Wills, Women & Wealth Podcast with Attorney Elsa W. Smith | Empowering Women Through Estate Planning

Elsa W. Smith

What if we created a safe space for women that demystified estate planning? What if we talked with professionals from various disciplines and shared their "not-so-straight" paths to creating wealth and lasting legacies? That's what the Wills, Women & Wealth podcast is all about. Hosted by award-winning Attorney Elsa W. Smith, owner of the Law Offices of Elsa W. Smith, LLC - each episode will give you the confidence and resources you need to make the next right move to protect your health, your family and your money. The goal is to move you from overwhelmed to empowered. Let's do this!

  1. Episode 84: Why Even Highly Accomplished Professionals Delay Estate Planning

    17H AGO

    Episode 84: Why Even Highly Accomplished Professionals Delay Estate Planning

    Episode 84 – Wills, Women & Wealth Podcast Why Even Highly Accomplished Professionals Delay Estate PlanningIn this thoughtful and empowering episode of the Wills, Women & Wealth Podcast, Attorney Elsa W. Smith explores a reality many successful professionals quietly face: estate planning often stays at the bottom of the to-do list—despite how important it truly is. If you are constantly managing responsibilities…Building a career or business…Caring for children or aging parents…Leading at work and showing up for everyone else… This episode is for you. Drawing from her experience as a Maryland estate planning attorney, Elsa discusses why even highly organized, intelligent, and accomplished people postpone estate planning—not because they are careless, but because life feels nonstop. When every day is filled with urgent demands, estate planning can feel easy to delay… until life suddenly makes it urgent. In this episode, Elsa unpacks the emotional and practical reasons busy professionals avoid planning, and why creating a legal plan is ultimately one of the most responsible acts of leadership and protection you can offer your family. You’ll learn: Why busy professionals naturally prioritize urgency over long-term protection The hidden emotional barriers that cause people to delay estate planning Why “waiting until life settles down” often keeps families vulnerable How overthinking the process can prevent people from ever getting started What can happen when incapacity or death occurs without proper planning Why estate planning is really about creating clarity and reducing burden for the people you love How having a plan in place can actually reduce mental load and create peace of mind This episode offers both practical perspective and reassurance for professionals who know estate planning matters—but have struggled to make it a priority. Because estate planning is not about having every answer perfectly figured out. It’s about taking the first step toward protecting the life, family, and legacy you’ve worked so hard to build. SUBSCRIBE Follow the podcast and leave a ⭐⭐⭐⭐⭐ 5-star review—it helps more women and professionals access this empowering information. STAY CONNECTED✔️ Connect with Attorney Elsa W. Smith: Linktree – Elsa W. Smith Law ✔️ Visit us at@elsawsmithlaw ✔️ Subscribe on Apple Podcasts, Spotify, and YouTube ✔️ Book a complimentary 15-minute assessment call for estate planning, probate, or business formation (MD & DC only) DISCLAIMERS Information in this podcast is for educational purposes only and does not constitute legal advice or create an attorney-client relationship. Please do your own due diligence before hiring an attorney. SPONSORThis podcast is sponsored by Law Offices of Elsa W. Smith, LLC—a wills, estate planning, and probate firm serving Maryland and the District of Columbia. © 2026 Law Offices of Elsa W. Smith, LLC. All rights reserved.

    9 min
  2. Episode 83: Morgan Wider | Worthy First: Identity, Image & the Decisions That Shape Your Legacy

    APR 29

    Episode 83: Morgan Wider | Worthy First: Identity, Image & the Decisions That Shape Your Legacy

    Episode 83 – Wills, Women & Wealth Podcast EP 83: Morgan Wider | Worthy First: Identity, Image & the Decisions That Shape Your Legacy  In this powerful and thought-provoking episode of the Wills, Women & Wealth Podcast, Attorney Elsa W. Smith sits down with executive presence strategist, speaker, and author Morgan A. Wider for a deeply layered conversation about identity, visibility, and the decisions that shape how women show up in the world. Morgan Wider—creator of the Identity Impact Index™ and author of The Worthy Wardrobe—helps leaders align their internal identity with their external presence. But as this conversation reveals, her work goes far beyond style. It’s about worth, clarity, and the courage to be seen. Together, Elsa and Morgan unpack a powerful throughline: whether in your closet or your estate plan, the real challenge is not the documents or the clothing—it’s the decisions tied to identity and change. In this episode, you’ll learn:• Why “worth comes before wardrobe”—and how self-worth shapes every outward choice• What your closet may be revealing about your identity, priorities, and decision patterns• How women often delay decisions—whether in their wardrobe or estate planning—when those decisions require confronting a new season of life• The emotional and psychological weight behind holding onto items that no longer fit your life• How major identity shifts (career changes, motherhood, retirement) require intentional realignment—not just adjustment• Why body changes are not just physical—but deeply connected to self-perception and acceptance• How to define executive presence in a way that honors both authenticity and appropriateness• What women often underestimate about how appearance influences opportunity• The difference between intentional purchasing and identity-driven consumption• Why clarity—not perfection—is the foundation of confident decision-making This conversation also offers a powerful lens into something deeper:The patterns that show up in how we dress are often the same patterns that show up in how we plan. Avoidance. Delay. Attachment to the past. Fear of the future. And whether it’s a closet full of clothes or an unsigned estate plan, the result is the same—decisions left unmade. This episode is an invitation to shift that. To move with intention.To align who you are with how you show up.And to recognize that every decision you make—or avoid—is shaping your legacy in real time. Because legacy is not just about assets and documents.It’s about identity, clarity, and the choices you make in every season of life. If you’ve ever felt stuck between who you were and who you’re becoming…This conversation will meet you there—and help you move forward. SUBSCRIBE Follow this podcast and leave a ⭐⭐⭐⭐⭐ 5-star review—it helps more women access this empowering information. STAY CONNECTED Our GUEST ✔️Connect with Morgan Wider at: https://widerstyle.com/ ✔️Instagram: @morganwiderstyle ✔️DISCOUNT Code for Style Blueprint Session: ELSA STAY CONNECTED The HOST✔️ Connect with Attorney Elsa W. Smith: https://linktr.ee/elsawsmithlaw ✔️ Visit us at elsawsmithlaw.com✔️ Subscribe on Apple Podcasts, Spotify, and YouTube✔️ Book a complimentary 15-minute assessment call for estate planning, probate, or business formation (MD & DC only) DISCLAIMERSInformation in this podcast is for educational purposes only and does not constitute legal advice or create an attorney-client relationship. Please do your own due diligence before hiring an attorney. SPONSORThis podcast is sponsored by the Law Offices of Elsa W. Smith, LLC—a wills, estate planning, and probate firm serving Maryland and the District of Columbia. Learn more at elsawsmithlaw.com. © 2026 Law Offices of Elsa W. Smith, LLC. All rights reserved.

    43 min
  3. Episode 82: You’re Everyone’s Plan—But What’s Yours? A Wake-Up Call for the Sandwich Generation

    APR 22

    Episode 82: You’re Everyone’s Plan—But What’s Yours? A Wake-Up Call for the Sandwich Generation

    Episode 82 – Wills, Women & Wealth PodcastYou’re Everyone’s Plan—But What’s Yours? A Wake-Up Call for the Sandwich Generation In this powerful and practical episode of the Wills, Women & Wealth Podcast, Attorney Elsa W. Smith speaks directly to the women holding it all together—the sandwich generation. If you are the one your parents rely on…The one your children depend on…The one managing the details, the decisions, and the day-to-day realities of family life… This episode is your wake-up call. Because while you’ve become the plan for everyone else, there’s one critical question that often goes unanswered: what’s your plan? Drawing from real-life experiences in her Maryland estate planning practice, Elsa highlights a common and concerning pattern—capable, responsible women who are managing everything for everyone, yet have no legal plan in place for themselves. And when the unexpected happens, the consequences can leave their loved ones facing confusion, court involvement, and unnecessary stress. In this episode, Elsa walks you through what it truly means to protect your family from both directions—your children and your parents—while also protecting yourself. You’ll learn:• Why being the “go-to person” in your family makes estate planning essential—not optional• The foundational documents every woman in this season of life needs (and why they matter)• How planning for your parents is just as important as planning for yourself• The legal limitations you may face without proper documents in place for aging parents• How to start the conversation with your parents—without conflict or discomfort• Why clarity is one of the greatest gifts you can give your family This episode is both grounding and empowering. It reframes estate planning as an act of leadership—not just preparation. Because protecting yourself is not selfish—it is responsible, powerful, and rooted in love. If you are navigating the demands of caring for both your children and your parents, this episode will meet you where you are—and help you take the next step forward with intention. Because you can’t continue to be the plan for everyone else…without having one for yourself. SUBSCRIBEFollow the podcast and leave a ⭐⭐⭐⭐⭐ 5-star review—it helps more women access this empowering information. STAY CONNECTED✔️ Connect with Attorney Elsa W. Smith: linktr.ee/elsawsmithlaw✔️ Visit us at elsawsmithlaw.com✔️ Subscribe on Apple Podcasts, Spotify, and YouTube✔️ Book a complimentary 15-minute assessment call for estate planning, probate, or business formation (MD & DC only) DISCLAIMERSInformation in this podcast is for educational purposes only and does not constitute legal advice or create an attorney-client relationship. Please do your own due diligence before hiring an attorney. SPONSORThis podcast is sponsored by the Law Offices of Elsa W. Smith, LLC—a wills, estate planning, and probate firm serving Maryland and the District of Columbia. Learn more at elsawsmithlaw.com. © 2026 Law Offices of Elsa W. Smith, LLC. All rights reserved.

    10 min
  4. Episode 81: (ENCORE) Dr. Carl V. Hill | Understanding Cognitive Decline, Alzheimer's Disease And Health Disparities In Communities Of Color

    APR 8

    Episode 81: (ENCORE) Dr. Carl V. Hill | Understanding Cognitive Decline, Alzheimer's Disease And Health Disparities In Communities Of Color

    Episode 81 (Encore): Understanding Cognitive Decline, Alzheimer's Disease And Health Disparities In Communities Of Color (Original air date Feb. 22, 2023) In this encore presentation, we revisit one of our most impactful conversations featuring Dr. Carl V. Hill, Chief Diversity, Equity & Inclusion Officer for the Alzheimer’s Association. This discussion remains just as relevant today as when it first aired—especially for families navigating aging, caregiving, and long-term planning. In this episode, we explore: • The early warning signs of Alzheimer’s disease and other forms of dementia • Practical ways caregivers can advocate for loved ones experiencing cognitive decline • How the Alzheimer’s Association is expanding its reach through partnerships with faith-based organizations, sororities, and fraternities • Disparities in Alzheimer’s diagnosis and treatment across communities • Why minority representation in clinical trials matters • The critical truth: Alzheimer’s is not a normal part of aging Whether you're a caregiver, a concerned family member, or planning ahead, this conversation offers insight, clarity, and guidance you can use right now. SUBSCRIBE & REVIEW If you find value in this episode, be sure to follow the podcast and leave a review—it helps us reach more families who need this information. STAY CONNECTED ✔️ Learn more or get involved with the Alzheimer’s Association: www.alz.org/volunteer ✔️ Follow the Alzheimer’s Association on LinkedIn, Facebook, Twitter, and Instagram ✔️ Connect with Attorney Elsa W. Smith: https://linktr.ee/elsawsmithlaw ✔️ Subscribe on Apple Podcasts, Spotify, YouTube, and more ✔️ Book a complimentary 15-minute call for estate planning, probate, or business formation matters (MD & DC only) DISCLAIMER This podcast is for educational purposes only and does not constitute legal advice or create an attorney-client relationship. Always conduct your own due diligence before hiring an attorney. SPONSOR This episode is sponsored by the Law Offices of Elsa W. Smith, LLC—a wills, estate planning, and probate firm serving Maryland and the District of Columbia. Learn more at elsawsmithlaw.com. © 2026 Law Offices of Elsa W. Smith, LLC

    47 min
  5. Episode 80: You Are the Legacy: Why Estate Planning Matters Right Now

    MAR 25

    Episode 80: You Are the Legacy: Why Estate Planning Matters Right Now

    You Are the Legacy: Why Estate Planning Matters Right NowEpisode 80 – Wills, Women & Wealth PodcastWills, Women & Wealth Podcast – Women’s History Month Edition In this Women’s History Month episode of the Wills, Women & Wealth Podcast, Attorney Elsa W. Smith delivers a powerful and timely message: you are the legacy—right now. Too often, estate planning is framed as something for the future—something to revisit “someday.” But in this episode, Elsa challenges that narrative and brings the focus back to the present moment. Because the truth is, you are already building, already leading, already holding things together. And what you are building deserves protection today. As a Maryland estate planning attorney committed to empowering women, Elsa reframes estate planning as more than a set of legal documents. It is an act of clarity, intention, and leadership. It is about ensuring that your voice is heard, your decisions are honored, and your loved ones are supported—no matter what life brings. Through this reflective and empowering episode, you’ll be reminded: • Why estate planning is not just about what happens after you’re gone—but about protecting your power while you’re here• How delaying a plan can leave critical decisions in the hands of the law, not aligned with your values• The difference between having access to power and fully exercising it• Why you don’t have to wait for a certain level of wealth or “readiness” to begin planning• How estate planning brings structure, clarity, and peace of mind to the life you are already managing This episode is both a call to action and a moment of recognition. A recognition that women today are homeowners, business owners, caregivers, and leaders—and that the lives they are building deserve to be protected with intention. Because legacy is not just what you leave behind.It’s how you show up, the decisions you make, and the clarity you create—right now. If you are a professional woman, a business owner, or the one others rely on, this episode will meet you exactly where you are—and remind you that you are already worthy of a plan. And if this conversation prompts you to take that next step, know that you don’t have to do it alone. SUBSCRIBEFollow this podcast and leave a ⭐⭐⭐⭐⭐ 5-star review—it helps more women access this empowering information. STAY CONNECTED✔️ Connect with Attorney Elsa W. Smith: linktr.ee/elsawsmithlaw✔️ Visit us at elsawsmithlaw.com✔️ Subscribe on Apple Podcasts, Spotify, and YouTube✔️ Book a complimentary 15-minute assessment call for estate planning, probate, or business formation (MD & DC only) DISCLAIMERSInformation in this podcast is for educational purposes only and does not constitute legal advice or create an attorney-client relationship. Please do your own due diligence before hiring an attorney. SPONSORThis podcast is sponsored by the Law Offices of Elsa W. Smith, LLC—a wills, estate planning, and probate firm serving Maryland and the District of Columbia. Learn more at elsawsmithlaw.com. © 2026 Law Offices of Elsa W. Smith, LLC. All rights reserved.

    11 min

  6. MAR 11

    Episode 79: (ENCORE) Debbie Harris | Women, Hormones & the Hidden Drivers of Weight Gain

    Ep. 79 (Encore): Women, Hormones & the Hidden Drivers of Weight Gain with Debbie Harris Originally released in 2023, this popular episode is worth another listen. In this encore presentation, Attorney Elsa W. Smith revisits her insightful conversation with Debbie Harris, Co-Founder of Maynestreet Weight Loss (now 30toLife Solutions), Certified Integrative Nutrition Health Coach, and Certified Hypnotist. If you’re navigating menopause or perimenopause, struggling with weight loss, or dealing with sleep challenges, this conversation offers powerful insights into how our bodies, emotions, and life experiences intersect with our health. Debbie shares compassionate and practical guidance on the deeper reasons many women struggle with weight—far beyond diet and exercise. In this episode, we discuss: ✔️ Why many women develop complicated relationships with food ✔️ The connection between food and self-worth ✔️ How trauma can influence eating patterns ✔️ The role hormones play during perimenopause and menopause ✔️ Simple strategies you can begin using today to support a healthier lifestyle ✔️ And more If you enjoy the Wills, Women & Wealth Podcast, please follow the show and consider leaving a 5-star review.⭐⭐⭐⭐⭐ CONNECT with Attorney Elsa W. Smith: https://linktr.ee/elsawsmithlaw ✔️ Visit our website: https://elsawsmithlaw.com ✔️ Subscribe on Apple Podcasts, Spotify, Google Podcasts, and YouTube ✔️ Book a Complimentary 15-minute call for estate planning, probate, or business formation matters (MD & DC only) CONNECT WITH OUR GUEST Website: https://30tolife.org/LinkedIn: https://www.linkedin.com/in/fordebbielee/  Consult your healthcare professional before starting any weight-loss regimen. Information in this video, livestream, or podcast is for educational purposes only and should not be considered legal advice, nor does it create an attorney-client relationship. Conduct your own due diligence before hiring an attorney. This podcast is sponsored by the Law Offices of Elsa W. Smith, LLC — a wills, estate planning, and probate firm serving Maryland and the District of Columbia. Learn more at https://elsawsmithlaw.com. © 2026 Law Offices of Elsa W. Smith, LLC

    41 min
  7. Episode 78: Changing the Narrative: Women of Color, Power, and Legacy

    FEB 25

    Episode 78: Changing the Narrative: Women of Color, Power, and Legacy

    Changing the Narrative: Women of Color, Power, and Legacy Episode 78 – Wills, Women & Wealth Podcast Special Black History Month Edition In this special Black History Month episode of the Wills, Women & Wealth Podcast, Attorney Elsa W. Smith revisits powerful conversations that highlight the strength, resilience, and leadership of Black women across industries. From the courtroom to the financial services industry to executive leadership in tech, this episode curates compelling excerpts from past interviews with women who have navigated rooms that were not built with them in mind — and rose anyway. As a Maryland estate planning attorney committed to empowering women of color, Elsa centers this episode on one core theme: legacy. For far too long, women of color were excluded from conversations about wealth, ownership, and influence. Harmful stereotypes suggested there was nothing to protect. But the truth is clear — women of color are business owners, homeowners, caregivers, executives, and leaders. We have always built. We have always led. And our legacies deserve protection. Through these conversations, you’ll hear: • Why changing the narrative around estate planning for women of color matters • What it was like for a Black woman attorney to be mistaken for the defendant in court — and how credibility reshapes perception • How rejection in the financial industry became redirection into entrepreneurship and multi-generational wealth building • The reality of having to constantly validate expertise in executive tech spaces • How preparation, resilience, faith, and excellence become both armor and advantage This episode is about recognition. Recognition that Black history is not only something we remember — it is something we are actively making. It is seen in the women shaping justice, building wealth, leading innovation, and creating opportunity today. And it is also about protection. Because empowerment without protection is incomplete. Success without planning is vulnerable. Legacy does not happen by accident — it happens by intention. If you are a professional woman, a business owner, or the leader in your family, this episode will remind you that your work matters, your voice matters, and your legacy deserves to be secured. If this conversation prompts you to think differently about your own planning, our team is here to guide you. You do not have to navigate legacy alone. Listen to the full interviews here: Interview with Angela H. Hansen, Esq.  Interview with Sharon Fletcher – Financial Advisor Martha Underwood | Building A Cutting-Edge Digital Vault Company that Changes Generations. SUBSCRIBE: Follow this podcast and leave a ⭐⭐⭐⭐⭐ 5-star review — it helps others find this important information. STAY CONNECTED ✔️ Connect with Attorney Elsa W. Smith: linktr.ee/elsawsmithlaw ✔️ Visit us at elsawsmithlaw.com ✔️ Subscribe on Apple Podcasts, Spotify, and YouTube ✔️ Book a complimentary 15-minute assessment call for estate planning, probate, or business formation (MD & DC only) DISCLAIMERS: Information in this podcast is for educational purposes only and does not constitute legal advice or create an attorney-client relationship. Please do your own due diligence before hiring an attorney. SPONSOR: This podcast is sponsored by the Law Offices of Elsa W. Smith, LLC — a wills, estate planning, and probate firm serving Maryland and the District of Columbia. Learn more at elsawsmithlaw.com. © 2026 Law Offices of Elsa W. Smith, LLC. All rights reserved.

    26 min
  8. Episode 77 : What If No One Wants To Serve As Your Personal Representative?

    FEB 11

    Episode 77 : What If No One Wants To Serve As Your Personal Representative?

    Episode 77 – Wills, Women & Wealth Podcast (Encore Episode – Originally aired July 26, 2023) What If No One Wants To Serve As Your Personal Representative? In this informative and practical episode of the Wills, Women & Wealth Podcast, Attorney Elsa W. Smith addresses a question many women quietly worry about but rarely plan for: What happens if no one wants to serve as your Personal Representative? Serving as a Personal Representative (also known as an executor) is a serious legal responsibility—one that requires time, organization, emotional resilience, and a willingness to act impartially. Yet many people name someone in their estate plan without fully understanding what the role entails or whether that person is truly willing and able to serve. In this episode, Elsa walks listeners through the full scope of a Personal Representative’s duties, from filing the will and opening probate to managing assets, paying debts and taxes, communicating with beneficiaries, and ultimately closing the estate. She explains why the role can feel overwhelming and explores the very real reasons someone may decline to serve, including time constraints, emotional strain, family conflict, distance, health concerns, or lack of confidence in handling legal and financial matters. Elsa also outlines the ideal characteristics of a strong Personal Representative and offers practical alternatives when no personal candidate is available. From appointing a professional fiduciary or attorney to considering a financial institution or bank, this episode helps listeners understand their options—and the pros and cons of each—so they can make informed decisions that protect their families and their legacies. In this episode, you’ll learn: • The legal duties and responsibilities of a Personal Representative in Maryland • The key traits to look for when choosing the right person • Why people often refuse to serve as Personal Representative • The emotional, legal, and logistical challenges of the role • What happens if no one is willing to serve • Professional and institutional alternatives to naming a family member • How proactive planning can prevent delays, disputes, and court intervention Most importantly, this episode reinforces a critical truth: choosing a Personal Representative isn’t about convenience—it’s about trust, willingness, and ability. Thoughtful planning now can save your loved ones stress, conflict, and uncertainty later. Whether you’re creating an estate plan, reconsidering who you’ve named, or seeking clarity on Maryland probate, this episode offers clear guidance to help you move forward with confidence. SUBSCRIBE Follow this podcast and leave a ⭐⭐⭐⭐⭐ 5-star review — it helps others find this important information. STAY CONNECTED ✔️ Connect with Attorney Elsa W. Smith: linktr.ee/elsawsmithlaw ✔️ Visit us at elsawsmithlaw.com ✔️ Subscribe on Apple Podcasts, Spotify, and YouTube ✔️ Book a complimentary 15-minute assessment call for estate planning, probate, or business formation (MD & DC only) DISCLAIMERS Information in this podcast is for educational purposes only and does not constitute legal advice or create an attorney-client relationship. Please do your own due diligence before hiring an attorney. SPONSOR This podcast is sponsored by the Law Offices of Elsa W. Smith, LLC — a wills, estate planning, and probate firm serving Maryland and the District of Columbia. Learn more at elsawsmithlaw.com.© 2026 Law Offices of Elsa W. Smith, LLC. All rights reserved.

    17 min
See All (84)

Ratings & Reviews

5
out of 5
4 Ratings

About

What if we created a safe space for women that demystified estate planning? What if we talked with professionals from various disciplines and shared their "not-so-straight" paths to creating wealth and lasting legacies? That's what the Wills, Women & Wealth podcast is all about. Hosted by award-winning Attorney Elsa W. Smith, owner of the Law Offices of Elsa W. Smith, LLC - each episode will give you the confidence and resources you need to make the next right move to protect your health, your family and your money. The goal is to move you from overwhelmed to empowered. Let's do this!

Information