61 episodes

Angela Setters Bessard, the founder and CEO of Conquer Credit Management, Inc., is known as a pioneer in the credit industry. With a passion to help people understand how to leverage their credit as a tool to create wealth and attain financial stability, Angela has continued to educate consumers and change lives daily for more than three decades. Conquer Credit Management, Inc. works solely with referrals and trusted advisors and has long been a prominent credit management agency in the financial industry, consulting one-on-one to consumers including professional athletes, celebrities, high ne

Your Credit Today Angela Setters Bessard

    • Business
    • 4.9 • 27 Ratings

Angela Setters Bessard, the founder and CEO of Conquer Credit Management, Inc., is known as a pioneer in the credit industry. With a passion to help people understand how to leverage their credit as a tool to create wealth and attain financial stability, Angela has continued to educate consumers and change lives daily for more than three decades. Conquer Credit Management, Inc. works solely with referrals and trusted advisors and has long been a prominent credit management agency in the financial industry, consulting one-on-one to consumers including professional athletes, celebrities, high ne

    Cable Bills: Don’t End Up In Collections

    Cable Bills: Don’t End Up In Collections

    In this episode Angela explains everything you need to know about handling your cable bills when moving and how they can affect your credit.  
    What You Will Hear:
    Reporting public utilities on your credit report.Instructions on how to handle moving. Returning equipment.Old equipment and upgraded equipment.Owning multi unit real estate.The ending bill.Collection companies.Mid-west companies.
    Quotes:
    “Nobody actually buys their cable equipment.”
    “In all situations you need to care about yourself and you need to care about your business.”
    “The collection companies that actually collect for all of these cable companies are very, very  difficult to negotiate with.  A lot of these companies are not willing to delete this information.”

    Mentioned:
    Angelas@conquercredit.com

    • 17 min
    Understanding and Capturing Value with Troy Carter

    Understanding and Capturing Value with Troy Carter

    Troy Carter has managed the careers of some of the world's icons all the while being the best dad, husband leader and friend to so many.  Opening his home and heart for great causes to help heal our nation and of course, his big passion, changing the way digital music expands.  His class, experience and true grit are admirable. Troy is quick, sharp, a game changer and the true meaning of a conqueror and friend. Troy is the founder and CEO of Q&A, a technology and media company focused on powering the business of music via distribution, services and data analytics.  Formerly Troy was founder and CEO of Atom Factory where he rose to prominence nurturing the careers of global superstars including Lady Gaga and John Legend.  He most recently served at Spotify as its Global Head of Creator Services overseeing the company's growth strategy for artists and record labels.  In 2017 Troy was also named Entertainment Advisor to the Prince estate.  His interest in the intersection of technology and culture resulted in the formation of AF Square investments.  Early investments include Uber, Lyft, Dropbox, Spotify, Warby Parker, theSkimm, Blavity, Gimlet Media, Thrive Market, PlayVs, and FazeClan.
    What You Will Hear:
    What inspired Troy to take on the world of music.Advice for 15 year old Troy Carter.Early experience in the music industry.Financial advice and becoming a real business man.Troy’s Why and what keeps him motivated.Fear of failure vs. field of possibilities.Humility and Philanthropy.Best advice received and best advice given.Understanding and capturing value.Financial literacy.  Access.Changing financial awareness in America.Understanding the credit system, compound interest and tech investing as platforms.Financial PTSD: Getting past stigma and embarrassment around money.Worthiness and survivor’s guilt.
    Quotes:
    “When you make some money from music, buy real estate.”
    “My why is more of a why not.”
    “What you do speaks so loud I can’t hear what you say.”
    “As long as the cat is bigger than the shit you keep the cat” - Jimmy Iovine
    “Showing up is 65% of the battle and most people don’t show up.”
    “You can’t ask directions to a street you don’t know that exists.”
    “The music industry has done a lot for me, but investments have done a way more in terms of platform.”
    “Your credit is an investment tool to build wealth.”
    “When you invest yourself in understanding how something works and how it can work for you there is so much you can do.”
    Mentioned:
    DJ Jazzy Jeff and Fresh Prince
    Kenny Gamble Philadelphia International Records
    Jimmy Iovine
    The Atom Factory

    • 46 min
    Building Generational Wealth with Adrienne Houghton

    Building Generational Wealth with Adrienne Houghton

    Adrienne Ballion Houghton is a daytime Emmy award-winning television host, acclaimed pop vocalist, lifestyle personality, producer, and founder of the faith-based jewelry brand and luxury fashion label La Voute.  Houghton co-hosts The Real, a one-hour daily talk show on Fox television stations that premiered in 2013 and made Houghton the first Latina daytime talk show host on English language television.  Throughout its 8 seasons, Houghton has offered the show’s engaged audience fresh points of view, youthful energy, and passion.  Along with her bold, diverse, and outspoken co-hosts, Houghton won a 2018 Daytime Emmy Award as Outstanding Entertainment Talkshow Host and a 2018 NAACP Image Award for Outstanding Talk Series.  Houghton launched her weekly Youtube series, All Things Adrienne, April 2018.  Serving as executive producer and fearlessly bridging viewers into her daily life through real conversations centered around her core values and relatable everyday topics.  From fashion and beauty to cooking and home decor to family and faith.  Since its launch, the channel has grown to over 1 million subscribers and has generated more than 100 million total views.  Extending her digital footprint into the fashion space, Houghton debuted the Facebook watch series, Wear It Well, in October 2019 aiming to provide women of all shapes and sizes tips for dressing confidently,  In each episode, Wear It Well challenges Houghton to style and dress a group of friends with diverse body types, guiding viewers along the way with a body positive approach to fashion and insight into finding wardrobe staples that are a perfect fit for anyone.  In November of 2018, Houghton released X1X1, an affordable jewelry brand inspired by signature pieces from her personal jewelry collection that have been passed down through generations of her family.
    What You Will Hear:
    Inspired by her hard-working mother and her immigrant, hard-working father.Adrienne’s Why.Creating generational wealth.Teaching our children about finances.Best advice ever received.Self-discipline.  Saying no.Perspective and goals.One thing Adrienne never knew about credit that she now knows and thinks is important for our youth.The importance of building credit, credit score, and being responsible with your credit

    Quotes:
    “Self-discipline is the greatest form of self-love.”
    “Learning that it’s ok to say no and self-discipline go hand in hand.”
    “What am I doing today that is going to benefit me tomorrow.”
    “Never spend the money you don’t have.”
    “You can have millions of dollars but no one trusts you if you have bad credit.”
    “Credit is a risk assessor, and what it does is help  the bank understand what kind of risk you are.”

    Mentioned:
    The Real
    La Voute
    XIXI
    Santorini, Greece

    • 20 min
    073 I did but now I don't - Did you marry someone's past credit history or divorce their bad habits and forget to check in?

    073 I did but now I don't - Did you marry someone's past credit history or divorce their bad habits and forget to check in?

    Marriage and Divorce - We never plan for divorce but we make a whole lot of wedding plans but no financial or credit plans. Some think its crazy to ask someone what their credit score is but honey, its crazy if you don't. Your future depends on details, make them before marriage and divorce, you'll be happily ever after either way!

    • 16 min
    072 Dude where's my car? Bumper to Bumper info on how buying or leasing a car details are important!

    072 Dude where's my car? Bumper to Bumper info on how buying or leasing a car details are important!

    Sometimes we are too excited about the new car we forget the details of closing out the old one, take care of your business dude!

    • 24 min
    071 Can An Old Collection Hurt Me?

    071 Can An Old Collection Hurt Me?

    The business of collections and the industry is worth over $12 billion a year. Collection agencies work hard to recover unpaid debts and make it a practice to confuse the consumer in many different ways.  Being informed and armed with the right information will help you navigate these issues and more when dealing with an old or current collection account.

    • 15 min

Customer Reviews

4.9 out of 5
27 Ratings

27 Ratings

alexa-mag ,

Best Podcast!

Such a great podcast! Angela provides such helpful information. She makes it so easy to understand. I appreciate her insight and education. I am always looking forward to new episodes!

JordanY456 ,

The Best Credit Advice

I love Angela’s podcasts. She’s informative and provides great advice. Love how she breaks things down and makes it fun! Angela is the best!!! 🙌

Alicia.. WH ,

Very funny and informative!!!

Angela is extremely experienced and knowledgeable! I have learned so much from her podcasts. She gives practical, real life advice regarding credit/debt management. She presents the information in a very “easy to understand “ manner which makes it easy to implement. Angela is very positive and motivating. I am looking forward to many more episodes! Keep up the good work A-N-G!

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