123 episodes

CFP and 4x Olympian Lauryn Williams and guests share their money memoirs to offer insights into how money works for them. Worth-Winning.com.

Worth Listening Lauryn Williams

    • Business
    • 4.9 • 37 Ratings

CFP and 4x Olympian Lauryn Williams and guests share their money memoirs to offer insights into how money works for them. Worth-Winning.com.

    Financial Literacy and Financial Distractions

    Financial Literacy and Financial Distractions

    Today podcast host, financial coach and Certified Financial Planner Lauryn Williams deep dives into talking about financial literacy and the distractions that stop people from taking control of their finances the right way. 
    While society tends to think that financial literacy is only a problem for low-income earners, it’s not true. Financial distractions get in the way of financial literacy for people on all ends of the earnings spectrum. If you’re not reaching your financial goals and aren’t on the path to get there, this is the episode for you!
    In this episode, Lauryn talks about:
    How financial distractions get in the way of financial literacy The importance of being able to admit what you don’t know about finances The importance of understanding what your financial goals are to identify financial distractions when they come along Common examples of financial distractions that negatively impact financial literacy Why you need to know the difference between the “right thing to do” and the “right thing for you to do” Accidental success vs intentional success The negative impact that skepticism can have on finances How distraction impacts people on both sides of the earning spectrum Why you need to get your financial basics in place before The importance of watching out for those that are trying to hold you back If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media:
    Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams Welcome to Wealth
    Interested in learning more about the Welcome to Wealth retreats or online program?
    Welcome to Wealth financial retreat coming to Atlanta in October 2021 Welcome to Wealth: 12-week personal finance program

    • 22 min
    How to Answer Scary Money Questions, With Lauryn Williams

    How to Answer Scary Money Questions, With Lauryn Williams

    Today podcast host, financial coach and Certified Financial Planner Lauryn Williams dives into talking about financial conversations. But not just any financial conversations, she’s sharing how to answer the awkward or scary money questions people ask you.
    Many people were brought up with the belief that you shouldn’t talk about money with others. Lauryn will help you overcome this belief while learning ways to answer the money questions people ask in a way that leads to productive conversations. 
    In this episode, Lauryn shares how to answer the following money questions:
    What is your credit score? How can you afford that? How much debt do you have? Can I borrow some money? Or, can you give me some money? How much did you pay for that? How much money do you have? If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media:
    Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams If you’re interested in learning more about attending a Welcome to Wealth financial retreat hosted by Lauryn Williams, learn more here: Welcome to Wealth retreats
    Resources:
    How to Talk About Money with Other People: Overcoming the Awkwardness How to Have Financial Conversations that Aren't Awkward

    • 21 min
    Helping Women of Color Get Ahead Financially

    Helping Women of Color Get Ahead Financially

    This is the “Know Better, Do Better” series born from the countless conversations two CERTIFIED FINANCIAL PLANNER™ professionals, Lauryn Williams and Chloé Moore, have about the trendy narratives and clickbaity articles that make it hard for them to help their clients. They want to help you gain financial confidence and clarity to control your destiny.
    In this episode, Chloé and Lauryn talk with three other CERTIFIED FINANCIAL PLANNERs™  to share tips on how to help women of color get ahead financially. As minority women in the financial industry, they all have experience working with other women of color and see the trends and common challenges that they face. Guests include:
    Rianka Dorsainvil, CFP® and co-CEO of  2050 Wealth Partners. Rianka serves as a member of CNBC's Digital Financial Advisor Council and CFP Board’s Diversity Advisory Group, is a Forbes Personal Finance Contributor, and has been recognized for her accomplishments and leadership within the industry by leading publications and organizations.  Anjali Jariwala, CPA and CFP®, is the founder of FIT Advisors - a financial planning firm serving physicians and business owners virtually across the US. Prior to launching her own firm, Anjali spent over 6 years working with Fortune 500 clients at a top 4 accounting firm, PricewaterhouseCoopers, and 2 years with a large, prestigious financial planning firm serving high net worth individuals.  Angela Moore, CFP®:  Founder of Modern Money Education.  She is a passionate, outspoken financial literacy activist and has over 15 years of experience in the financial industry. Angela has served as an Executive Board Member of the Financial Planning Association of Miami and is a member of the XY Planning Network and the National Association of Personal Financial Advisors. Angela was honored by Brickell Magazine as one of Miami’s Top 20 Professionals Under 40 in 2018 and by Business Insider as one of the top financial advisors for millennials. 


    In this episode they share:
    Considerations for women that are the breadwinner of the family.  Tips for handling finances in your relationship Why you need to focus on cashflow The importance of understanding how your past, family history, culture, and other elements can impact the way you think and feel about money Why you need to develop a financial plan that resonates with you  How you can continue to offer financial support to family members without breaking your budget (and why you may need to include this line in your financial plan) Scarcity vs abundance mindset Considerations for women of color in corporate settings The importance of estate planning  
    Shared quote: “If I didn't define myself for myself, I would be crunched into other people's fantasies for me and eaten alive.” - Audre Lorde
    Resources
    Planning for Aging Parents Black first-generation wealth builders need to put on their own financial ‘oxygen masks’ first S01 EP05: How To Be Your Bold, Authentic Self In The World Of Financial Planning If you want to further connect with Lauryn Williams:
    Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams  
    If you want to further connect with Chloe Moore:
    Instagram: @financialstaples Twitter: @finstaples Facebook: @finstaples LinkedIn: @chloemoore  
    If you want to further connect with Rianka Dorsainvil:
    Instagram: @rianka_d Twitter: @Rianka_D Facebook: @RiankaDorsainvil LinkedIn: @riankad https://www.2050wealthpartners.com/ If you want to further connect with Anjali Jariwala:
    Instagram: @anjalifit Twitter: @AnjaliFIT Facebook: @FITadvisors LinkedIn: @fit-advisors https://fitadvisors.com/ If you want to further connect with Angela Moore:
    Instagram: @modernmoneyeducation Twitter: @modernmoneyedu Facebook: @modernmoneyeducation LinkedIn: @angelamooremma http://www.mod

    • 46 min
    What You Need to Know About Life Insurance With Lauryn Williams and Chloé Moore

    What You Need to Know About Life Insurance With Lauryn Williams and Chloé Moore

    This is the “Know Better, Do Better” series born from the countless conversations two CERTIFIED FINANCIAL PLANNER™ professionals, Lauryn Williams and Chloé Moore, have about the trendy narratives and clickbaity articles that make it hard for them to help their clients. They want to help you gain financial confidence and clarity to control your destiny.
    In this episode, Chloé and Lauryn are talking about life insurance. This is one of those financial conversations that a lot of young professionals don’t think they need to have. But you don’t get life insurance because you’re going to die, you get it because your loved ones are going to live. And even if you aren’t married and don’t have kids, Chloé and Lauryn are going to share with you some important things you need to think about when it comes to life insurance.
    In this episode Lauryn and Chloé cover:
    The real purpose of life insurance How much life insurance you really need What things in your life impact the amount of life insurance coverage you need Why there isn’t a one-size-fits-all number everyone needs to be covered for How term life insurance works How whole life insurance works and why it’s not the best choice for everyone What you need to know before borrowing against your whole life insurance When it makes sense for single individuals with no dependents  to buy life insurance What you need to know about group life insurance from your employer Where to find individuals policies for life insurance What options exist for individuals that are unable to qualify for individual life insurance due to their health history The benefits of a convertible term policy The importance of finding an insurance agent with integrity Understand how your insurance agent is getting paid and what they’re getting paid The importance of understanding what can cause your policy to lapse and why you should reevaluate it each year Shared quote: “Always plan ahead. It was not raining when Noah built the ark.” - Richard Cushing 
    RESOURCES:
    Episode 116 "Know Better, Do Better": Estate Planning with Guest Shalini Codispoti 7 scenarios where a single person might need life insurance Life Insurance Needs Calculator How Much Life Insurance Do I Need? If you want to further connect with Lauryn Williams:
    Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams If you want to further connect with Chloé Moore:
    Instagram: @financialstaples Twitter: @finstaples Facebook: @finstaples LinkedIn: @chloemoore

    • 28 min
    College and Student Loan Planning with Guest Nannette Kamien, With Lauryn Williams and Chloé Moore

    College and Student Loan Planning with Guest Nannette Kamien, With Lauryn Williams and Chloé Moore

    This is the “Know Better, Do Better” series born from the countless conversations two CERTIFIED FINANCIAL PLANNER™ professionals, Lauryn Williams and Chloé Moore, have about the trendy narratives and clickbaity articles that make it hard for them to help their clients. They want to help you gain financial confidence and clarity to control your destiny.
    This week Lauryn and Chloé invite fellow CERTIFIED FINANCIAL PLANNER™ and author, Nannette Kamien, to the podcast to talk about planning for college and repaying student loans. 
    Nannette is a financial planner at Cultivating Wealth. She previously owned her own firm and wrote the book Crazy College Money. She enjoys educating families about how to make smart financial decisions to pay for college.
    In addition to working with clients through her financial planning firm, Worth Winning, Lauryn is a Certified Student Loan Professional (CSLP) working with Student Loan Planner to help student loan borrowers navigate their repayment options.
    In this episode, Chloé interviews Lauryn and Nannette to find out what parents and students need to know about planning for college and repaying student loans. There are a lot of misconceptions out there around student loans and burying your head in the sand isn’t going to help.
    In part this episode Lauryn, Chloé, and Nannette talk about:
    Balancing saving for your children’s education while paying off your own student loans and saving for retirement Types of accounts to use for college savings When to start having conversations about paying for college with your kids and what you should share with them The importance of educating yourself on the student loan process and financing options before your child is enrolled in college (Spoiler alert: It’s not the same as when you were in college.) Common mistakes made in college planning How the financial aid system is broken and why you can’t bury your head in the sand instead of planning for it The types of student loans available and the pros and cons of the different options Student loan forgiveness  How income driven repayment plans work and what you need to know about the options including planning on paying taxes on the amount that’s forgiven Consolidating vs refinancing your student loans What you should consider if you want to go to grad school Parent+ loans RESOURCES:
    Student Loan Planner website: https://www.studentloanplanner.com/ Schedule your free introductory phone call with Nannette: https://cultivatingwealth.com/contact/ Worth Listening Podcast Episode #31: Don’t Be Overcome by Your Student Loan Debt with Travis Hornsby Worth Listening Podcast Episode # 58: College, Finances & Student Loans  Worth Listening Podcast Episode # 115: Renting vs Homeownership
    If you want to further connect with Lauryn Williams:
    Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams If you want to further connect with Chloé Moore:
    Instagram: @financialstaples Twitter: @finstaples Facebook: @finstaples LinkedIn: @chloemoore Shared quote: “It's not burn baby burn, but learn, baby, learn, so that you can earn, baby, earn.” -Dr. Martin Luther King, Jr.

    • 49 min
    Estate Planning with Guest Shalini Codispoti, With Lauryn Williams and Chloé Moore

    Estate Planning with Guest Shalini Codispoti, With Lauryn Williams and Chloé Moore

    This is the “Know Better, Do Better” series born from the countless conversations two CERTIFIED FINANCIAL PLANNER™ professionals, Lauryn Williams and Chloé Moore, have about the trendy narratives and clickbaity articles that make it hard for them to help their clients. They want to help you gain financial confidence and clarity to control your destiny.
    This week Lauryn and Chloé are talking all things estate planning with guest Shalini Codispoti of Codispoti Law P.C. Shalini is an estate planning attorney licensed in the state of Texas and the Republic of Trinidad and Tobago. She’s also a wife and most importantly a mom. With that she gained an awareness that everything we do is for the ones we love. She views estate planning as the ultimate act of love.
    Shalini helps her clients ensure that their loved ones stay out of court and out of conflict in the event of their passing or incapacity.
    Lauryn and Chloé find that a lot of their clients don’t feel that they need estate planning because they’re too young, aren’t married, don’t have kids, or aren’t rich. But Shalini shares why estate planning is for EVERYONE.
    In this episode Lauryn, Chloé, and Shalini talk about:
    What estate planning is Why EVERYONE needs estate planning (Even if you're young. Even if you’re single. Even if you don’t have kids. Even if you’re not a millionaire.) The estate planning documents you need to have in place Why you need to make some important decisions now instead of waiting The importance of having the right people in place to handle your finances if something happens to you Things to think about when choosing who to handle your medical or financial affairs What you need to know if you’re in a long-term relationship and living together but not “married” What you need to know about prenuptial agreements (Spoiler Alert - It’s not just for rich people.) How a trust helps keep your finances from being tied up in probate and the importance of funding the trust The importance of how your financial accounts are titled
    Estate planning recommendations for real estate investors (Another Spoiler Alert: Rental properties should not be held in your individual name.) Estate planning advice for digital nomads Documents that every parent needs to have What digital assets are and how to plan for them Why there is no one-size-fits-all estate plan for everyone Where you can go to find out if you have any unclaimed property The fact that you don’t know what you don’t know, so you need to work with an estate planning attorney If you want to further connect with Shalini Codispoti:
    Facebook: @codispotilawpc Email: clientservices@codispoti-law.com If you want to further connect with Lauryn Williams:
    Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams If you want to further connect with Chloé Moore:
    Instagram: @financialstaples Twitter: @finstaples Facebook: @finstaples LinkedIn: @chloemoore Shared quote: “Estate planning is more than just your wealth. It’s the legacy that you leave behind. It’s about your story… and your story matters.”
    RESOURCES:
    Find out if you have Unclaimed Property: https://unclaimed.org/search/ Shalini’s blog: https://www.codispoti-law.com/soap-box/

    • 47 min

Customer Reviews

4.9 out of 5
37 Ratings

37 Ratings

J. Barshop ,

Authentic and Empowering

I appreciate the variety of episodes, the super practical takeaways, and Lauryn’s sincere humility - it’s obvious that she only brings on guests that are authentic and truly care about being a positive force in this world.

Thanks for putting out such amazing show Lauryn - keep up the great work!

J_ni88 ,

Amazing Podcast!

I have not been able to put this podcast down, Lauryn brings different people with many different point of view, in a space that is full of love (as I see it) to bring all types of people to an open discussion. I am obsessed!! I love love love her!! Why have I not found her sooner!! I am new listener and I have listened to all her most recent episodes and making my way to her older episodes. Such a gem!!

Georgiarapp ,

So addicting!

Every person Lauryn interviews has their own unique story. Financial discussions need to happen and it’s not an easy topic to talk about. Lauryn is able to get people to open up and talk about their financial journeys. Not only is it entertaining but you learn new tips and tricks every episode!

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