, follow us below:

    Medium: medium.com/wharton-fintech

    WFT Twitter: twitter.com/whartonfintech

    Ryan's Twitter: twitter.com/RyanZauk

    LinkedIn: www.linkedin.com/company/wharton-fintech-club/

    • 33 min
    Billionaire Investor, Activist, & Educator Tim Draper - China, Bitcoin, and Free Societies

    Billionaire Investor, Activist, & Educator Tim Draper - China, Bitcoin, and Free Societies

    Ryan Zauk hosts legendary venture capitalist, billionaire, bitcoin investor, activist, and educator, Tim Draper. Tim Draper helps entrepreneurs drive their visions through funding, education, media, and government reform.

    His investments over the last few decades include companies like Baidu, Hotmail, Skype, Tesla, SpaceX, Robinhood, Twitter, Carta, Coinbase, and many more. He also is a large holder of bitcoin, having bought 50,000+ bitcoin when it was priced below $1,000.

    Draper Associates: draper.vc
    DFJ: https://www.dfj.com/
    Website: timothydraper.com
    Book: https://www.amazon.com/How-Startup-Hero-Textbook-Entrepreneurs-ebook/dp/B078HWH29T

    They discuss:
    - His bullish views on bitcoin and the 1 reason he will never sell
    - His investment in Robinhood, Carta, and others
    - His very strong libertarian views and why he believes in minimal government, which ties into his bitcoin thesis
    - Why the Mt Gox hack improved his belief in bitcoin
    - His thoughts on the current state of China and where it’s headed
    - And a fun rapid-fire round including the first bank branch in space and his updated bitcoin price target

    About Tim:
    Tim Draper is a prominent Silicon Valley venture capitalist and founder of Draper Associates, DFJ, and the Draper Venture Network, a global network of venture capital funds. The firms’ investments include Baidu, Focus Media, YeePay, KongZhong, Skype, Hotmail, Tesla, SolarCity, Coinbase, Ledger, Robinhood, Athenahealth, Box, TwitchTV, SpaceX, Cruise Automation, Carta, Planet, PTC, and many others.

    Tim is a leading spokesperson for Bitcoin, Blockchain, ICOs, and cryptocurrencies. He won the US Marshall’s auction in 2014 (where he bid on 50,000 bitcoins) and invests in over 50 crypto companies as well as leads investments in Coinbase, Ledger, Tezos, and Bancor, among others. He created viral marketing, a marketing method for exponentially spreading an electronic service from customer to customer.

    Tim is regularly featured on major networks, in publications, and in social media as a proponent for entrepreneurship, innovative governance, free markets, and Bitcoin. He has received various awards and honors including the World Entrepreneurship Forum's "Entrepreneur of the World." He has also been highly ranked on several notable lists including one of the top 100 most powerful people in finance by Worth Magazine, the top 20 most influential people in Crypto by Crypto Weekly, #1 most networked venture capitalist by AlwaysOn, #7 on the Forbes Midas List, and #48 most influential Harvard Alum.

    In his mission to promote entrepreneurship, Tim created Draper University of Heroes, a residential and online school based in San Mateo, California, to help extraordinary people accomplish their life missions. School alumni have gone on to build 350 companies including crypto leaders, QTUM, Spacecash, DataWallet, and Credo. He also started Innovate Your State, a non-profit dedicated to crowdsource innovation in government; and BizWorld, a non-profit that teaches young children how business and entrepreneurship work.

    Tim is involved in California politics and education/organizations, having served on the California State Board of Education and starting a movement for local choice in schools that led to him becoming a proponent for a statewide initiative for school vouchers. He also led a statewide initiative to create competitive governance with Six Californias, followed by an initiative for Three Californias.

    Tim received a Bachelor of Science from Stanford University with a major in electrical engineering and a Master of Business Administration from the Harvard Business School. He also has two honorary doctorates from The International University and Trinity College of Dublin.

    --
    For more FinTech insights, follow us below:

    Medium: medium.com/wharton-fintech

    WFT Twitter: twitter.com/whartonfintech

    Ryan's Twitter: twit

    • 38 min
    Quicken CEO Eric Dunn – Pioneering Fintech and Transforming Personal Finance Technology

    Quicken CEO Eric Dunn – Pioneering Fintech and Transforming Personal Finance Technology

    Miguel Armaza sits down with Eric Dunn, CEO of Quicken, one of the largest personal finance software companies in the US with over 17 million clients and also one of the original fintech brands, launched over 30 years ago.

    In this episode, they discuss:
    - Eric’s career and why he decided to join Intuit in 1986 as employee #4!
    - Becoming an investor and reflections from the years he spent in Venture Capital + how it made him a better operator
    - Quicken’s journey and some of their challenges and reflections from 35+ years
    - Thought process behind Intuit’s decision to spin off Quicken
    - His management approach and frameworks to make strategic company decisions
    - Analysis of a fast-growing fintech space
    - And a lot more!

    Eric Dunn

    Eric has served as the CEO of Quicken Inc since 2016. He has been part of the Quicken business since its early days – he joined Intuit, Quicken’s previous owner, as employee #4 in 1986, when Quicken was the only Intuit software product. Over the course of his 20 years at Intuit Eric served as the CFO through the 1993 IPO and merger with ChipSoft (TurboTax); while he was CFO, he was also a software developer who worked on almost all of the early versions of Quicken; he was the first VP/general manager of the Quicken business; he was Intuit’s first CTO; and then led Intuit’s payments business during an additional tour of duty at Intuit in 2010-2015. Eric retired from Intuit in 2000 to pursue a second career in technology investing, first as an angel investor and then as a General Partner at Cardinal Venture Capital. Eric has served on the boards of directors of dozens of companies and organizations, including six public companies.

    Eric is married and has two children, both recently graduated from college and employed. In his free time, Eric plays tennis and squash and is a piano student. He is also a helicopter pilot and flies a Robinson R66.

    About Quicken

    Quicken is the #1 personal finance software in the US. For over 30 years, customers have relied on Quicken to manage all their finances, so they can lead healthy financial lives. In 2016, Quicken, formerly part of Intuit, became an independent company. Its desktop and cloud product suite includes a family of products that cater to different financial needs and device preferences — Quicken Starter Edition, Quicken Deluxe, Quicken Premier, and Quicken Home & Business, all of which can sync with Quicken's website and mobile apps — as well as Simplifi for mobile and web. Simplifi, named the "best budgeting app" by The New York Times' Wirecutter, is designed to help a new generation of mobile-first customers easily stay on top of their finances. Over 17 million people have used a Quicken product to manage their finances. Learn more at www.quicken.com.

    • 36 min

Customer Reviews

4.5 out of 5
82 Ratings

82 Ratings

flaker ,

Mayor Suarez/Silicon Valley in Miami

Informative and inspiring. A modern mayor who sees the future and seizes the opportunity.
Great moderators.

DouglasB182 ,

Informative and interesting listen

Some of the most interesting guests speakers in the business, a breadth of topics covered in a clear and concise fashion - highly recommend for anyone peripheral to or in the depths of the business.

Callmestophe ,

Best Fintech Podcast Out There!

I knew nothing about the fintech space prior to listening to this podcast based on a recommendation from a friend and Ryan/Miguel have shown me the light. These rising studs interview some of the best names in the space and profile the companies that are changing our world. Those podcasts are one of the highlights of my week without fail!

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