24 episodes
Real Estate Professionals Smoking Cigars James Campanella
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- Education
An entertaining and educational review of various areas of the real estate industry and the home buying process mixed in with cigar reviews. Each episode is designed to have an informative and down to earth conversation with an industry “insider” discussing aspects of the real estate and lending industries while enjoying various cigars.
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Post COVID and the Self-Employed
Recently FreddieMac and FannieMae have released the guidelines on how to determine self-employed income now that most Stay-at-Home Orders have been lifted, or at least life is beginning to return to "normal". How do the new guidelines affect those that are self-employed, but have had their income affected during Covid-19?
Cigar Lounge Review: David's Fine Tobaccos, 9759 University Ave, Clive IA 50325 (515-278-8701) -
The CARES Act and Mortgage Forbearance
As part of the stimulus package to deal with Covid-19, the CARES Act was passed, which in part, allows for mortgage forbearance. The media has not really properly addressed what this means to a homeowner. So this episode of the podcast helps provide you a better understanding of what it means to use mortgage forbearance. More information can be found at https://www.consumerfinance.gov/coronavirus/cares-act-mortgage-forbearance-what-you-need-know/. This week cigar lounge review: Rudy's Cigars 6240 E Riverside, Loves Park IL 61111
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Stay-At-Home Order - How are you coping?
In this episode of the podcast, we talk a little about what you need to ask before considering using the forbearance option on your mortgage loan; the benefit of considering purchasing a home in this market; and, the need for all of us to be a bit more neighborly.
Cigar Lounge Review: Your Mortgage Guys Virtual Cigar Lounge -
Covid-19 and the Stay-at-Home Order
It has now been a few weeks that the Stay-at-Home Order has been placed in Illinois. Across the country American's are either in an essential field, working from home, or unfortunately have been temporarily laid off. This episode of our podcast addresses how there have been some temporary guidelines created for income verification and also addresses some questions on mortgage forbearance.
Cigar Lounge Review: Kenny the King Tobacco, 28975 IL Rte 120, Lakemoor, IL
If you are interested in attending the FREE webinar "Learn about Credit w/Jim Droske" You can register on Facebook at Real Estate Professionals Smoking Cigars or click this link: https://crosscountrymortgage.zoom.us/webinar/register/7215859247654/WN_YXLo1ZwvQkSi1KmcNtbcgg -
The Virus, the Economy and yes, a virtual cigar lounge
As Covid-19 continues to cause most Americans to stay at home, our economy and the real estate/mortgage industry continues to adjust. Exactly what the long-term effects will be are yet to be seen. In addition, in an attempt to help those cigar smokers looking for camaraderie, a virtual cigar lounge has been created so we can practice social distancing while enjoying a good cigar.
Cigar Lounge Review: SoHo Cigar Bar, 32 Watts St, New York, NY -
How Does the Economy and a Virus Affect Mortgage Lending
The recording date of this episode of the podcast is March 12, 2020. It would appear, at this time, we have just begun a world-wide pandemic and the media, the markets and governments are trying to get ahead of the curve on its affect. So if you are a homebuyer, or if you own a home and thinking about refinancing, or of course if you are a real estate professional, how does all this affect you and mortgage rates?
Cigar Lounge Review: Jack's Smoke Shop, 10129 N Second St, Machesney Park, IL
If you are interested in attending an "after hours" cigar event, either in the Rockford, IL or Schaumburg, IL areas, leave us a comment on Facebook expressing your interest.