325 episodes

On this retirement investing podcast, financial planner Joe Anderson, CFP® and certified public accountant Big Al Clopine answer your money questions about investing, portfolio diversification, how to reduce taxes, creating retirement income, collecting Social Security benefits, how much you can spend in retirement, Roth conversions, and more. Retirees and pre-retirees listen to this irreverent and informative personal finance podcast to laugh as they learn strategies that can help them retire successfully. Ask your personal finance questions, read YMYW podcast episode transcripts, and access free financial resources at http://YourMoneyYourWealth.com

Your Money, Your Wealth Your Money, Your Wealth

    • Business
    • 4.6 • 257 Ratings

On this retirement investing podcast, financial planner Joe Anderson, CFP® and certified public accountant Big Al Clopine answer your money questions about investing, portfolio diversification, how to reduce taxes, creating retirement income, collecting Social Security benefits, how much you can spend in retirement, Roth conversions, and more. Retirees and pre-retirees listen to this irreverent and informative personal finance podcast to laugh as they learn strategies that can help them retire successfully. Ask your personal finance questions, read YMYW podcast episode transcripts, and access free financial resources at http://YourMoneyYourWealth.com

    Which Asset Classes Are Good Investments to Hedge Against Inflation? - 324

    Which Asset Classes Are Good Investments to Hedge Against Inflation? - 324

    Your latest investing strategy questions answered: are gold, real estate investment trusts (REITs), international and small-cap value funds good inflation hedges? Besides the S&P 500, what sectors or asset classes should you invest in for long-term portfolio diversification? Should you buy bonds? How should an 18-year-old invest the money in a Roth 401(k)? Also, how can you get out of a non-qualified annuity? Access the transcript and financial resources, ask your money questions: https://bit.ly/YMYW-324

    Real Estate: Should We Sell Rental Property to Buy a Primary Residence? - 323

    Real Estate: Should We Sell Rental Property to Buy a Primary Residence? - 323

    Spitballing a real estate strategy: sell investment rental properties to buy a home, use restricted stock units (RSU), or both? Plus, is it worth it to hire a financial advisor? Is it a good idea to do Roth IRA conversions to the top of your tax bracket each year? How can you move non-deductible IRA money to Roth IRA without paying taxes again? And a cautionary tale about Roth conversions and stimulus payments. Access the transcript and financial resources, ask your money questions: https://bit.ly/YMYW-323

    • 32 min
    Pay Down the Mortgage or Buy Long Term Care Insurance? - 322

    Pay Down the Mortgage or Buy Long Term Care Insurance? - 322

    Fielding emails on a wide range of personal finance topics: ex-spouse Social Security benefits, paying the mortgage or buying long-term care insurance, how the FIRE community uses the Roth conversion ladder, tax rules for sole proprietors hiring minors, using excess 529 plan education savings, paying taxes or paying back a Coronavirus Related Distribution, and when to file form 8606 to report IRA contributions. Access the transcript and financial resources, ask your money questions: https://bit.ly/YMYW-322

    Inflation, Variable Annuities, Real Estate: How to Invest Against Risk - 321

    Inflation, Variable Annuities, Real Estate: How to Invest Against Risk - 321

    Is selling rental property to buy a variable annuity a good risk management strategy against sequence of return and interest rate risks? Small-cap vs. emerging markets: which has better risk-adjusted returns for market volatility? Are eREITs (non-traded real estate investment trusts) a good retirement investment? Is RPAR Risk Parity ETF a good inflation hedge? Should you do tax gain harvesting in declining financial markets? Access the transcript and resources, ask money questions: https://bit.ly/YMYW-321

    Early Retirement: Can You Afford to Retire Now? - 320

    Early Retirement: Can You Afford to Retire Now? - 320

    William has investing experience, money in the bank, and a retirement plan. Is he ready for early retirement at age 59.5? Plus, BRRR real estate investing and Roth IRA, Backdoor Roth conversions, and "Megatron" Roth contributions. Also, capital gains vs ordinary income, and are restricted stock units (RSU) ordinary income? Do they impact Social Security benefits? When can you collect spousal Social Security? Access the transcript and financial resources, ask your money questions: https://bit.ly/YMYW-320

    Roth IRA Excess Contributions and the Pro-Rata Rule - 319

    Roth IRA Excess Contributions and the Pro-Rata Rule - 319

    Recharacterization of excess Roth IRA contributions, converting post-tax contributions to Roth 401(k), and the pro-rata rule. Plus, target date fund ladders? Also, investing 529 plan money, section 199A dividends from real estate investment trusts (REITs), and how Matt Stafford should save for retirement with his new $34M LA Rams contract (just in case you’re expecting a football player’s salary anytime soon.) Access the transcript and financial resources, ask your money questions: https://bit.ly/YMYW-3

Customer Reviews

4.6 out of 5
257 Ratings

257 Ratings

Beeline51 ,

Entertaining and informative

Joe, Big Al, and Andy provide a humorous take on investing. Just stumbled on this podcast a couple of weeks ago. Give it a listen and you’ll be hooked.

slsjrb ,

Informative and funny

This is a funny, interesting and light hearted presentation of pertinent and serious personal financial advice that everyone can learn from and reap benefits from years down the line. I am a relatively new listener (6 months into it) and enjoy and look forward to every podcast. Keep up the great work!

LauraM in VA ,

Fun and informative

In each podcast I chuckle and I learn something - I enjoy it very much!

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