
17 episodes

You Wanted a Rule; You Got a Rule Mike Gibb
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- Arts
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5.0 • 1 Rating
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An in-depth breakdown into the Consumer Financial Protection Bureau's debt collection rule.
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Episode 17: Section 1006.30, Part I -- Other prohibited practices
So far, John Bedard has covered the harassing, oppressive, abuse abusive, false, deceptive, misleading, unfair, and unconscionable conduct that is prohibited under Regulation F, the CFPB's Debt Collection Rule. In this episode of "You Wanted a Rule, You...
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Episode 16 -- Section 1006.26 (Collection of Time-Barred Debts)
For the first time, "You Wanted a Rule, You Got a Rule" looks at Part II of Regulation F, which the Consumer Financial Protection Bureau released last December. This particular section of the debt collection rule may be somewhat straightforward -- debt...
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Episode 15 -- Section 1006.22 (Unfair or unconscionable means)
While working through the sections of the rule that essentially mimic what was originally in the Fair Debt Collection Practices Act, John Bedard does discuss some nuances of the rule that were not originally in the FDCPA, as well as enjoy a stroll down...
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Episode 14 -- Section 1006.18 (False, deceptive, or misleading representations or means)
When it was written, the Fair Debt Collection Practices Act laid out a number of things that collectors are not allowed to do. In order to maintain consistency, and because there are still collectors today doing those things they are not allowed to do,...
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Episode 13 -- Section 1006.14, Part II (Harassing, Oppressive, or Abusive Conduct)
When it released its debt collection rule, the Consumer Financial Protection Bureau did not make a lot of changes to how the Fair Debt Collection Practices Act restricts the use of harassing, oppressive, and abusive behavior, but it did make some subtle...
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Episode 12 -- Section 1006.14, Harassing, Oppressive, or Abusive Conduct
In this episode, John talks about what a legal presumption is and why that is important in the context of complying with the debt collection rule, and breaks down the call frequency caps limiting the number of communication attempts and communications...