Your Retirement Blueprint: A 210 Financial Podcast 210 Financial

Few things in life are as frustrating as feeling forced to take an action that you know isn’t smart, strategic, or beneficial to you in the long run.

But for a variety of reasons, certain circumstances can make you feel like selling your holdings—even during a market downturn—is your only option.

Here at 210 Financial, we know that there is only one way to avoid making the kind of rash financial decisions that happen when you’re backed into a corner:

Have a plan that keeps you out of that corner in the first place.

In today’s conversation, Phil and Kendall share advice on how you can find out if you have a sequence of returns risk, how to play the long game and buy yourself time until the market goes back up, why—as we always say—having a plan that can likely stand up to unforeseen circumstances is the best way to set yourself up for financial success, and more.

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Grab a Free Resource at http://retirewith210.com/ --

Prefer to watch? Find video versions of every episode on our YouTube channel.

Learn how our team at 210 Financial can help you plan for the future at www.210financial.com --

Like more free resources? Grab one of our free guides here.

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210 Wealth Management, Inc., d/b/a 210 Financial, is a federally registered investment adviser under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply a certain level of skill or training. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. 210 Financial, Form ADV Part 2A & CRS can be obtained by visiting: https://adviserinfo.sec.gov and search for our firm name. Insurance products are offered through 210 Financial, Inc. d/b/a 210 Financial.

It’s 2024—and that means we’re already back in another election year.

It’s no secret that election years bring all sorts of changes, but what does this transitional time mean when it comes to the topic of your finances?

In this conversation, Phil and Kendall shed some much-needed light on this topic, explaining why our firm believes taxes will likely go up in the near future, why the IRS may be eyeing the untaxed money in your retirement accounts, whether who is president really makes a difference for our financial plan, why election years tend to lead to temporary volatility in the market, and more.

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Grab a Free Resource at http://retirewith210.com/ --

Prefer to watch? Find video versions of every episode on our YouTube channel.

Learn how our team at 210 Financial can help you plan for the future at www.210financial.com --

Like more free resources? Grab one of our free guides here.

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210 Wealth Management, Inc., d/b/a 210 Financial, is a federally registered investment adviser under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply a certain level of skill or training. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. 210 Financial, Form ADV Part 2A & CRS can be obtained by visiting: https://adviserinfo.sec.gov and search for our firm name. Insurance products are offered through 210 Financial, Inc. d/b/a 210 Financial.

Real estate can be a key factor when it comes to financial and retirement planning. 

Whether you’re selling your home so you can finally move to that sunny retirement spot you’ve always dreamed about, or investing in properties to earn some extra income that will supplement your retirement, you’ll be better equipped to reach your ideal financial future if you take the time to learn about real estate. 

In this episode, we are joined by Josh Graham, a realtor/broker of personal homes and investment properties. He leads a team called Graham Group that operates under RE/MAX Traders Unlimited and also happens to be the dedicated realtor of our very own Kendall Stahl. 

Josh shares valuable insights on what the real estate market looks like right now and why, advice for how to get the most value out of your home before you sell it, considerations to keep in mind when choosing to invest in single family vs multi-family properties, and so much more.
Graham Group WebsiteGet in touch with Josh: 309-258-0543//

Grab a Free Resource at http://retirewith210.com/ --

Prefer to watch? Find video versions of every episode on our YouTube channel.

Learn how our team at 210 Financial can help you plan for the future at www.210financial.com --

Like more free resources? Grab one of our free guides here.

//

210 Wealth Management, Inc., d/b/a 210 Financial, is a federally registered investment adviser under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply a certain level of skill or training. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. 210 Financial, Form ADV Part 2A & CRS can be obtained by visiting: https://adviserinfo.sec.gov and search for our firm name. Insurance products are offered through 210 Financial, Inc. d/b/a 210 Financial.

Women in finance—it’s a crucial topic that doesn’t get talked about enough.

What are the unique challenges that face women in the financial world? How can a woman best balance the responsibilities of her career, her marriage, and her motherhood in a way that empowers her to provide for her family while also feeling fulfilled?

These are big questions we’ve been wanting to dive into, and we couldn’t hope for a better guest to speak on this subject than our very own CEO, Carrie Stahl. As an experienced financial leader who is also a dedicated wife and mother, Carrie has a wealth of wisdom to share.

In this episode, Carrie explains the importance of communicating openly with your spouse about financial matters, how women bring unique skills to leadership roles, her advice for balancing the plethora of life responsibilities many women hold, and so much more.

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Grab a Free Resource at http://retirewith210.com/ --

Prefer to watch? Find video versions of every episode on our YouTube channel.

Learn how our team at 210 Financial can help you plan for the future at www.210financial.com --

Like more free resources? Grab one of our free guides here.

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210 Wealth Management, Inc., d/b/a 210 Financial, is a federally registered investment adviser under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply a certain level of skill or training. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. 210 Financial, Form ADV Part 2A & CRS can be obtained by visiting: https://adviserinfo.sec.gov and search for our firm name. Insurance products are offered through 210 Financial, Inc. d/b/a 210 Financial.

Estate taxes and planning is a complex topic. How do you minimize taxes after you’re gone? Is there such a thing as “too much” to pass down? What are the exceptions? We are tackling these questions and more in this conversation.

Today, we are joined again by Jim Benckendorf, a partner at Benckendorf & Benckendorf Law Firm and someone who concentrates in complex estate and tax planning, trusts, and probate.

In this episode, Jim shares when you likely need to worry about estate taxes, who should be focused on legacy and estate planning, strategies they use to help their clients plan for the future in their firm, and more.

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Grab a Free Resource at http://retirewith210.com/ --

Prefer to watch? Find video versions of every episode on our YouTube channel.

Learn how our team at 210 Financial can help you plan for the future at www.210financial.com --

Like more free resources? Grab one of our free guides here.

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Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor.

Insurance products are offered through the insurance business 210 Financial. 210 Financial is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor. AEWM does not offer insurance products. The insurance products offered by 210 Financial are not subject to Investment Advisor requirements.

All investments are subject to risk including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Any and all other services related to insurance are an outside business activity and are not offered through or supervised by AE Wealth Management, LLC. Please remember that converting an employer plan account to a Roth IRA is a taxable event. Annuities are insurance products that may be subject to restrictions, surrender charges, holding periods, or early withdrawal fees which vary by carrier. Annuities are not back or FDIC insured.

This podcast is for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.

210 Financial is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by 210 Financial.

Jim Benckendorf is not affiliated with 210 Financial or AE Wealth Management, LLC.

Good intentions with no actions can lead to a lot of difficult times.

No one enjoys discussing end-of-life issues, but the reality is that every one of us is going to die someday. That means that the topic of this episode pertains to everyone. We are talking about estate planning and how you should consider planning ahead to leave what you have to those you leave behind.

We are joined by Jim Benckendorf, a partner at Benckendorf & Benckendorf Law Firm and someone who specializes in complex estate and tax planning, trusts, and probate.

In this episode, Jim shares what happens if you don’t take the time to make your wishes known, how to ensure your assets are passed down correctly, which legal precedents supersede others, and more.

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Grab a Free Resource at http://retirewith210.com/ --

Prefer to watch? Find video versions of every episode on our YouTube channel.

Learn how our team at 210 Financial can help you plan for the future at www.210financial.com --

Like more free resources? Grab one of our free guides here.

//

Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor.

Insurance products are offered through the insurance business 210 Financial. 210 Financial is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor. AEWM does not offer insurance products. The insurance products offered by 210 Financial are not subject to Investment Advisor requirements.

All investments are subject to risk including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Any and all other services related to insurance are an outside business activity and are not offered through or supervised by AE Wealth Management, LLC. Please remember that converting an employer plan account to a Roth IRA is a taxable event. Annuities are insurance products that may be subject to restrictions, surrender charges, holding periods, or early withdrawal fees which vary by carrier. Annuities are not back or FDIC insured.

This podcast is for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.

210 Financial is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by 210 Financial.

Jim Benckendorf is not affiliated with 210 Financial or AE Wealth Management, LLC. 2159176-12/23