301 episodes

On this retirement investing podcast, financial planner Joe Anderson, CFP® and certified public accountant Big Al Clopine answer your money questions about investing, portfolio diversification, how to reduce taxes, creating retirement income, collecting Social Security benefits, how much you can spend in retirement, Roth conversions, and more. Retirees and pre-retirees listen to this irreverent and informative personal finance podcast to laugh as they learn strategies that can help them retire successfully. Ask your personal finance questions, read YMYW podcast episode transcripts, and access free financial resources at http://YourMoneyYourWealth.com

Your Money, Your Wealth Your Money, Your Wealth

    • Investing
    • 4.6 • 207 Ratings

On this retirement investing podcast, financial planner Joe Anderson, CFP® and certified public accountant Big Al Clopine answer your money questions about investing, portfolio diversification, how to reduce taxes, creating retirement income, collecting Social Security benefits, how much you can spend in retirement, Roth conversions, and more. Retirees and pre-retirees listen to this irreverent and informative personal finance podcast to laugh as they learn strategies that can help them retire successfully. Ask your personal finance questions, read YMYW podcast episode transcripts, and access free financial resources at http://YourMoneyYourWealth.com

    Should You Pay Off the Mortgage? First Consider Your Tax Strategy

    Should You Pay Off the Mortgage? First Consider Your Tax Strategy

    Paying off your mortgage? First, think of your investing and tax strategy. If you max out retirement and health savings accounts and own real estate, how else can you save? (Hint: brokerage account.) Should self-employed small business owners contribute to a Solo 401(k) or Traditional IRA? Solo Roth 401(k), or Solo 401(k) to Roth conversion? Finally, Medicare, HSA, capital gains, and modified adjusted gross income (MAGI). Access transcript, financial resources, & ask money questions: https://bit.ly/YMYW-302

    • 45 min
    Borrow Money to Pay Tax on a Roth IRA Conversion?

    Borrow Money to Pay Tax on a Roth IRA Conversion?

    Should you borrow money to pay the tax on a Roth IRA conversion? Should you do a Roth conversion or capture non-qualified long term capital gains? How will Social Security benefits affect taxes after a backdoor Roth IRA conversion? Should a highly compensated employee do a mega backdoor Roth strategy? Are the tax savings on a conversion worth it? Plus the fellas explain the pro-rata rule - again. Access the episode transcript and financial resources, and send in your money questions: https://bit.ly/YMYW-301

    • 47 min
    Top Funniest Moments From the Your Money Your Wealth Podcast

    Top Funniest Moments From the Your Money Your Wealth Podcast

    Joe and Big Al have been making retirement planning, investing, and tax reduction fun for years on the YMYW podcast. We're celebrating 300 episodes with just the funny stuff, including some of our funniest Derails, never-before-heard outtakes, hilarious moments from our interviews with Dr. Daniel Crosby and Professor Jamie Hopkins, and the infamous story of Will and his free gasoline. Access the episode transcript and financial resources, and send in your money questions: https://bit.ly/YMYW-300

    • 41 min
    Rental Real Estate Property: How to Calculate Cap Rates and Depreciation

    Rental Real Estate Property: How to Calculate Cap Rates and Depreciation

    When does the real estate depreciation 121 exclusion happen and how do you account for rental property equity, or cap rates, to calculate retirement income? Plus, estate planning beneficiaries and charitable donations, stock market investing in an LLC, understanding the national debt, the differences between Roth 40(k) and traditional 401(k), and of course, Backdoor Roth and Roth IRA conversions. Access the episode transcript and financial resources, and send in your money questions: https://bit.ly/YMYW-299

    • 47 min
    Retirement Portfolio Strategies and Making Sense of Fees

    Retirement Portfolio Strategies and Making Sense of Fees

    Should retirement savings go in the older spouse’s accounts first? Does Marion have a good VTSAX to VTWAX tax-loss harvesting and portfolio rebalancing strategy? Plus, making sense of fees from your financial advisor and on exchange-traded funds, or ETFs. Big Al provides pointers on selecting a good certified public accountant - other than him, of course, and finally, do 457 plans ever blow up? Access the episode transcript and financial resources and send in your money questions: https://bit.ly/YMYW-298

    • 35 min
    The Barn Door, Garage Door, Mega Backdoor Roth IRA Conversion

    The Barn Door, Garage Door, Mega Backdoor Roth IRA Conversion

    What is the MEGA backdoor Roth IRA conversion and should you do one? How do you create retirement income for the gap between retiring at 66 and taking Social Security at 70 and RMDs at 72? Joe and Big Al also answer a question on the taxation of an overseas inheritance, and they discuss your comments. Access the episode transcript and financial resources and send in your money questions to be answered on the YMYW podcast: https://bit.ly/YMYW-297

    • 35 min

Customer Reviews

4.6 out of 5
207 Ratings

207 Ratings

JakeBostonMA ,

Great Podcast

YMYW is a great financial podcast and it never grows old. Definitely worthy of 5 stars and more! Andy does a great job keeping Joe and Big Al on track. The show is informative as well as entertaining and the de-rails can’t be missed. I usually listen while I’m walking and it makes the miles go by quickly. Keep up the great work! A loyal listener from Boston.

Mark 508 ,

Great insights in a fun environment

This is the #1 podcast for financial information. Joe and Big Al are to the point while infusing some humor into the subject. Highly recommend.

Juan Peso ,

Best in the biz right now...

Having listened to literally dozens of financial podcasts over the last decade or so, I find this one to be the best of the bunch. Joe comes on a little strong at first like an extra spray of cologne...but boy is he knowledgeable and humorous. :) Al is the perfect straight guy and Andi produces an excellent show. Bravo...👏🏼

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